Ludwig

Chapter 391 On the Importance of Financial Management
"Bruce, I am very happy to tell you something. Congratulations. You have been officially signed by Atletico Madrid. Your ownership in Borussia Dortmund has been officially transferred to Atletico Madrid. The transaction was completed yesterday. And, your Agent Gao Yu also went to Borussia Dortmund to help you complete the deal yesterday, and it was Atletico Madrid's proposition that you went to Frankfurt's first team to continue playing in the second half."

Atletico Madrid!Wang Jianlin!

Oh my god, Wang Jianlin is really generous and courageous, and he officially brought Li Yuming to Atletico Madrid in less than a week.

Although Li Yuming couldn't play for Atlético de Madrid immediately, in order to ensure Li Yuming's state, Wang Jianlin didn't care about the remuneration. It can even be said that he loaned himself to Frankfurt's first team for the second half of the season. .

It has to be said that for a while, Li Yuming was full of slowly overflowing affection for the richest man in China.

Wang Jianlin not only advocated canceling the wedding between Wang Sicong and Bai Xiaoxi, but also made Li Yuming not have to play in the lower leagues in the second half.

"Thank you Ole, I probably know what's going on."

Solskjaer on the other end of the phone hesitated for a moment before saying: "Bruce, although I really want to keep you, I have to say that for an expert attacker like you, Frankfurt is still a stage for you." Too small, you need to go to a team that is competitive for the championship, to participate in the Champions League, to play against teams like Real Madrid and Barcelona. Although Frankfurt is a dark horse this season, the dark horse is only a temporary firework after all. Perhaps, in the second half of the season As soon as you get old, as soon as you leave, Frankfurt will be exposed back to the prototype of a paper tiger... Sigh."

Solskjaer's last sigh also let Li Yuming hear the helplessness in the Norwegian's heart.

Indeed, for a small-scale club like Frankfurt in the five major European leagues, once the main players leave and the main players are old, then the dark horse will still become paper.

Li Yuming saw that Solskjaer was so depressed, so he stopped talking too much. The two sighed a few words, then hung up the phone, and made an appointment to catch up on the past at the Frankfurt Club in Germany on January 1. After all, it has been more than a month. see you.

After hanging up the phone, Li Yuming was still excited. This was his admiration for Wang Jianlin, the richest man in China.

Last week, at the Bai family, after Wang Jianlin had just asked Li Yuming about his intention to switch to Atletico Madrid, it only took him a week to completely settle his transfer.

This efficiency is absolutely astonishing.

As Gao Yu is his agent, he also has the right to help him secure a personal contract.

Therefore, it is not an exaggeration for Li Yuming not to know about this matter. You must know that professional football agents with a football agent certificate issued by FIFA have a lot of power in their hands.

Back then, when he was still a young player, Diego Costa was discovered by Mendes, the most famous agent in Europe. After that, Mendes helped Diego Costa complete the transfer to Europe without saying a word. Only after the transfer was completed did Diego Costa know about it.

Moreover, before Diego Costa left Atletico Madrid to join Chelsea, he wanted to play for Atletico Madrid for another season, but Mendes' words made Diego Costa give up helping Atletico Madrid for another year The idea, therefore, moved to Chelsea this season.

This is the various invisible powers of FIFA agents. Even if they are stars, they still need to respect the opinions put forward by the agent for them.

Besides, Li Yuming's intention to switch to Atlético de Madrid has been verbally told to Wang Jianlin, and the remuneration is closely related to the agent's income, so Li Yuming is not worried that Gao Yu will cheat him or something. After completing the er transfer transaction, is it possible that he can still be stingy in terms of compensation? ? ?

Thinking of this, Li Yuming can only sigh: the world is really unpredictable, there are always some unexpected things will happen,

Everything came suddenly, but Li Yuming would be grateful for all of this, after all life still has to be filled with hope.

So, Li Yuming stopped thinking about it: let's continue to enjoy this holiday.

During this rare holiday, Li Yuming will definitely not let go of this opportunity to have a good time with Bai Xiaoxi, especially now that Bai Xiaoxi has been approved, the relationship between the two has been established, and there is no need to worry about family problems anymore.

It has to be said that Li Yuming brought Bai Xiaoxi back home.

For Bai Xiaoxi's appearance, Zhang Yu gave it full marks.

However, for a rich lady like Bai Xiaoxi, Zhang Yu still has a question mark about Li Yuming and Bai Xiaoxi's future relationship.

It's not that Zhang Yubai is worried, after all, Li Yuming is still a football player, and Bai Xiaoxi's family can be said to be a well-known and rich man in the province.

This gap, even if Li Yuming plays well in Europe, cannot make up for it.

It's like one is working part-time and the other is the boss. Even if the part-time worker earns more than the boss in a month, he is still a part-time worker, and the boss is still the boss.

This difference in identity still cannot be changed.

Therefore, Zhang Yu's worries were not in vain. After all, Bai Xiaoxi lived the life of a young lady at home, so she might not be able to live an ordinary life with Li Yuming.

Maybe Bai Xiaoxi has a good personality now, but will he really get married in the future? ? ?Even had a baby? ? ?After all, playing football is a job for youth. Maybe Li Yuming looks very beautiful now, looks like he has a high salary, and can spend a lot of money, but what about Li Yuming after he retires?Who can guarantee that Li Yuming can still get such a high monthly income after leaving the position of player? ? ?
The income from the coaching position is only a drop in the bucket compared to the salary of the players. Unless you can achieve the head coaching position of the five major European leagues, and it is an upstream team, otherwise, you will have to rely on the savings from the player era for the rest of your life.

In the current field of professional athletes, many, many players are on the verge of bankruptcy in less than a few years after retiring. Buy famous brands at will, you can spend as much as you earn, but after retiring, you don’t have such a high income. When you become a coach, they dislike being too tired and earn too little, so they all live on their previous career savings .

Savings are fixed, and the lifestyle continues the extravagance of the player era. In this way, it's no wonder that he can't go bankrupt!

The most exaggerated example is naturally Antoine Walker in the NBA.

Fat Toutuo Antoine Walker's most glorious period was playing for the Celtics. During that time, he and Paul Pierce were collectively known as the Celtics Twin Stars!

It can be seen that Walker can be regarded as a leading All-Star player.

In his NBA career, Antoine Walker earned a total of 1 million US dollars, which is definitely a huge income for a basketball player.

The 1 million US dollars earned by Antoine Walker in the player era was squandered by him not long after he retired, and he had to declare bankruptcy.

Walker said: After he got his first salary, he began to buy houses, luxury cars and jewelry for himself and his family. Sometimes he would go to gamble and go to nightclubs to relax his mood.

"Sometimes I'll go on vacation with a bunch of people and pay for everyone, which is a lot of money."

This is what Antoine Walker said in an interview with the media after declaring bankruptcy.

Although Walker hired a financial adviser during his player days, he never listened to the advice of the financial adviser, and his extravagant lifestyle and gambling quickly plunged him into financial crisis.

At present, Antoine Walker has become a rookie mentor in the league, telling some true stories about his career to the stunned youngsters who have just entered the league. Of course, Antoine Walker, who is already fat and out of shape There is a way to teach his flexible skills to the stunned youths. What he can do now is to teach those rookies who have just joined the alliance, whether they are making a lot of money or just dawdling, teach them how to manage money and how to guarantee The distribution of income can ensure that the life after retirement can still be easy in the future.

Antoine Walker said to the reporters very seriously after he became a rookie mentor: "I want to share with people their own experiences and use my own story as a negative example to let everyone know how to ensure the health of property."

Therefore, Zhang Yu's worries are completely justified.

However, Zhang Yu soon helped Li Yuming think of a countermeasure. Therefore, under Zhang Yu's suggestion, Li Yuming completed a related financial management - Li Yuming's high income was completely deposited in the bank under Zhang Yu's name. However, Li Yuming can only withdraw a small part of it for living expenses and daily consumption every month, and a certain amount of money is stored in another specific account, which is used for Li Yuming's future marriage, while other The full amount of income is set to be withdrawn after retirement.

For example, after retiring, Li Yuming can get 20% of it as investment after retirement.

And at the age of 40, you can take another 30% for living.

At the age of 60, Li Yuming can take out all the money and use it.

And if Li Yuming has a specific use need, as long as Zhang Yu thinks: Oh!Li Yuming's investment philosophy can make money.

Then Li Yuming can use Zhang Yu to withdraw a large amount of money from the account for investment.

In order to let Li Yuming's line of defense, Zhang Yu also added a limit on the amount of money she usually withdraws in the financial management contract. What surprised Li Yuming and Bai Xiaoxi was that the amount of withdrawal set by Zhang Yu was only Li Yuming's usual limit. Ten percent of the withdrawal amount, it can be seen that Zhang Yu asked Li Yuming to invest in this wealth management project, and it was not at all for the purpose of cheating his son's money.

(End of this chapter)