The White-haired Queen
Chapter 47 Commercial Bank Opening
Wen Lanyue looked around and placed a sign that said "You'll have money soon" outside the counter, wishing the customer to have lots of money soon.
The bull market is placed inside the counter, wishing that the bank has a bull market every day, with active transactions and constant coming and going of people.
The wall clock is placed in the middle to tell everyone the exact time and remind everyone that time is money and that we must have a sense of time.
At this moment, Wen Lanyue felt that the ticking sound of the wall clock was really pleasant to the ears. The sound was like the collision of silver coins, as if it were the sound of nature.
Liuwen Pavilion has a special safe that is connected to the ground, embedded in the ground and the wall. It cannot be moved or removed.
The design of this safe was specially made by Master Mo at the request of Lin Yuanzhi. It was originally used to store precious jewelry in Liuwen Pavilion, but it is now used by commercial banks.
It is just right for storing these special papers, seals and other confidential items.
There were several abacuses on the table, as well as some pens, ink, and spare new account books...
Wen Lanyue looked at all this and couldn't help but smile with satisfaction. Lin Yuanzhi's work was very reassuring.
Wen Lanyue felt that there was nothing more to add, so she hurried back to the palace. She must get a good rest today so that she could face everything with more energy tomorrow.
As soon as she arrived at Shengde Palace, Bilian came over to report, "Your Majesty, regarding the memorial to Consort Zhang, the young emperor approved it directly after seeing your signature and seal, without even discussing it with the court."
Wen Lanyue said: "As expected, it will definitely be shelved when the Secretariat drafts the imperial edict tomorrow. You should pay more attention to it then."
Wen Lanyue continued, "If everything goes well, that would be the best. If it is intercepted, it is probably because it damages the dignity of the royal family. In that case, it will be brought to the court. You should pay attention to whether there are any stubborn people who propose "burying alive with the dead". This is the most important thing."
Bilian nodded and said, "Okay, I will pay more attention to it."
Wen Lanyue said: "The commercial bank will open tomorrow. I will be outside the palace the whole time. If there is anything urgent, you can make your own decisions."
Bilian replied: "I've made note of it."
The next day, as soon as the palace gate opened, Wen Lanyue and Hong He left the palace.
It was still dawn and the ministers attending the court entered the palace one after another. Near the palace gate, Minister Pang and Wen Lanyue met.
Minister Pang knelt down to pay his respects, but Wen Lanyue said "no thanks" and left in a hurry. Minister Pang felt very upset because he was being treated lightly by a child.
On the way to the court, he walked with his beard puffed and eyes glared, looking very angry. Things have not been going well these past few days.
Minister Pang originally wanted to arrange for his brother-in-law to join the Secretariat, but the Regent asked for an airdropped official, and Tian Fangzhou came.
There was also the election for the person who holds the Phoenix Seal in the harem the day before yesterday. His own daughter is so outstanding. All the affairs in the harem have been handled in an orderly manner over the past month, and now the person in charge has changed.
It's really unfair. Either the person who benefits the most or the person with the most power is the one who is causing trouble. It must be related to Concubine Zhang and Empress Dowager Dong. I originally thought that Empress Dowager Dong and I were of the same mind, but it seems that I was overthinking.
After arriving at the court, Minister Pang began to mention, intentionally or unintentionally, the fact that the Empress Dowager Dong had left the palace so early, saying how hard and busy she was.
Every word that Minister Pang said was praising the Empress Dowager Dong, but the little emperor felt uncomfortable listening to it. He always felt that there was something else that Minister Pang said.
Wen Lanyue came to the prosperous East Market of the capital. There were only a few pedestrians on the street, but everyone was in a hurry. They were all the same, running around for a few taels of silver.
Wen Lanyue stood at the door of the shop, looking at the four powerful characters "Commercial Bank" and felt full of pride.
She turned around again and looked at the bustling street in the daytime, her heart full of anticipation and excitement.
Lin Yuanzhi arranged the opening ceremony of the commercial bank very well, with red silk drawn in front of the door, the stage set up, and colorful lights hung up.
With the crisp sound of the wall clock, the auspicious time has arrived, firecrackers are blasted, gongs and drums are loud, and the atmosphere is quite warm.
More and more people gathered at the door, including ordinary people and merchants.
Seeing that the atmosphere was almost right, Lin Yuanzhi walked onto the stage and began to deliver a passionate speech. He introduced the business philosophy and service purpose of the commercial bank, and expressed his willingness to provide high-quality services to customers wholeheartedly.
More and more people came to watch the excitement and prosperity from the audience. Lin Yuanzhi emphasized the interest rates of saving and borrowing money again.
Some people started asking, "I only have one coin, how can I save it?"
Lin Yuanzhi always gave positive answers and repeatedly emphasized that you can deposit as much as you want and withdraw as much as you want, with complete freedom in deposits and withdrawals.
And guide everyone to look at the graded interest rate table in the hall.
Someone started to calculate.
Someone is talking: "I don't think it's credible."
Someone said, “It’s a lie, right?”
Some people said: "That's right, it must be a lie. How can such a good thing happen in the world?"
Some people said: "I don't know what this young man is after."
There were some things that Lin Yuanzhi couldn't give detailed answers to, so Wen Lanyue had to go on stage and talk about it herself.
Half an hour, an hour, an hour and a half, two hours.
There were only people asking, no one saving, but there were still a lot of people, and everyone was talking at once. Wen Lanyue could hear that the main problem was actually the issue of trust.
How to make everyone believe it?
"strength?"
Good! Wen Lanyue began to talk about strength. She began to introduce bull market ornaments, instant success ornaments, wall clocks, etc. Any one of them is a priceless treasure, so the bank is very powerful.
Still no one responded.
"product?"
Wen Lan read out again several deposit plans he had come up with and the corresponding interest rates.
The interest rates are quite high, yet no one cares.
Then there is only "people". Wen Lanyue began to introduce and promote Lin Yuanzhi. When mentioning Lin Yuanzhi, he mentioned the Liuwen Pavilion that everyone is familiar with. Wen Lanyue thought that with Liuwen Pavilion guaranteeing the commercial bank, there must be people who want to deposit money.
In the end, no one paid any attention.
Wen Lanyue mentioned the matter of exchanging points for gifts again, saying that they were saved now and could be collected together the day after tomorrow, but still no one responded.
Wen Lanyue thought: Is it possible that everyone has no money, no silver, or even no copper coins?
It shouldn't be possible. After much thought, Wen Lanyue still felt that everyone was not familiar with this product and did not understand the deposit and withdrawal activities. New things always have to go through a difficult stage of being recognized or familiar.
Just when Wen Lanyue was at a loss, a little boy came over and asked timidly: "Sister, sister, can I save a penny?"
When Wen Lanyue heard this, her eyes immediately lit up. This was the first order her commercial bank had received.
This order made Wen Lanyue feel troubled for a long time because the depositor was under 18 years old.
Should I answer it or not?
Wen Lanyue recalled what she had read in a geographical magazine of Shangxie Country, that some local people got married at the age of twelve or thirteen. So, at what age can their civil capacity be determined?
Thinking of this, Wen Lanyue asked the little boy: "Little boy, how old are you?"
The little boy said: "13 years old."
Wen Lanyue said: "You are only 13 years old?"
The little boy said, "Yes, I got married a few days ago."
Wen Lanyue asked: "You are only 13 years old, and you are married?"
The little boy blushed, nodded, and said, "Sister, can I save it? I want to save money so that my wife can live a good life in the future."
Wen Lanyue laughed when she heard this and said, "Now that you're married, you're a little adult, so of course you can save money."
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