Transmigrating to Book 50, others hoard rice, I hoard money

After Luo Zhiyuan returned to China in July 96, he was employed by a foreign trade company in Yangcheng with his eloquence and impressive resume. His monthly salary was 7 yuan plus commission.

Because the company has a certain customer base and its overseas business continues to expand, he can easily earn 5000-8000 yuan per month, and sometimes even more than yuan.

The high income made Luo Zhiyuan feel ambitious. He started dating a girlfriend and planned to ask his family for some money to buy a house in Guangzhou and get married.

Unexpectedly, the Asian financial crisis hit, and his company was deeply affected. Its overseas business was almost "wiped out". The company lasted for a few months, but could not hold on any longer. By the end of the year, it had to announce its dissolution.

Luo Zhiyuan was "forced to leave". Other foreign trade companies either stopped hiring or went bankrupt, and he could not find a job that matched his professional skills.

He looked down upon some small companies or jobs involving physical labor, and he couldn't get into good public institutions, so he had to take his girlfriend back to Jiangcheng temporarily.

Luo Zhiyuan wanted to raise money from his family to open his own foreign trade company, and no longer have to look at other people's faces, but was forced to resign...

There are major brands of beer, liquor, rice wine, etc. on the market, and ordinary people have many choices. The pub opened by Luo Qiuyue and Luo Dafen is not as well-known as them, and mainly relies on some customers who like bulk wine to make a living.

Their shop is rented. As they are older and cannot do much physical work, they hired two people to help. After deducting various costs, the monthly profit is between 300-500 yuan.

This profit does not include the wages of Luo Qiuyue and Luo Dafen. If their wages are deducted, there will be little left.

Luo Zhiyuan brought his girlfriend home. Luo Qiuyue was very happy at first, thinking that their family would soon have a baby. But when she learned that Luo Zhiyuan wanted 20 yuan to start a company, she became extremely anxious.

Luo Qiuyue said that her family had no money. If she had money, she would like to redeem the things mortgaged to Zhou Rong first in order to preserve the hard work of Luo's ancestors.

Luo Zhiyuan: "Grandma, the market is not good now. People usually use their money to do business, and few people buy antiques.

I asked someone and found out that if you sell the vase that you pawned at Grandma Rong's place to someone who loves antiques, the price would be around 8 to 10 yuan. If you use it as a mortgage loan at a bank, the amount of money approved would not be higher than 8 yuan.

Grandma Rong is willing to pay 30 yuan for the vase, so we can just give it to her and not redeem it. This way, we will earn an extra 20 yuan!"

Luo Qiuyue was very conflicted and wanted to refute, but couldn't find a reason for a moment.

Luo Dafen said angrily, "Your grandmother Rong was willing to lend us 30 yuan because of our friendship. You sold her something worth 10 yuan for 30 yuan and made 20 yuan for nothing. Isn't that a deliberate deception? How can we get along in the future?!"

Luo Zhiyuan: "Antiques are valuable only when they are sold to people who appreciate them. Grandma Rong is experienced and capable. How much are the things you took away worth? Wouldn't she know?

The fact that she is willing to accept your collateral means that she recognizes the value of that thing. She thinks it is worth it, so she will lend you 30 yuan readily. Otherwise, if you just take a tile to her, will she lend you 30 yuan out of neighborhood friendship?

We are both willing to fight and be beaten, and we owe nothing to each other. You don't need to worry about it, and don't feel any psychological burden. Maybe Grandma Rong is hoping that we won't have the money to pay her back, so we can give her the things instead!"

Luo Dafen: "You are making a specious argument! Even if she likes the vase and thinks it is worth 30, that is not a reason for us to deceive her. What you just said really wasted her teachings to you.

Don't you know how much you have taken advantage of her since you were a child?

Whenever you go to her house, do you ever miss out on anything that Ji Fan and Qiao En have?

If we as human beings don’t even have the most basic sense of gratitude, what is the point of our achievements?

I also don’t think a person who doesn’t know how to be grateful will be able to make a decent career. If you want to start a company, you have to make money yourself. I don’t have the money to support you.”

Seeing that his mother was angry, Luo Zhiyuan had to coax Luo Qiuyue, hoping that she could think of a way to help raise money.

Luo Qiuyue couldn't stand Luo Zhiyuan's flattery and pleading, and also wanted to pay back the money owed to Zhou Rong after his company was established, so she agreed to find a way.

But the total savings of the family was less than 20 yuan, which was far from the yuan that Luo Zhiyuan wanted.

Luo Qiuyue knew that Luo Xiaofen had money. The food factory had vegetable shops all over Jiangcheng, Zhou Jiakang had shares in it, and there was a stable income from farmland tractors and harvesters. The family's savings would not be less than 15.

Luo Qiuyue called the convenience store in Zhoujiawan, contacted Luo Xiaofen, and told her about Luo Zhiyuan's idea of ​​starting a company, hoping that she could lend her 10 yuan.

For the remaining 100,000 yuan, Luo Qiuyue plans to mortgage her house to the bank...

Luo Qiuyue promised Luo Xiaofen that as long as Luo Zhiyuan's company made a profit, he would immediately return the money to her and also pay a certain amount of interest.

Luo Xiaofen got a headache when she heard that Luo Zhiyuan was going to start a company. She remembered what Zhou Rong said when they were chatting before: I'm not afraid of my children living a life of debauchery, I'm just afraid that they suddenly want to work hard.

Luo Xiaofen said that her family's money was all in fixed deposits, which would not mature for several years. She had no money to borrow now, but if Luo Zhiyuan needed money urgently, she could scrape together one or two thousand.

Luo Qiuyue: "What can one or two thousand do? My family doesn't need this little money. Zhiyuan has been abroad for two years and worked in a foreign trade company. He is very experienced. He said that as long as his company is established, it will definitely make money.

You are his aunt, so you must help him at critical moments. When he becomes successful, you will not be left out from the benefits.

Can you go and withdraw the money on a fixed deposit? We don't want interest, and the bank will agree to withdraw the money. I will let Zhiyuan repay you for your loss later."

Luo Xiaofen said helplessly: "Mom, don't be satisfied with everything Zhiyuan asks for. The family doesn't have the money to support him to start a company, why does he have to do something unrealistic?

I heard that an economic crisis broke out overseas and many foreign trade companies were affected and closed down. If Zhiyuan opened a company at this time, it would be like throwing money into the water. There would be no response and no return.

My three children are getting older every year, and Qingxian will be getting married in two years. There are many expenses, so I really can't help Zhiyuan. Please understand."

Luo Qiuyue: "I can't understand! Zhiyuan is the hope of our family. He went to college and even went abroad for two years, but now he has no job. Neighbors often laugh at us.

Whether it's for the family's reputation or the future of our Luo family, as his aunt, you have to help him!"

Luo Xiaofen said with a headache: "Mom, the Luo family has more than one child, Zhiyuan, you also have Haoran, he will take the college entrance examination in July, with his grades, it will not be a problem for him to get into a good university, you should not put all your hopes on Zhiyuan alone.

Let the neighbors say whatever they want. When something weird happens in other families, everyone’s attention will be diverted.”

Luo Qiuyue: "You make it sound so easy. I have invested so much in Zhiyuan. If he becomes useless at home, wouldn't all my efforts be wasted?

Besides, Haoran is not close to us at all. He still only wants to call me grandma instead of grandma. I can’t pin the future of the Luo family on him.”

Luo Xiaofen: "Haoran has grandparents in Zhoujiawan. He calls you grandma to distinguish them and not to upset his father and relatives on the Zhou side. He respects you very much and said that he will buy you gifts and take you to play everywhere when he makes money in the future."

Luo Qiuyue spent little time with Luo Haoran, and her relationship with him was not as strong as that with Luo Zhiyuan who was by her side. No matter how Luo Xiaofen explained, she could not dispel her prejudice.

Luo Qiuyue said a lot of nice things, but seeing that Luo Xiaofen was unwilling to lend money, she hung up the phone angrily...