"Ms. Jia Zhang, you dare to insult a state official. Do you know that you are committing a crime?" Before Hua Chengyu could say anything, Xu Damao trotted out.

"Committing a crime? Do you think I was brought up by being scared?" Jia Zhang said disdainfully.

"It is indeed a crime to insult state officials. Article 42 of the Criminal Law stipulates that the offender shall be sentenced to fixed-term imprisonment of not more than three years, detention, control or deprivation of political rights. Jia Zhangshi and Xu Damao did not lie to you." Hua Chengyu said out of context.

It is true that insulting state officials may constitute the crime of insulting public officials, but there is a prerequisite, which is that it must be done while performing official duties.

Of course, there is a panacea crime that is widely criticized in later generations: the crime of picking quarrels and provoking trouble.

Just by applying the above, an innocent person can become guilty. Of course, there are more crimes at this time, such as hooliganism, speculation, provoking trouble, etc., and the punishments for these are quite severe.

Crimes of hooliganism and speculation may even result in the person being charged with eating peanuts.

"Ah, is it really a crime?" Xu Damao said in surprise.

"Yes, if you don't want to do it, just buy a copy of the Criminal Law and you'll know." No matter what era it is, the most profitable business is what is written in the Criminal Law.

Some people make a lot of money by studying criminal law.

"Forget it!" Xu Damao shook his head repeatedly. People of this era have a natural fear of things like law.

"There are laws to follow, and we must follow them. Discipline must be strictly enforced, and violations must be punished!" Hua Chengyu said seriously. In order to prepare for the next few years, he memorized a large number of quotations and read relevant laws during this period.

He knew very well that at that time, only magic could defeat magic.

"Although I don't understand what you are saying, I feel you are powerful. Jia Zhang, now you know how powerful our Director Hua is. If you curse our Director Hua again, be careful or I will arrest you." Xu Damao said coldly.

"The fox takes advantage of the tiger's power, and the dog relies on the power of the master!" Jia Zhang spat.

"Ms. Jia Zhang, have you forgotten Sha Zhu?"

"Who is like that fool? He doesn't know whose hen is laying whose eggs." Jia Zhang said sarcastically.

Jia Zhang was already unhappy with Xu Damao. All of Sha Zhu's salary was given as compensation to Xu Damao. Who would his family borrow money from in the future? Fortunately, the February salary was paid in advance, and Qin Huairu borrowed it back this month.

What about next month? And the month after that?

These days, Qin Huairu and Jia Zhangshi are worried about this matter.

In addition, she heard from others that at the factory, Qin Huairu had Yi Zhonghai under her thumb, so why was she afraid of the little bastard and the big bastard Xu when she returned home?

She doesn't understand.

"Ms. Jia Zhang, do you want to die?" Xu Damao's eyes flashed with ferocity. This was the deepest secret in his heart, and only he and Lou Xiao'e knew it. Whoever knew it, he would kill.

"Xu Damao, who are you trying to scare? I'm not afraid of you!" As she said this, Jia Zhang retreated towards Qin Huairu.

"Da Mao, Director Hua, you should be more magnanimous and not hold it against my mother-in-law." Qin Huairu apologized hurriedly.

"Sister-in-law of the Jia family, Huairu, what's wrong with you? Director Hua, Xu Damao, you are state officials and the managers of a courtyard. How dare you bully an orphan and a widow?" Yi Zhonghai said sarcastically.

A few days ago, Qin Huairu asked him to borrow money. Who is Lao Yi?

He wanted to take advantage of others, and as for money, he put forward a condition. As long as Qin Huairu agreed, he would lend her money. The condition was that Qin Huairu would ask Hua Chengyu to go to the cellar and seduce him.

Yi Zhonghai analyzed the interests involved to her, but she was still hesitant. It was not easy to say. Although she did not have a good reputation in the factory, the situation was different now. She had her ideals.

But she did not completely refuse, because she had a handle in her hand. Besides, Hua Chengyu was a cadre and would have a good time in the factory in the future... Besides, she hadn't touched a man for a long time, so the thought of it was exciting.

As she thought about it, she couldn't help but drool. What a tender boy... She glanced at Hua Chengyu's lower body embarrassedly.

"Come on, come on, Uncle One, if the candies I gave to Xiaodang and Xiaohuahua are considered bullying, then you should bully them too. Uncle Three is watching here. Uncle Three, do you think I have bullied these orphans and their widows?" Hua Chengyu let Yan Bu step aside.

"That's not the case. Director Hua gave Xiaodang and Xiaohuaihua a few milk candies, and then Banggeng snatched the milk candies from Xiaodang and Xiaohuaihua's hands. Then Xiaodang and Xiaohuaihua started crying. Director Hua gave them a few more and told them to eat them here before going back." Yan Bugui was unhappy, wondering why he gave them milk candies and he himself had rock candy. It should be the other way around, giving them rock candy. No, he should give both rock candy and milk candy to himself.

"Did you hear that, uncle?" Hua Chengyu said coldly, "Without investigation, you have no right to speak. Brains are a good thing, and you deserve it!"

"You, little bastard, you..." Yi Zhonghai was so angry that he couldn't speak.

"According to Article 42 of the Criminal Law, insulting state officials is punishable by imprisonment of not more than three years, criminal detention, control, or deprivation of political rights. Yi Zhonghai, you have committed a crime, do you know that?" Xu Damao said loudly.

"Hmph, little bastard!" Yi Zhonghai snorted coldly and went back to his room without looking back.

After returning to the house, Xu Damao chattered about how he tricked Sha Zhu and how he brought Yi Zhonghai down.

"Let me see your IOU!" Xu Damao had heard himself talk several times about the ways of usury in later generations, and he didn't expect that he could actually put it into practice.

It will be difficult for Shazhu to turn things around now.

You have to know that in later generations, high-interest loans of tens of thousands of dollars can turn into millions in a short period of time, and some people are even forced to sell their houses to repay the loans.

There were also people who were forced to death, and he talked about this with Xu Damao after he got drunk.

"Here it is!" Xu Damao went home and took the IOU. The IOU was not long, but it had a lot of words on it. "Wow!" Hua Chengyu exclaimed, "Wow!"

It’s still compound interest, and the annualized rate reaches 44%.

If the loan is not paid off in the first year, it will be calculated at 88% in the second year, and so on, 176% in the third year. If you calculate the principal with compound interest, it will probably be 3.

If you don't pay it back for three years, the debt will double to 9.

"Brother Damao, you are this..." Then, Hua Chengyu simply made a calculation for Xu Damao. As long as five years passed, Sha Zhu would never be able to turn over in his life.

"Brother, we've calculated it!" Xu Damao said with a smile, "You're still ruthless. The daily interest rate is 0.1% for a seven-day period. In less than two months, the interest rate is as high as 280%."

"Well, did I say that?" Hua Chengyu thought of a case in later generations.

"This is what you taught me. Take it slow and steady. You have to take your time when dealing with idiot Zhu." Xu Damao said mysteriously. If he really wanted to pay 0.1% daily interest for seven days, some old men might find out.

I set a repayment period of one year.

Anyway, he can get a year's interest. Will Shazhu have the money to pay it back after a year? Of course not.

Then let the interest compound for a few years. On the one hand, it shows one's magnanimity, and on the other hand, it lets Zhu fall into the abyss.

Don’t you worry about not being able to pay it back? Don’t you have the guarantee of these three gentlemen?

It is better to use the guarantee of the whole family, because they will not be able to pay back by then. The Liu family still has Liu Guangqi, Liu Guangfu, and Liu Guangtian; the Yan family has Yan Jiekuang, Yan Jiefang, Yan Jiecheng, and Yan Jiedi; Yi Zhonghai has two large rooms and an ear room, and the deaf old lady has one room.

Looking at the fingerprints of more than a dozen people on the IOU, Xu Damao smiled proudly. Who is the hunter and who is the prey will become clear in a few years.

Why are so many people putting their fingerprints on it?

Xu Damao did a flawless job, so awesome!

Needless to say, by then, these people in the Siheyuan would force Sha Zhu to death. It was cruel, too damn cruel. Hua Chengyu was alert.

"Why is the Jia family not included?" Hua Chengyu asked in confusion.

"Old Lady Jia is so smart. Seeing that Qin Huairu was almost about to get married, Jia Zhang refused to agree no matter what." Xu Damao said regretfully.

According to the agreement between the two parties, the money must be repaid on February 2th of every year, which is the Western Valentine's Day. Will Shazhu be able to celebrate this holiday in the future?

Of course not.

"Was this pressed by a deaf old lady?" Hua Chengyu noticed Long Xiaoni's name and his fingerprint.

"Yes!" Xu Damao nodded.

"The deaf old lady has no fingerprints?" Hua Chengyu asked in a deep voice.

"Isn't this it? I've seen the hands of a deaf old lady. Maybe because she's old, her fingers are like this, and the skin has all peeled off." Xu Damao said in confusion.

how come?

No matter how old you are, you will definitely have fingerprints. There are two situations when you don't have fingerprints: one is that you are born without them, and the other is that they were destroyed intentionally. But according to Xu Damao, he has no fingerprints on both hands.

However, fingerprints can be vaguely seen on the ink pad, which must be intentional destruction.

This old lady is not simple. It seems that there are really bad people among the crowd. After this discovery, we must inform Brother Xiao as soon as possible and keep the deaf old lady under surveillance.

"Okay, Damao, you must keep this IOU well!" Hua Chengyu couldn't help but admire Xu Damao. This IOU had made the three uncles and their families in the compound calculate a lot.

"Brother, we will each pay the interest on this IOU in half. If you hadn't taught me, I wouldn't have thought of this." Xu Damao said proudly.

"Forget it, I have enough money!" Hua Chengyu waved his hand: "By the way, go make a few copies, you know what I'm doing."

"How many copies? You mean taking photos!" Xu Damao was very surprised. This brother Hua kept saying some terms he didn't understand.

"Yes, it's taking pictures!" Hua Chengyu said in a sweat. There was no such thing as a photocopier at that time. It was not until the spring of 1966 that the first Pujiang brand electrostatic photocopier in China was officially launched.

In June 1966, the Tianjin Photocopying Technology Research Institute was established with the New Materials Research Laboratory as its main body, and cooperated with the Lushang Photographic Equipment Factory to research photocopiers.

In 1967, the first Seagull Se-1 large-scale engineering drawing copier in China was trial-produced.

That's how it gradually spread.

Hua Chengyu held the IOU with a complicated expression. People of this era were so naive. If it were in later times, even elementary school students would understand the tricks, but these people were still grateful.

Lending money at high interest rates will lead to being struck by lightning. People should still have a conscience. Although if one has no conscience, like Xu Damao, he can make more money, but he still does not want to get into this trouble.

It is now the beginning of 63. By the year when the wind started, Sha Zhu had to pay back 9 yuan, and more than 20 yuan the following year. Damn, it’s exciting just to think about it.

After ten years, if he doesn't take on tens of millions of debts, he would be letting down this idiot named Sha Zhu. He even signed such an IOU and dragged everyone in the compound into it. Oh my God, are these managers crazy?

"By the way, I have some local specialties here. You can take them back and give them to your sister-in-law. She's pregnant, so she needs to eat something good!" As he spoke, Hua Chengyu opened the bag and took out the golden pheasant.

If this happened in later generations, the person would definitely be sentenced to life in prison.

However, there is no wildlife protection law now, and to be honest, there are quite a lot of wild animals in this era, especially in some deep mountains in the north and central regions.

"Are you really going back to your hometown?" Xu Damao asked uncertainly.

"No, they were sent to my third sister. My third sister was alone during the New Year, and her hometown sent a lot of things. I brought some back, and my third sister has some more." Hua Chengyu smiled and said, "These things are rare, so I'll give them to my sister-in-law!"

"Good stuff, it's really good stuff!" Xu Damao used to go to the countryside to show movies often, so of course he knew about game, but he only had some mushrooms and the like before, and very little game.

The villagers would not give him this thing in exchange for food. Hua Chengyu took so much of it, which shows that he is really the pride of their place.

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