After crossing, I surrounded the capital from the countryside

"Appreciate further details."

"I want to open a money house with more functions. I call it a bank. This bank will be committed to providing convenient deposit and withdrawal, loan, payment and settlement services to help our business activities run more smoothly."

Someone frowned in confusion: "That's a new thing, how can we ensure its success?"

Xu Qingqing smiled confidently: "I am well aware of your concerns. But first, let's look at market demand. Nowadays, currency circulation is inconvenient and trade settlement is complicated, which restricts the development of our business. Banks are the key to solving these problems. It can not only improve the efficiency of capital circulation, but also help us reduce risks."

"In my imagination, the newly opened bank will have deposit and withdrawal functions; loans, which means advance payment of your future money from the bank; and payment and settlement, which means that merchants can use the bank's specific tokens to make payments and settlements with other bank customers, so they don't need to carry large amounts of money with them to trade, which reduces risks."

"In addition, we can also provide wealth management for some wealthy clients. Some people may not be very proficient in management, so they can entrust the bank to manage it for them and realize the appreciation of their property, and we can also make a profit from it."

"At the same time, we can also provide safe deposit services to these wealthy families, that is, to help them keep their valuables."

“Of course, we also provide information and consulting services to the general public, and are committed to helping everyone understand the market and discover business opportunities!”

After these words were spoken, several people nodded in agreement.

"What you said, Shopkeeper Xu, makes sense and is very tempting, but risk is also an important factor we need to consider. Even if we have money, we can't squander it at will. It's like drawing water with a bamboo basket, right?"

Xu Qingqing nodded to show her understanding: "Of course, risks are inevitable. But we can share the risks through a reasonable equity structure so that every partner can share the responsibilities and profits. At the same time, I will also form a management team with rich management experience to ensure the sound operation of the bank."

At this time, the leading man became interested: "What is the specific method of cooperation?"

"I propose that we jointly invest in the establishment of a bank and distribute equity according to the investment ratio. The management of the bank will be in charge of the management team jointly elected by us to ensure fair and transparent decision-making. At the same time, I will also invite you to participate in the operation and supervision of the bank to ensure that our interests are protected to the greatest extent. Is this fair and just?"

The middle-aged man nodded and looked at Xu Qingqing with admiration: "Manager Xu is so smart at such a young age. This method is fair, hahahaha."

"This way, after this bank is established, we'll all be in the same boat. We'll make money together, but at the same time, no one can escape if something goes wrong! Hahahaha, great, you have brains!"

"In that case, I am willing to join this plan! I believe in Manager Xu's vision and ability."

Seeing this, others chimed in: “We followed too!”

Xu Qingqing happily raised her glass upon hearing this: "Thank you all for your trust and support. Let us work together to create a better future!!"

"cheers!"

"cheers!"

……

The woman looked at the general content of what Xu Qingqing discussed with a few others today, read it carefully and put it on the candle flame. The letter was quickly burned up by the candle flame.

"Xu Qingqing..."

In the middle of the night, Xu Qingqing had just come out of the space. The baby had not woken up yet, still hanging in the sky and floating in the wind. 111 had not made a sound for a long time. Except for actively looking for it to buy things, the rest of the time was basically immersed in the big book.

He let out a long sigh and stretched his muscles. He was only one level away from reaching the top of Lingyun Jue. Combined with the internal energy he had acquired from his previous life, Xu Qingqing now had basically no rivals except for those old monsters who had retired from the world.

This is also the sense of security that Xu Qingqing gives herself.

Xu Qingqing keenly noticed that a pair of eyes nearby were staring at her, but she remained calm and did not reveal the slightest flaw. She just glanced inconspicuously at a corner of the opposite eaves.

Realizing that the other party had no ill intentions, Xu Qingqing did not take any action, but wanted to know what the other party was trying to do.

Suddenly, a slight sound was heard—"Swoosh!"

A small knife came as fast as lightning, accurately grabbed a letter, and then nailed it firmly to the door not far from Xu Qingqing.

Her eyes flashed as she looked at the figure disappearing into the darkness, and then she made a gesture.

Almost at the same moment, a black shadow rushed out like a ghost and followed the man in black quietly and silently.

Xu Qingqing walked forward, gently pulled out the knife, and focused her attention on the envelope in her hand.

She raised her eyebrows slightly, took out a pair of gloves from her carry-on space, put them on, and then carefully opened the envelope.

After making sure there was nothing unusual in the envelope, she took out the letter with confidence and slowly unfolded it.

However, after just one second of looking, Xu Qingqing's mouth curled up imperceptibly: "I've taken the bait..."

Soon, the man in black came back, but just shook his head slightly at Xu Qingqing and disappeared again.

Xu Qingqing was a little surprised. Although her secret guards were not very powerful in martial arts, they were at least among the best.

I actually lost it...

It seems that the ability of the person behind the scenes cannot be underestimated.

Early the next morning, Xu Qingqing went alone to the address on last night's letter.

Following the route, Xu Qingqing rode for a long time, until the sun rose overhead. At noon, she saw an extremely secluded house hidden deep in the winding mountains in front of her.

Surrounded by dense bamboo forests and ancient trees, the house is isolated from the world and full of mystery.

Xu Qingqing looked at the house not far away and something flashed in her eyes.

He dismounted and pulled the horse forward.

The towering green mountains surrounding the house seem like a natural barrier, isolating the noise and disturbance of the outside world.

The mountains are shrouded in clouds and mist, making the house even more mysterious as it appears vaguely visible.

In front of the courtyard, a clear stream flows slowly, and the sound of water gurgling seems like a piece of music played by nature for the house.

The entrance to the house is not conspicuous, with only a winding path leading to it.

On both sides of the path, wild flowers and grasses sway in the wind, emitting a faint fragrance.

Walking along the path and passing through a lush bamboo forest, the view suddenly opens up and an quaint and elegant house comes into view.

"Manager Xu, please come this way." A maid with her face covered by a veil suddenly appeared and led Xu Qingqing inside.

The design of the house is full of ancient charm and poetry.

The green tiles and white walls are simple and elegant; the carved beams and painted buildings are exquisite and delicate.

In the courtyard, there are various strange stones and trees, which blend in with the surrounding natural environment. This is a sign of a master with good taste.