Comprehensive film: the sweet daily life of urban drama
Chapter 686: Learning from One to Reverse Three, Reform Plan
The next morning, Jiang Nansun didn't wake up until almost ten o'clock. She suddenly knew so many things yesterday, and naturally needed to release her emotions. She didn't have enough energy to learn and make up for it. She had to work harder than Guan Guan's first time...
"How do you feel? Are you feeling unwell?"
Jiang Nansun moved a little and frowned slightly, "It's a little painful, but it doesn't have much impact. But I'm so hungry, I want to have a big meal."
"No problem, just lie down for a while, I'll ask the butler to prepare..."
"Can I take this bed sheet away?"
"Of course, I've asked about this in advance." I added silently, three thousand nine hundred and eight, I can take it home anytime...
Be it a conspiracy or a routine, it is actually just taking advantage of people's blind spots in information.
Jiang Nansun is just naive, not stupid, so now she has figured out the truth of many things.
My mother had intentionally concealed Brother Chen's conditions before. Her purpose was simply to prevent my father from knowing and to set her sights on Brother Chen. As for what the idea was, so much information about the loans had already made it clear.
Also, she has been giving herself money during this period. She probably doesn't want to be too passive in love again and let material factors affect their relationship.
As for why Suosuo went from strongly opposing to trying desperately to bring the two together, the reason is obvious. She must have realized the crisis in her family, so she wanted to find someone to rely on, which is the same idea as her mother.
By analogy, no matter how Brother Chen viewed their relationship before or what concerns he had, for her now, these answers are not important. What is important is the final result. Through her hard work, she finally won the love of this man.
But precisely because of this, she has to cherish it more and not over-consume it. At the very least, the situation at home must change. Otherwise, family will always be a problem between the two of them. She will not allow this problem to threaten their relationship.
After breakfast, Chen An took Jiang Nansun to a nearby shopping mall to buy some gifts. After all, they couldn't be impolite on their first visit, especially to an old lady who valued rules so much. This would be their trump card for dealing with problems in the future.
"Brother Chen, I think we should wait until another day to visit you."
"What's wrong, Nansun? Didn't we agree to solve this problem together?"
Jiang Nansun explained her guess about why her mother concealed the truth, and said in a serious tone, "Brother Chen, in fact, for so many years, anyone with a discerning eye can see the situation in our family, but it has been consciously ignored."
"Rivers, lakes and seas will inevitably dry up if there is no new water supply for a long time, not to mention the situation of our family, so I want to take this opportunity to make some changes and revitalize this home."
"So, Nansun, what are your plans?"
"With so much debt, even if we get the money back from the stock market, there won't be much left. Without that old house, the illusion of superiority will disappear. People have to make a living. I don't think they can't even support themselves. Even if their jobs are not so decent, they earn their money with their own hands."
"And actually I can find a job and make money now."
Chen An was very relieved to hear these words. Even though she didn't say it explicitly, he was aware of her concerns, and that was enough. However, before solving the problem, he had to let Jiang Nansun know about Jiang Pengfei's current situation.
There have been two waves of fluctuations in the financial market this year. One wave was in July. At that time, Chen An had just started playing stocks. However, with the skills given by the system and his understanding of the general environment in his previous life, Chen An invested in the ChiNext.
As a key support of the state, this sector has a very good upward momentum and has not been impacted by the financial market. On the contrary, because other sectors performed too poorly, many investors shifted their attention to the GEM....
The second wave started in December, when the central bank carried out its second monetary adjustment policy. The reasons for this were both internal and external. On the one hand, in the previous two years, due to national policy reasons, governments at all levels experienced a land selling frenzy.
This is a good thing in itself, and local governments should make a lot of money from it. However, due to the trend, governments at all levels have been engaged in large-scale construction, which has led to the finances of many governments being in a deficit state.
As for who got this money, it is actually self-evident.
In addition, as China becomes the second largest economy, many energy industry settlements are based on RMB, and the central bank's monetary policy has completely decoupled from the U.S. dollar and shifted towards RMB assets.
To prevent local economic bubbles from causing a chain reaction and an overall collapse, the country has increased the reserve ratio of major commercial banks by the central bank, resulting in less liquidity in the hands of major commercial banks.
This triggered a series of financial institutions to have difficulty in raising funds, commonly known as a money shortage.
This resulted in a sharp shrinkage in the money circulating in the financial market, and many policies subsequently had a chain reaction, leading to gradual deleveraging and causing a large number of investors like Jiang Pengfei to be passively trapped or even lose all their money.
The chain reaction brought about by the tight capital is that investors have become more cautious, and many have withdrawn from the market early. On the one hand, the buyer's market has become smaller, and on the other hand, the seller's market has increased. The chain reaction is the continuous shrinking of the stock market, which has led to the entire stock market being in a downturn.
Therefore, the current stock market will not recover in a short time. Of course, if Jiang Pengfei's funds are all his own, then there will be no big problem. At most, he can hold on for two years. When the stock market recovers, he can get back the lost money, or even make some profit.
But the problem is, we don't know how many times the leverage this madman has now. If the leverage is too high, we must liquidate our positions and leave the market as soon as possible. Otherwise, it will not be a question of how much principal we lose. It is very likely that after the positions are liquidated, we will even owe money to the securities company.
Although she didn't understand what he said, Jiang Nansun still grasped the key point. "Brother Chen, I think I understand what you mean. My father's stocks cannot be delayed. We need to solve it as soon as possible?"
"You only need to figure out one thing now, the true situation of your uncle's stock account, how much money he has lost in total, and which stocks he bought. Only by figuring out these things can you prescribe the right medicine and minimize the losses."
"Well, I will ask my mother to go home and talk to my grandmother first, and then we can have a three-person trial."
Looking at Jiang Nansun who looked very serious, Chen An hugged her and kissed her to comfort her, "Don't worry too much, your man has already considered everything for you. Unless something unexpected happens, everything will develop in the direction you want. I will go find some friends later to see if anyone is interested in your old house."
She stood on tiptoe and gave him a kiss, "Thank you for your hard work, Brother Chen."
Chen An has his own considerations. The fundamental reason why the entire Jiang family has reached this point today is the family’s financial power.
Therefore, Chen An must start from this aspect, and this wave of downturn will last for more than a year, but by 2015, the stock market will recover and even have a bull market. At that time, not only will he not lose money on stocks, but he can also make a profit. Although he does not lack this little money, there is no need to let the money go down the drain.
Besides, toilet paper can be used to wipe your butt. No matter how bad Jiang Pengfei is, he is still better than toilet paper. At least if it were an ordinary person, it would be impossible to borrow so much money. This directly shows Jiang Pengfei's network of contacts.
It is much easier to make money with connections, such as selling houses, cars and insurance. You have to know that spending money is addictive, and the same is true for making money, so as long as Jiang Pengfei tastes the sweetness, he will naturally change.
As for my cheap mother-in-law Dai Yin, doesn't she like playing cards and dancing? Most of the people she meets are idle people of this kind. Even if she doesn't make a lot of money by opening a chess and card room, it's enough to make a living.
The Jiang family villa has huge room for appreciation, and I am not eligible to buy it for the time being. However, it’s good to keep money in the family. I have a rich aunt, and I have enough Nutri-Express, so I can give her some extra food.
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