Rebirth 00 I earned 999 from selling lunch boxes

Bao Weiming said: "Our registered residence has been moved to Shanghai. You can move in. I know people in the village committee here and can help you get it done."

Dad He pulled He Wenlin aside: "Do you really want to buy this place in the countryside? The price is so expensive. If you buy this place, it is better to buy an off-plan house in the city and renovate it when you have money."

He Wenlin couldn't tell her father that this place would be demolished in the future.

All I can say is: "If the price is right, buy it. You have to wait for the off-plan property. Listen to me. If the place is right, buy it. But you need to know whether you can get a loan."

After He Wenlin finished speaking, she asked Zheng Juan, "If we buy a house here, can you get the loan?"

Ask first before you can negotiate the price.

Otherwise, after the negotiation is over, there is no money to give. Wouldn’t that be a waste of everyone’s time?

He Wenlin emphasized: "I don't want a loan from a financial company, but a loan from a regular bank."

Finance companies are loan sharks, and He Wenlin doesn't want to get involved with them.

In fact, houses in rural areas cannot be mortgaged, but He Wenlin knows that intermediaries must have connections.

"Okay, but..." Zheng Juan rubbed her thumb and index finger.

Everyone knows what this action means.

He Wenlin said to Bao Weiming: "Houses in the city only cost about 1,120 yuan. You are in the countryside, and the unit price is definitely not comparable to that in the city. I can pay 68,000 yuan, but you have to help us move our household registration here."

When Bao Weiming heard the price, he almost jumped up: "Sixty-eight thousand? Just cut it in half! No, no, I'll give you two thousand less at most."

Dad He's face was full of disgust: "Sixty-eight thousand is too much. This old house is almost ten years old. I don't even want 60,000."

He really doesn't want it.

This is a rural area.

If you have the money to buy something here, you might as well go back to your hometown and build a new one in the countryside, which is all rural anyway.

The more he thought about Father He, the more he felt it was impossible, so he dragged He Wenlin out and said, "I won't buy it if I don't want to."

He Wenlin was almost furious.

"Dad, can you listen to me?" He Wenlin knew that Dad He was not acting, he really didn't want to buy it.

"I heard you spend so much money to buy a rural house that others don't like?" Dad He said, "You made a lot of money, and you really thought you were invincible."

He Wenlin lowered her voice and said: "This place will be demolished in a few years. Trust me! I got the news from the bank."

At this time, He Wenlin's family, the agency couple, and Bao Weiming followed.

He Wenlin said to Bao Weiming: "My dad thinks it's too expensive and doesn't want to buy it. Uncle Bao, can it be cheaper? The old house itself is not valuable."

"Then your sixty-eight thousand is too little. My place is so big."

"One hundred and eighty thousand is too much. How much does it cost to buy a house in the city? The larger the area of ​​the house in the city, the lower the unit price, and you can also settle down if you buy a house in the city."

Bao Weiming hesitated and finally said: "One hundred thousand, this is the lowest price!"

"Eighty thousand, you must help us move our household registration here."

"No, one hundred thousand!"

"Eighty thousand!"

……

Seeing that none of them were retreating, Zheng Juan said, "I think you should each take a step back. Eighty-eight thousand, what do you two think? This number is also auspicious."

Bao Weiming hesitated for a moment: "Okay, then it's 88,000, but I have to get the money before the National Day."

"The price is okay, but I need a loan. Aunt Zheng, can you do it?"

Zheng Juan: "How much do you want to borrow?"

Dad He: "We..."

He Wenlin interrupted Dad He and said: "The maximum loan amount! Ten years of loan!"

Dad He was anxious: "With such a large loan, do you know how much interest you have to pay back?"

Mother He: "That's right, if we repay the loan for ten years, doesn't that mean we have to work for the bank for ten years."

He Wenlin: "What are you afraid of? We have borrowed for ten years, with low monthly payment pressure. We can borrow the maximum amount and still have some money left to buy a car. Now the egg roll business is so good that we can't live without a car, and our business is getting better and better." Okay, don’t you think the house over there is small?”

There are four rooms over there, but the area is far less than here.

Now the business is getting better and better. If we need to add more equipment, we will need to rent another house.

If you buy this place, this won't be a problem.

He's father and He's mother thought about it carefully and felt that He Wenlin's words made sense.

At this time, Wang Daqiang called from outside and said: "The maximum loan is 6.2. It is not a bank, but a credit union. The interest rate is %, but the loan can only be loaned for a maximum of five years."

This interest rate is not low.

The loan is fifty-five thousand, which means the down payment is thirty-three thousand, plus the agency fee of two points, the total is yuan.

He Wenlin can do it.

"How much is the monthly payment?" He's mother asked quickly.

This is also the issue that everyone is most concerned about.

"The monthly payment is about 1068 yuan."

Zheng Juan smiled and said: "This amount of money is just drizzle for you businessmen."

The monthly payment was not stressful, and it was only for five years, so He’s father and He’s mother breathed a sigh of relief.

"If you have money, you can also repay in advance. There is no handling fee for early repayment." Wang Daqiang said, "But if you apply for a loan, you will have to pay two handling fees, which is 1,100 yuan."

He Wenlin knew that the handling fee was actually half for each person involved in the agency and the credit union.

"Okay, let's draft a contract, but I require it to be notarized at a notary office." He Wenlin said.

This kind of house does not have a real estate certificate. He Wenlin was worried about the trouble in the future, so she asked for notarization.

"By the way, you have to help us transfer our household registration." He Wenlin emphasized again, "I want to go back to school after the year, and I can't do it without a household registration."

The business is already half successful. Zheng Juan said with a smile: "These are all no problem. In this way, you first pay a deposit of 5,000 yuan, we write a receipt, and then sign the contract, and then I will help you to move your household registration. Regarding the matter, my children still need to study. This is a big deal and cannot be delayed."

Bao Weiming: "No problem."

"We definitely can't take this much money with us. Let's do it this way. I think the van can fit in it. Let's all take the bus to the bank and press the button. I will transfer it directly to you, and then write down these contracts and receipts in the bank lobby. .

You and your parents will go to the notary office to get it notarized with your parents. After the notarization is completed, you can then deal with the household registration issue. "

"Okay, that's it." Wang Daqiang said, "Old Bao, what do you think?"

"That's okay with me too."

"Okay, that's it, let's go to the bank."

Then the group went to the bank together.

He Wenlin directly transferred 5,000 yuan to Wang Daqiang's account. Then He Wenlin read the contract and asked them to write a note stating that the deposit of 5,000 yuan had been received, and also fingerprinted it.

The next thing is for He’s father and He’s mother to handle.

He Wenlin had to rush back to cook.

But before leaving, I explained a few words to Dad He and gave him a red envelope worth 1,600 yuan, asking him to give it to the leader of the village committee to implement the household registration issue as soon as possible.

One thousand six hundred red envelopes is not a small amount, after all, how much is the salary?