Fast Wear: A Different Life

Chapter 41 Ode to Joy (41)

Qiu Yingying helped pay the medical bills and transferred the remaining money to Fan Shengmei.

Then Father Fan was pushed into the operating room.

At this time, Yingying borrowed Zhao Qiping's computer to type out three loan contracts, stamped them with official and private seals, and asked Fan's mother and Fan Shengmei to sign them.

There were three copies, one was given to Andy and he also signed it as a witness, one was given to Fan Shengmei and she kept one for herself.

Then he sent a message to Fan Shengmei on his phone, "Sister Fan, remember to hide the property certificate when you get home later, so your brother won't use it as collateral."

When Fan Shengmei's father was almost recovered and able to be discharged from the hospital, everyone helped to send them back to their hometown.

Qiu Yingying: "Sister Fan, Xi Yang's company happens to have a business car. We can drive one business car and two SUVs, one for me and one for Xi Yang."

Fan Shengmei: "Yingying, thank you!"

Qiu Yingying: "If you really want to thank me, then you can help me manage the store well!"

Fan Shengmei: "Yes, no problem."

After getting Mr. Fan into the car, everyone drove them back together.

I rented a new house, but before I moved in, the debt collectors came to my door.

Various supporting roles: Person A: "Bang, bang, bang, open the door, open the door quickly."

B: "Open the door quickly, we know you are inside."

C: "If you don't open the door, we're going to bang it down."

Hearing the knocking and talking outside, several people quickly opened the door.

Person A: "Fan Shengying owes us money and beat up my people. She is now in the hospital. Here is the hospitalization list."

Andy took the list and took a look at it. "Is penicillin prescribed for four or five bottles? Is it for oral administration? Why isn't he dead yet?"

Yingying almost laughed like crazy after hearing this. "Although it's a bit immoral, penicillin is no longer allowed to be used. You guys are cheating, why don't you learn more about it? I'm dying of laughter."

Passerby A: "Okay! But it's true that he beat someone up, and it's also true that he owes us money."

Qiu Yingying: "How much money did he borrow?"

Passerby B: "30, and then the daily interest, the delay fee, now the total is 150 million, and it's written in Fan Shengmei's name." As he said this, he took out the IOU.

Several people have seen it. It's only been two or three months, and the interest has compounded to over 150 million.

Qiu Yingying: "You should know that usury is illegal, not to mention that you should go to the person who borrowed the money.

In addition, according to Article 24 of the "Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases", if the interest rate agreed upon by the lender and the borrower does not exceed the annual interest rate of 36%, the people's court should support the lender's request that the borrower pay interest according to the agreed interest rate; however, if the interest rate agreed upon by the lender and the borrower exceeds the annual interest rate of %, the interest agreement exceeding the amount shall be invalid.

Any interest rate that exceeds four times the one-year loan market quotation rate when the contract is established is considered usury. "

Seeing everyone's expressions, Qiu Yingying changed the subject and continued, "However, we can sell this house to you at the market price. As long as you give me the 30 yuan they borrowed from me, the house can be given to you, and the ownership can be transferred immediately. How about it?"

The man considered it seriously and felt that he was not at a disadvantage. He bought a house for only 30 yuan. Although it was an old neighborhood, it was not something that could be bought with 30 yuan.

So I agreed: "Okay, I can transfer the money to you now, and we can go through the transfer procedures now."

Qiu Yingying: "Sister Fan, take the property certificate and we will go with you."

When Fan Shengmei saw this way of handling the matter, she had nothing to say, because the money had been repaid anyway.

Before leaving, the debt collectors helped carry the luggage and put Fan's father on the bed. They only left after they had settled him down.

After settling her parents, Fan Shengmei took the property certificate and bag, and everyone went to the real estate center to go through the transfer procedures.

By the time everything was done, it was already past dinner time.

The group rushed to the hotel where Qu Xiaoxiao and her friends had booked a room.

Qiu Yingying: "Ah~ Xiaoqu, is there anything to eat? We are tired and hungry now."

I saw Qiu Yingying hanging on Qu Xiaoxiao, and Andy and Fan Shengmei nodded in agreement.

Fan Shengmei: "Yeah, it's finally dealt with. I can go back tomorrow."

Guan Juer: "Xiao Qu and I knew you would be back soon, so we ordered the food in advance. It should be ready soon."

As he said that, he took a few people to the hotel restaurant, where the food was ready and was about to be served.

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