Transmigrating to Book 50, others hoard rice, I hoard money

After experiencing the ups and downs of yields in the past two years, everyone finally realized that investment and gambling are similar. If you don't have the psychological endurance, or only think about making money and can't bear losing money, you are not suitable for investment. It is safest to deposit money in the bank.

Some people didn't want to suffer any more, so they took out part of their profits and deposited them in the bank.

The residential area built by the real estate company in Jiangcheng was about to be topped out. Seeing that many people went to the finance department to get their profits, Zhou Jiaguang loudly asked Xu Hanhua if he could use the profits to subscribe to a few houses in advance.

Xu Hanhua: "Sure, if you pay the full amount, I'll give you a 20% discount based on the family price, and you can choose any floor and apartment type you want."

Zhou Jiaguang is currently still living in the two-bedroom apartment allocated by the Radio Factory. According to regulations, the factory is to take back the house after he resigns, but he has a strong "backing", and the factory dares not offend either the Zhou family or the Xiao family, so it did not mention the matter of taking back the house.

Zhou Jiaguang didn't want people to gossip about him, so he kept looking for a house. However, Xiao Jingjing had very high requirements for the living environment. She didn't like old and dilapidated houses or those with poor surrounding environments.

Zhou Jiaguang didn't want to spend money and make his wife unhappy, so he didn't buy it.

The real estate company is building a new residential community with parks, elevators, and balconies. There are also shopping malls under construction nearby, and it is not far from where Zhou Jiaguang works. He decided to buy a few houses for his children to start their own families and also to preserve the value of his money.

"Mr. Xu, what is the largest apartment size in our community?"

Xu Hanhua: "160 square meters, four bedrooms and two living rooms."

Zhou Jiaguang: "Give me one set, and four more with three bedrooms and one living room."

Everyone was shocked by Zhou Jiaguang's generosity and asked him why he bought so many houses.

Zhou Jiaguang: "Now many units do not distribute houses, and the policy of distributing houses may be completely cancelled in the future. There are so many people in our country, and good locations are limited. In my opinion, more and more people will buy houses, and housing prices will definitely become more and more expensive.

The money I have is just sitting there anyway, so I might as well buy a few more houses and store them away. I heard that the housing prices in places like Shenzhen and Shanghai are rising every year, and the prices in Jiangcheng will definitely rise as well in the future. The more I buy now, the more I will earn in the future.

It’s okay if the price doesn’t increase. When my four children get married, I will give them each a house. The largest house will be left for Jingjing and me. When the children come home to get together, or when relatives and friends come to visit, the house is big and won’t seem crowded.”

If you think carefully about what Zhou Jiaguang said, you will find that it makes a lot of sense. Now that the world is peaceful, houses, like gold, can maintain their value. You can buy them for your own use or for investment without having to experience a strong psychological gap.

After silently calculating the money they had, those who had enough to pay the full amount all said they wanted to buy one or several houses.

If the amount is not enough to pay the full amount, ask Xu Hanhua if he can pay a part of the deposit and the remaining balance in installments.

Xu Hanhua said that the company could borrow money to buy a house, but would need to pay an annual interest rate of 10%. The house could not be transferred until the loan and interest were repaid. If the company was still unable to repay the debt after more than 10 years, the company would unconditionally take back the house.

Those who wanted to move into a bigger house with zero cost or minimal money immediately gave up the idea of ​​buying a house.

This community invested and built by the real estate company in Jiangcheng is a commercial complex. It has elevators and a leisure park, as well as a shopping mall nearby. It has convenient transportation and complete facilities. The selling price is 1680 yuan/square meter to 2880 yuan/square meter.

Zhou Jiaguang picked good floors and good apartment types, all at 2880 yuan per square meter. After a 5% discount, the purchase price of his five houses, totaling nearly 160 million yuan, was directly deducted from the profits of his fund company.

Zhou Qinghong is currently living in the family quarters of the radio factory. The house is small and crowded, with his family of four living in it. They are usually embarrassed to invite relatives and friends to visit.

Now that he has the chance to move into a big house, he must buy it!

Zhou Qinghong bought two three-bedroom, one-living-room apartments without hesitation, one for himself and one for his son to live in after he starts a family in a few years.

He originally wanted to buy three houses and leave one for his daughter as a dowry, but the fund company suffered losses in the past two years, so he didn't have enough money, so he could only buy two houses first, and then buy another one for his daughter when he had more money in the future...

Zhou Jiahua and Zhou Jiafu have houses to live in and their children have started their own families, but they still each bought a house for investment.

Seeing that Zhou Jiaguang and others were actively buying houses, others followed suit.

After the reunion dinner, most of the fund company's profits were transferred to the real estate company's account...

When Zhou Jiyan and Huang Li heard that this year's rate of return was 135%, they cried with joy. They finally made back their money!

The two went to their parents for help, wanting to withdraw 2 yuan for living expenses, and continue investing the rest of the money, thinking that as long as the fund company did not make a loss in the next two years, they would be one step closer to becoming millionaires.

But the two of them had offended too many people. Even their own parents disliked them. Seeing that they didn't want to pay back the money even though they had money, they became angry and took all the principal and earnings from their names, and helped them pay off their debts, so as to prevent their bad reputation from affecting themselves.

After Zhou Jiyan and Huang Li found out about this, they went to their parents and had a big argument with them, saying that they had not mentioned anything about paying back the money, so why did their parents take it upon themselves to help them pay it back.

Zhou Jiyan's father was too lazy to argue with him and asked him directly if he wanted to sever the relationship. If yes, then just do it quickly. They should write a letter of severance, ask relatives to be witnesses, and then publish an announcement in the newspaper to state their position, and never have any contact with each other again.

Everyone in his family is doing better than himself. Zhou Jiyan didn't dare to break off the relationship. He could only swallow his anger and asked his parents to continue to help him invest in Zhou Rong.

His family felt that Zhou Jiyan was blinded by money and would make a big fuss if the fund company suffered losses again. That scene would be too distressing, and no one was willing to help him.

Zhou Jiyan was furious, so he had to go to Zhou Rong with Huang Li to plead for him, hoping to invest in his own name.

What Zhou Jiyan and Huang Li did had been told to Zhou Rong by those who had borrowed money from them but could not get their money back.

These two men were pure gamblers. Zhou Rong didn't want to get into any big trouble, so he rejected them directly.

Seeing that Zhou Rong was so difficult to talk to, Zhou Jiyan and Huang Li thought that there were more than one investment fund company in the market, so they used all the money they had to buy financial products from other companies.

But the rate of return is very low and losses may occur occasionally.

Huang Li has been laid off. Due to her old age and lack of skills, she has not been able to find a new job. All the expenses of the family are supported by Zhou Jiyan's monthly salary of more than 200 yuan.

As the returns were not ideal, their lives became increasingly difficult, so they went to make trouble with the fund company they had invested in, attempting to get extra compensation by cheating.

They were not related to the police in any way, so they did not care about any personal feelings and directly reported them to the police to have them arrested. They also brought them to court for provoking disturbances and extortion.

Due to insufficient evidence, the court did not sentence them, but this experience frightened Zhou Jiyan and Huang Li so much that after withdrawing all their investment funds, they no longer dared to invest and lived their ordinary lives honestly...