In ancient times, she gave birth to seven daughters and was divorced by her husband's family.

They all said, "Could it be that our Dawu is going to go to war with the Turks?!"

"Why do we have to go to war?!"

"You may not know, but recently the Turks have been repeatedly provoking our Dawu. I heard that they robbed the Shangguan family's shop some time ago, and also robbed the shop of the neighboring White Lady."

"Oh, and they also had to tear the Shangguan family's farmhands into pieces... That was so tragic!"

"Later, the family members couldn't stand it anymore and were very angry. A few women even brought their relatives and friends with them and beat the Turks to death!"

"...The main troublemakers have fled for fear of punishment, and the remaining few are orphans and widows. What can our prefect do? We have no choice but to release them!"

"Oh my God, this is too much. How can the Turks be like this?! I'm afraid we're really going to fight."

"Let's stock up on more food."

"Anyway, the food sold at Bai's Rice Shop isn't expensive, so let's go stock up on some."

"..."

These people were really panicking. The autumn harvest had not yet arrived and they had no money. They had no choice but to tighten their belts and spend a hundred or two hundred coins to buy some food.

But it is far from enough.

If there was a war, what would they do if the Turkic soldiers came and trampled or robbed all their food? !

"...Alas, there was war in Liangzhou before, I didn't expect there would be war here too!!"

"When will this day end?"

The people of Qingzhou were crying.

They were very sad.

Recently, the business of Treasure Pavilion and Curio Shop has deteriorated, the business of Seven Fairies Milk Tea Shop is average, but the business of Rice Shop is really good.

Although Bai Lu's family only sells two kinds of food, they are sold at a low price, so everyone is naturally willing to buy them.

But I can’t buy much because I really don’t have the money.

At this time, Bai Lu proposed an idea in the Qingzhou prefecture: "If there is no money, our government can lend some money to the people, and then ask them to pay it back after one or two years, but with some interest."

"At least, we need to allow the people to buy some food to tide over the difficulties."

The Qingzhou governor shook his head, "But...if the government releases money, will the Turks be able to sense that something is wrong? What if they want to attack in advance?! And catch us off guard?"

"After all, the actions in secret and the actions in public are different."

The governor of Qingzhou was very hesitant.

After hesitating for a while, Bai Lu reluctantly joined forces with several wealthy businessmen from the Shangguan family, the Wang family, and the Zheng family. Each family took out 200,000 taels of silver and distributed the silver to the prefectures and counties in Qingzhou.

There are seven families in total, so the total amount is 1.4 million taels of silver.

This strategy is called the Qingmiao Method.

This 1.4 million taels of silver...if we lend them all out together, we can lend out at least 500,000 or 600,000 taels.

If a commoner can borrow a few hundred or a few thousand coins and buy some food and rice and flour to keep at home, he will be much better off than the people in Liangzhou.

Before, when there was a war in Liangzhou, there was no food at all.

It was winter and all the food was eaten up. Moreover, after fighting for a year or two, no crops were grown and people were almost starving to death. The hungry people even ate tree bark.

If it weren't for Bai Lu and several other wealthy businessmen who went there to distribute porridge, how could so many people survive in Liangzhou?

So this move will definitely help these people.

When the prefect of Qingzhou heard about it, he was deeply moved and wrote a letter overnight. He sent the letter to Kyoto, praising Bai Lu highly.

Bai Lu has made another contribution.

Throwing Lin Zanghai and Ukaka into Kyoto is a great achievement.

Now I have solved such a big problem for the government...two achievements.

Oh, Bailu is such a treasure.

The prince was by Bai Lu's side, so he simply followed Bai Lu to help, borrowing money and setting the interest rate, he said directly to Bai Lu.

"So, you're going to set a rate of 20 wen for one tael of silver if the loan is for one year?"

Bai Lu smiled and nodded: "How is it? The interest rate is not high, right?"

"Of course it's not high. One thousand coins have a total interest of twenty coins, so it's fifty cents and one cent... You are very kind."

The prince couldn't help but give Bai Lu a thumbs up, "I heard that money houses lend money at high interest rates. Their interest rate is one tenth, which is more than five times higher than yours."

"And it's only 1 in 10 on paper, but in reality it's at least 1 in 7 or 1 in 8. If you're an orphan with no family or a job, the rate will be even higher."

"......Alas, lending money at high interest rates is prohibited by the imperial court. It is no different from gambling and is truly a disaster for the people."

Bai Lu shook her head and said to the prince, "Don't worry, we have all seen the suffering of the people of Liangzhou once, and I will certainly not let the people of Qingzhou suffer again."

"This amount of money is just a drop in the bucket for me. If it can help the people live a better life, then I'm willing to lend it out."

“Even if I can’t pay it back by then, the court will back me up.

After all, it’s because it’s inconvenient for the government to distribute money now, so we merchants are distributing more money to cover up our tracks.”

The emperor will definitely give it, and he will definitely praise these businessmen highly.

The prince sighed, "Since ancient times, merchants have done business to make a fortune, but you are not."

Her purpose this time was to help the people and provide them with convenience.

Bai Lu smiled. A total of twenty cents of interest was charged for one thousand cents, which was the interest rate for a whole year. The interest rate charged was 2%... She was simply a person with a conscience.

The prince added: "However, the Qingmiao Law may have a drawback... What if other merchants follow our example and lend money to the people at a profit, claiming that the interest rate is 1/50, but then secretly raise the interest rate, using coercion or inducement to coerce the people into borrowing money?!"

"Since this is not done by the government, there is no way to stop those businessmen."

"There is another big drawback. Our Qingmiao Law is now guaranteed by the Qingzhou governor and the Qingzhou government officials... They naturally know why we are doing this and support us."

"But what if someone is blind and deliberately picks on our faults, saying that we are no different from loan sharks? What should we do then?!"

Generally speaking, there will definitely not be such people appearing. If there are any, they should be the political enemies of the Prince’s party or the followers of his good brothers.