Feng Zheng listened and said immediately.
"Oh? What's the matter?"
After hearing this, Ying Zheng asked immediately.
"Your Majesty, what you said is related to the Daqin Bank, and more importantly, to the court's business."
Feng Zheng said, "I would like to ask your majesty, the imperial court built the Daqin National Bank to sell coins outside, then, in your majesty's opinion, how much money should be sold to meet the needs of the world, and also convenient for commercial use?"
kindness?
what?
Hearing Feng Zheng's words, Ying Zheng was taken aback for a moment, and then said, "Naturally, the bank will sell as much as the world needs. Only when it is appropriate can it be stable."
"That's what Your Majesty said."
Feng Zheng smiled, and then said, "It's just, Your Majesty, have you ever thought about the weight of Daqin's coins? Get up, it's very inconvenient.
I can't, it takes a lot of effort to go out to eat, right?Buying and selling is actually to find convenience for oneself. If it is inconvenient to buy and sell, it may not be conducive to doing business. "
kindness?
Ying Zheng was slightly taken aback when he heard this, and then nodded slowly, "That's the reason."
Qin coins are half taels, one inch and two cents in diameter, and weigh twelve baht, which is about 120 grams. Therefore, the conversion of one plant of money is more than two taels now.
This is the case in the Qin and Han Dynasties. When it comes to doing business, if you spend a little one hundred yuan, you have to carry more than 20 catties. Is it convenient?
It's not convenient!
It's like when you go out to buy something, and all you hold are coins, it's okay to eat a few dozen dollars, but if you buy something worth four or five hundred, you have to carry heavy coins in your hand, would you like it?
After a long time, I naturally don't want to, because of the trouble!
Shen, and take up space.
"If you want convenience, then you can't have so many coins. However, didn't you say that the price is too low, which is not good for business?"
After hearing this, Ying Zheng asked.
"That's right, Your Majesty, this must not lower the price too much, it is not conducive to doing business."
"Since that's the case, what should I do?"
Cheap can't be cheap, and the coins are so heavy, isn't this self-defeating?
"Hey, Your Majesty, I have a plan, and I may use it."
"Which one?"
"Issued by the imperial court, special currency."
Feng Zheng said word by word.
what?
special currency?
"Special currency?"
Ying Zheng was taken aback for a moment, and his heart suddenly moved, "Like the bank notes used by Qing?"
[Hey, Qin Shihuang is worthy of being Qin Shihuang, he really reacted quickly! 】
Feng Zheng said with a smile, "Your Majesty, the subject is about the same, that's what it means. At the minister's place, in the gourmet street, a luxurious hot pot meal costs more than five hundred silver notes. If you change it to Qin Banliang, it will be a full five thousand Qin Banliang!"
Your Majesty, do you think, how many people and how many cars are needed to pull the five thousand Qin and a half liang?
However, with the minister, he only needs a few thin bank notes, which are less than half the weight of Qin Banliang, how convenient is it?If I, Daqin, can do business with such convenience, wouldn't it make everyone more willing to participate? "
Huh?
Hearing Feng Zheng's words, Ying Zheng's heart moved, and he suddenly burst out laughing, "Really? But it makes sense!"
This is...
Feng Zheng, in his own Chang'an Township, issued this silver note to replace the original Qin Banliang, which indeed saved a lot of trouble.
If those rich and powerful children used the original Qin Banliang for consumption, it would be inconvenient to carry it around, so the desire to spend money would naturally be greatly reduced.
However, once Feng Zheng changed it, let this group of people hold extremely light silver bills, the desire to spend and enjoy themselves will naturally rise in a straight line!
After all, what is consumption for?
For convenience, for enjoyment!
You take heavy coins to walk all over the street, it's not troublesome enough, you still enjoy the fart!
I have to say, this kid's creativity is quite interesting.
Ying Zheng immediately laughed and said, "What do you mean, my Daqin Bank also issues coins such as bank notes?"
"Oh, Your Majesty, that's what I mean."
Feng Zheng said with a smile, "It is inconvenient to have heavy Qin Banliang, even gold and silver. And if some thin silver bills are issued, for example, one worth one hundred Qin Banliang, or one worth one Qianqin Banliang, people can buy a lot with a few small ones in their hands, so who would not want to spend it?"
"Well, that's very reasonable."
Ying Zheng nodded, and then asked, "It's just that this banknote is made in this way? It's so light and thin, will someone take the opportunity to cheat? Besides, Qin Banliang has just implemented it in the whole The world, now, it is not so easy to implement new currency, these, have you thought about it?"
Yes, if the promotion of these bank notes can bring convenience to business transactions, that is of course good.
However, the risks and disadvantages it brings must also be understood.
Otherwise, it will bring turmoil, or even, completely counterproductive!
"Your Majesty, I have thought about it all."
Regarding Yingzheng's concerns, Feng Zheng naturally understood, "Please rest assured, Your Majesty, this is not just a momentary idea, but something that has been carefully considered. I believe that issuing bank notes is absolutely feasible."
"Really? Then how did you make this banknote?"
"Your Majesty, in fact, this bank note is paper money."
Feng Zheng said, "In other words, it is made of paper."
what?
Paper?
Banknotes are made of paper?
After hearing this, Ying Zheng was suddenly surprised.
"The bank note is made of paper, it is indeed very thin..."
As Ying Zheng said, he frowned and asked, "It's just that if Qing sells the paper outside, and if someone fakes it, what should I do?"
Chapter 256 Da Qin wants to issue banknotes
Not bad, paper?
Isn't that a thin layer?
If the banknotes are banknotes, and the paper is sold, if ordinary people get the paper and make banknotes, wouldn't they have the opportunity to confuse the real ones with the fake ones?
A mere chapter can represent hundreds or thousands of Qin Banliangs. If you make a few more, wouldn't it be easy to make a lot of money?
If there are treacherous people who are good at this way, then they will take the opportunity to make a fortune!
It doesn't matter if you make a fortune, what matters is that it disrupts the entire market, makes people panic, and loses trust in the entire banknote. This is the most serious thing.
"Your Majesty, there is actually no need to worry about this."
Feng Zheng laughed and said, "As far as I know, there is a special kind of bamboo in the land of Bashu, which can be made into special paper. It is lubricated and durable, and it can be specially used to make the silver notes of the imperial court.
Your Majesty can turn that place into a royal garden to isolate it from the outside world. In this way, the paper made from this kind of bamboo can only be used by the royal family to make money.This is the first means of preventing counterfeiting of bank notes. "
"kindness."
Hearing Feng Zheng's words, Ying Zheng nodded slowly and said with a smile, "It's indeed a good arrangement."
Paper made of special paper-making materials can naturally avoid the possibility of easy counterfeiting.
Moreover, if these bamboos are enclosed to prevent outsiders from touching them, then the bamboo can only be used by the royal family, and the outside world will not be able to get it, so how can it be faked?
"Qing said this is the first method, what about the second?"
Ying Zheng looked at Feng Zheng and continued to ask.
"Your Majesty, the second thing is, the banknote itself, apart from the rarity of the raw materials, is the special pattern on it."
"Special patterns?"
"That's right, Your Majesty."
Feng Zheng explained, "The bank note is not as simple as just writing and engraving the value on it, it must have a special pattern, which is not only superb and complicated, but also extremely difficult to imitate.
There are some patterns on the edge of the banknote, some watermarks are engraved in the middle, and a special pattern has to be placed on the back of the banknote.
In short, it must be exquisite, so that it is even more difficult for folks to imitate!If you want to imitate, you need at least a large group of people!Do they dare to get together at will? "
"Well, it makes sense!"
After hearing this, Ying Zheng smiled, "Then, is there any more?"
"What's more, there must be a key."
"Secret key?"
After hearing this, Ying Zheng asked puzzledly, "What is secret custody?"
"Your Majesty, this key is equivalent to a special secret."
Feng Zheng said, "If this is a small bank note, there is no need to worry about it at all. After all, the difficulty of the source is part of it, and the difficulty of making it is another part.
If he tried his best to make small bank notes, he might not have enough capital!Can he still do it?Whoever does it loses money!
Our main concern is those large bank notes.
As long as large-value banknotes cannot be counterfeited, it is safe to issue banknotes. "
"kindness."
After hearing this, Ying Zheng nodded, "Then, how do you keep it secret?"
"Your Majesty, for the secret key, you can make some special signs and leave some special codes."
Feng Zheng said, "For example, if I want to do business, I send my subordinates to take out a bank note worth [-] or even a million Qin Banliang. If it is faked or stolen, it will have a great impact.
However, if it is more than [-] Qin and a half, the bank will issue a special side note certificate at the same time. For example, at a certain moment, which bank issued it, this is unknown to the counterfeiter.
When this is spent, it needs to be taken out together with the side ticket to be effective, which will increase the difficulty of counterfeiting.
For another example, when a bank note of more than [-] yuan is issued, not only must there be a side note, but also a code word.
If you want to spend it, you can only ask it to be exchanged or transferred at a bank in various places. When exchanging, you must hand over the code word code, which is exactly the same, before you can exchange it. How could this counterfeiter know?These are all encrypted. "
As he said, Feng Zheng laughed, "Besides, all suspected counterfeiters must be severely punished. If anyone is involved in the matter, they must be severely punished, and the whistleblower must be rewarded heavily. In this way, who Dare to do it so easily?"
"Well, it makes sense, it makes sense."
Hearing Feng Zheng's words, Ying Zheng immediately nodded his head, "Oh, such an arrangement can be said to be almost seamless! Your brain is really brilliant!"
"Hey……"
Feng Zheng smiled, scratched his head and said, "Your Majesty's praise."
"That being the case, you must have some experience in making bank notes?"
Looking at Feng Zheng, Ying Zheng said, "Why don't you leave the production of bank notes to Qing and the three major banks, and let's work together."
"This, isn't it good..."
After hearing this, Feng Zheng laughed, "Your Majesty, I'm not a member of the royal family, so I can't easily make bank notes."
"I said you are, you are."
Ying Zheng said, "Besides you, you can single out some people, from generation to generation, to make banknotes for the imperial court. Wouldn't that be appropriate?"
"Your Majesty is wise!"
Hearing Ying Zheng's words, Feng Zheng smiled immediately.
[Good guy, I found a good job for myself and others. 】
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