The Director of Finance bowed his head.

"I have submitted loan applications to two banks, but they were rejected because of the huge amount..."

"Other banks are still applying..."

"I went to several banks and met with their business managers, but they all said that they couldn't give our Si Group such a high credit line for the time being."

The project director pondered, “Otherwise, we should stop the two projects first, make every effort to ensure the smooth delivery of the two projects, and then build the last two projects after the funds are recovered.”

Si Xuezhong shook his head. If possible, he would also like to do so. However, the Si Group was already at the center of controversy. If they announced a suspension of work at this critical juncture, it would be a clear message to the outside world that the Si Group had no money.

The less money you have, the less likely you are to get a loan.

These banks can only add icing on the cake, and no one will provide timely assistance.

Therefore, even if they have to hold on, the four projects of Si Group cannot be stopped.

"It was my idea to start four projects at the same time. It is difficult for me to be held responsible for the funding problems."

"But at this critical moment of life and death, I hope that all departments can think of ways to squeeze out some money or get a loan to make up for this amount of funds."

A group of executives looked at each other, shook their heads and sighed.

Five hundred million, not five hundred thousand or five million, is not something that can be squeezed out so easily.

Stopping work is probably the only solution...

The financial director raised his head and said, "Mr. Si, have you contacted Jiangcheng Bank?"

"After all, we are all local companies, so we should take care of each other. Don't you have a good relationship with Ren Bin, the president of Jiangcheng Bank, Jiangbei Branch?"

"See if you can get him in touch with President Zhong at the head office..."

"Five hundred million shouldn't be a difficult matter for them."

Si Xuezhong hesitated for a moment. Last time, because of Si Yao's matter, he had troubled Ren Bin and asked Ren Bin to call two salesmen to collect the debt, which ended up in a terrible state.

At this point, it's still unclear whether Ren Bin will agree to lend me money...

But the company's survival was at stake, and he could no longer care about his personal reputation, so he could only make a phone call and try.

"Okay, I'll call Ren Bin and ask him to help contact President Zhong..."

After a while, Si Xuezhong returned to his office and sat on the sofa, feeling a little listless. For more than fifty years, he had lived a simple life, simply wanting the Si Group to develop better.

Besides that, I just want my daughter to marry into a good family...

Thinking of this, Si Xuezhong was furious, but he didn't have time to care about Si Yao at the moment. He could only take out his cell phone and call Ren Bin.

Although it was after get off work, the phone was answered after less than two rings.

Ren Bin smiled apologetically and said, "Boss Si, how come you remembered to call me during your busy schedule?"

Si Xuezhong sighed: "Old Ren, we are family, I won't be polite to you."

"The project hasn't been going well lately. I want to borrow some money from Jiangcheng Bank..."

Ren Bin laughed: "You are supporting our work, how many tens of millions do you need this time?"

"I'll ask the sales department to come to your house tomorrow..."

Si Xuezhong shook his head. If it was tens of millions, there was no need for him to ask Ren Bin.

"At least 500 million."

Ren Bin took a breath of cold air, his brows furrowed: "Five hundred million?"

He is the president of the Jiangbei branch and can make the final decision on loans of tens of millions. What's more, the Si Group is a local enterprise with extremely large assets. They are not afraid that the Si Group will take the money and run away without admitting its debts.

But five hundred million!

Not to mention that this is beyond his authority. Even if he can get a loan, what can the Si Group use as collateral?

Si Xuezhong could hear Ren Bin's embarrassment.

"I know, this number is too huge..."

"It's not up to you to decide."

"I hope you can help me get in touch with President Zhong. I am willing to use the profits from four projects of the Si Group over the next ten years as collateral."

Ren Bin thought for a while and finally nodded.

If he hadn't really encountered difficulties, Si Xuezhong wouldn't have called him.

"In that case, Mr. Si, I will let President Zhong know."

"If possible, I will arrange for someone to handle the formalities as soon as possible..."

"If that doesn't work, I'll ask other banks for you."

Si Xuezhong nodded, hung up the phone, and took a deep breath. At this moment, he no longer had the vigor and vitality he once had. Instead, he looked more like an old man in his twilight years.

If Jiangcheng Bank rejected him again, he really didn't know where to make up the shortfall of 500 million yuan.

……

In the early morning, the first ray of sunlight shines into Jiangcheng Bank.

Zhong Ruoting walked into the office and outside the door, the secretary poured him a cup of tea.

"President, Ren Bin has been waiting for you in the conference room for half an hour. He said that the Si Group has a mortgage loan that needs your review. Do you think we should let him in or let him go back?"

Zhong Ruoting raised his eyebrows. He had just finished talking with Si Yao, and in less than a day, the Si Group came to his door?

"Let him in."

Zhong Ruoting remained calm.

The secretary clicked and walked out. Less than half a minute later, Ren Bin walked in holding a document.

"President, yesterday, the Si Group submitted a loan application to our Jiangbei District branch, saying that they wanted to use the profits of four of its projects over the next ten years as collateral to loan us 500 million yuan."

Zhong Ruoting put down the teacup and frowned.

Five hundred million!

The Si Group is really generous, but giving out these 500 million yuan can at least ease his pressure this quarter!

But if we want to increase the annual profit, 500 million is not enough.

"Five hundred million, that's not possible..."

Zhong Ruoting looked at Ren Bin.

Ren Bin sighed. He also knew that it would be harder to get a loan at a time like this. He was ready to hit a wall.

"Five hundred million is not enough, how about a little less?"

Zhong Ruoting smiled and said, "Little? It can't be any less!"

"Five hundred million is already too little..."

"How about this, you notify the Si Group and grant them a credit line of 700 million this time. It would be best if all of it is loaned out."

"Anyway, we don't need the two hundred million."

Ren Bin was stunned...

Normally, it is extremely difficult for these companies to get loans, but when it comes to the Si Group, Zhong Ruoting just waved his hand and directly granted a credit line of 700 million!

He swallowed back all the words he wanted to say to Zhong Ruoting.

"Okay, I'll contact Si Group right away..."

Ren Bin was about to leave as he spoke, but before he could walk out, Zhong Ruoting stopped him again.

"correct……"

"Recently, there is a company in the field of express logistics that wants to borrow a mortgage loan."

"You can help deal with this matter as well."

"Their company is not that big, so let's borrow 10 million for the first batch to deal with the emergency."

"You will also be responsible for the follow-up business."

Zhong Ruoting knew that Ren Bin had climbed from a low-level salesman to the position of branch president, and the shadow of the Si Group was inevitable behind him. Since this was the Si family's own business, he decided to let Ren Bin come forward to resolve it.

After lending out 700 million yuan at once, the pressure on him was reduced a lot...

But Su Yang is right.

It's still far from enough...

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