My life in the underworld begins at the Takayanagi family!

A Life in the Underworld Begins at the Takayanagi Family! Author: Liushengjun

Summary:

A family-sized bucket of food.

Liu Changsheng transmigrates to a crossover anime world (mainly the inner world), gains the blessing of a loan system, and becomes the head of the Takayanagi family.

Akizuki Airi: Why is it that the one who paid off the debt isn't me, but my mother? I could do that too!

Kaoru Takayanagi: Should I call you older brother or father?

Rika Adachi: Uncle, even though I've become an idol, I belong to you too.

Rinka Ooki: Kill her, and I'll offer up my mother.

There are also Katsura Kotonoha, Saionji Sekai, Amamiya Misako, and others for you to conquer yourself!

Chapter 1 Xiao Sanjun, did you know that Xi'er was paying off her debt?

"Xiao Sanjun, do you know that Xi'er paid off the debt?"

Looking at the somewhat awkward man standing in front of him, Takayanagi Ichiro explained the way to pay off the loan he couldn't repay.

"what?"

Akizuki Kozo came to Takayanagi Ichiro to ask for a loan.

Because he had just gotten married, but instead of living with the three members of his remarried family, he was going to conduct a secret study.

If the research is successful, then I will be able to get what I want.

Unfortunately, he was fired from Jiabei University for offending his superiors and is now working as a chemistry teacher at Shengfeng College.

Every cloud has a silver lining; at Saint Maple Academy, he encountered a pair of elf sisters who could elicit a response from his primal instincts.

After agreeing and flattering her, she successfully married the mother of the fairy sisters.

However, from beginning to end, Akizuki Kozo never touched the sisters' mother's hand, let alone slept with her after marriage, because his target was the pair of fairy sisters.

After getting married, they didn't live at Qiuyue's house. Instead, they rented a house near the school so that they could use the school's chemistry research institute to conduct their own research.

However, chemical research cannot be accomplished by simply mixing a few drops of medicine, let alone making chips.

The idea that a laser with a power of only 25W could cause an explosion, even comparable to a major earthquake, is something only a brain-dead editor could write.

Doing chemistry experiments is very expensive, which is why Akizuki Kozo appeared here.

If he were still a teacher at North University of Technology, and had worked his way up to become a professor over the years, he would have his own network and connections.

But now everything is blocked, and money is the only thing that matters.

However, the young man opposite him, who looked like he had just graduated from university, told him that Xi'er was used to pay off the debt.

"That is to say, if I lend you 10 million yen, you need to pay me back 20 million yen a month later."

Moreover, if you, Xiaosan-kun, really achieve results, the product patent still belongs to me.

"If you, Xiaosan-kun, fail in your research and have no money to repay me, you will need to use your most important possession to settle the debt, such as your own life."

Takayanagi Ichiro smiled and explained that Xi'er's debt repayment meant the most important thing.

Upon hearing Takayanagi Ichiro's words, Akizuki Kozo shook his head immediately.

He came to borrow money, not to die.

"That's still a bit of a pity. If the debt isn't settled, the money can't be lent out." Takayanagi Ichiro shook his head, expressing his opinion.

"What if I have something else that's important?"

Akizuki Kozo was unwilling to give up. He had finally found hope, and of course he couldn't let it slip away.

Because the only person willing to lend him money was Takayanagi Ichiro, although the way he settled the debt was a bit strange.

"Actually, 'Xi'er' being used to pay off debts is exactly what it sounds like. If you have a daughter named 'Xi'er,' she can also be used to pay off debts."

“I don’t have a daughter, but I have a newlywed wife.”

"But I married her so I could focus on my chemical research. If my research fails, I can use her to pay off my debts."

Takayanagi Ichiro's explanation made Akizuki Kozo understand that what was important was not necessarily his life, but could also be the important people around him.

Of course, the daughter couldn't be used to pay off the debt, so the only option was to use the wife.

Since I have no feelings for her anyway, she's perfect as collateral for my debt, and I can finally get rid of her later.

"Kyosan-kun, you are truly a good man."

At this moment, Ichiro Takayanagi applauded for Kozo Akizuki.

Although he knew that Takayanagi Ichiro was mocking him, Akizuki Kozo didn't care; all he cared about was getting the money.

"President Takayanagi, I've now explained the method of debt settlement. Can you release the funds to me now?"

"Of course, I am a person of integrity."

Since the other party had already explained the method of debt settlement, Ichiro Takayanagi would not delay any longer. After the contract was drafted, it became effective once both parties signed it.

Ten million yen, if all of it were used to pay for the handsome Fukuzawa Yukichi, would amount to a thousand bills.

However, there is an even more convenient way now: write a check to Kozo Akizuki from the 4M Bank.

"Kyosan-kun, I hope the final result will satisfy both of us."

If you succeed in developing it and want to run away, you can try it and see if I can find you.

If this is a threat, what other means would a loan shark have?

Upon hearing this, Akizuki Kozo trembled, appearing utterly terrified.

"President Takayanagi, of course I understand, I will absolutely not do anything reckless."

"Then let's look forward to our next meeting."

This was an order to leave, and Akizuki Kozo understood it. He immediately put away the check and left Takayanagi Ichiro's company.

It's called a company, but it's just a storefront that Ichiro Takayanagi bought a few days ago, with the Takayanagi Credit sign hanging on it.

Of course, it wasn't Liu Changsheng who bought it, but the person Liu Changsheng substituted for.

Liu Changsheng was a time traveler who happened to arrive when Takayanagi Ichiro hanged himself, so he naturally took his place, since the two looked very similar.

Moreover, Makoto Ichiro was not entirely useless; the disappearance of his corpse helped Liu Changsheng activate the system, and he also gave Liu Changsheng his memories and some of his skills.

Ichiro Takayanagi is the eldest son of the Takayanagi family, a family of loan sharks. He just graduated from Tokyo University this year and has reached the age where he can inherit the Takayanagi family business.

Unfortunately, Ichiro Takayanagi's biological father died early, leaving behind only two brothers, Ichiro and Ryuji Takayanagi.

The Takayanagi family's power was also seized by the brothers' uncle, Takayanagi Musashi. He kept Takayanagi Ichiro's younger brother by his side to train him, and sent Takayanagi Ichiro to Tokyo to study at university, saying that he would return the power after Takayanagi Ichiro graduated from Tokyo University.

However, what Ichiro Takayanagi received yesterday was a happy message from his uncle, Musashi Takayanagi.

That was because of some health reasons, Takayanagi Musashi had a new wife who came to bring him good luck, and he asked Takayanagi Ichiro to go back and attend the wedding banquet.

Moreover, there's a surprise waiting for Takayanagi Ichiro when we get back.

As for the surprises, Ryuji Takayanagi had already revealed quite a bit about the rift that had developed between him and Ichiro Takayanagi.

That is, Musashi Takayanagi wanted to have a successor of his own, and have Ryuji Takayanagi help raise him. After Musashi Takayanagi died, it would be Ryuji Takayanagi's turn to take power.

Once Musashi Takayanagi's successor comes of age, we'll see whether or not to return the rights.

This was obviously a rhetoric used to deceive Ryuji Takayanagi, but Ryuji Takayanagi actually believed it.

Therefore, Ichiro Takayanagi already knew what the surprise was; perhaps the bride was already pregnant with a cousin.

With his uncle refusing to reclaim the family's power and his younger brother being disloyal, Takayanagi Ichiro, feeling hopeless about regaining control of the Takayanagi family, chose to commit suicide, thus benefiting Liu Changsheng.

[Ding dong, congratulations host for completing your first high-interest loan.]

The reward is a jar of super fine wine. The host will be fine after drinking it, but others will experience problems if they drink it, though no problems will be detected.

(Some people experience the same effect as drinking Japanese raw cola, with their entire body covered in barnacles, some of which glow.)

The reward is an FBI elite-level design book and a Glock 19 with unlimited ammo.

The reward is a personal space, currently 10 square meters, which can be expanded by completing loan disbursements and debt collection. At its maximum, it might even be able to hold living creatures.

Of course, there are other functions as well; I hope the host will explore them carefully.

Chapter 2 Kogoro: Can you be my daughter's tutor?

Liu Changsheng, no, from now on let's just call him Takayanagi Ichiro.

Becoming the head of the Takayanagi family would still bring many advantages, so it's fine to continue using his name.

What Takayanagi Ichiro awakened was the lending system.

There are rewards for every loan or debt collection. For example, this time, when a loan was made to Akizuki Kozo, he received a total of three rewards.

Of course, this was very likely the first loan business that Takayanagi Ichiro opened, which is why the reward was so high.

Now two rewards have appeared before me.

The first jar of super-fine wine is something I can take back to my uncle, Takayanagi Musashi, as a blessing. Anyone who drinks it will definitely run into trouble.

As long as I don't cause any problems, it's a good thing if everyone in the Takayanagi family's main branch causes problems.

The second reward is to save Takayanagi Ichiro's life: a Glock pistol with unlimited ammo and FBI elite-level marksmanship, making him invincible in close combat.

Furthermore, to prevent the pistol from being conspicuous, the system also provides personal storage space.

Although it started with only ten square meters, it can be expanded as long as lending and collection continue.

The ultimate thing is that it can hold living things. Could it hold all the beautiful girls in the world?

Takayanagi Ichiro's mind stirred, and he immediately sensed the personal space. It was indeed not large, but the safety level was very high.

Then, with a single thought, Takayanagi Ichiro summoned the fine wine and Glock that had been outside into the space.