Manhattan Reborn 1978

The company's small building.

David and Ben Likert walked out of the company's small building. They walked to Likert's car on the street, chatted for a few more words, and Likert got in the car and left.

At the angel investment company, Likert's management saved David a lot of work troubles.

As for insurance companies and venture capital companies, David needs to rely on the strength of the Morgan family to enter the market.

Just like just now, upstairs, Andy and Likert were chatting with David about tickets and licenses for the insurance company business.

The business licenses of insurance companies in the United States are issued by state governments.

Each state has its own insurance laws and regulations and regulations on the establishment of insurance companies.

When opening an insurance company in New York State or New York City, getting a license and permission is the most difficult thing!

Only by first obtaining the "Admitted Insurers" (Admitted Insurers) in the state according to the state where the registration place is located, can the insurance company's related business be carried out.

Insurance companies like David's Plan that are registered and licensed in New York State are called intrastate insurers.

Only after you are admitted to practice in New York State can you apply for a license to operate in other states.

Such a situation, in other states, is called an "out-of-state insurer."

According to David and Pine, the insurance company they want to establish is a joint-stock insurance company, and its purpose is to make money for shareholders.

But the universal insurance and participating insurance he proposed are closer to the business scope of mutual insurance companies.

Mutual insurance is an entity owned by all policyholders who act as "contractual creditors."

The policyholder is the beneficiary and is entitled to dividend income, is the administrator and has the right to vote on the board of directors and holds assets.

Under the mutual insurance company model, the interests of management are directly linked to the interests of policyholders, which can incentivize company management to work for the long-term interests of policyholders.

The cash dividend method used in universal insurance and participating insurance is derived and modified from the profit distribution calculation model of mutual insurance companies.

If this new company, which combines the joint-stock insurance company and the mutual insurance model, wants to acquire an existing small company in New York State and then remodel it and change its business model, which is time-consuming and labor-intensive, it would be better to establish a new insurance company.

David asked Pine that night in the nightclub whether he should acquire a small insurance company, further apply for an insurance business license, expand the business scope, or directly establish a new insurance company. Pine's answer was clear, open it yourself. New insurance company.

That's why he thought about it.

Moreover, when establishing an insurance company, you need to differentiate between business types in New York State and must meet capital and surplus requirements.

It also needs to comply with various norms and standards of the National Association of Insurance Commissioners (NAIC), as well as New York State's "Insurance Law" with a total of 631 chapters and [-] chapters, various regulations, restrictions, etc. with more than tens of thousands of words. . . .

After hearing these introductions from Andy, David felt a headache. .

Especially the New York State "Insurance Law" that Pine asked someone to send to Andy, which made David feel particularly speechless.

The revenge insurance policy that George took out for the insurance company was drawn up entirely based on the rules of this insurance law. . .

Otherwise, professional people do professional things!

The business needs are clear and the laws and regulations are complete.

Gee!

David shook his head, no longer thinking about these problems that made his brain hurt. .

Since Pine has not talked to him about this, it means that everything should be going smoothly on his side. .

Why does he still have such leisure time?

Not far from the street, Black Mike, White Mike, Lavis, and Giovanni were standing by the car, bragging and chatting.

The four bodyguards are reunited!

He walked over to several people and said hello to several people.

"Mike Bai, over at the street informant, who has Ludy arranged to replace you? How is the situation there?"

Mike Bai sat on the front hood of the car, biting the filter tip of his cigarette: "Ludi handed over all the informants to Alto to manage, and he asked me to give you a message."

"That kid Alto lied to you last night. Ludy will continue to stare at him to see what he wants to do."

David scratched his head in confusion. Rudy couldn't tell which part of Alto's words he lied about.

Also, why are you staring at him?

If there's trouble, can't we just let him go and be done with it?

This Ludy, I wonder what he is doing again?

He continued to look at Mike Bai with questioning eyes.

This guy curled his lips and spread his hands: "I'm the messenger, don't ask me questions, I don't know anything about Alto!"

"There are only 21 honest guys left among the informants. Cohen and I have talked with each of them. Ludy's idea is to divide them into three groups first, to take charge of the upper, middle and lower parts of Manhattan. Three districts.”

"Just Manhattan?"

"Of course, after all, these people are still gangsters on the streets of New York. Our security company gives them a good way out, but most of these people know how to cherish it!"

"Just like the two unlucky boys who were dumped, if they could listen to our words, they wouldn't..."

David waved his hand, rejected the cigarette offered by Lavis, and patted Giovanni on the shoulder.

"Forget it, everyone dies. It's their own choice. We can only help those who figure out what they want."

"Get in the car, let's go to the Wildfire Bar first."

Lavis smiled and patted the stunned Giovanni on the shoulder, motioning for him to get into a car with David and Mike Bai.

Giovanni sat in the passenger seat of Mike Bai.

A few people and two cars looked towards the Wildfire Bar.

After arriving at the place, he parked the car on the street. White Mike made a gesture and asked Giovanni and David to wait. He, Lavis and Black Mike stood on the street and looked around before signaling the two of them. get off.

David got out of the car and looked at the performance of the four bodyguards in a funny way: "Did you learn these at the training base? Not bad, buddy!"

Mike Bai sneered and stood one meter in front of David. Lavis walked behind David with his hands on his hips and said, "That guy Jackal recruited an old man from somewhere. He said he was a professional or something." The consultant from the Secret Service gave us all a hard time."

Black Mike asked curiously: "A consultant to the group of guys who renamed themselves in Washington last year?"

Lavis looked at Black Mike with a strange expression: "Do you know that old guy?"

"I know what the heck! Don't you watch TV? Those people in suits and ties who always hang out not far from the president are from the Secret Service!"

"Forehead.."

Lavis smacked his lips in embarrassment. Before he met David, he had never paid attention to these things except for small pieces.

Mike Bai and David signaled, and they walked towards the wildfire gate: "I talked with the old man Demais recruited by Cohen. He came to work in Washington after 1968."

"He worked there for nearly ten years. When he got older, he retired and accepted Cohen's invitation. He came to New York to accompany his children to study. His daughter is studying at New York University."

David nodded after listening. Cohen, a smart guy, had the same idea as him and recruited Demais early as a training consultant for the security company's bodyguards.

I don’t know what Ludy and Cohen will do with the security company after taking over the company. .

It seems that we need to find another time to bring Cohen, Lawrence and Ludy together for a chat.

Um. .

And that Alto!

Wildfire Bar.

The gate is still the same.

However, when a few people entered, they found that the entire first floor had been opened up, leaving only some supporting pillars. The walls and ceiling had also been decorated and painted.

The four bodyguards dispersed, ready to look around.

Old Rhett stood next to several carpenters, chatting with them about the renovation of the bar.

He noticed David and the others and looked towards the door.

David smiled and walked towards Rhett and gave him a gentle hug: "It's really nice here! I didn't expect you guys to make it look brand new so quickly!"

Rhett patted David on the back with some pride: "It's because these young men are good at their crafts and work hard, otherwise they wouldn't be able to finish this so quickly."

"Then what else are we missing?"

Rhett took a drawing from the carpenter's hand and stamped his foot: "Bar counter and floor."

"Look at the design of the bar and the choice of flooring. Once these two are selected, everything can be done in three or four days!"

"So fast?"

David took the drawing, glanced at it, and stuffed it back into Rhett's hand: "Whatever you think is good, I don't have any objections. From now on, this will be our own gathering place and our own store, and you can be considered one too." Half a boss!"

Rhett took the drawings and said happily: "You are still the boss, I am just a guy who helps you look after the store, but the decoration here is so fast, and thank you for your generosity!"

When David heard the word "generous", his body ached. . .

When Andy was chatting just now, Andy clarified David's confusion and told him that it was not that the company did not send money to David, but that the money was withheld by Polly and used on the decoration of this building. . .

Polly's original words were: "Give this money to David, and he will find ways to spend it all. It is better to invest it in a decoration company to decorate the bar and the apartment upstairs."

This is it. . .

The evil housekeeper! . .

His money should not be enough for the overall decoration here, but his company's decoration team works for his own industry, pays for the company's accounts, and spends David's own money.

The money was not enough, so Polly paid for it out of her own pocket. . .

These workers must be paid three times their wages for working overtime. . .

David touched the [-]-dollar check in his pocket. These were the living expenses Ludy gave him. If he took it out now, it would disappear in minutes. . .

As for the renovation costs, it’s better to settle the accounts with Polly alone in the future. .

Rhett looked at David's somewhat constipated expression and wondered what the kid was thinking about, so he waved his hand to him.

"I've watched and talked. If nothing happens, just get out and don't disturb our work!~"

David scratched his chin, a little speechless. How many words did he say?

Do you dislike him being in the way?

"Well... the decoration here is over. Just... have you seen Susan these days? I just came back yesterday, so I don't know how she has been these days..."

"Susan?"

"Hehe~"

Rhett looked up and down at David with a sideways smile: "She has been coming here often these days, along with Erica and Martha."

"But are you sure Susan is still your girlfriend now?? She has prepared a surprise for you! Haha~"

"surprise?"

"He's looking for a boyfriend again? Isn't it possible?"

David's eyes were as wide as bells.

It has only been a few days, but Susan, the brave female knight, has found a new mount?

Should not be!

Before David went home, the two had a sweet interaction and in-depth communication.

Why did he find a new love in the blink of an eye?

Rhett simply turned around and ignored him: "Don't you know if you went to the apartment she and Martha rented to find them? Go quickly~"

amount. .

David scratched his head and asked Rhett about what he knew about Susan.

But this old man, no matter how much David asked, he would not talk about Susan. .

He could only wander outside the wildfire.

Rhett was behind him, looking at his back, quietly paying attention to David's performance, smiling like a child whose conspiracy had succeeded.

After coming out of the Wildfire Bar.

David went straight to Susan and Martha's apartment on the next street.

I went upstairs and knocked on the door, but there was no one in the apartment.

David had no choice but to go downstairs, find the notebook, leave a note for Susan, and stuff it into the crack of the apartment door.

street.

David leaned against the car, asked Mike Bai for a cigarette, took a long puff, and exhaled a thick cloud of smoke.

After David came to this world, many thoughts and concepts have quietly changed.

The relationship between him and Susan is more of a bed partner relationship that they like each other.

After being rejected by Susan several times, he has been able to accept this way of getting along with each other.

There are no responsibilities or burdens. Both of them have their own work and living space. They can do sports together when they like, hug each other at night, and sleep until the sun rises.

After smoking a cigarette, David flicked the butt away and looked up at the sky with some melancholy.

A large cloud covered the sun, making the sky a little dark. It looked like it might rain in the evening.

Ok.

surprise! ~?

cut~

David asked the four guys to get in the car. He wanted to go to Harvey's place to watch the beauties filming, so as to relieve himself. . .Restless moods and hormones. .

-------

morning.

In Giles' bedroom.

Laura's little crooked moves, the toothpaste on her feet, the breeze, and in just a few minutes, Giles had a different scene in his dream. . .

Just when Giles was having a sweet dream, he gave Lilith a grimace with a wicked smile, and then hit him hard on the head until his brain collapsed.

"no!~"

"Oh, fxxx!"

The two of them ran out of the bedroom laughing while Giles screamed and screamed.

Giles, who was severely beaten, looked angry and staggered to the bedroom door.

Laura and Laura had already disappeared along the stairs. .

just now.

Stanley, Pine's office.

He was looking at Laura with his legs crossed and a proud smile on his face, speechless.

"Well...Laura, I shouldn't have said these words, but...you have to know that Giles has grown up...you and him can no longer joke around or mess around like before. .”

Laura waved her hands indifferently: "Pine, I know all what you said, but this brother Giles is not an adult. In my eyes, he will always be the one who always steals my candy and bullies me. Giles!"

"Besides, it's just a little bit of toothpaste. Seeing him behave like this today proves that Pine, you have done a perfect job of taking care of him in the past few years!"

"I'm very satisfied with this~!"

Giles walked beside him, his face flushed, and he gritted his teeth and said: "You...you...Pine, please quickly find a car to take her to Yale...otherwise, I won't even be able to sleep~" !”

Lilith stood by the door, looking at Laura's back and smiling.

As an accomplice, she watched the daily interactions between Laura and Giles.

To be honest, Laura did go a bit too far this time. .

But Lilith just likes to see Laura like this, messing around like this. .

This feeling is like seeing Lilith herself, doing whatever she wants.

There is no restraint and no dogma.

Laura released her emotions unscrupulously, and Lilith was also happy.

Is it because of her indulgence or because of the power of Laura that she has forgotten her responsibilities.

Lilith herself didn’t even know. .

-------

In a Marseille restaurant not far from David’s apartment.

A middle-aged man with curly hair was chatting with Marseille about David.

After a while, he walked out of the restaurant, stood on the street, and looked in the direction of the company.

Mouthing in his mouth: "This is a good opportunity, Sonny!".

"Come on Sonny!"