Reborn Financial Overlord

Eastern suburbs, slums.

Seven or eight heavily armed Boston police pointed guns at more than a dozen blacks.

In the corner, a gorgeously dressed, fair-skinned Caucasian woman was crying in front of the police car.Police Captain John Mack had to take out a tissue and hand it over to let her dry his tears.

"Woooo—Officer Mike, woo—I just passed by here, and they rushed out and snatched my wallet and raped me. Fortunately, this gentleman passed by and saved me."

It's worth it.

A woman in her own country would be filled with righteous indignation if she were to be treated like this.

John Mack almost breathed fire in his eyes, comforted the victimized woman, and took the Remington shotgun in his hand and walked to the black man who was kneeling on the ground and did not dare to move.

Feeling John Mike's anger and murderous intent, Tony, who was kneeling on the ground, had fear in his eyes, and he hurriedly argued.

"Mr. Police Officer. Don't listen to her nonsense, we don't have..."

John Mack didn't bother to listen to any excuses. The Eastern Suburbs were his jurisdiction. He had worked here for eight full years and knew how abominable these damned niggers were.

80.00% of the rapes are done by these niggers, and almost all thefts are also done by these guys. Before night, as long as there are groups of niggas wandering on the street, it is definitely Find targets to carry out robbery.

Laziness and sloppyness are rooted in genes, they don't like to work, they always like to get something for nothing, and even bring about the dreaded AIDS.

Deeply disgusted and angry, John Mack raised the shotgun in his hand and slammed it on the head of the black man named Tony.

flutter--

The butt of the gun collided with his head, and blood immediately flowed from Tony's head.

"FUCK, you scum, maggots, dare to commit crimes in my jurisdiction, you sons of bitches..."

Flutter, flutter, flutter!

John Mike cursed and beat him continuously until he beat the black man named Tony to death, and the anger in his heart didn't diminish in any way.

What a beautiful girl was almost ruined by these rubbish, as an American, how could he let go of that feeling.

Holding the blood-stained Remington, John Mack set his sights on another black man.

Ah!

The black man who was being stared at screamed in horror. The life and death of his companion was unknown, and the fear in his heart had reached its limit.

In an instant, he forgot everything, stood up and ran.

However, he forgot what this place was.

boom!

The blood-stained Remington in John Mike's hand rang, and the dense bullets instantly blasted the fleeing guy like a pile of rotten meat.

Nobody stopped anything.

As a policeman in the slums, who doesn't hate these dirty, lazy garbage that brings viruses and crimes.

Sometimes, they can't even understand why the law should protect such natural maggots.

it's good now.

Since they are all smuggled garbage and dare to escape, they must have committed a major crime to choose to escape. Being beaten to death is what they deserve.

On the banks of the Charles River, on a quiet and remote path.

Ken Hughes looked at Marat Savage who appeared out of nowhere like a ghost, his eyes were full of fear.

Because behind Marat Savage, there are two IRS investigators in black suits with serious expressions.

Ken Hughes couldn't understand how he provoked the IRS at all. He only knew that the IRS found out that he evaded taxes by selling drugs.

"Hey man, are you waiting for niggas?"

"Tell you an unfortunate news, they probably won't come."

For an instant.

Ken Hughes' beautiful pupils shrank together.

He understood many things.

This is a round, a dead end with no solution.

In the style of the IRS, he repeatedly evaded taxes by selling drugs at school, which awaits him at least five years in prison, and even, it may be a heavier punishment than murder.

Finished!

In a villa on the Charles River.

Shen Jiannan was sitting on a wooden chair in the courtyard with his legs crossed while holding a satellite phone. Robert John's exaggerated voice kept coming out of the receiver. "Oh my god! Boss. You can't imagine how bad the banking service in the Soviet Union is. The staff are all Obasan, whose fat face is trembling with the money.

Oh, God.I'm just ashamed to be with them. "

"I think we only need to invite some handsome guys and beautiful women to win in terms of service."

"..."

Things are going well with Nanbo Bank.

With the help of Sidorov, Nanbo Bank easily obtained a full loan from the Bank of the Soviet Union with [-] million U.S. dollars in national debt.

That is, 24 billion rubles.

No matter how strong a fortress is, it always cracks from the inside, but this result is still easier than Shen Jiannan expected.

Breathing out the smoke, Shen Jiannan tapped the table twice.

"Carrot head. It's beautiful. You can invite any beauties you want."

"Boss. I'm here for work."

"OK. It's for work, for work. But I think, in addition to bettering the service than Soviet banks, we can also raise the interest rate a little bit, so that it will be easier to attract depositors."

"But the current industry in the Soviet Union is almost at a standstill, and it is difficult to borrow the money we have absorbed."

"..."

Chapter 23 Stealing the Key to the Soviet Union

Floating interest rates again?

Robert John was a little confused.

The operating income of commercial banks is mainly derived from lending, settlement business and leasing, trust investment, securities trading, real estate development, gold and silver, foreign exchange and securities trading and other businesses to obtain interest, earn income, interest rate subsidy, handling fee, price difference and other income .

It can be said that the main operating income of a commercial bank is to earn the interest rate difference by sucking out at low interest rates and lending at high interest rates.

With the current interest rate in Leningrad, if it rises further, it will be difficult for the bank to make any profit.

Enterprise commercial loans are at a semi-standstill, and the interest rate spread can only be maintained at about three points. If the interest rate rises and high-quality service personnel are hired to seize the market, banks will definitely lose money if the cost is superimposed.

What's the point of grabbing a long-term loss-making market.

"Boss, the current economy of the Soviet Union is almost at a semi-stagnation. It is difficult to borrow the money we have absorbed. If the cost increases, I am afraid that we will lose money."

What kind of problem is this.

Shen Jiannan raised his eyebrows and tapped on the table.

"Hey, old carrot. Listen, we don't need to put money out to earn a spread, we just need to absorb enough deposits."

"..."

Robert John was silent for a moment.

The banker's sensitivity made him realize that Shen Jiannan's purpose was not pure.

"Boss. Are you playing a big game of chess?"

"Congratulations, you got the answer right. However, there is no reward yet. If you do a good job, I think, you understand."

"Praise God!"

"Ok?"

"Praise the boss for his kindness."

"There are tanks."

"But boss, there is one thing I have to remind you. If the deposits absorbed do not have enough income to pay interest, maybe we will go bankrupt soon."

In theory, Robert John was right.

But what...

Shen Jiannan had no choice but to explain again that the old carrot was in charge of the Soviet Union's banking industry, and he must be involved in all these matters.

"Carrot head. You can turn your carrot head. For example, we absorb the deposit of depositor A at a [-]% interest rate, and then use this deposit to pay the interest of depositor B, and then use the deposit of depositor B to pay C What do you think of the idea of ​​depositors' interest, again depositor C's interest paying depositor D's interest?"

"..."

Holding the phone, Robert John was dumbfounded.

Isn't this the famous Ponzi scheme?

Coincidentally, the address of this famous scam is in Boston.

In 1919, the Italian Charles Ponzi went to Boston and devised an investment plan to sell postal notes to the American public.

Since World War I had just ended and the world economic system was in chaos, Ponzi took advantage of the chaos.

He claimed that he could make money by buying some kind of postal notes in Europe and selling them to the United States.Due to factors such as policies and exchange rates between countries, many economic behaviors are generally not easy for ordinary people to understand.

In fact, anyone with a little financial knowledge will point out that it is impossible to make money in this way.

However, on the one hand, Ponzi made financial mysteries, and on the other hand, he set up a huge bait. He declared that all investments can get a return of 40.00% within three months.

As a result, a large number of "investors" followed up, allowing Charles Ponzi to easily accumulate tens of millions of dollars in wealth.

As a bank practitioner, Robert John is naturally familiar with this matter, and he couldn't help shivering when he recalled what Shen Jiannan said.

boss.

Are you trying to sell me?

"Boss, isn't this tearing down the east wall to make up for the west?"

"That's right. It's what Charles Ponzi did. Of course, our purpose is not to squander. We just want to save the overwhelmed economy of the Soviet Union."

"..."

Only ghosts will believe it.

Robert John secretly slandered.

However, he also had to admit that this move could easily crush the Soviet banking industry and other foreign banks, allowing Nanbo to quickly absorb large sums of deposits in Leningrad.

"Don't worry, old carrot, I won't sell you. You know, I'm the most shameless guy who can sell anyone who only cares about his own money."

"Boss, do you believe this yourself?"

"Of course. God can testify!"

"..."

God is reliable, it is better to believe that sows will climb trees.

After hanging up the phone, Robert John could only complain, but he had to admit that there was absolutely no loophole in this plan.

"What a devil-like fellow!"

The sky turned pale, and the night of Leningrad passed.As the residents took to the streets, some people suddenly noticed that there was a long queue at the entrance of a newly opened bank on East Avenue.

People always like to join in the fun.

In the whole world, in fact, people in all countries have the same virtue.

Looking at the tens of meters long line, Ansuo Ava Shuruoshikina, who was about to go to the black market to buy vegetables, was a little curious, and she couldn't help but walked over with a vegetable basket.

"Hi, lads, what are you doing in line here?"

"Oh. This bank is newly opened. It is said that if you have a deposit of [-] rubles, you can apply for VIP customers in this bank. There will be dedicated service and a free cup of coffee."

"Also. I heard that the interest rate is also three percent higher than the national benchmark interest rate."

Ansuo Ava Shuruoshiji's dim eyes were filled with shock.