We are all reborn, who wants to be the richest man?
Chapter 548 Comprehensive Infiltration
"Hello, what business do you want to handle?"
"I want to open an account to make a deposit."
"I'll call your number, please go to the waiting area and wait for a while." The staff made a gesture for the customer to follow him and took the customer to the waiting area.
The waiting area is very large, a semi-enclosed space made of transparent glass, and there are already quite a few people sitting inside.
"Please wait a moment. I'll get you something to drink. If you're hungry, you can try the cookies on our table."
"Juice Bar".
"Okay, then please wait a moment."
Watching the staff leave, Atasha touched the leather sofa under her butt and the exquisite decorations around her, somewhat incredulous.
When did banking services become so attentive, polite and friendly?
Shouldn't I just put on a sour face and tell you directly whether I want to keep it or not?
I thought my neighbor Alina was lying to me, but it turns out to be true.
"Please enjoy your juice."
Atasha then realized that the staff had returned and placed the juice she ordered in front of her.
Seeing the clerk was about to leave, Atasha quickly stopped him and said, "Excuse me, I want to ask if it is true that depositing money here not only has high interest rates but also gives gifts?"
“Of course, the deposit interest rate of our Ivankov Bank is twice that of state-owned banks, and it is the best among all private banks.
As for the gifts you mentioned, we have all of these.
"For customers who open an account at Ivankov Bank for the first time, they will receive a pack of toilet paper, five kilograms of flour for depositing three thousand rubles, ten kilograms of rice for depositing five thousand rubles, and a shopping voucher worth five hundred rubles for depositing ten thousand rubles, which can be used to deduct five hundred rubles from purchases at Moscow malls."
Ivankov Bank is a bank founded by Ivankov, but Ivankov holds a very small stake, only 15%, and the majority of the shares are in the Luo family's investment institutions.
But with just 15% of the shares, Ivankov is the largest shareholder.
In October 1990, the polar bears began to allow the establishment of private banks, and Ivankov immediately founded Ivankov Bank with the help of professionals.
Not only in the Far East, Ivankov Bank has also entered major western cities such as Moscow and St. Petersburg.
The Luo family has arranged more than just the Ivankov Bank in Polar Bear. In addition to the Ivankov Bank, Far Eastern Bank, Barclays Bank, Busan Bank, etc., there are also some other newly established small banks.
However, except for large banks such as Ivankov Bank and Far Eastern Bank, other newly established small banks are regional in nature, generally operating in one state.
With good service and respect, as well as a cup of coffee and a small gift, these banks quickly rose to prominence and attracted countless depositors.
Not only the Far Eastern banks were doing this, but banks throughout the West were doing this. At one time, polar bears poured in and established tens of thousands of private banks.
Some of these banks are branches opened by global giants, such as Far Eastern Bank and Barclays Bank, while most are new banks that no one has ever heard of.
A portion of these banks are made up of local polar bears, and it is needless to say who the rest are.
"That means if I save up 10,000 yuan, I can not only get rice and noodles, but also a 500-ruble exchange voucher for Moscow Mall, right?"
"Yes, that's right."
This is a huge force. The current exchange rate between the US dollar and the ruble is around one dollar to 98 rubles.
This is because the relationship in the Middle East has caused the price of oil to rise, causing the exchange rate, which was originally over 100, to appreciate slightly.
However, the value of these gifts is about one thousand rubles, which means that if you deposit ten thousand rubles, you can get eleven thousand rubles, which means an immediate profit of 10%.
The Moscow branch of Ivankov Bank is very large, with ten windows handling business at the same time.
Atasha waited for about ten minutes before the bank employee who had just received her came in to remind her that it was her turn to handle her business.
During this period, the lounge was very busy with people coming in and out, some people going out and some people coming in, and the lounge was always crowded.
Atasha's business was handled very quickly. By the time she was politely escorted out of the bank door by the staff, her hands, which had originally only been carrying a small bag, were now full of things, and she also had a shopping coupon for a Moscow mall in her pocket.
She decided to send the things in her hands home first and then go to Moscow Mall to do some shopping. Prices have risen sharply recently, and some things may increase in price if they are delayed for a day.
Moscow Mall is a large chain shopping mall that has recently emerged rapidly in Moscow. In addition to food and general merchandise, it also sells clothing, home appliances and other commodities.
In fact, the shareholder behind this company is Ivankov, but besides him there is another major shareholder, her name is Diachenko.
There is nothing special about this woman, but her father is no ordinary person. He is Lao Ye, the supreme leader of Mao.
The two sides can only rely on the emperor to connect. Old Ye is now seeking independence, and he must have a clear understanding of all the major forces in the territory of Mao.
But when he learned about the Far East, he was shocked by the changes there. The development of several cities made her doubt whether she was in Moscow.
The Emperor was the one who acted as a bridge between him and the entire Far East interest group, and he also obtained the full support of this powerful force which now seemed to have developed.
With this, the Emperor has now become a popular figure around Lao Ye, and promised that he would be in charge of the Federal Security Committee of Russia in the future, you can also call it KGB.
The power of this agency is so great that it can be said to be above all other departments. You can regard this position as the third most important person after the president and the prime minister.
This can be said to be a reward for the full support of the Far East interest groups, because no matter whether the emperor admits it or not, he is now closely entangled with the Far East.
And Ivankov also relied on the introduction of the Great Emperor to partner with Diachenko to open this large chain of shopping malls, which was considered a return of favor.
It can be said that Diachenko did not spend a penny on this company. She only needed to buy those large state-owned stores or shops in good locations at low prices, and then raise the price to be acquired by Moscow Mall.
With just this operation, Diachenko became the largest shareholder of Moscow Mall, holding 41% of the shares.
This is higher than the other two major shareholders, Ivankov and Vladivostok Bank.
Vladivostok Bank is also a private bank which has just been established for over a year. Just by listening to the name, you can know who the shareholders behind it are, which are the current Far East interest groups.
Luo Nianzhong achieved his influence on Russia by controlling the Ivankov Bank, which in turn controlled regional banks such as the Vladivostok Bank, and these regional banks in turn controlled local industries.
Take the Far East region today for example. Although it is poor, there are many good companies. Don’t forget that the mining, forest resources, fishery resources, etc. there are also very rich.
What to do with all the savings? They can't just let them depreciate, right? So they started auctioning off various Far Eastern companies.
Everyone knows that the privatization of Russia began in 1992, but that was the large-scale privatization. Before that there was a small-scale privatization.
What are the small privatization auctions for? They are trade and service enterprises such as barber shops, stores, clothing stores, cinemas, and gas stations.
Don't underestimate these things. They are what truly affect people's lives, and there are definitely a lot of benefits involved.
Especially in the Far East, where the emperor is far away, the Far East interest groups have the final say in everything.
Aren't your large enterprises still not allowed to be privatized? Then I will lend you money, and if you can't make up for it, we can swap debt for equity.
It can be said that this is a microcosm of Russia's privatization. All the elites have benefited and legally appropriated these properties for themselves.
And these banks completed the harvesting of the entire polar bear assets without spending a penny.
This pie is huge, so big that no one can imagine that they cannot have it all to themselves.
Even just 10% or 5% of that would be enough for a bank to take off.
The West was in chaos, and Luo Nianzhong originally didn't want to get too involved.
But the smooth development of the emperor and his current relationship with Old Ye gave him confidence.
Now that the opportunity has been given, I must come in and have a bite of meat.
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