Transmigrating to Book 50, others hoard rice, I hoard money

Zhou Rong told Luo Xiaofen that Luo Qiuyue did not sell the house, but instead used some old items as collateral and borrowed 30 yuan from her.

Luo Xiaofen asked suspiciously, "Old item? Do we still have this at home?"

Zhou Rong: "It should be your grandpa who left it. The situation was tense a few years ago, so it was inconvenient to take it out, so your mother didn't tell you."

Luo Xiaofen: "Those things are the memories left by my grandpa. My mother mortgaged them for Zhiyuan. I hope Zhiyuan can learn some skills in the United States and redeem those treasures as soon as possible."

Zhou Rong: "Zhiyuan is very smart. I believe he will be able to learn something, find a high-paying job, and redeem your family's things."

Luo Xiaofen sighed softly. She didn't have much hope for Luo Zhiyuan. This child had been spoiled by her mother since she was a child, and whatever she wanted would be satisfied.

Now, for the sake of an illusory halo, we have spent all our money to send Luo Zhiyuan abroad. If this child has more unrealistic ideas in the future, what will the family use to support him?

30 is not a small amount of money. Even if Luo Zhiyuan has experience studying abroad and can find a job that pays more than 2000 yuan a month after returning, it will take him nearly 12 years to pay off the loan without eating or drinking.

Unless her mother and sister suddenly get rich, the treasure left by her grandfather may never be redeemed...

Today, in Zhoujiawan, the fields are full of lush vegetable gardens and fruit groves. From spring and summer to autumn and winter, fruits and vegetables are fragrant all year round and there is no shortage of food. Every household lives in a beautiful building and has no worries about life.

Zhou Rong wandered around, looking at his hometown full of life, with a smile on his face. It was great that their efforts over the years had not been in vain...

my country's current communication network technology is still analog technology (1G), and communication equipment is all imported from abroad. Due to funding issues, the coverage rate is very low and the signal is poor.

At the end of May, Zhou Rong donated 5 million yuan to the Post and Telecommunications Administration in the name of "Fanshuo Technology" in the hope of speeding up the construction of base stations.

In June, Fanshuo Technology invested RMB 6 million in a communications company in Pengcheng, holding a 3000% stake, to assist it in the research and development of 30G communications equipment.

These two things made "Fanshuo Technology" more famous, and the sales of its pagers and mobile phones increased again.

Because the new mobile phone is still under development, the construction of the family quarters cost a lot of money. In addition to donations, investment in telecommunications companies and various management costs, the return rate of "Fanshuo Technology" this year is only 60%.

The fund company only holds 20% of the shares of "Fanshuo Technology", so the profit it gets is even lower.

All real estate projects invested by the fund company are either under construction or still on the planning stage, but the company's operating and management costs have not decreased at all. Overall, this year's rate of return is -17%.

On January 95, 1 (the 22nd day of the twelfth lunar month), when the annual investors' meeting was held, Xu Hanhua announced this data, and everyone was in disbelief.

Last year, the profit was more than 5 times, but this year, I didn’t make a penny and instead lost money? !

Following Zhou Rong's advice, Xu Hanhua made a table of the company's investment projects and various expenditures, printed several copies, and sent them to all investors.

The table clearly shows where the investment funds went, and everyone has to accept the fact that they lost money this year.

Someone asked Xu Hanhua what the investment direction will be next year?

Xu Hanhua told everyone that once a real estate project is invested, it will take two to three years to be completed. If there are policy changes, the project may be shelved or delayed in delivery.

The fund company’s main task at present is to complete the projects at hand in order to smoothly recover funds. It does not have any extra money to invest in other projects for the time being.

After hearing this, some people became nervous, worried that the fund company would still be in a loss-making state in the next few years, and asked Xu Hanhua if they could take some of the profits.

Some people even want to withdraw the principal together, leaving not a penny behind, and come back to invest again in a few years.

Xu Hanhua and Zhou Rong asked the finance department to register all those who came to withdraw money. Small amounts were given in cash, and large amounts were given by check.

If you want to withdraw the principal, you will not be able to participate in any investment of the company in the future.

Those who wanted to withdraw their principal thought that they had only invested a few hundred yuan in the beginning and had already made their money back. Even if they suffered continuous losses, the loss would only be a few hundred yuan.

But if he was "delisted" by the fund company, he would not only offend Zhou Rong and Xu Hanhua, but also lose the opportunity to make money again in the future.

After figuring it out, no one wanted to withdraw the principal and only took the profits.

Zhou Jiaxing was worried that he would have trouble explaining the continuous losses to his fellow villagers, so, like in the previous two years, he took away part of the profits, intending to give a little to each of the investors after he returned, in order to appease their hearts.

Zhou Jiaguang believes in his elder sister's ability. This year's negative profit does not represent the future. He is afraid that too many people will withdraw money, causing a "bank run", which will affect the overall operation of the company and also make his elder sister feel disappointed.

Zhou Jiaguang received a dividend of 8 yuan this year. He raised his hand to indicate that he would not take any profit and added an investment of 5 yuan.

Chen Moli also believed Zhou Rong. She did not take any profits and deposited another 1 yuan into the fund.

In order to support Zhou Rong, Xie Cuilian, Zhou Gui, Zhou Cai, and Nini also did not take any profits and deposited some money in the fund company.

Xu Man raised her hand and said proudly that she would add an additional 30 yuan in investment. Xu Hanqi and Xu Yun also expressed their willingness to increase their investment.

With their influence, many people reduced the amount of money they withdrew.

Tang Xing wanted to invest in a new project, but he didn't have enough money, so he went to Xu Hanhua privately and said he wanted to take away 2000 million.

He currently has more than 5000 million in investment funds in the fund company. It is reasonable for him to take out 2000 million because of the project needs. Moreover, this matter was raised privately without inciting other investors. After obtaining Zhou Rong's consent, Xu Hanhua asked the finance department to write him a check for 2000 million.

Zhou Jiyan and his colleagues were upset when they found out that they had suffered losses this year. They asked their parents and brothers whether the company had cooked the books or whether it was due to the inaction of the person in charge.

Everyone brought back the reports issued by the company and gave them to Zhou Jiyan and others, asking them to look at them themselves.

Even with the facts before their eyes, they didn't believe the company would make a loss this year.

If they lose money, how can they pay back the money they borrowed plus the interest? !

Several of us were very angry and went to ask someone who knew the business whether the fund company's operations had violated any regulations. We wanted to use the law to threaten Zhou Rong and get our losses back. It would be best if we could get some compensation.

However, they invested in the name of their family members and did not sign any investment agreement with the company, so they could not prove that their money was invested in the fund company.

The fund company has a license in Hong Kong and has not yet publicly raised funds from the public in the mainland. The act of raising funds from specific individuals among relatives, friends or within the unit does not constitute illegal fund-raising.

The company has never promised to repay the principal and interest, and has always emphasized the risks of investment. It is the same as the financial products of formal financial institutions that do not promise to guarantee principal or returns. There is no inducement, and there is no violation of any regulations during the entire operation.