Daqin: Take the bamboo shoots, Zulong eavesdropped on my heart!

Chapter 437

"Your Majesty, is this reasonable?"

Feng Zheng looked at Ying Zheng and asked with a smile.

kindness?

Is this reasonable?

This is very reasonable...

Ying Zheng listened, and nodded slightly, "But it's reasonable, how can you not pay back something you owe someone? But, Qing, how much interest do you want?"

After everyone listened, they all looked at Feng Zheng.

That's right, you want interest, how much is that?

"Of course not too much. We are all acquaintances. I want such a high interest rate. How can I be ashamed?"

Feng Zheng said with a smile, "Your Majesty, this minister also wants to tell His Majesty. I want the imperial court to allow the Daqin National Bank to lend and sell grain to officials with household registration in the capital and local county magistrates or above. After all, maybe Whoever is in business may have a shortage.

The minister thought that the imperial court stored grain to benefit the people, and at the same time, in the name of the imperial court, the grain was sold on loan, which could make up for some losses for the imperial court.

If it is sold, it should be sold at a higher price. A stone of grain is priced at one hundred and a half taels. "

What am I?

What?

One stone of grain, selling for one hundred Qin and a half taels?

Hearing Feng Zheng's words, everyone's faces were blackened, why don't you go grab it?

This is so expensive, who can afford it?

Wait, Feng Zheng is so rich, he might be able to afford it!

However, even if it is him, it is equivalent to cutting meat to buy food, right?

"Of course, the price is naturally expensive."

Feng Zheng laughed and said, "The purpose is to prevent some people from hoarding grain maliciously. They bought all the grain, so what should the court do? So, besides selling it, there is another one, that is, allowing grain to be borrowed!" "

Borrowing allowed?

After Ying Zheng heard this, his heart moved, and he immediately asked, "How to borrow money?"

"Your Majesty, if you borrow one stone, in the coming year, you will have to pay back one stone plus two buckets! In other words, [-]% interest!"

Feng Zheng smiled and said, "If you borrow, you have to pay it back. The court can make [-]% of the profit. This is not very difficult for the dignitaries and officials and gods, right? Generally speaking, you can pay it back."

"Well, this is..."

Ying Zheng listened and nodded, borrowing one stone and paying back two more buckets is indeed reasonable in this era.

"So, this is what I plan to..."

Feng Zheng chuckled, glanced at the dignitaries, and said to Ying Zheng, "Thinking about it, sir, I will set an interest of two and a half buckets a year for the dignitaries who owe me food, or just follow the previous transaction." Give me the price, so that I am not in a hurry, and the rich and powerful are not in a hurry, and everyone will be happy next year, wouldn't it be great?"

What am I?

After hearing Feng Zheng's words, the faces of the dignitaries turned green.

One by one, they were so angry that they wanted to scold their mothers!

Ma Madi, you are really not a human being!

You're a beast, aren't you?

Your interest is half a bucket higher than the interest on loans from the imperial bank?

Why?

Are you extorting?

"Marquis Chang'an, your appetite is too big, isn't it?"

Hearing Feng Zheng's words, a dignitary immediately said indignantly, "You want to order the food loaned by the imperial court for only two dou, why do you charge two and a half dou?"

"Yeah, aren't you extorting?"

"Oh, how can this be extortion?"

Feng Zheng said solemnly, "Anyway, you have no food to pay back now, so I will think about you and ask the imperial court to loan you grain! Besides, the interest of the imperial court is lower than mine, so you can just borrow money from the bank to pay back the grain." Me? Wouldn’t this be of great benefit to you? Each person will save a lot of food in the coming year, don’t you think so?”

What am I?

Where did you get this nonsense?

"you you you……"

"If you feel that the interest on food is expensive, then you can also give money..."

Feng Zheng said solemnly, "You gave me the money, and I went to the bank to buy food, so everyone will be happy, right?"

"you you you……"

"Hey, everyone, don't be so excited. Since everyone is a colleague and minister, I should think about you so much, it should be, I should..."

"you you……"

You are so shameless!

"Your Majesty, do you think so?"

Feng Zheng turned his head to look at Ying Zheng, bowed and said, "I have spent a lot of time trying to solve the plight of the ministers. Fortunately, I finally came up with a good strategy! It just so happens that this strategy can also benefit the powerful officials of the Great Qin Dynasty." I don’t know what your Majesty thinks about the future business of gentlemen?”

Well, it is very troublesome...

Ying Zhengxin said, yes, Zhen Kaqing, you are really shameless...

However, Feng Zheng's idea is really good.

Ying Zhengxin said, since the dignitaries have all brought out the food, can the court use all of it in a short while?

no need!

Since this is the case, it is really not as good as taking the opportunity to use this sum of food to give the court more profits.

Feng Zheng's decision is really reasonable, aside from the calculation of the powerful.

At least, it has helped the court a lot, which can not only generate profits, but also help some officials and gentry families who are temporarily short of food to solve some urgent needs.

In this way, it can naturally promote the development of business.

Moreover, the scope defined by Feng Zheng can also increase the possibility of the court asking for repayment in the coming year, adding a lot of guarantees.

At least be a county magistrate!

If it is an ordinary person, the crazy loan will not be paid in the next year, and the court will not return the food in addition to severe punishment and execution.

However, officials and gentry are different. Officials and gentry don't dare to risk their own future easily.

Because, it is not cost-effective.

"Well, this method is really good."

Ying Zheng nodded with a smile and said, "This decision, turn around, you hand it over to the cabinet, let the cabinet draw up the charter, and hand it over to the Ministry of Education for adjudication and announcement."

"No! Thank you, Your Majesty."

"This, Your Majesty..."

Hearing Ying Zheng's words, a group of dignitaries became anxious immediately.

"Your Majesty, the Marquis of Chang'an's interest rate is too high, isn't it?"

A dignitary suddenly cried out, "He is paying more interest than the imperial court. How can this be done?"

"Yes, Your Majesty, this is too unreasonable..."

"Your Majesty, if the Marquis of Chang'an is like this, that is extortion..."

"Hey, everyone, how can you say that?"

Feng Zheng heard this, and said solemnly, "How can I be considered extortion? You think, if you borrow the grain from the imperial court immediately and then return it to me, then you still have to pay two and a half buckets of interest every year? No way!

Therefore, in the coming year, you only need to pay the imperial bank two buckets of interest, which is not extra than the interest stipulated by the imperial court, is it?Ladies and gentlemen, this account has to be calculated in this way, so it is a good deal! "

What am I?

Ugh?

It seems that this nonsense means such a thing...

If he borrowed the food from the imperial court at this time and repaid the food owed to Feng Zheng, then he really wouldn't need to pay such a high interest in the coming year...

In this way, it is nothing more than [-]% interest owed to the court...

kindness……

However, why do you always feel a little awkward?

Chapter 438 Isn't this bullying honest people?

wait...

I am so...

We already have food, put it in the court's bank for a small interest, and then borrow the court's usury to pay you back?

Ma Madi, aren't we just asking for discomfort?

Isn't this just for nothing?

Everyone looked at Feng Zheng depressedly, and they understood in their hearts.

This is Feng Zheng's deliberate calculation!

He saw that everyone had deposited all their food in the imperial court's bank to avoid his debt collection, so he came up with such a trick, which in turn disgusted them and stimulated them?

Ma Madi, isn't this too cheap?

"Your Majesty, this..."

"Your Majesty, please rest assured, Your Majesty."

Without waiting for the dignitaries to say anything, Feng Zheng immediately stated, "Since I promised the court at the beginning that I would distribute 200 million shi of grain to the soldiers and military families, I will definitely give it! Even if I borrow the grain from the court, In the coming year, of course, the capital will be returned with interest, if there is a lot of money, all will be returned."

As he said that, Feng Zheng looked at the dignitaries, and cupped his hands with a smile, "Of course, it's up to you adults to take the interest, support me a lot, and repay me a lot...Thank you, thank you..."

you……

Hearing Feng Zheng's words, the dignitaries were immediately annoyed, and one by one, they blew their beards and stared.

"OK……"

Yingzheng nodded and said, "Everything Feng Zheng said makes sense. You gentlemen, after all, you made such a bet in front of me. After all, you are all dignitaries of the Great Qin Dynasty. How can you break the promise and let the people of the world ridicule?

Chang'an Hou Fangcai's methods are very good, Qing and others, you can make your own decisions.Well, I've been here for a long time, and it's time to go back to the palace. "

"Chen... Chen wait, send your Majesty respectfully."

Hearing Ying Zheng's final word, the dignitaries grinned one after another, feeling sad in their hearts.

Ma Madi, he made another one!

"Feng Zheng, you and I get in the car and return to Xianyang together, Fusu, you can come too."

"No, thank you Father."

"Thank you, Your Majesty."

Immediately, Feng Zheng and Fu Su were all invited to Ying Zheng's dragon carriage.

"Marquis of Chang'an, is everything safe this time around?"

Finally able to talk to Feng Zheng in private, Fusu was suddenly excited and asked.

【Of course it's alright, uncle...】

After hearing this, Feng Zheng said, 【I've been camping for two months, and I've been tanned eight degrees. 】

"Hehe, thanks to the eldest son's concern..."