Rebirth 1981: Kick your scumbag wife away and become rich instantly
Chapter 476: Leverage Effect of Funds.
Zhao Shanhe, who had finished brainwashing Hou Tiancheng, was extremely excited when he saw this old man who had reached the age of hearing loss, as if he had been given a shot of chicken blood.
It was already time to get off work, but Hou Tiancheng still wanted to go to the sales department to see if Wang Cai and the others, who were on a business trip to the city or county, were back?
After all, some cities and counties are not far from Fengtian, only a few hundred or eight kilometers away. Sometimes you can go out in the morning and come back at night.
This way, even if you spend some money on transportation, you can save on accommodation and meals.
Zhao Shanhe does not have strict requirements for these. After all, the company is too small now and has not formulated a business trip management system.
Just let everyone have free control in the early stage.
In line with the principle of saving what can be saved, Wang Cai and others will budget carefully after going on a business trip. Anyway, because of their youth, they are not afraid of the hassle of traveling by car.
When I returned to the sales department, I saw that Wang Xuan was still in the finance department, while Zhang Xiaohua was busy cooking and washing vegetables. This was also the advantage of being a lesbian.
In the past, when Zhao Shanhe and the others ate, they would not go to the canteen of the printing factory to eat. Sometimes they would just buy ready-made food from outside. Although it saves trouble, not only costs money, but the taste is also often criticized by everyone.
After Zhang Xiaohua came over, she proposed to Zhao Shanhe that she would be responsible for cooking three meals a day. Of course, Zhao Shanhe had no objection and just gave her an additional 50 yuan/month subsidy on top of her 10 yuan/month salary.
Originally, Zhang Xiaohua was determined not to do it, but due to Zhao Shanhe's strong and domineering attitude, he had no choice but to listen to his boss in the end. However, Zhang Xiaohua was very happy to earn an extra ten yuan and lived happily every day.
"Boss, there are some things I still don't understand..."
Seeing Zhao Shanhe back, Wang Xuan walked out quickly.
Seeing Zhao Shanhe pointing to the opposite side of the teahouse, he quickly sat down and began to talk about his confusion.
"Now, in addition to your daily financial work, you have two things you need to find a way to implement. The first is to let China Construction Bank know that the Agricultural Bank of China has come to us to solicit deposits. The other is to study how to successfully obtain loans..."
Zhao Shanhe was originally planning to make arrangements with Wang Xuan tomorrow. Since she was so active in her work, he simply told her to make arrangements first.
After all, getting a loan from a bank still requires some strategies. Zhao Shanhe wanted to be reborn to promote the process of bank reform.
After all, this is something that benefits everyone.
"You mean to let two banks compete? We stand to reap the benefits?"
After all, Wang Xuan was smart enough. When Zhao Shanhe told her to reveal it to CCB, she understood what her boss meant.
After all, Shanhe Trading Company is now famous as one of the few major customers of China Construction Bank.
Even every time Wang Xuan takes Zhang Xiaohua to handle business, the person in charge of the business outlet will personally receive him.
Not only did he accompany Wang Xuan throughout the business process, but he also invited Wang Xuan to the office for tea after the business was completed, making him a VIP for future generations.
"Yes, although the bank's loan policy for self-employed individuals is unclear now, if we want us to continue depositing money in CCB, we must give us benefits. Otherwise, even if I don't deposit money in Agricultural Bank of China, I can still deposit money in Ancheng. , that’s my base camp.”
When he was having dinner in Ancheng, Ju Yanhai once brought a friend from the bank to attend.
Later, after learning about Zhao Shanhe's strength, he actually mentioned this matter to Ju Yanhai afterwards, but Ju Yanhai did not dare to agree.
Later, he made a special call to Zhao Shanhe to talk about this matter. Zhao Shanhe considered that after all, the company was in Fengtian, and it was not convenient to handle business. However, Zhao Shanhe thought of multiple friends and multiple routes, so he did not refuse immediately.
I just say that this matter needs to be carefully considered, and we will discuss it in detail when we return to Ancheng in the future to see what preferential policies are available?
"No problem. I will talk to the person in charge of the branch of China Construction Bank later. But I still haven't figured it out. We are not short of money at all, so why do we need to borrow money from the bank? We have to pay extra interest."
This question has troubled Wang Xuan for a long time. After much deliberation, she decided to break the casserole and ask the question.
Wang Xuan knew that Zhao Shanhe paid special attention to execution, but if he was still in the fog, the execution process would be compromised?
"Let me tell you a story..."
Zhao Shanhe knew that his idea was too advanced and Wang Xuan would definitely not be able to understand it, so he remembered an impressive story.
There was a Jew who was very rich, but every year he would get a loan from the bank, and the loan would be locked in a safe.
When the loan matures, he will return the loan to the bank with interest, and then go through the renewal procedures before lending it out.
At that time, many people around him did not understand his behavior. However, a financial crisis suddenly occurred and he saw that his capital chain was about to be cut off. At this time, the Jews went to the bank to apply for a loan.
Given the Jews’ previous good credit record, the bank quickly approved the loan and the Jews successfully weathered the crisis.
Other bosses, because they had sufficient funds before, did not even bother to go to the bank for a loan. As a result, when the crisis came, they wanted to apply for a loan from the bank, but they did not have a cooperative credit report before.
In the face of this financial crisis, how can banks lend money to people who don't know their creditworthiness?
Naturally, the loan application was rejected.
During this crisis, many companies went bankrupt and closed down. Only this Jew used the bank loan to successfully turn around and rise.
"You mean taking precautions? Preparing for a crisis in advance?"
After listening to Zhao Shanhe's story, Wang Xuan suddenly became enlightened and thought she understood Zhao Shanhe's true thoughts.
She never thought that Zhao Shanhe would consider the problem so profoundly, and she was even more filled with admiration.
"You understand correctly, but this is only one of the reasons. People who are not worried about the long-term must worry about the short-term. In fact, we are really short of money..."
"Lack of money?"
Wang Xuan looked at Zhao Shanhe's young, handsome and determined face in disbelief, and secretly complained in her heart.
What if you, a millionaire, are still short of money?Are others still alive?
However, Zhao Shanhe didn't let her wait too long, and then talked about the electronics factory in the capital that was about to start construction.
In addition, the distribution of home appliances has begun to take shape. The next step is to start the distribution of automobiles and motorcycles, all of which require massive funds.
Then Zhao Shanhe analyzed for her how to leverage the leverage effect of funds.
I remember spending millions of dollars to buy goods and quickly open up the Ancheng market.
Then he invested another 260 million yuan to buy goods again, and they were quickly sold out in two markets, Fengtian [-] and Ancheng.
The third time I invested 500 million yuan, by the time this batch of goods arrived, not only Fengtian and Ancheng, but also the markets in surrounding cities and counties had been developed, and now there was a considerable number of dealers.
But these are not important yet, everything is for the sake of paving the way.
When Zhao Shanhe went on to describe his use of funds, Wang Xuan's surprised mouth seemed to be able to stuff a duck egg into it.
The eyes are full of admiration!
It was already time to get off work, but Hou Tiancheng still wanted to go to the sales department to see if Wang Cai and the others, who were on a business trip to the city or county, were back?
After all, some cities and counties are not far from Fengtian, only a few hundred or eight kilometers away. Sometimes you can go out in the morning and come back at night.
This way, even if you spend some money on transportation, you can save on accommodation and meals.
Zhao Shanhe does not have strict requirements for these. After all, the company is too small now and has not formulated a business trip management system.
Just let everyone have free control in the early stage.
In line with the principle of saving what can be saved, Wang Cai and others will budget carefully after going on a business trip. Anyway, because of their youth, they are not afraid of the hassle of traveling by car.
When I returned to the sales department, I saw that Wang Xuan was still in the finance department, while Zhang Xiaohua was busy cooking and washing vegetables. This was also the advantage of being a lesbian.
In the past, when Zhao Shanhe and the others ate, they would not go to the canteen of the printing factory to eat. Sometimes they would just buy ready-made food from outside. Although it saves trouble, not only costs money, but the taste is also often criticized by everyone.
After Zhang Xiaohua came over, she proposed to Zhao Shanhe that she would be responsible for cooking three meals a day. Of course, Zhao Shanhe had no objection and just gave her an additional 50 yuan/month subsidy on top of her 10 yuan/month salary.
Originally, Zhang Xiaohua was determined not to do it, but due to Zhao Shanhe's strong and domineering attitude, he had no choice but to listen to his boss in the end. However, Zhang Xiaohua was very happy to earn an extra ten yuan and lived happily every day.
"Boss, there are some things I still don't understand..."
Seeing Zhao Shanhe back, Wang Xuan walked out quickly.
Seeing Zhao Shanhe pointing to the opposite side of the teahouse, he quickly sat down and began to talk about his confusion.
"Now, in addition to your daily financial work, you have two things you need to find a way to implement. The first is to let China Construction Bank know that the Agricultural Bank of China has come to us to solicit deposits. The other is to study how to successfully obtain loans..."
Zhao Shanhe was originally planning to make arrangements with Wang Xuan tomorrow. Since she was so active in her work, he simply told her to make arrangements first.
After all, getting a loan from a bank still requires some strategies. Zhao Shanhe wanted to be reborn to promote the process of bank reform.
After all, this is something that benefits everyone.
"You mean to let two banks compete? We stand to reap the benefits?"
After all, Wang Xuan was smart enough. When Zhao Shanhe told her to reveal it to CCB, she understood what her boss meant.
After all, Shanhe Trading Company is now famous as one of the few major customers of China Construction Bank.
Even every time Wang Xuan takes Zhang Xiaohua to handle business, the person in charge of the business outlet will personally receive him.
Not only did he accompany Wang Xuan throughout the business process, but he also invited Wang Xuan to the office for tea after the business was completed, making him a VIP for future generations.
"Yes, although the bank's loan policy for self-employed individuals is unclear now, if we want us to continue depositing money in CCB, we must give us benefits. Otherwise, even if I don't deposit money in Agricultural Bank of China, I can still deposit money in Ancheng. , that’s my base camp.”
When he was having dinner in Ancheng, Ju Yanhai once brought a friend from the bank to attend.
Later, after learning about Zhao Shanhe's strength, he actually mentioned this matter to Ju Yanhai afterwards, but Ju Yanhai did not dare to agree.
Later, he made a special call to Zhao Shanhe to talk about this matter. Zhao Shanhe considered that after all, the company was in Fengtian, and it was not convenient to handle business. However, Zhao Shanhe thought of multiple friends and multiple routes, so he did not refuse immediately.
I just say that this matter needs to be carefully considered, and we will discuss it in detail when we return to Ancheng in the future to see what preferential policies are available?
"No problem. I will talk to the person in charge of the branch of China Construction Bank later. But I still haven't figured it out. We are not short of money at all, so why do we need to borrow money from the bank? We have to pay extra interest."
This question has troubled Wang Xuan for a long time. After much deliberation, she decided to break the casserole and ask the question.
Wang Xuan knew that Zhao Shanhe paid special attention to execution, but if he was still in the fog, the execution process would be compromised?
"Let me tell you a story..."
Zhao Shanhe knew that his idea was too advanced and Wang Xuan would definitely not be able to understand it, so he remembered an impressive story.
There was a Jew who was very rich, but every year he would get a loan from the bank, and the loan would be locked in a safe.
When the loan matures, he will return the loan to the bank with interest, and then go through the renewal procedures before lending it out.
At that time, many people around him did not understand his behavior. However, a financial crisis suddenly occurred and he saw that his capital chain was about to be cut off. At this time, the Jews went to the bank to apply for a loan.
Given the Jews’ previous good credit record, the bank quickly approved the loan and the Jews successfully weathered the crisis.
Other bosses, because they had sufficient funds before, did not even bother to go to the bank for a loan. As a result, when the crisis came, they wanted to apply for a loan from the bank, but they did not have a cooperative credit report before.
In the face of this financial crisis, how can banks lend money to people who don't know their creditworthiness?
Naturally, the loan application was rejected.
During this crisis, many companies went bankrupt and closed down. Only this Jew used the bank loan to successfully turn around and rise.
"You mean taking precautions? Preparing for a crisis in advance?"
After listening to Zhao Shanhe's story, Wang Xuan suddenly became enlightened and thought she understood Zhao Shanhe's true thoughts.
She never thought that Zhao Shanhe would consider the problem so profoundly, and she was even more filled with admiration.
"You understand correctly, but this is only one of the reasons. People who are not worried about the long-term must worry about the short-term. In fact, we are really short of money..."
"Lack of money?"
Wang Xuan looked at Zhao Shanhe's young, handsome and determined face in disbelief, and secretly complained in her heart.
What if you, a millionaire, are still short of money?Are others still alive?
However, Zhao Shanhe didn't let her wait too long, and then talked about the electronics factory in the capital that was about to start construction.
In addition, the distribution of home appliances has begun to take shape. The next step is to start the distribution of automobiles and motorcycles, all of which require massive funds.
Then Zhao Shanhe analyzed for her how to leverage the leverage effect of funds.
I remember spending millions of dollars to buy goods and quickly open up the Ancheng market.
Then he invested another 260 million yuan to buy goods again, and they were quickly sold out in two markets, Fengtian [-] and Ancheng.
The third time I invested 500 million yuan, by the time this batch of goods arrived, not only Fengtian and Ancheng, but also the markets in surrounding cities and counties had been developed, and now there was a considerable number of dealers.
But these are not important yet, everything is for the sake of paving the way.
When Zhao Shanhe went on to describe his use of funds, Wang Xuan's surprised mouth seemed to be able to stuff a duck egg into it.
The eyes are full of admiration!
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