Chenliu County.

When Cao Cao led the army to go north, Lu Yan and others were not idle.

Arranging captives, training new troops and demobilized troops, busy with all kinds of things, all civil and military officials, big and small, went around.

"Two tubes!"

"Touch! Eighty thousand!"

"Aha! I'm confused!!!"

In the mansion of General Hussars,

A young man's excited shout, mixed with the sound of mahjong's collision suddenly sounded.

The entertainment and cheerful shouts seem so out of place in this busy environment.

In fact, it was not that Lu Yan, Jia Xu, and Guo Jia were fishing during working hours, but because the three of them were playing mahjong with a special guest today, and that person was Han Xiandi, Liu Xie.

Maybe it's because I'm bored in the palace, or maybe it's because I haven't seen the colorful world outside for more than ten years.Liu Xie, who completely gave up struggling after the matter of wearing clothes and edicts, would take Concubine Cao, Cao Cao's daughter Cao Jie, from time to time to travel around in casual clothes.

Due to the strict household registration system implemented under Cao Cao's rule, the public security in Yanzhou and Yingchuan counties was relatively good.

Every time Liu Xie and Concubine Cao go out, as long as they don't go to too remote places, they only need to bring two or three entourages.

These days, the emperor heard that Cao Cao was going out to fight again, so he was in a good mood and took Concubine Cao out of the palace to play again.

The couple and three eunuchs, a total of five people, drove to Chen Liucheng.

The prosperity of Chenliu City ranks first in the world,

Even Xuchang City, which is the imperial capital, is a little inferior.

Every time Liu Xie travels, the first stop must be Chen Liu.

Without it, Liu Xie hopes that when Luoyang is rebuilt in the future, it can have the seven-point atmosphere of Chenliucheng today.Seeing Chen Liu, he seemed to see the reconstructed Luoyang.

Liu Xie and Concubine Cao walked on the wide and tidy main road of Chenliu City.

Concubine Cao kept looking back and forth at the shops and products lined up on both sides, feeling a little dazzled and dizzy.

"Your Majesty, this Lu Hussar is really a rare and extraordinary man in the world...not only is he extraordinary in martial arts, but also has a talent for governing the country that is rare in a hundred years." Concubine Cao suddenly sighed in Liu Xie's ear.

Although Concubine Cao is the daughter of Cao Cao, she has been devoted to Liu Xie since she married Liu Xie.

In the beginning, Liu Xie still had some resistance to Concubine Cao, but in the end he was influenced by Concubine Cao's gentleness and protection.

Liu Xie suddenly heard his woman praising another man in front of him. He felt somewhat uncomfortable, and replied in a sour tone:

"That's right, even storytellers have said that he, Lu Yan, is the dream of every little lady in the world..."

When Concubine Cao heard this, she smiled and said, "But I only have Your Majesty in my heart."

After finishing speaking, Concubine Cao Guifei had a blush on her face, she looked so delicate and charming, and her beauty was delicious.

Liu Xie looked a little distracted, he stretched out his hand to hold Concubine Cao's little hand, and said, "Speaking of which, it's been a long time since I saw Lu Yan...I think I naively thought he would be my biggest help, who knew... .”

"Who knows, that Lu Yan is the one who can't see the king..." Concubine Cao took Liu Xie's words, broke free from his dishonest hand, then gave Liu Xie a white look and said: "Okay, your majesty, you can say It's been done hundreds of times.

Lu Hussar is also your subject, and he really only serves the people wholeheartedly.

In the future, the people of the Han Dynasty will live in stability and prosperity. In the future history books, maybe there will be a record of a Mingjun for you. "

The two of them can now talk about these things openly and honestly. After all, they have completely let go.

"I hope the big man can continue..." This is the biggest heartache in Liu Xie's heart at present, he really doesn't want to be a king of subjugation...

Seeing that Liu Xie's interest seemed to have dropped a bit, Concubine Cao changed the subject sympathetically, and said, "Your Majesty, since you haven't seen Lu Huanqi for a long time, it just so happens that we are here again in Chenliu, why don't we go to Huyu now?" Take a look at the General's Mansion?"

Liu Xie was a little moved when he heard the words, but he still asked hesitantly: "At this time, Lu Yan should still be on errand..."

When it came to errands, Concubine Cao couldn't help but chuckled, and said, "Your Majesty, do you really not understand Lu Huanqi? Do you think he would still be on errands by himself when there are people around him?"

"..." Liu Xie was stunned, and then smiled wryly: "Yes, I actually forgot that Lu Yan has the highest number of absenteeism among all court officials!"

Very good, unconsciously, Lu Yan won another No. [-] in the world!

really,

When Liu Xie and Concubine Cao came to the mansion of General Hushi, they happened to meet Lu Yan and others who were experimenting with mahjong!

Well, it is true that Lu Yan, Guo Jia, and Jia Xu started fishing again.

In other words, if these three people get together and don't fish, wouldn't they live up to their reputation as a fish-catching trio?

Mahjong is usually played by four people, but Xi Zhicai, Zhao Yun, Xia Houlan, Huang Zhong, Tai Shici and others, including Lu Lingqi, are all busy with business.

Three missing one!

In the end, in desperation, Lu Yan had no choice but to drag the follower behind him onto the mahjong table.

That's right, beside Lu Yan there is another young man who is more like a follower than a personal guard.

This young man is actually Chen Dao recommended to Lu Yan by Wei Yan, and Lu Yan is naturally willing to accept and teach Chen Dao.

Because Chen Dao didn't want to enter the Imperial College, he only wanted to be in the army.

So Lu Yan simply asked Chen Daoxian to study with himself and Zhao Yun and others for a period of time, and to take the military examination of the Imperial College directly in the coming year.

The four of them sat on the mahjong table, just finished familiarizing themselves with the rules, played three or five rounds, and finally the emperor came!

Liu Xieben is a very curious person.

After seeing something new, he immediately squeezed out Chen Dao, who was the least senior, and started to fight with Lu Yan and others on the mahjong table by himself.

What I didn't expect was that in reality, Liu Xie, who was manipulated by Lu Yan, Guo Jia, Jia Xu and others to death, would kill all directions on the mahjong table!

"Self-touch! I'm stupid again! Hahahaha!"

Liu Xie's hearty laughter spread far away. In his memory, it seemed that he had never laughed so heartily as now.

"In this world, I, Liu Xie, may be the first person who can defeat Lu Yan, Guo Jia and Jia Xu at the same time!

Although it is on the mahjong table..."

Liu Xie felt extremely refreshed, and with the majesty of an emperor in his eyes, he stared at his three defeated generals.

"Your Majesty, what a means!"

"I admire you!"

"Awesome, awesome..."

Chapter 253 A Little Inspiration from Currency

Unknowingly, one afternoon passed like this.

After nearly two hours of fierce fighting, Liu Xie left contentedly.Together with mahjong, he took the money he won after killing all directions, and left...

Although the money bag is deflated and mahjong is gone, at least Liu Xie is happy.

"Alright, something to do, at least it's better than thinking about it every day."

After Guo Jia finished speaking, he stretched out his hand to Lu Yan with a smile and said, "Changsheng, my pocket money has basically been won by the emperor, you have to take responsibility."

Lu Yan stared sideways at Guo Jia and said, "I've almost lost too."

Jia Xu held his purse upside down, shook it for a long time before shaking off a copper plate, sighed and said:

"Lu Hussar, your general will make a lot of money every day as a prisoner, why bother with us for such a small amount of money?

Will you reimburse me some of the money I lost? "

Good guy, everyone is the one being slaughtered, why do they all have to pay the bill in the end?

Lu Yan suddenly became angry, and snorted: "I am also a victim, okay? Although the prisoner earns a lot, it also costs a lot. Do you think that the money to maintain the [-] cavalry and heavy armored infantry is from Where did it come from?"

"I don't care, my money for drinking and listening to music is gone, you have to be responsible!" Guo Jia began to play a rogue.

Jia Xu thought she couldn't get rid of this old face, but she still looked at Lu Yan eagerly, her small eyes flickering...

Lu Yan put his hand on his forehead, and thought to himself, what kind of friends are these friends?

However, Lu Yan does have a lot of spare money, after all, he has a share of some business in the workshop.

Besides, Lu Yan didn't need much money on weekdays, so he finally shouted to Chen Dao: "Uncle Zhi, go to the warehouse to withdraw some money and give it to these two poor ghosts."

The huge Hussar General's Mansion doesn't even have a professional butler...

In the past, it was either Xia Houlan or Huang Zhong who played the role of housekeeper.

Now that the two of them are training in the army, Lu Yan waved his hand and put the butler's hat on the head of the newcomer Chen Dao, calling it "Experience".

Chen Dao was naturally not aware of the "evil intentions" of a capitalist like Lu Yan, and thought that Lu Yan trusted him and entrusted him with all the family affairs.For this reason, Chen Dao was secretly moved for several days.

"Here!" After hearing Lu Yan's order, Chen Dao responded, and hurriedly ran towards the warehouse in the backyard.

Not long after, Chen Dao ran over with two strings of copper coins.

Copper coins are too bulky. Except for the daily expenses, the dividends that Lu Yan received from the workshop are converted into gold and silver, and then kept at home.

After Guo Jia took the copper coins, his purse finally bulged again.

Patting his bulging pocket, Guo Jia showed a bright smile and said, "I knew Changsheng that you are the most righteous!"

Lu Yan looked at a large pile of copper coins, and thought about its many inconveniences, and an immature thought suddenly popped up in his heart.

To be honest, it is really inconvenient to carry copper coins.

But the circulation of silver as currency is too poor.

Under normal circumstances, silver is used for storage. After all, silver is not easy to oxidize and rust, and it will not be lost after long-term storage.

Guo Jia's words interrupted Lu Yan's thinking,

Lu Yan glared at the skinny-faced Guo Jia angrily, and said, "Let's go and play!"

"Fine!" Guo Jia pressed his waist, then winked at Jia Xu, and the two sneaked out of the Hussar General's mansion.

Lu Yan didn't care whether the two of them were going to drink or listen to music. Two words kept circling in his mind and couldn't get rid of them, "Paper money! Bank!"

"I remember that ancient banknotes first appeared in Sichuan in the Northern Song Dynasty, and they seemed to be called 'Jiaozi'?"

The emergence of banknotes is of great significance to history.

Although the people in the Eastern Han Dynasty also used gold and silver transactions, it was a very rare situation, and the main currency in circulation was copper coins.

Compared with ordinary copper coins, paper money is undoubtedly much lighter, and it is not dared to be used for private transactions or trade transactions. Its portability is undoubtedly much more convenient than copper coins.

But after thinking about it for a while, Lu Yan felt a terrible headache, because the copper coins, that is, the five baht coins were very confusing at this time.

Some courageous people minted copper coins privately in order to make huge profits, but the quality of these coins was far inferior to the officially minted copper coins.

If things go on like this, the market will be flooded with poor-quality copper coins, which will result in the value of consistent money, whose real value is only about [-]% or even [-]% of good coins.

"The water here is a bit deep!"

"But if the monetary system can be established, it will benefit both people's livelihood and economic development in the future."

Therefore, Lu Yan's heart was hardened, and he planned to study it by himself first.

Lu Yan is a modern person. Even if he has never been engaged in finance, banks are a hurdle that no one in the future can avoid. Lu Yan has some understanding.

The first and most important point is: the issuance of banknotes must have corresponding reserves, so that banknotes can be exchanged for corresponding reserves at any time to realize their own value.Otherwise, the banknote is just a piece of waste paper, useless.

"Reserves" are not limited to gold in later generations. A certain bear anchors its own currency with natural gas and oil, and finally has a stable value.

But where to engage in oil and gas in this era...the best reserve is of course silver.

Gold is not impossible, but the amount of gold is still not enough, and the value is too high, and silver is relatively more suitable.

After Guo Jia and Jia Xu left, Lu Yan locked himself in his study, buried himself in writing and drawing, and squeezed out his poor financial knowledge.

During the period, when Chen came to add water to Lu Yan, he saw that the dinner next to Lu Yan hadn't touched a mouthful, and was still writing vigorously without raising his head.

Seeing this, Chen Dao silently took away the already cold dinner, and at the same time said in his heart: "A man like Lu Hussar is still studying day and night... Admiration! Shame!"

After returning to his room, Chen Dao couldn't help picking up the Liutao that Lu Yan gave him, gritted his teeth and said:

"Lu Hushi is studying hard, why should I not work hard? Read! If you can't read it to death, read it to your death!"

......

Lu Yan worked hard for nearly three hours before he finally figured out a general idea of ​​his thoughts.But these are just a big framework, and many details need to be filled in.Just like the research and development of new things in the workshop, after having a general idea and framework, other people will naturally help to complete the filling.Lu Yan planned to hand over these details to other people...

"Huh~~!" After taking a long bite, Lu Yan finally put down his pen.

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