Rebirth of Hong Kong 1981

The market value and total assets of Hang Seng Bank have skyrocketed, and it has to wait for the inland economy to take off in the 90s, and the number of branches in the inland area has increased to narrow the distance with HSBC.

Hang Seng Bank can have a total asset of close to 300 billion, which has not exceeded his expectations, nor has it fallen below his bottom line.

Now apart from He Shanheng, the three elders and HSBC, 80.00% of the shares of the entire Hang Seng Bank are in his hands.

If it weren't for HSBC to follow suit and maintain its shareholding ratio, Yang Chen's shareholding would exceed 90.00%.

But it doesn't matter, 85 out of eight, Hang Seng Bank is already considered his family business, as to whether to choose to go public next time, it will depend on the situation at that time.

"What is the proportion of Hang Seng Bank's loans in real estate?"

Zheng Haiquan said: "There are nearly 100% of the loan, which is more than [-] billion. Now that the Hang Seng Index has fallen, the house price has also fallen. It may be difficult to recover the loan in a short time."

Hearing that nearly [-]% of Hang Seng Bank's funds flowed into real estate, Yang Chen couldn't help shaking his head. This real estate is indeed a favorite, even Hang Seng, a bank that claims to support small and medium-sized enterprises, is also unavoidable.

But it doesn't matter, those real estate developers don't borrow money from the bank without collateral. As long as Hang Seng will hold on to the money bag next time, when the time comes, the small and medium-sized real estate developers will have no money to turn around, and those mortgages will become the property of Hang Seng Bank.

It is 100% a good location that can make Hang Seng Bank fancy, and it is impossible for Hang Seng Bank to lend out money for ordinary people.

After all, the three veterans of Hang Seng Bank have always upheld the concept of supporting SME owners.

This [-]% is considered small in this period.

For other banks, at least [-]% of the funds flow into real estate. During the hot stage of the real estate industry, everyone wants to get a piece of the pie, just like the shipping industry when it was booming.

When that industry is booming, social wealth will flow into that industry. In addition to the earliest shipping, and now real estate, the same will be true for Internet technology in the future.

The top-ranked Internet companies in Hong Kong's later generations have a market value of several thousand to trillions at every turn.

How did these market capitalizations come about? It’s not just about who’s social wealth is accumulated. Once the momentum of that industry is good, which side will the finance be biased towards.

'This is the capitalist society, the urine of capitalists. '

Chapter 565 Layout

For the time being, Yang Chen is not interested in taking care of the internal affairs of Hang Seng Bank. Anything related to the financial industry cannot be sorted out in a day or two.

Even if Hang Seng Bank adjusts its main business, it will take time. This process may take a year or two, or it may take three to five years.

Moreover, there is not much difference between an investment bank and a commercial bank. It mainly depends on which side can bring more benefits to the bank.

With a population of several million in Xiangjiang, there are only so many resources, and the competition is so big that the plate is so big. Instead of wasting time and energy here, it is better to expand.

Yang Chen pouted his chin, and said to Zheng Haiquan: "For the time being, put down the matter at hand, there is something I need you to attend to."

Hearing this, Zheng Haiquan's heart tightened, and he couldn't help asking, "What does the boss want me to do?"

Seeing Zheng Haiquan's anxious appearance, Yang Chen smiled, and said, "Don't worry, I'm not asking you to leave Hang Seng Bank, I just helped you up to the position of deputy general manager, and your buttocks haven't warmed up yet. Where can I get you down?"

Hearing this, Zheng Haiquan blushed. It was no wonder that he was in a hurry. It was hard for him to get the position of deputy general manager of Hang Seng Bank.

Seeing him like this, Yang Chen didn't have time to joke, so he said directly: "Next, I need you to use the channel of Hang Seng Bank to help me figure out the foundation of Jardine Land. Next, I'm going to take Jardine as a knife."

Under Zheng Haiquan's bewildered expression, Yang Chen looked at him indifferently, "And the person who handles the knife is you."

'Gulu...' Zheng Haiquan swallowed several saliva all at once, and after a long while, he came back to his senses and stammered: "Boss, you"

As soon as Zheng Haiquan opened his mouth, he was interrupted by Yang Chen, "You heard me right, I'm going to attack the Jardine Group."

"If you pay attention, you should be aware that Jardine is now a paper tiger with a strong outside and a weak in the middle. Since the charter king abandoned the ship and docked and settled in Wharf, it is not difficult to see that Jardine has internal problems."

"And this problem is not caused by Jardine's management, but by the ownership of Xiangjiang."

"In the early years, most of Jardine's inland industries were confiscated by the inland side, so the senior management of the Jardine Group has always been jealous of the inland.

Especially in the 70s, the inland side frequently raised the topic of taking back Xiangjiang, and Jardine lost confidence in Xiangjiang and has not been very active.

The senior executives of Jardine Matheson Co., Ltd. have made great efforts to expand overseas business under the policy of "making profits in Hong Kong and developing overseas".

It’s just that Jardine’s series of actions have taken too many steps. Although the plan has been implemented smoothly, Jardine has now expanded its business in more than 20 overseas countries, but because of the industries involved, most of them have low returns. The time is too long, resulting in a long-term shortage of funds. "

"If that's the case, that's all. However, the inland area began to reform and open up in [-], and the issue of ownership of Xiangjiang was put on the agenda again. The two sides have already sat at the negotiating table. imminent.

If it is not resolved, then the future development of Xiangjiang will not be strongly guaranteed.

Under the strength of the inland, Xiangjiang Yingzi was panicked. From the early days, Huazi could only passively defend, but now it has the confidence to fight back.

HSBC Bank has successively assisted Chartered Ship King and Li Chaoren to settle in Wharf and Hutchison to express its position. "

"The seizure of Wharf has made Jardine already aware of its own disadvantages. The actions of Jardine in the past two years have been taken for granted by the taipan king."

At this time, Zheng Haiquan had recovered from his surprise, and after listening to Yang Chen's opinion, he couldn't help nodding his head and said in agreement: "Indeed, Jardine and Landmark hold mutual holdings, although it seems that the two companies can be guaranteed It is not attacked by the outside world, but once one of them is controlled by others, it will lose control of the other company at the same time.

Especially now that Jardine's stock price is fluctuated greatly by the Hang Seng Index. If the next negotiation between the UK and the mainland fails to achieve the expected results, Jardine's stock price may fall further. It's not that no one can handle it. "

Speaking of this, Zheng Haiquan looked at Yang Chen who was facing him. Not only would he be able to make money, but he was also more ambitious than anyone else. Now he didn't even look down on such a big British consortium like Jardine.

This made him both excited and worried.

Zheng Haiquan: "Boss, if you want to attack Jardine, you can wait for the news from Inland. As long as Inland does not make concessions on the Xiangjiang issue, then Jardine's stock price will fall further. At that time, if you want to Winning Jardine will give you greater confidence."

After listening to Zheng Haiquan's suggestion, Yang Chen immediately shook his head and said, "No, Jardine and Landmark, it is impossible for anyone to take over the two companies in a short period of time."

He knew very well that after the issue of the ownership of Xiangjiang in later generations was resolved, Jardine would do everything to death, but still no one dared to touch the Jardine consortium.

This is not a question of money or not, but of simply not being able to do it.

Because the Governor's Palace does not allow it, and the British government does not allow it.

After all, in the early years, Jardine contributed a lot to the economic development of Xiangjiang. Even if Jardine later moved out of Xiangjiang and proposed various unreasonable conditions, the Governor's Office turned a blind eye.

Another one, Jardine and Hongkong Land's mutual holding has reached 40.00%, what is this concept?

Once someone initiates an acquisition of any of them, Jardine only needs to abandon one or two of its holding companies, withdraw enough funds, and repurchase [-]% of the shares in the market, and it can easily resist the vicious acquisition of the outside world.

It is impossible for him to increase the price several times like the charter king. He holds 40.00% of the shares, and then only needs to acquire [-]% to be invincible, but he needs to acquire more than half of the shares. In order to control Jardine.

This is somewhat unrealistic, let alone possible.

The reason why the charter king was able to get Wharf at the beginning was mainly due to Li Chaoren's 2000 million Wharf shares, in addition to the strong support of HSBC and Jardine's continuous Wharf shares.

For Wharf, Li Chaoren was greedy at the beginning, but it is a pity that Jardine finally noticed it.

At that time, Li Chaoren's market value was only a few hundred million yuan, and he had no ability to compete with the behemoth Jardine. received generous rewards.

Competing with Jardine for Wharf, the charter king finally won face and lost money.

Fortunately, in the end, the Wharf warehouse was in hand, and the charter king successfully abandoned the ship and landed, which is considered to be his wish, not too bad.