Rebirth 09: Buying a house with a baby UP owner

As for the method Zhong Meihui thought of, it was actually a secret book she accidentally saw online in her previous life.It was only after the real estate transaction policy was improved that no one could take advantage of it, so the blogger broke the news.

However, this secret was written in 09 and is not an illegal operation. You can give it a try.

"The trick is simple, sell your house to me, and I'll sell my house to you."

Sister Juan's eyes are even bigger. What can I do?

The two of them bought their houses at the same time, and they were both in the same community. They had the same floor plan and the same price at the beginning. There were differences in decoration and furniture. They were selling them back and forth, which was just a fool's errand.

Seeing that her temper was about to get worse, Zhong Meihui hurriedly presented the treasure.This is not a fool's errand, but a down payment for a second home.

"I have been working in the bank for so long, and I have never heard of two people buying and selling houses for each other and still making money. If nothing else, the transfer fee and other fees will cost tens of thousands of yuan."

Zhong Meihui asked her to calm down and hold a pen and paper.The average price of the Dongcheng community where they live is 6600 yuan/square meter, and their house has a good floor and a good room type, so asking for 6800 yuan/square meter is considered a reasonable demand.

97 square meters is 65.96 yuan, plus decoration.Zhong Meihui pointed to her empty living room, "I decorated it luxuriously. With an additional decoration fee of 20 yuan, this house will cost you 86 yuan, which is not too much."

Sister Juan's white eyes take up most of her eye sockets, and she talks nonsense and asks for prices.Seeing that Zhong Meihui was confident, she didn't interrupt.

"You want to buy my house worth 86 yuan, and the 30% down payment is 25.8 yuan. I know you have no money, so we treat it as a private transaction. For the rest, you go to the bank to get a mortgage."

After the bank loan came through, 60.2 yuan came into Zhong Meihui's hands. After paying off the remaining 33.8 yuan loan owed to the bank, and then deducting various expenses and calculating 2 yuan, there was still 24.2 yuan left in her hand. This money , which is the cost of buying the second set.

In the same way, if she purchases Sister Juan's house in this way, Sister Juan will also have 24.2 yuan in cash.

The two of them just changed the names on the real estate certificate, and each of them had hundreds of thousands more capital in their hands.

Sister Juan's thoughts were surrounded by those numbers. Even though she often handled loan business at the bank, she didn't quite understand the twists and turns.

So after a lot of hard work, the loan she owed the bank increased from 33.8 yuan to 60.2 yuan, and she still had a house in her hand.This is the 'luxuriously decorated' house that I replaced with Zhong Meihui.

No matter how you calculate it, this deal is not worthwhile.

"You still have 24.2 yuan in cash in your hand." Zhong Meihui circled the number with her pen.

It seemed like it was all for nothing, but in fact, both of them made money.

As for the loan of more than 60 yuan owed to the bank, the house price a year ago was 4600 yuan/square meter, and now the average price is 6600 yuan/square meter. The increase in house prices is hundreds of times greater than the interest paid to the bank.And with more than 20 yuan in cash in hand, the value generated is more than the interest paid to the bank.

That little loan would not be enough to cover a fraction of the total price of the house in the future, but Zhong Meihui couldn't say.

She didn't bother Sister Juan either. With Sister Juan's IQ, she would definitely know what was going on if she looked it over again.

Zhong Meihui had never thought about the business she wanted to do.First, investing in real estate involves a lot of capital and a slow payback cycle, and she doesn’t have a capable partner.

Secondly, she may be preparing to give birth in a few months, and she may not be able to cope with the high-intensity and mental work.

However, second-hand housing transactions can be done.After taking a look at Sister Juan, I thought she was the right candidate.