After the whole sect traveled to ancient times, I led the rebellion
Chapter 231 Bank
The line slowly stretched to Bei Mingzi.
He went into the glasses shop for a while, and when he came out, there were two pieces of glass on his face.
“How about these glasses?”
Li Min asked with a smile.
As soon as Li Min said this, Bei Mingzi immediately exclaimed excitedly:
"I saw Xu Yu grinding a mirror lens a few days ago, and I thought it was just ordinary colored glass. I never expected that this colored glass mirror was actually a divine object!"
With my name wearing glasses, I feel that the world I have seen in the past few decades is so blurry.
After putting on the glasses, Bei Mingzi's vision suddenly became clear and he could see things clearly. Not only that, he was a little annoyed that he had been in Anping for so long but had not come to get a pair of glass glasses earlier.
"Things are different now. How can I see words clearly in the distance these years? After putting on this glass mirror, I can go back to the workshop."
Bei Mingzi's eyesight gradually deteriorated due to excessive use of his eyes due to frequent study of mechanical engineering when he was young. In recent years, he is still obsessed with mechanical engineering, but has spent much less time on it. He usually just draws a few pictures and asks his disciples to make them.
Bei Mingzi, wearing the glass glasses, seemed to have returned to his youth. He said goodbye to Li Min in a hurry and went to the base. There were so many drawings, and he had poor eyesight and was slow to start. Now he didn't have to worry about this problem.
Except for Wanqi Ziye, almost all members of the Mohist School are workaholics.
With Bei Mingzi's joining, Mu Qing gave the generator drawings to Bei Mingzi and Xu Yu with confidence.
Wanqi Zixi has also been studying electric lights recently.
There are more and more modern technologies appearing in Anping. During the development of the steel ship, Mu Qing took the time to propose a bank deposit model.
"They come to the bank to deposit money but don't pay us, but we have to pay them?"
Li Min was surprised at Mu Qing's banking business model.
In ordinary money houses, rich people have to pay money when they deposit their money in the money houses, and the money houses can get another sum of money by lending money. These two sums of money are the main sources of income for the money houses.
But the bank operation model proposed by Mu Qing is that rich people not only don’t have to pay money to deposit money in the bank, but the bank also has to pay money out. What kind of logic is this?
Zhuge Huaian waved his feather fan:
"In addition to the interest on deposits, do they also need to pay some interest on borrowing money?"
Mu Qing looked at Zhuge Huaian and nodded:
"good."
Shen Moyan had heard about Mu Qing's bank plan, and he knew it immediately.
There are more merchants in Anping now, and the people have more money in their hands.
Ordinary people usually hold on to the money they get. Having experienced natural disasters, they will not spend the money easily. Unless there is a happy event at home or they need to buy some daily necessities, they will probably save every penny.
Not to mention the rich, many of them would bring coins into their tombs when they were buried.
In this way, all the money is in the hands of the people and cannot be circulated, which is not good for the economy.
If you want the economy to flow, you have to let money flow into the market. Banks are one way to collect money, and the second way is to buy a house.
"We not only want to set up a bank, but also trade land use rights, such as buying and selling houses."
"This is?"
How did it jump from the bank to the house? The more Li Min listened, the more confused he became.
Mu Qing smiled slightly:
"Let's talk about banks first. Rich people deposit money in banks, and we give them some interest, but compared with the interest, the money they deposit is the key."
Li Min was not a fool. After Mu Qing pointed it out, he understood.
"I see. Now that Anping has built many factories and is in a tight financial situation, it would be better to use the money they deposited in the bank for other purposes..."
……
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