But Murong Anle didn't care.

I just pestered Li Xuanji and had a meal here.

"It seems that everything is going well while your majesty is away."

Murong Anle touched her round belly.

This fresh seafood is delicious.

Li Xuanji drank a glass of wine for a rare occasion, took out a letter and pushed it in front of him.

"Take a look."

All ministers could read memorials related to His Majesty, but it was the first time that Li Xuanji showed His Majesty's letter to others.

Murong Anle was curious.

When I opened it, I was greeted by the huge characters of "Your Majesty", each one as big as an egg.

"Ha, your majesty's handwriting has improved rapidly."

Before, every word was huge.

By comparison, we have made rapid progress.

After reading it, Murong Anle put away the smile on his face.

He picked up the wine jug, poured himself a glass of wine, and drank it in one gulp.

"Hiss—ha, Your Majesty has really changed a lot during this trip."

"Your Majesty said that the strength of Yue State was built on the exploitation of the people. This statement is really profound."

"It is a blessing for you and me, and for the people of Qing, that we have Your Majesty."

As he spoke, his eyes became red.

Li Xuanji was particularly proud.

Because Murong Yue wrote at the end of the letter: I feel what you taught me, teacher, and I think you are right.

Thank you, teacher.

Once upon a time, he was Murong Yue's teacher, teaching Murong Yue how to be a king and a countryman.

More like elders and juniors.

After Murong Yue succeeded to the throne, they tacitly understood each other as king and subject.

After that serious illness, Murong Yue seemed to have returned to her childhood, relying on him, trusting him, and needing him.

Murong Yue's condition is getting better and better now.

But I still maintain this trust.

He was really happy.

And he also understood a truth...

Murong Anle asked again, "Are you going to keep His Majesty outside?"

Li Xuanji shook his head, "Your Majesty knows your limits."

"Your Majesty is first a human being, then a king, and then the Empress of Qing."

"It's normal for her to want to find her father and mother, and I believe Your Majesty will handle state affairs well."

Yes, that's what he understood.

Your Majesty is a human being first, and a king second.

Rather than a machine to manage Qing State.

Everything seemed to be getting better in Qing Kingdom. There was even rain in the north, alleviating the drought.

But the situation of Yue State was not so good.

The Wu family of Yue State was one of the ten great families of Yue State.

Wu Zizhuo just came back from Qing State last year. He studied in the largest school in Qing State.

After returning, you can wait two years before taking part in the imperial examination of Yue State.

He stood in front of the head of the Wu family with a thick document.

"Grandpa, did you really borrow this money?"

The head of the Wu family nodded and said, "I borrowed it in two batches, a total of one million taels, and the interest is only 80,000 taels."

"Other noble families have borrowed it, so we can't miss such a good opportunity."

"Grandpa!" Wu Zizhuo was anxious.

"There is no such thing as a free lunch. We don't need this money. What do you want to borrow it for?"

The head of the Wu family was confident, "Who would complain about having too much money?"

"The Blue Sky Bank is willing to do this loss-making business. Have you ever thought about why?"

"why?"

"Humph," the head of the Wu family snorted coldly, "The Blue Sky Bank's low interest rate is nothing more than an attack on my Yue Kingdom."

"If we don't borrow all the money from Blue Sky Bank, the money will be lent to ordinary people."

"You can imagine that ordinary people know that the interest rate for loans can be 8%."

"Then who will we lend our 50% interest to in the future?"

"Our Wu family is a money house, so we naturally have to guard against this kind of thing."

The purpose of Blue Sky Bank was figured out by the heads of the banks themselves.

The more I think about it, the more I think it is.

So they had more reasons to borrow money from the Blue Sky Bank.

The future of local money houses in Yue State must be safeguarded!

Wu Zizhuo slumped in the chair, no longer the image of the elegant gentleman he used to be.

"Grandpa, what if I say that this is not the purpose of Blue Sky Bank?"

"Not this? What is it?"

Wu Zizhuo put all the IOUs on the table. Unlike the IOUs from other money houses, the IOUs from Lantian Money House were five pages each.

He turned to the last page, pointed to a row of words, and read them out word by word:

"Borrowers are free to choose the repayment and interest model, and this bank provides two."

"One, if the borrower repays the loan within five years, the interest rate will be 30%."

"Second, the bank will designate a repayment period, and the interest rate will be 8%."

The head of the Wu family scratched his head in confusion. "What's the problem with this? Thirty percent interest is a bit high, but we don't take the initiative to repay it."

This rule is very strange, except that whoever borrows money should actively repay it.

So stupid.

Everyone is interested in the second one.

Wu Zizhuo became even more frantic and gave a bitter smile.

"Grandpa, this is where the problem lies."

"Do you know why the maximum loan amount is 500,000 taels?"

"why?"

"That's because 500,000 taels is one-third of the money a powerful family like us needs to start a new business."

"If we want to expand our business, or start a new business, it will cost 1.5 million taels of silver overall."

"We got the money, and we would feel uncomfortable if we didn't spend it, so we would think about expanding the industry."

"In this case, in order to spend these 500,000 taels, we will have to invest 1 million taels of our own silver."

"We have one million taels of loan in hand, which means that the Wu family will have to invest an additional two million taels."

“This is just the tip of the iceberg, it will affect every aspect of the home.”

When he said this, the head of the Wu family was stunned, and immediately took out the account book and started to calculate.

Sure enough, the one million taels of silver were received only one month ago.

The Wu family's various expenses were indeed approaching two million taels. After the family became rich, everyone seemed to be picking up money for free.

There are no longer any limits on food and drink expenses, and opening a shop no longer requires strict inspections.

There are more and more things added to the house.

They don’t care if their major industries are making losses.

If this continues, wouldn’t it cost tens of millions of taels a year?

Even though the Wu family is wealthy and powerful, they can’t afford the consumption!

His hands were shaking. "You are the best child in the family. Tell me, what should we do?"

"Grandpa, he cut off his arm to survive and took the initiative to repay the debt."

This time it was the head of the Wu family who slumped in the chair.

"Take the initiative to repay the loan. The principal and interest will be 1.3 million taels. If we gather the money together, we can come up with it."

"Grandpa, for the Wu family, don't hesitate."

"Go out and let me think about it."

The head of the Wu family has been a powerful figure for so many years, but this is the first time he has been severely controlled.

He felt that such consumption was accidental and could be controlled in the future.

If we give in now, we will have to give up Yue State's huge money market.

He is not willing to give in.

After discussing with several other families, they reached an alliance.

We must never allow the low-interest money from the Blue Sky Bank to flow into the hands of ordinary people.

So, they still have to find a way to borrow money.

But! You have to control the speed at which you spend money.

You can't spend all your family assets.

In other words, the money would be better spent only on expanding the industry.

When the person in charge of Blue Sky Bank found out about this, he was so happy that he couldn't stop smiling.

"Hey, these old guys are finally on the right track."

"Expand your business quickly, and don't spend all your money on eating, drinking and having fun."

Only by expanding the industry can Blue Sky Bank reap the rewards.

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