Urban Life: Our Youth

"Then let's settle it and swipe the card." Zhou Fugui said and took out a bank card from his wallet.

"Okay, I'll get you the POS machine." Zhang Chuying said.

Zhou Fugui immediately paid 5 yuan, and then said: "We are in the electrical appliance business, and we have a large demand for funds, especially copper. It is very expensive. Just prepare some goods and it will cost several million. Therefore, you can apply for a mortgage loan for us." Well, I’ll save some money to stock up.”

"Okay. Can we do it in his name?" Zhang Chuying pointed at Zhou Youcai and said.

"Yes. Use his ID card to apply, and you won't have to transfer ownership in the future." Zhou Fugui said.

"That's true, he can apply for a 30-year loan." Zhang Chuying said.

"How can it be used for so long?"

"You can do this first. After one year, if your funds are withdrawn, you can repay in advance."

"That's it." Zhou Fugui said.

"Then your repayment method is equal amounts of principal or equal amounts of principal and interest?" Zhang Chuying asked.

"Is there any difference?" Zhou Fugui asked.

"Simply put, for equal principal and interest, the total repayment interest will be less, but the early repayment pressure will be greater, and the monthly payment will be less and less in the future. For equal principal and interest, the monthly payment will be the same Many."

"Then let's make equal amounts of principal." Zhou Fugui said.

"Okay," Zhang Chuying filled out some forms and documents and handed them to Zhou Fugui, "Uncle, please keep these documents."

"Okay," Zhou Fugui said, "Chu Ying, I have to thank you for buying a house. You gave us an extra parking space. To express my gratitude, I'll treat you to a meal with your aunt at noon."

"Uncle, thank you, no need." Zhang Chuying said.

"Chu Ying, since Boss Zhou is so kind and it's getting late and it's time for dinner, I think we should go and eat something together." Zhang Xiqiu said.

"Okay then." Zhang Chuying heard what her aunt said and nodded in agreement out of sympathy.

"Then let's go to the Hilton International Hotel." Zhou Fugui said.

"There is no need to be so extravagant and wasteful. There is a Hao Lai Lai food stall directly opposite the west gate of our community. The food there is delicious and affordable. Moreover, it is very clean and hygienic inside, and the environment is good," Zhang Chuying said, "We can just walk there."

"Isn't this too simple?" Zhou Fugui said.

"Uncle, this is already very good."

"That's fine."

So the four of us came to this food stall together.

The boss was familiar with Zhang Chuying and arranged a private room for the four of them.

Zhou Youcai entered the private room, sat down on the seat, and lit a cigarette himself.

He barely spoke when he was in the sales department. At this moment, Zhang Chuying discovered that his teeth were black and yellow from smoking for too long.

Taking a closer look, Zhou Youcai's head was covered with dandruff. Moreover, it looked like he hadn't washed his face in the morning, and there was eye mucus in the corners of his eyes.

He took the menu and didn't ask what everyone's favorite dishes were. He just ordered nine of his favorite dishes, such as braised pork trotters, braised rooster, steamed pork, braised pork, etc. Basically, they were all greasy. meat dishes.

"Auntie, what would you and Zhang Chuying have to drink?" Zhou Youcai asked.

"Thank you, no need, I have to go to work in the afternoon, and you are not allowed to drink at work." Zhang Chuying said.

"Then let me get you a bottle of Coca-Cola."

"No, I'll be fine just drinking boiled water." Zhang Chuying said.