The hall fell silent.

A eunuch came out and lifted the curtain.

Only then did Xiao Yuanshuang discover that the old emperor had sunken eye sockets and a blue nose.

This is a sign of impending death.

so good.

The old emperor was gasping for breath, and his throat felt like it was stuffed with a piece of cotton.

"Shuang'er... cough cough cough..."

"Father, please take care of yourself. It's a pity that your daughter cannot share your worries."

Xiao Yuanshuang calculated that the officials he had arranged should be arriving soon.

Sure enough, the next moment, the voice of Lord Pi asking for a meeting was heard outside the hall.

Lord Pi had previously returned from a mission to the Kingdom of Yue as an envoy.

Although things turned out to be a mess, he and Xiao Yuanshuang worked together.

Confusing right and wrong and putting the blame on the second prince.

The two of them picked it cleanly.

To some extent, the two are on the same boat.

After some work, Mr. Pi was promoted and became an official in the Ministry of Revenue.

The Minister of Revenue has been ill since Xiao Yuanshuang returned.

All matters, big or small, of the Ministry of Revenue are now decided by Lord Pi.

After Lord Pi came in, he knelt on the ground in a hurry.

"Your Majesty, it has been raining heavily today and the northern region has been severely affected."

"The Ministry of Revenue prepared a flood prevention budget overnight. Your Majesty, please review it."

The old emperor took the memorial with trembling hands, but the words on it were like a group of ants.

Flying around in front of his eyes.

The memorial fell to the ground with a bang.

The eunuch immediately helped to pick it up.

At this time, Xiao Yuanshuang stood up and took the memorial.

Standing at the old emperor's bedside, "Your Majesty, let your daughter read the memorial to you."

"Please save some of your energy. Yue State cannot do without you."

The old emperor closed his eyes weakly and nodded feebly.

"Eleven counties were affected, 2,400 people died, and 70,000 acres of farmland were destroyed."

"The Ministry of Revenue estimates that it will allocate 1.5 million taels of silver."

"The national treasury paid 500,000 taels, the noble families donated 700,000 taels, and Hengyue Bank was paid 300,000 taels in advance."

"After receiving the funding from Qingguo this year, I will pay it back to Hengyue Bank with 10% interest."

If the interest rate is ten percent, then one hundred taels must be repaid with one hundred and ten taels.

If you borrow three hundred thousand taels, the interest is thirty thousand taels.

This is not high at all among ordinary people.

The interest rate for private lending is at least 20%, and sometimes even 50%.

Hengyue Money House only charges 10% interest, which is already very little.

But the old emperor still sighed.

He waved his hand feebly, "Let's do it."

The State of Yue had money, but the money was in the hands of powerful families. The royal family had money, but the money was all in private vaults.

Which member of the royal family is willing to donate his own money to the country?

No.

Everyone is eager to put the country's money into their own pockets.

Just like the 30,000 taels of silver earned by Hengyue Money House.

Not all of it went into Hengyue's pocket.

Instead, this family took a little, that family took a little, and it all went into the pockets of the royal family.

Even when the emperor was young, he often used this method to get money from Hengyue Money House.

By the time it reached the Hengyue Bank, it would be good if only 3,000 taels were left out of the 30,000 taels.

The treasury has no money.

no way.

After closing the letter, Xiao Yuanshuang leaned down and gently tucked the quilt for the old emperor.

"Father, please don't work too hard."

"Until you get better, let your daughter read the memorial to you."

As he spoke, he gently held the old emperor's hand.

Perhaps because he was about to die, the old emperor actually felt the long-lost family affection.

He uttered a muddy "OK".

Xiao Yuanshuang suppressed the smile on her lips.

Next, she was so close to the supreme power for the first time.

At first, I just helped the old emperor read memorials.

Then he would review the memorials according to the old emperor's wishes.

Finally, he went to the bedroom to summon the ministers on behalf of the old emperor.

The ministers knelt on the ground and the old emperor lay on the couch.

She was the only one standing.

The kneeling of powerful officials, the lives and deaths of millions of people, and the wealth of the world are now hers.

Is this what power feels like?

Xiao Yuanshuang always reminded himself to be careful and not to relax until the last moment.

Until one day, she received an unremarkable piece of news.

"Your Highness, do you know Blue Sky Bank?"

"Yes, it is backed by Lanjiabao. Like Hengyue Bank, it is the official bank of Qing State."

"What happened to the Blue Sky Bank?"

Xiao Yuanshuang put down the brush in his hand and looked at Lord Pi.

Lord Pi chuckled.

"There was a cloth shop that had a problem with capital turnover. It went to various banks but couldn't find a loan."

“But I went to the Blue Sky Bank and actually borrowed money!”

"Fifty thousand taels of silver, eight percent interest."

So low?

This time even Xiao Yuanshuang was stunned.

Mr. Pi continued, "The key is that when someone goes to borrow money, as long as they have real estate, land, or shops under their name, they can all be used as collateral."

"All of them were loaned out at an interest rate of eight per cent."

"The maximum you can borrow is 500,000 taels."

Xiao Yuanshuang stood up immediately, "Has this Blue Sky Bank gone crazy?"

“Is there any investigation?”

"We have investigated and found that there is no unusual movement in Qing State, Blue Sky Bank and Lanjiabao."

"I heard that the master and his wife of Lanjiabao went down the mountain a few days ago."

"It seems like I have found my lost grandson."

Lord Pi told everything he had investigated.

Xiao Yuanshuang immediately came up with an idea, "Find a reliable person and use my private property to borrow money from the Blue Sky Bank."

"Borrow as much as you can."

"Then go to the mortgage company and lend it out at an interest rate of twenty, no, fifteen."

"I don't need to go into the details."

"Your Highness is wise."

If you borrow 100,000 taels from the Blue Sky Bank, the interest is only 800 taels.

But what if the borrowed money is lent to people who don’t know the news?

Or ordinary people.

The interest rate is 15%.

That's one thousand five hundred taels.

The difference of seven hundred taels is pure profit!

There are many people who share the same idea as her.

The noble families and dignitaries of Yue State took action upon hearing the news.

Like a cat smelling fish.

The silver from the Blue Sky Bank was spent as if it were free.

There was suddenly more silver on the market in Yue State.

Not all wealthy and powerful families would borrow money.

What's so fun about loan sharking?

Their aristocratic families disdain it.

What we really need to develop are those industries that make money.

Food, salt, iron, fields, and houses.

The collateral received by Blue Sky Bank became more and more outrageous.

At the beginning there were only houses and fields, but later mines and docks appeared.

The person in charge of the Blue Sky Bank in Yue State shook his head and sighed, "Yue State, it's over~"

One hundred and fifty million taels of silver were spent in the Kingdom of Yue.

How much does that cost?

After the Yue nobles got the money, they began to build industries on a massive scale.

As a result of this, people's lives seem to have improved.

Merchants made a fortune by arbitrage.

The powerful and wealthy families built up properties and the country prospered.

People are comparing with each other every day about who has bought land and who has opened a new shop.

Murong Yue and his group headed straight for the coast of Yue State.

She was holding the photo that Lan Yun left behind.

Secretly look for a place that matches the features in the photo.

The first stop was Tiannanhai.

When Xiao Yuanche's follower mentioned the past, he said that he had seen his father and mother in this sea.

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