Age of Dreams

After returning to Rongcheng, Xiao Qi was not idle either.

In addition to company affairs, the world's richest man naturally has socializing.

For example, tonight, he invited Xu Weihong and MCA back to Rongcheng to report for work.

After so many years of experience, Zhou Bo and Xu Weihong, Xiao Qi's two most dà assistants, are now the same as they were before.

Zhou Bo no longer has that little humiliation aura, he is very generous and bold, and he is considered to be the most flexible helm in the Fairy Company.

Xu Weihong is different. The temperament on his body is becoming more and more precipitated. At first glance, he knows that he is a very stable person.

This is also related to Xu Weihong's character. He was originally from a financial background. What he needs to do in finance is a calm personality. Otherwise, he may lose hundreds of thousands, millions, or even tens of millions under a frenzy.

In his previous life, Xu Weihong was able to self-taught and was admitted to a certified public accountant because of his calmness, determination and hard work. People with such a personality are the boss's favorites.

In addition, he is a great filial son. Since ancient times in China, filial piety is the first to measure a person’s moral standards. The only way to be an official in the Han Dynasty is to "exercise filial piety". When a person is an official, filial piety comes first.

Although the dynasty from hòu no longer promotes filial piety, this principle has not disappeared. For a filial son and a talent, the boss will definitely choose a filial son.

This is different from the West. The West is really talented. It doesn't matter how bad your moral character is. As long as you can serve the company and create value, that's fine.

In China, it’s not possible. It doesn’t matter how tall you are, as long as you are exposed to filial piety. Then they will definitely be scolded bloody--even in the new era now, it's the same. Those young people who despise authority no matter how much they miàn, are absolutely the same idea as the old stubbornness.

Come back to the topic.

Xu Weihong was in Fairy Company before, where he was in charge of financial and factory affairs for a period of time. When Yu Shanshan grew up, he turned to specialize in the production of the factory, as well as the parts and foundries.

After the establishment of the Fairy Bank, which was very important to Xiao Qi, Xu Weihong was entrusted with the important task and became the CEO of Fairy Bank. In this bank with 36 billion US dollars of capital, it is second only to Chairman MCA.

MCA was originally the president of China Merchants Bank, and made China Merchants Bank the sixth largest bank in China. If it weren't for the background of Bank of Communications, it was too deep. Basically, China Merchants Bank ranked fifth and there is no problem.

Anyone with a discerning eye knows that the Mahualai Fairy Bank is just using its residual heat. The real helm for the next 30 to 40 years still depends on Xu Weihong.

However, Xiao Qi gave MCA a very generous treatment. The annual salary and bonus are several hundred million yuan. MCA naturally deserves this kind of treatment, so he is very attentive to giving advice to Xu Weihong.

Under the guidance of MCA. Xu Weihong's progress is very fast, starting in the second half of 2008 to the present. In the past two years, he has become thoroughly familiar with the entire bank's business.

MCA was not surprised at such a fast speed of comprehension. When he called Xiao Qi, he said that it was the first time he had met such a smart, practical and capable young man. As if Xu Weihong was born to do this job.

Since its opening to the present, Fairy Bank has had 210 branches in first- and second-tier cities across the country. Although the number of outlets is far less than that of the five major banks that have established diplomatic relations with China, Agriculture and Industry, it is definitely in the top ten.

And the Fairy Bank is not a bleak business. Efforts to develop network-related financial and commerce have allowed Fairy Bank to blaze a path completely different from traditional banks, specifically absorbing funds from netizens for online shopping, and providing loans to small and medium-sized enterprises related to the Internet, in just two years. Over time, the scale has grown.

At present, the deposit margin of Fairy Bank is still 36 billion U.S. dollars. In fact, because of the slow appreciation of Renminbi, this money has lost more than 17% of the net loss, but Xiao Qi still has no intention of changing the money into Renminbi.

Because although the U.S. dollar's exchange rate against the renminbi has fallen, its actual purchasing power has not declined. In the United States, a country with a low inflation rate, you can still buy things of the same value as two or three years ago with 36 billion U.S. dollars. It is even said that because of the financial crisis, prices in the United States have dropped a bit, and there are more things that can be bought.

And the cash flow in Xiao Qi’s hands has already surpassed 600 billion U.S. dollars, and 200 billion U.S. dollars of it are stored in the Fairy Bank, but this money is converted into RMB. After all, if you open a bank in China, your deposits are all U.S. dollars. Can't explain it.

With the continuous rise of online shopping, with the continuous development of Taobao.com purchased by Xiao Qi, and the continuous expansion of Xiaoyao Mall, the number of credit card users of Fairy Bank has exceeded 90 million, and the number of debit card users has increased. With 180 million people, it ranks sixth in the country, even better than China Merchants Bank.

In fact, the ranking of Fairy Bank could be higher, but now the five major banks that have established diplomatic relations with China, Agriculture and Industry have noticed the rise of online shopping, so they have also launched various credit cards for online shopping. I believe that there are naturally a lot of people in these state-owned commercial banks, so they Also won some online shoppers.

However, Xu Weihong and MCA’s credit for being able to make a way out of nothingness is absolutely very high.

Although the success of the Fairy Bank has captured the booming new thing of online shopping, but it was changed to another bank to do it, but there is no way to start small in this kind of business, and continue to do it today. Credit card users account for more than 88% of all online shoppers, and it is impossible for more than 300 billion yuan of funds to settle in the Fairy Bank!

The so-called deposit funds refer to the money that the user transfers into the Xiaoyao Wallet and Zifubao and has not yet purchased or has already purchased, and the money that the Xiaoyao Mall and the seller have received the payment but have not yet withdrawn.

From the time the buyer deposits the money into the qù to the seller withdraws the money, there is a time difference of about one week. During this period of time, there are funds in the Fairy Bank, which is called precipitation funds.

Some people keep depositing money in, and some people keep withdrawing money out, but the amount of deposited funds is generally fixed. In fact, it is equivalent to the funds that the Fairy Bank can use at any time.

This kind of precipitation fund is the money that Ma Yun used to subsidize the company's operations in the previous life. He put the money in the bank and collects interest. There are more than tens of millions in interest every day, which greatly relieves the whole Taobao's financial pressure. Otherwise, Ma Yun can only bring in capital again.

It is naturally impossible for the Fairy Bank to do this. As a company, Taobao.com can use the rules so reasonably, but as every move is stared at by the major banks, it is even more impossible to wait to see the Fairy Bank that is making mistakes.

However, if such a large amount of funds is not used, it does not comply with the bank's operating rules.

So after discussing with MCA, Xu Weihong then reported to Xiao Qi and got his consent, and decided to use the name of Fairy Company. Make this deposit money into a fixed deposit, and the interest on the deposit will be used to donate education in poor areas. ——Not only the Fairy Bank, this deposit of funds, Xiaoyao Mall and Alibaba Group have a share, so it is the entire Fairy Company that is qualified to arrange the use of this fund.

In addition to continuing to build Mingxiang Primary School and Mingxiang Middle School, the money can also be used to subsidize rural substitute teachers, even if it can only increase them by 200-300 yuan a month.

Charity is a good thing, but miàn in this matter. Xu Weihong's most beautiful work is not just charity.

He miàn on the homepage of Fairy Bank directly opened up an "education donation area". It announced the address, cost, internal structure, etc. of each school donated by this charity fund, and a large stone monument was erected at the door of the school, stating that all the fairy banks involved in Xiaoyao The two online buyers and sellers of the mall and Taobao.com donated them and expressed their most sincere gratitude to them on behalf of the students.

The same is true for subsidies to teachers. The money is not distributed through the education department. Instead, it was distributed through the Fairy Bank’s own channels. For this reason, the investigation, verification and distribution work done by the Fairy Bank was clearly written on the website.

And there are various responses from the teachers. The hand-signed names are all hung on the miàn, and there are also some thank you words written by the teachers. Show that this is a very real thing.

For this, online buyers and sellers are very happy.

Chinese people have never resisted doing good deeds since ancient times. It's just that various reasons have more or less restricted people's kindness, but if they are organic, they will still do something within their power.

It's just that in the last ten years, more and more swindlers have used people's kindness, which has created a kind of indifference.

They are not afraid of not responding to good deeds, and they hate being used for kindness, but they all help people who shouldn't.

Fairy’s company has done quite well. If they don’t tell about this deposit, users will not know it.

Moreover, the money seems to be a lot, but for the users who are scattered to hundreds of millions, each of them actually pays very little. If they save it by themselves, they will not have much money at all.

Only when they are brought together can there be such a large amount of deposit funds.

It stands to reason that after changing a company, the money must be their own ~www.wuxiaspot.com~ But the fairy company did not do this, and directly announced the source of funds, and explained that the money was lying in the bank. It was a waste of money, so a fixed deposit was made to collect some interest, but all the interest was donated to education.

Donating to education is not in the name of the Fairy Company. Thanks to all the buyers and sellers on the stele, this gives everyone the joy of participating in doing good things.

Compared with Li Lianjie taking a fund donated by everyone to donate, but never only said "Li Lianjie and his one fund", and never mentioned ordinary people who donated money, Fairy Company can make everyone feel satisfied.

In addition, the Fairy Company now has a reputation as the largest company in the country. Their donations have always been the first in the country, and they have been doing education and charity all by themselves. You don't have to worry about which leader will misappropriate this money.

As long as it is really used on the children, and used on the poor but respectable village teachers, everyone will only be happy, and there will never be the slightest dissatisfaction.

As a result, not only Xiaoyao Mall and Taobao.com have benefited, but the Fairy Bank, which directly operates this matter, has received rave reviews, especially in the hearts of young people, and has directly become the first choice of banks for their use! (To be continued.)