Transmigrating to Book 50, others hoard rice, I hoard money

Zhou Jiyan and several others invested several hundred yuan each in the name of their parents and brothers.

When they heard that this year's return rate was 536%, they were so happy that they wanted to fly.

The invested funds increased more than 5 times in just one year. While they were happy, they also felt extremely regretful. If they had invested a few years earlier, they might have become "ten thousand yuan households" now!

The parents of several people asked them whether they wanted to withdraw the profits, so that if the market is not good next year, at least they can protect their capital.

Zhou Jiyan and others said they would not withdraw the money, and they even went to relatives and friends to borrow tens of thousands of yuan for additional investment.

They want to take advantage of this "east wind" to become "ten thousand yuan households", "hundred thousand yuan households", or even millionaires!

Several people were rejected when they tried to borrow money. In order to successfully borrow the money, they promised to pay 15% interest per year.

The parents of several people said that borrowing money for investment is too risky. If the returns next year are not ideal, what will they use to repay the money?

Persuade them to just forget about it, and use the money they have to slowly snowball, so that they can live a stable life and feel at ease.

But Zhou Jiyan and his friends are now obsessed with money and won't listen to anyone's advice at all.

He also said that if they had not been too timid and hesitant, they would not have missed out on the profits of the previous few years and would have bought home color TVs, refrigerators, motorcycles, and pagers long ago.

Now there is a chance to turn things around, they said they must not miss it!

Seeing how persistent they were, their parents recalled that Zhou Rong had never lost money in all those years doing business. In order to help them catch up with the main force, they agreed to help them invest.

When Zhou Rong received the money, he casually asked where the money came from.

Zhou Jiyan's mother spoke frankly and said that it was borrowed.

Zhou Rong: "Investing is risky, and borrowing money to invest is even riskier. If you lose money, you won't be able to pay back the money you borrowed, and you may also lose your previous profits."

"It's okay, we believe you."

Zhou Rong smiled and did not make any more unnecessary explanations. Instead, she asked those who came to make additional investments to sign an agreement, indicating that they were willing to bear the risks themselves and would not cause trouble for the company or her if any losses occurred.

After seeing these people off, Zhou Rong called Xu Hanhua and asked him to adjust the investment direction of the fund company.

Next year, all the funds of the fund company will be invested in projects under construction or not yet launched, and will not generate any income for the time being.

She wants everyone to know that investing is risky and it’s not just talk.

By the way, let's check which relatives can only share the good times but not the bad times...

Zhou Rong and Xu Man each held 30% of the shares of Xu Hanhua's real estate company, and the Qiongdao real estate project allowed the two to each receive nearly 18 billion in profits.

After finishing the reunion dinner, Zhou Rong went to Chen Mansion to find Xu Man with the copied account book, just like in previous years.

Although Xu Man is not in charge of the daily affairs of the real estate company, as a major shareholder, Zhou Rong and Xu Hanhua will tell her about the company's investment direction, project progress, profitability, etc. in the past year at the end of each year.

Xu Man looked at the series of "zeros" after the net profit figure in the report and thought she was dazzled. She counted several times before she was sure there were 8.

She asked in astonishment: "How many billions did we make this year?!"

Zhou Rong: "Well, the real estate in Qiongdao has accumulated a lot of bubbles in the past few years. We bought the land early, spent less money, and withdrew at a high price, so the profit was relatively large."

Xu Man: "It's too easy to make money in real estate, isn't it? Are there many people who have made billions like you?"

Newspapers, news media and other media blocked a lot of information. Zhou Rong told Xu Man some of the things she saw on Qiong Island.

Xu Man patted his chest and said fearfully: "Investing is just like gambling, it's so scary! We are not short of money now, so we should not do such high-risk things in the future and just live a stable life."

Zhou Rong: "Well, the bursting of the Qiongdao real estate bubble is bound to affect the overall housing market prices. Hanhua and I have agreed to postpone the development of some projects, finish the projects at hand first, and then go to some big cities to develop one or two projects.

In this case, the company's rate of return will be greatly reduced. Let me be clear with you. If you need money, tell me and Hanhua and we will have the finance department transfer it to you."

Xu Man: "No, I don't need money, you can use the money to invest in projects.

You provide me with some new clothing designs every year. Thanks to you, my clothing store is doing good business and can earn more than 100,000 yuan a year. Add to that the copyright income from Boss Tang, even without the dividends from the real estate company, I would be a millionaire!

I don't understand or care about the real estate company's affairs. Just follow your own plan. As long as you are safe and sound, I have no opinion.

The shares were given to me by you. I got the money for free. I am so lucky to have relatives like you and Hanhua. Let's go shopping. I will pay for whatever you like!"

Zhou Rong: "Okay, I won't be polite then."

The Chinese New Year is coming soon, and the streets are full of people buying New Year's goods and doing small businesses. The shouts of the sellers are louder than the last, and the bargaining of the buyers is one after another, and it is very lively.

Zhou Rong and Xu Man strolled along the way and bought a lot of small things.

Xu Man kept her word. She would buy whatever Zhou Rong liked without even bargaining.

Seeing how generous the two were, the vendors all rushed to recommend the goods in their stalls to them...

Cao Zhi retired early and gave his job at the pickle factory to his eldest son to prevent him from going to the countryside as an educated youth. However, the good times did not last long. After his son had worked there for only a few years, the factory's performance declined and it declared bankruptcy last year. His eldest son became a "laid-off and unemployed worker."

All the money of the Cao family was managed by Yang Yaodi, and even the wages of the two sons after they got married had to be handed over on time every month.

After becoming a mother-in-law, Yang Yaodi finally understood why all women look forward to becoming a mother-in-law. The daughter-in-law does the housework and she can scold her if she is not satisfied. Her daily tasks are to eat, sleep, and stroll around, and she has money in her hands. It feels so good!

Unfortunately, God was not kind to her. Her eldest son was laid off, and the furniture factory that she had bought for her youngest son at a high price could no longer pay his salary.

In order to make a living, Yang Yaodi had to ask her two daughters-in-law to make their own pickles and sell them at the market.

Worried that her two daughters-in-law might hide money, she came along and was responsible for collecting the money.

When Zhou Rong was a cadre, his name often appeared in newspapers, and his donations to build roads in the past two years were even reported on the provincial TV news.

Yang Yaodi felt uncomfortable every time she saw Zhou Rong's name in newspapers and news.

This second sister-in-law, whom she once hated and looked down upon, not only became a high-ranking official, but also made a fortune through business. God is so unfair!

At the market, Yang Yaodi saw Zhou Rong, who looked young and fashionable, from afar. She did not say hello to him, nor did she go up to him to flatter him like other vendors did in order to sell their goods.

Given the old grudge between her and Zhou Rong, even if she tried to curry favor with him, he might not even look at her. Why bother making herself unhappy?

She also wants to save face!