Yun Tian couldn't help being surprised when he heard the words. He thought that Shen Bing would only let go of rice pounding at most, but he didn't expect to let go of the textile industry.

Yun Tian once thought he heard it wrong, and asked:

"The general means that the common people are allowed to operate textile workshops?"

Shen Bing nodded:

"Indeed."

"However... the northern cadastre is only allowed to operate in Jiuyuan and Yunzhong counties."

"We will provide technical support and charge a certain fee."

"In addition, I think a money bank should also be established."

Yun Tian couldn't help but wonder:

"The bank?"

Chapter 344 Capital

Whether a country or region enters a capitalist or quasi-capitalist society depends on the money bank in addition to the large-scale production of machines.

Because the bank itself represents a kind of capital operation, especially mortgage lending.

If there is no bank, the whole society will be like a pool of stagnant water, and the people will have few or no entrepreneurial opportunities.

The reason is that starting a business requires capital, and most people are poor and basically have no capital. Even if they have many valuable things in their hands, they cannot convert them into capital, such as houses and land.

If houses and land are sold for capital, the risk and cost of starting a business will increase exponentially.

So in the end, this is still an agricultural society that focuses on farming and farming rather than an industrial society or a commercial society... People don't have money in their hands, and even if they have the heart, they can't do it.

But if there is a bank, it will be different.

People can use their houses, land and property as mortgages and borrow money to convert them into venture capital, and they can continue to use these houses and land while starting a business, so the risk and cost of starting a business are much smaller.

At the same time, the bank also has the function of depositing and withdrawing money, providing convenience for commercial activities in various places.

For example, both Jiuyuan and Yanmen have money houses, so there is no need to bring large and inconvenient money for business between these two cities, and only need to carry bank notes to and fro.

Therefore, the society will gradually enter into a capital-operated commercial society, and then enter into a competitive and self-regulating market economy, which can also promote its development into an industrial country.

Yun Tian was very interested in Shen Bing's theory, and sighed after listening to it:

"In this way, there are countless people who can become merchants."

"The wild land of Jiuyuan and Yunzhong may become rich!"

"General Yunyu has never heard of this method before, and Yuntian admires it!"

Of course, Yun Tian had never heard of it, because this is something that capitalism can only do, and it is said that it did not exist until the Song Dynasty.

Then Shen Bing handed over the matter to Yuntian, and asked Fatty Tun to assist... At this time, Fatty Tun was almost the finance minister of Beidi, and he recorded and managed all aspects of income and expenditure.

Fusu didn't agree with Shen Bing's actions, or it could be said that he didn't understand.

Fusu objected mainly to the liberalization of the textile industry.

In fact, he didn't agree with Qian Zhuang either, but it was nothing compared to liberalizing the textile industry.

When the Yuntian Dynasty posted notices in the two cities to encourage business and join the textile industry, Fusu came to him...

In fact, the textile industry is also a part of business, but unlike the previous definition of a businessman who buys low and sells high, it develops into the production and sale of its own products.

Fusu has been busy with education in Jiuyuan and Yunzhong during this time.

Confucianism started with education, and it was mainly for the common people...Confucius can be said to be the first common people educator. He recruited students for the general public and broke the monopoly of the nobility on education.

If Shen Bing has many practices and ideas that are inconsistent with Confucianism, which makes Fusu feel uncomfortable and needs to be digested slowly, the point of educating the common people is completely in line with Fusu's ideas.

On the other hand, Fusu feels that he has finally found his position, and is no longer a person in Beidi who has nothing to do and needs protection from others.

So of course he didn't refuse, and single-handedly provoked the leadership of Beidi Education.

Fusu’s method is very simple. He recruits Confucian children from the common people, and then appoints them to build private schools in various parts of the city...

As I said before, Confucianism is education for the common people, so there are "disciples all over the world" everywhere.

The vast majority of the people in the north migrated from Dai Kingdom, and there are hundreds of thousands of them. Of course, there are many Confucian children.

So people are not the problem, the problem is how much you learn.

But this is not too much to expect in the early days.

What's more, the courses offered by Shen Bing are not only Confucianism, but also combine arithmetic and carpentry.

Among them, there is no problem with the number of spells. There is "number" in the Confucian "ritual, music, shooting, imperial, book, and number".

Wood art was opposed by Fusu.

This is not because wood art belongs to Mohism... In fact, wood art and Mohism are two different things, just like Confucianism recruiting students from common people does not mean that common people are Confucianism.

The Mohism is a representative of small producers and handicraftsmen, and it is a collection of a small group of people. It is not a Mohism that just grabs a craftsman.

At that time, Lu Ban was still fighting with Mozi, the founder of Mohism.

The reason why Fusu objected to adding woodwork and even iron smelting to education was because he felt that this was a craft that required long-term study with a master to achieve success. It will not be useful in future life.

Shen Bing replied:

"Learning does not have to be used, but a kind of exercise."

"If you say it's useful, you may not be able to use the number of rites and music to shoot the imperial book."

"What's more, there is a Confucian saying called 'teach students according to their aptitude'. If we don't even learn the basics of carpentry and iron smelting, how can we know whether the students are talented in this area?"

"If you don't know that students are talented, how can you 'teach students in accordance with their aptitude'?"

Fu Sulian said it was reasonable, so he stopped objecting.

In fact, there is no need to consider this at all. In modern society, there are "labor skills" and "chemistry" in the curriculum. In addition, vocational high schools and technical schools also learn various skills, so this is of course necessary.

Once students find that they are particularly interested in woodworking and iron smelting... then they will be directly sent to relevant factories as apprentices. Isn't this the process of cultivating and reserving technical talents?

Fusu's objection to the liberalization of the textile industry is based on people's livelihood, of course from his point of view.

After Fusu learned about this from the notice, he hurried back from the school to the general's mansion and asked Shen Bing:

"General, it is said that people in Jiuyuan and Yunzhong counties can run textile business?"

"Is this true?"

Shen Bing replied:

"really."

"Not only weaving, but also rice pounding and milling."

"In addition, I also plan to let go of the pasta business and use money to fund it..."

Before he could finish speaking, Fusu interrupted:

"The general's work is poor. The food and cloth industry is related to the food and clothing of the people. How can it be given to the merchants?"

"Merchants buy low and sell high for the purpose of profit. If prices are driven up, wouldn't it be the common people who will suffer in the end?"

Shen Bing replied without thinking:

"Letting the people operate is precisely to prevent businessmen from driving up prices."

Fusu asked:

"Why did the general say this?"

Shen Bing explained:

"If the textile industry is monopolized by us, I can raise the price arbitrarily and sell it."

"If people don't buy it, they can only buy bad cloth."

"But if the common people can become merchants, there are several textile workshops, and if I am too expensive, there will be others who sell it at a low price."

"What do you think, son?"

Fusu's statement is actually bound by feudal ideology, taking all businessmen as profiteers, and taking it for granted that they will unite to deceive the people.

But it's just a matter of rules.

Chapter 345 The Death of Qi Kingdom

If there was anything Shen Bing didn't need to worry about, it was public security.

In this regard, everything is in accordance with the laws of Qin. What kind of mistakes are punished for what crimes, and those who should be punished should be punished.

These can even be said that even Shen Bing can't defend... That's Qin Law, and another meaning of not following Qin Law is to rebel.

It was true that Shen Bing wanted to be self-reliant, but he didn't think it was not the time to rebel.

What Shen Bing did was not based on his own ideas, but according to the modern China's economic development model.

"If you want to get rich, build roads first." This is the development of transportation, in addition to infrastructure such as water and electricity. Only when these infrastructures are perfect can there be conditions for opening factories and attracting investment.

"Education starts from the baby" is development education.

Only when education keeps up can we provide factories with a large number of qualified labor force.

If education cannot keep up with the process of industrialization, a large number of people will not only fail to become a labor force, but will also become mouths to eat, which will become a burden on society.

This is the case with Ah San, who has a similar population to Huaxia.

"Strike hard" is to grasp law and order.

Only when the law and order is good, foreign capital will set up factories here and transfer funds here. Otherwise, after decades of robbery, they will be burned. Who would dare to invest?

At the same time, the improvement of public security and living environment is also conducive to attracting talents.

On this basis, implement the policy of reform and opening up and transform the planned economy into a market economy to develop industry... But in just a few decades, the world's largest industrial country has emerged.

With such a good successful experience, Shen Bing certainly knows how to use it.

Therefore, when developing the Northland economy, it is almost a copy.

If there is any difference, it is that Huaxia is poor and white, with backward technology, and can only introduce technology by attracting investment.

Although Beidi is poor and blank, but with Shen Bing around, it can never be said to be "technically backward".

Not only is it not "technologically backward", the technology in the Northland should be several levels more advanced than other regions.

In addition, the North has the support of the Central Plains and the place is small, so the speed may be much faster than Huaxia.

The development situation was exactly as Shen Bing thought.

At the beginning, the speed was relatively slow, and Shen Bing believed that this was mainly because many people still had doubts... Most of the people have guarded an acre of three-point land for generations, and have never been through business, but now they want to exchange houses and land for Jinjue Mortgage to do business, always feel uneasy.

But among the 10 people, there are always a few bold ones, so there are a few people who do this.

The entire process was completed under the guidance of Cang and other craftsmen, and then the cloth was woven and sold for profit in just over a month...

When other people calculate the profit, they are very obedient, and it only takes four or five months to recover the cost.

So latecomers followed up one after another, and finally reached the point of being overcrowded.

However, Shen Bing also knew that too many people should not join the same industry, so the subsequent qualification review became more and more stringent, and mortgage loans became more and more difficult... This is actually a kind of regulation.

But of course there are other business channels.

Rice pounding workshops and mills soon sprung up like mushrooms after rain.

Then ramen shops and dumpling shops followed one after another...

This is actually a feature of industrial development.

If a city or region is in an agricultural state, the number of such restaurants is very small.

The reason is that every household is self-sufficient and living a tight life requires careful budgeting. No one is willing to go to a restaurant to consume and cannot afford it.

Therefore, in ancient times, restaurants were aimed at passing passengers, that is, accommodation and meals were integrated.

As soon as the guests come in, Xiao Er will habitually say the last sentence:

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