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Chapter 242 Guarantor
My best friend Lin Fangfang failed in her business venture, but she was unwilling to accept it. She spent so much effort and energy, and even invested all her fortune, but in the end she got such a result. Seeing others soaring in this world of the Internet explosion, Lin Fangfang was extremely unwilling to accept it.
But she believes that failure is the mother of success. Only a few people can succeed in one go. Many successful entrepreneurs today have achieved their current success through continuous trial and error.
So, Lin Fangfang wants to keep trying.
But she had already borrowed money from all her relatives and friends and was still heavily in debt, so it was very difficult for her to raise start-up capital.
It’s not that Lin Fangfang didn’t borrow money from the original owner, but the original owner’s family restaurant was going to open a branch and they were short of funds.
So, Lin Fangfang thought of going to the bank to apply for a loan and asked the original owner and her boyfriend to be guarantors.
The original owner refused, but Lin Fangfang somehow convinced the original owner's boyfriend and got him to do some ideological work on her.
The original owner was persuaded by her boyfriend and Lin Fangfang's sweet words, and finally signed the loan contract.
The bigger the pie Lin Fangfang painted, the bigger the fall, and it ended in failure once again.
But this time, Lin Fangfang didn't want to struggle anymore. She would never be able to pay off the money she owed in her lifetime.
So Lin Fangfang packed up her things and ran away.
The original owner only found out about this when the bank came to collect the debt.
Of course, the original owner’s boyfriend also ran away. As the guarantor, the original owner was monitored by the bank. They were worried that she would run away as well, so they went to her house every day to collect debts. In the end, both restaurants in the family were forcibly auctioned off.
The original owner felt that it was his own fault for not being able to judge people well that brought harm to his family, and he lived in self-blame every day.
……
Zhang Shan stood at the door of the bank, hesitating to move forward. Lin Fangfang and Liu Dawang did not dare to urge her, but the worry in their eyes did not diminish.
"Shanshan, what's wrong?"
"Yes, Shanshan, let's go in quickly. Fangfang finally got an appointment. If we miss it, we don't know when we can come next time."
Liu Dawang urged, and seeing that Zhang Shan had not moved, he walked forward, took Zhang Shan's arm and walked inside.
Along the way, Zhang Shan was very quiet and did not participate in the bargaining between Lin Fangfang and the bank manager. Liu Dawang was worried that Zhang Shan would leave, so he kept his eyes on her all the time.
Finally, when it came to the signing stage, Lin Fangfang and Liu Dawang both signed, and the contract was finally handed to Zhang Shan, who picked up the pen and put it down again.
"Shanshan, what's wrong with you?"
"Yes, Shanshan, haven't we already agreed on this? Why don't you sign it?"
Zhang Shan didn't want to be a big grudge. She didn't know how these two got together. They teamed up to cheat her. The previous one was a guarantor for a friend, and now his dock was being auctioned on the court's official website.
"I'm sorry, I didn't think it through before. I don't want to be your guarantor anymore. Besides, Manager Wang also said that in your situation, one guarantor is enough."
"what?"
"what?"
"How can that be? Zhang Shan, I'm your boyfriend, how can you let me take the risk alone?"
"Besides, we agreed to this before, and now you're going back on your word, which makes me lose face. If you don't sign, we'll break up!"
Zhang Shan shook off Liu Dawang's hand, and the water-based pen in her hand was thrown far away.
"Didn't you say there was no risk? So what are you worried about now? Don't you believe Fangfang will succeed? I won't sign this. I agree to your breakup."
After saying that, Zhang Shan left, hailed a taxi at the door and left.
Lin Fangfang and Liu Dawang chased out and saw only the exhaust fumes from the car. They stamped their feet in anger, "Why are you provoking her? She will sign if you talk her into it slowly. If she still doesn't sign, won't it become your joint debt when you marry her in the future? If you have a child, will she have the heart to not help you pay the debt for the sake of the child?"
"I'm just anxious. Besides, you know who I like, so why do you want me to marry her? We've been together for so long, but we haven't even kissed. She's so old-fashioned and boring. I don't like her."
"Okay, okay, of course I know you like me, but our current situation is really not suitable for us to be together. We also need a way out. Zhang Shan is so silly, she is the most suitable."
"Then I'll go and coax her in a couple of days. She loves me so much, she will definitely not want to break up with me."
"Good~"
The bank manager ate a lot of melon and couldn't help smiling, his fingers were still typing to share with his girlfriend.
"Gentlemen, are there any other guarantors?"
Lin Fangfang and Liu Dawang both shook their heads. They did have many friends, but when they heard about the request to help guarantee, they didn't dare to come over.
"Then please sign another supplementary agreement." Manager Wang took out the supplementary agreement, watched the two of them sign the agreement, and pressed their fingerprints before putting it away.
After Lin Fangfang got the money, she immediately invested in starting a business. She spent money like water, but she didn't see any profit at all.
Liu Dawang also listened to Lin Fangfang and came to Zhang Shan to get back together. "Zhang Shan, you are so old-fashioned and boring. No man would like you except me. If you kneel down and beg me, I might show mercy and get back together with you."
"Also, at your age, if you don't get married, you'll be too old and miss the best childbearing age for women. Be careful not to be able to have children in the future."
Zhang Shan was completely speechless.
"I'm 25 this year. Not to mention having children, I'm at the best age to do anything. Even if it's picking up trash, I'm the fastest and most skillful. In another 10, 20, 30 years, I'll still be in my prime!"
"What about you? What do you have? No job, no savings, no car, no house. What can you compare with me? Since I broke up with you, I realized that you are so useless. I don't know if you cast a spell on me before that made me so devoted to you."
Liu Dawang didn't expect that Zhang Shan, who had always been gentle and sensible, even a little inferior and introverted, didn't speak like that. Instead, she attacked him with such sarcastic words and said nothing good about him.
At this moment, he was so angry that his eyes turned red and his neck became thick, and he wanted to jump up and punch Zhang Shan a few times.
"Zhang Shan, when did you become so mean? Shouldn't a qualified ex respect the other party and not slander the other party after breaking up? When did you become like this today, or did I not see you clearly before?"
"A qualified ex should be like a dead person, disappearing from the other person's world forever. You haven't learned the rules of being an ex very well."
"You are a sinister, vicious, old-fashioned and feudal woman with no looks and no figure. You deserve to be unloved. Don't even think about getting married in your life!" Liu Dawang pointed at Zhang Shan angrily.
"Then I'm sorry, even if no one wants to marry me, I won't consider you, you ordinary man!"
"I believe it? You said I believe it?"
"Yes, you are a toad pretending to be a frog, you are ugly and have no money or ability. Who gave you the confidence?"
The two of them cursed at each other for a long time, which attracted quite a few spectators. However, Zhang Shan's mouth was too vicious. She cursed Liu Dawang so much that he became autistic. He then ran away with his face covered and crying.
On the other side, Lin Fangfang encountered difficulties again and felt that this attempt would fail again.
But she still had some money left, so she quickly changed her career and started live streaming to sell her own products.
But who would spend money to buy an unknown wild product or food?
"Zhang Shan, doesn't your restaurant also need to purchase ingredients? Look at my pre-prepared dishes. They don't require high-level cooking skills. They can be served on the table after heating. Not only can they save you the money of hiring a chef, but they are also health-conscious and, most importantly, cheap."
"Nowadays, many restaurants have started using pre-prepared meals. If you don't, how can you compete with others? When there's something good, I'll think of you first. After all, you're my best friend."
"You don't have to worry about it being unhealthy. Look at my ingredient package. It only contains pork and spices. There are no other additives."
In order to promote her own pre-prepared dishes, Lin Fangfang specially opened a package of braised pork with preserved vegetables. The color was bright red and the aroma was fragrant, but it was obvious that there was still some water in what she said.
Zhang Shan has a very sensitive nose and she could still smell the smell of additives among the complex odors. Various additives were mixed together. This pre-prepared meal would not go bad even if it was stored for thirty years, let alone a month.
"Try it!"
Lin Fangfang handed over the chopsticks, but Zhang Shan didn't take them.
“There’s a lot of stuff in there, right?”
"What nonsense are you talking about? I didn't add anything. This is the natural aroma of the meat. If you don't know, don't talk nonsense."
"You may not know this, but I have a very good nose. My family runs a restaurant, and I can tell what's in the dishes just by smelling it."
"How is that possible? Are you trying to cheat me and lower my price?"
"I won't lower your price because I won't buy pre-prepared meals from you. Our restaurant is a small business and we use fresh ingredients for every dish."
"You don't want to buy? Aren't we friends? Why can't you support me in starting my own business? When did you become so hard-hearted?"
"I support you mentally!"
Fortunately, the family was busy opening a branch and could not provide money to support Lin Fangfang's entrepreneurship, otherwise the money would have been wasted.
"Zhang Shan, you have changed. You used to be a warm-hearted girl. You were always the first to lend a hand when your friends were in trouble. When did you become so cold and selfish, and only care about your own interests? I misjudged you!"
Lin Fangfang looked at Zhang Shan disappointedly, tears in her eyes, looking strong yet angry and disappointed.
"Of course I am still the kind-hearted Zhang Shan. It is you, Lin Fangfang, who has changed. You didn't have so many calculations before. You knew the rules of our restaurant, but you sold me pre-prepared meals and forced me to support your business. When did you become so selfish and disregard other people's lives?"
"What nonsense are you talking about? If you don't want to buy it, then don't buy it. But you are blaming me for something bad. How can you think of me like that?"
Lin Fangfang guiltily packed up all the dishes, put them in a box, and almost ran away.
Of course, when she left, she also said, "You and Liu Dawang have been together for so many years. If there is any misunderstanding, can't you sit down and talk it out calmly? Liu Dawang loves you so much. If you lose him, you will regret it."
These two people really treated Zhang Shan as a fool. Ever since Liu Dawang was scolded and cried by Zhang Shan last time, he dared not appear in front of Zhang Shan again. It really proves the saying that a qualified ex should be like dead.
Although Lin Fangfang sold some of her pre-prepared meals, they were one-time transactions. After eating them once, people would not go back to buy them a second time.
Not only was the dish salty, but when I went to the toilet the next day after eating it, my urine was yellow and smelly, which showed that more than a little additive was added to it.
Some people took Lin Fangfang's pre-prepared meals for testing and found a lot of carcinogens, and the ingredients were not clearly marked in the list. This is a fraud on consumers.
Lin Fangfang was sued before her pre-prepared dishes were sold out. Not only did she lose a lot of money, but her small workshop, which had not yet been completed, was also closed down.
Without having the chance to take Liu Dawang with her, Lin Fangfang packed up her belongings and went directly abroad.
Liu Dawang was left behind and was stunned. "Lin Fangfang ran away?"
"What does her running away have to do with me? The money owed to you is from Lin Fangfang, go find her!"
"We are still looking, but Ms. Lin's loan is about to expire. As a guarantor, Mr. Liu, please cooperate with us."
Liu Dawang in China owed a huge debt. He had just found a job and his salary was not even enough to cover his debts, but he had to help Lin Fangfang pay off the debt.
Forget about loving her or not, he now really wants to eat Lin Fangfang.
Of course, he had also contacted Lin Fangfang's parents, but what could he do if they refused to give him money?
Since there is no signature on the contract, there is no principle of “the father must pay for the son’s debt”. Even the law can’t do anything about it, let alone Liu Dawang?
Then, Liu Dawang found Zhang Shan again, but even after kneeling down, Zhang Shan had no intention of helping him pay back the money.
What a joke. Whose money came from the wind? How could you help these two evil-minded ungrateful people pay back their debts?
"Zhang Shan, did you do this on purpose? You knew that Lin Fangfang would fail, so you didn't sign the contract. You knew it but didn't tell me. How could you be so vicious?"
"If you think so, then I can't help you. I won't help you pay the money back. You deserve it. You tricked me into guaranteeing you. Your motives were not pure. Let me guess. If I had signed, you would have been living with Lin Fangfang now, right?"
"What a pity! You don't have this opportunity. Don't you like Lin Fangfang? If you love her, help her pay off her loan!"
"No, Zhang Shan, you can't do this to me. We have been together for so many years, I don't believe you have no feelings for me at all. Your family has two restaurants. If you buy the restaurants, please give me some money. As long as you help me pay off the loan, I will marry you."
"You're dreaming! Getting married? Who do you think you are? You're just daydreaming. Just work hard and pay off your mortgage!"
Lin Fangfang also had a hard time abroad. As soon as she arrived, she met a parkour boy. Not only was her wallet robbed, but her luggage was also stolen.
She wanted to go to the embassy for help, but she had become a deadbeat and her profile picture was still on the bank’s official website. Going to the embassy would be like walking into a trap.
Although she had no unpaid debts, Lin Fangfang's life was not easy. Without an ID, she couldn't even find a job. Even if she was begging, she still had to pay protection money.
At the end of the day, they can't even afford enough food and clothing.
No one knew who "exported" all the pre-prepared dishes she had made abroad, and they all ended up in her mouth.
Although she knew that consuming too many additives was bad for the body, in order to stay alive, Lin Fangfang ate pre-prepared meals she made herself for every meal. She died of illness within a few years.
When she died of illness, Liu Dawang had not yet repaid the loan. Of course, he would never be able to pay it off in his lifetime.
Liu Dawang has worked in a bank all his life, has never been married and has no children. I wonder if he regrets it?
Zhang Shan has run two restaurants in her life. Because of their good reputation, business is booming and she makes a lot of money every day. She has a good place to take care of her parents in their old age, a caring husband, and filial children.
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