Rebirth of the Almighty Internet Celebrity
Chapter 119 3 million in hand, a car accident strikes!
Chapter 119 3 million in hand, a car accident strikes!
Liang Teng and Wu Xia have been busy all the time.
Seven days have passed since the trip to the "Sealed Source Area".
Had a meal with Mayor Xie.
With the person in charge of the Agricultural Bank of China in the "Fengyuan District" and the heads of the two departments that need to deal with, I invited them to a meal.
The dinner was organized by Liang Teng and Wu Xia.
Even Liang Qunxin and Ni Qingmei who had already eaten a pot of "pigeon meat hot pot", Liang Teng also invited them to dinner.
Of course, I didn't forget to bring Wu Xia along to be the host.
Liang Teng and Wu Xia stayed in the "Fengyuan District" for 4 days.
In the past few days of staying in a local hotel, I have to eat every day.So every time I invite someone who needs to be asked.By the way, the problem of eating for the two of us is also solved together.
After 4 days, the results achieved exceeded Liang Teng's most optimistic expectations.
First of all, the most important achievement is the rapid processing of the "property certificate".
The persons in charge of the "housing management department" and "land department" really flattered the big boss, and with the highest efficiency, supervised the transfer procedures of the 137 "real estate" purchased by Liang Teng.
These "real estates" were purchased by Liang Qunxin at a very low price, but they were put under the name of "Ni Qingmei", and of course all the procedures were complete.
Even the most original tax stamps handwritten on "carbon paper" are carefully sandwiched with hard paper and are well preserved.
From those handwritten tax stamps, you can imagine how early Liang Qunxin purchased "real estate".Now they are all tax invoices printed out by computers.Handwritten ones are not valid.
In the certification halls of the "housing management department" and "land department", as long as you ask, the staff will give you a "list of materials" that need to be submitted by both buyers and sellers.
The heads of the two departments were so enthusiastic that they personally brought the list of materials needed by their respective departments and handed it to Liang Teng during the dinner.
There is a high probability that Liang Teng can avoid the trouble of going the wrong way because the submitted materials are not fully prepared.
This is not an exaggeration.
Liang Teng had the experience of buying a house with a "mortgage" in his previous life.At that time, I did not know how many times I ran for the seemingly simple link of "submitting materials".
For example, when he buys a house, he needs to go to the local "Archives Bureau" to issue a certificate for himself, his wife, and even his father and mother. In short, except for the young son, other family members "have no real estate under their names".
With this "certificate of no housing", he can enjoy a lower tax rate when he goes through the formalities of buying the first house.
It's that simple proof.After Liang Teng opened the car, it happened that the company sent him on a business trip. After more than a month of busy work, he was free to submit materials to the "Certification Hall".As a result, when the staff reviewed the "certificate of no housing", they indicated that the certificate was valid for one month, and the "certificate of no housing" he issued had expired and became invalid.Must be reissued.
Such trivial and unexpected things can often cause you to submit "incomplete" materials and make many trips in vain.
The persons in charge of the "housing management department" and "land department" also seem to be experienced people.Printed a "material list" that needs to be prepared in advance.And next to the contents of the list, I used a pen to note reminders in many places where mistakes are easy to make.
The service is really considerate and meticulous.
With such strong and enthusiastic supervision from the person in charge, in just three days, the staff of the two important departments rushed to complete the transfer procedures of the "real estate" for Liang Teng, as if in a competition.
Looking at the 97 "property certificates" and 40 "land certificates" that were handed over by the relevant staff, Liang Teng couldn't help but feel a heroic feeling that "brother is also a rich man" .
The evaluation agencies under the "housing management department" and "land department" also completed the evaluation of 97 real estate and 36 land respectively.The total estimated value is 4 million.
There are 37 land parcels in total, and only 36 parcels of land are subject to land evaluation. According to Liang Teng's prior request, a land parcel with an area of 20 mu was deliberately excluded.
There are 137 red books, and there are two thick stacks of "evaluation reports", which are placed on the table and can be filled to the brim.
There were so many red books that Liang Teng's eyes lit up.
This is the impact of "real things" on people's hearts.
When Hua Yishan transferred money to him before, a series of numbers appeared on his mobile phone. Liang Teng read the bank text messages countless times throughout the night.
Now, 137 "land certificates" and "property certificates" representing 137 "real estate" were placed in front of him, and he was more and more shocked.
The locked batch of "real estate" has been obtained, Liang Teng did not hesitate to settle the 1500 million transactions between him and Liang Qunxin and Ni Qingmei.
The night Liang and Ni got the huge sum of money, they were so excited that they couldn't sleep all night.
Liang Qunjin, who originally thought he would lose money, bought the real estate at a low price, but it turned out to be sold at a not-so-low price of 1500 million. The two of them have nothing to complain about.
That night, Liang Teng used 137 "real estate title certificates" to cover the single bed in the hotel room very vulgarly.
He was lying on the bed full of "houses" and "land", and he imagined that he was sleeping with hundreds of millions lying down.
I think in a vulgar way: If I get this kind of treatment every day, any minor problems in my custody will be cured immediately.Serious illnesses can also be relieved...
It's a pity that he was in a hurry, and he only enjoyed the treatment of sleeping with "hundreds of millions" on his pillow for one night.
The next day, Liang Teng picked out the property right certificate for the 20 mu of land with the most potential, and put it in his briefcase.
For the remaining "real estate certificates", use a large red plastic bag and fill a bag.
On the fourth day of their stay in "Nanbian City", Liang Teng and Wu Xia took 4 "mortgages" to visit Zhou Ping, the head of the city's Agricultural Bank.
I had already had a meal with Zhou Ping, accompanied by Mayor Xie.
And the amount of "collateral" and loan was negotiated in advance to be 3 million.
The 136 cases of "real estate" used as collateral for loans still need to go through internal procedures within the Agricultural Bank of China.The main thing is to review the two evaluation reports issued by "authoritative evaluation agencies" recognized by the bank.
Check whether the "real estate" mentioned in the "assessment report" is consistent with the area on the 136 "real estate title certificates", large and small.
If the preliminary review is passed, the bank will also send special personnel to inspect the status of the real estate one by one on the spot.
It takes time.
According to the process of "mortgage to buy a house" for ordinary people, the time for banks to review and approve loans generally ranges from one month to half a year.
Liang Teng did not go through this process, and directly asked Zhou Ping, the person in charge of the "Nanbian City" Agricultural Bank, to come forward to supervise the bank's lending.
That efficiency is astonishing.
About three days after Liang Teng and Wu Xia returned, a special staff member from the Agricultural Bank of Nanbian City called him to inform him that the loan had been disbursed to his designated account.
In fact, there is no need for manual phone notifications.
The "designated account" left by Liang Teng also opened the "SMS reminder" service.
Liang Teng has received a reminder that 3 million will arrive.
The staff directly made a phone call to notify the lending matters, showing more of a respectful attitude.Respect for quality customers.
Liang Teng took a call from the staff of the "Nanbian City" Agricultural Bank's lending team.
On Wu Xia's side, Zhou Ping, the person in charge of the Agricultural Bank of China, even called her directly. In addition to informing her that the 3 million loan was successfully issued, she also officially started the "mortgage" disposal process.
That's what Liang Teng hoped, and the matter of terminating his "loan contract" with the Agricultural Bank of China was officially launched.
If the loan was successful, within a few days, the Agricultural Bank of China would terminate the contract with him—this seems unusual no matter how you look at it.
So Liang Teng and Zhou Ping agreed to wait another three to five months before Liang Teng and the "Nanbian City" Agricultural Bank officially signed a supplementary agreement to "terminate the loan contract".
The core content of the agreement is that the "Nanbian City Agricultural Bank of China" will give up the debt collection of the debtor, and Liang Teng promises to hand over 136 pieces of collateral to the "Nanbian City Agricultural Bank of China" for disposal.
In order to prevent outsiders from finding any faults in the behavior of "giving up on loan recovery" after a few months, Zhou Ping, the head of the Agricultural Bank of China, negotiated with Wu Xia that Liang Tengfang would bear the interest on the loan for three months.
Don't look at just paying 3 months of interest to the bank. Wu Xia and Liang Teng calculated afterward that the 3 million loan would have to be repaid at about 150 million per month.This is 3 months of loan principal + interest, which means that Liang Teng has to pay an additional 450 million to the "Nanbian City Agricultural Bank".The other party officially terminated the loan contract with him.
I paid 450 million. Although the loan contract was signed and terminated quickly this time, it seems suspicious, but no matter what harsh standards are used to strictly investigate the loan business created by Liang Teng and Zhou Ping, Nor can he or the person in charge of the Agricultural Bank of China be blamed from the procedural aspect. What is the problem?
If Liang Teng is reluctant to pay the extra 450 million and strictly investigates it, the lending behavior of the "Nanbian City Agricultural Bank" this time is extremely abnormal.
After the loan was issued, the loan was not repaid at all, and the "lender" Liang Teng immediately announced that he could not repay the loan. The most stupid person in the world probably would not believe it.
If Liang Teng has paid the "loan repayment" for more than three months in a row, it would be reasonable to announce that he is personally unable to repay the loan at that time.
After all, the business world is "changing", and sometimes a large company loses quickly due to a certain "accidental event", and it takes less than three months.
There is an example of "Sanlu" in China, and a case of "Enron" abroad.It used to be the number one company in a certain field in the industry. It looks like a "monster", and it will collapse if it says it will collapse!
As long as Liang Teng finds a reasonable reason for "bankruptcy" and shows that his financial situation is no longer able to repay, he can apply to the Agricultural Bank of China to terminate the loan repayment contract.
There is still time now, such a "reason" can be slowly thought about.
Liang Teng "quickly" agreed to act in accordance with the "regulations" of the banking system, which reduced the "responsibility pressure" on Zhou Ping, the person in charge, to a minimum.The risk she needs to take can be described as "minimal".
Zhou Ping was very satisfied and said that Boss Liang could pay the three-month loan repayment totaling 450 million yuan to the "Nanbian Agricultural Bank of China" in one lump sum when signing the termination of the "loan contract".
This is the convenience Zhou Ping gave Liang Teng within the flexibility allowed by the "policy".
It's also an act of kindness.
If it is a large enterprise with sufficient funds, it naturally does not care much about paying the 450 million early or late.
But Liang Teng has been accumulating energy recently, and is going to work hard in the "open capital".If you can pay 450 million late for a few months, of course it is better to pay late.
Although he now has 3 million yuan at his disposal, the projects he plans to invest in are not ordinary money-burning projects.
It is estimated that if all 3 million are put in, it will only be barely enough.
In special times, it is not appropriate to take up funds from these 3 million li.
……
Liang Teng has been laughing so hard these days that he wakes up from his dreams.
I'm in a great mood.
With the "capital" to invest in the "Open City", Liang Teng feels that his "road ahead" is golden, as if paved with gold.
In addition, even if he doesn't do anything now, he has actually accumulated 3 million in his personal account.
This money is not the money put in the "system" venture capital.
"Entrepreneurial capital" is going to be converted into his 3 million cash, and he doesn't know how huge the "loss" is!And Liang Teng has no "loss" talent at all.If he really wanted to lose [-] million in cash, he would have no confidence at all.
Now you don't have to rack your brains to compete with the "system", just go around the "sealed source area" and get 3 million yuan smoothly.
It went so smoothly that even Liang Teng couldn't believe it.
Liang Teng stayed in "Nanbian City" for 4 days, and stayed for another 3 days after returning.
In the past few days after returning to this city, Liang Teng remembered the "ordered songs" he had agreed with Hua Yishan, but there were still two songs that had not been "delivered".
Liang Teng was afraid that when he got busy, he would not have time to care about these things.I quickly took the time to "copy" two suitable songs from my memory, sing them myself, and record the sound.
Also, for the sake of mystery, only half of the "Divine Comedy" for Hua Yishan was recorded, and the complete one was also recorded.
There are three songs in total, all of which are only a cappella recordings.
Although Liang Teng can also write the score silently, he finds it troublesome, so it is the most convenient to record a cappella like this.
It just took an afternoon and everything was done.Then, find out Hua Yishan who has already added "contact" from WeChat, and send all three songs to her.
Verbally, of course, there were a few polite words.If there is something you are not satisfied with, even if you bring it up, he will be responsible for changing it until you are satisfied... The service attitude is very good.
Of course Liang Teng was just talking casually.
The two newly added songs are also very popular and popular songs in later generations.have been tested by the market.Even if it is not as good as the three songs that sold 600 million songs before, it is still enough to amaze the audience.
Liang Teng deliberately lowered the level of the new song.
After all, five songs in a row have reached the "peak" state, which is a bit too amazing.
Three songs belong to the first line, and two songs belong to the second line, so it is easier for people to accept.
Besides, the other party didn't pay for the last two songs, and Liang Teng arrogantly allowed the other party to ask for a price... Naturally, the two new songs provided under such circumstances should not be too demanding.
Even so, Hua Yishan was already shocked.
Each of the five songs was "perfect" beyond her imagination.
right!She felt that the first song was so good.
Liang Teng consciously found two slightly inferior songs to "fill in the numbers".But song appreciation is inherently subjective and a matter of opinion.It just so happened that the last two songs he picked were particularly in line with Hua Yishan's taste.
Hua Yishan felt an inexplicable bitterness and emotion rising from the bottom of her heart even if she only listened to him singing a cappella with a timbre-like voice.
Hua Yishan specially called Liang Teng to thank him for writing the full soundtrack for her.
This was not a formulaic phone call to express her gratitude, but a pure heartfelt thank you to Liang Teng.
With so many of his classic songs in hand, Hua Yishan already has the strongest confidence in winning the "Best Original Music" award at overseas film festivals for the film she directed.
Confidence has grown to the point where "not being able to win the music award is not because the song is not good, but because the judges are collectively blind".
Liang Teng has no time to pay more attention to Hua Yishan.
Liang Teng and Wu Xia continued to be busy with the company's purchase of "office space" land.
Very busy.It is estimated that I will have to work for a few more days before I can officially go to the "Open City" without any worries.
Good news came from "Yan Qianyu" who was lurking beside Principal Liu's daughter Liu Xiaoni.
The "man-marking protection" measure that Liang Teng had drawn up early on had worked.
When Yan Qianyu called Wu Xia to report the situation, there was an extremely weird taste in his voice.
She had seen quite a few strange things in her life, but this time she was really completely frightened.
At the beginning, she didn't take the Liu Xiaoni car accident that Liang Teng "prophesied" very seriously, thinking that it was impossible for it to happen.
Due to Wu Xia's face, and what she herself promised at the beginning, Yan Qianyu had no choice but to succumb to the pressure, and ran to Liu Xiaoni's side to act as a "personal bodyguard" in a "pretentious" way.
At that time, Yan Qianyu comforted herself like this: It should be a short vacation of ten or eight days.I have a few days to completely adjust my status. After the "holiday" is over, I can continue to work as a 24-hour guardian of the eldest lady in high spirits.
As a result, on that night, Liu Xiaoni and her mother, Teacher Cheng Ying, went to the city to visit the night market at around 8 o'clock in the evening.
Although he always despised Liang Teng for "pretending to be a ghost", Yan Qianyu couldn't help but tense when he saw this scene.
Yan Qianyu was still a little unconvinced, and secretly thought to himself: The mother and daughter live in a town so close to the city, so it's normal to go out for a stroll at night when you have time.Why do I immediately associate it with the "car accident"?I blame Miss's current boss, that guy named "Liang Teng" who "brainwashed" me!That guy is disgusting!
Complaints belong to complaints, but subconsciously strengthened vigilance.
When the mother and daughter were shopping on the streets of the city until 9:10 p.m. or nearly [-]:[-] p.m., on a main road in a certain city, the two mothers and daughters were riding an "electric donkey" together, and they were driving normally...
However, there was a new energy bus that suddenly lost control abnormally. It suddenly deviated from its lane and hit the mother and daughter on the "eDonkey" directly.
At that time, Yan Qianyu's mind fell into a short pause of "a thousandth of a second".
The "car accident" really came as expected.
The "prophecy" of that nagging guy actually came true.
Such an event that violated the laws of nature happened right under her nose.
Fortunately, Yan Qianyu's physical fitness was extremely good. Even if the "shock" took away her "thousandth of a second" of reaction time, her reaction was still extremely fast.
From an outsider's perspective, there was absolutely no sign of any pause on her part.
Yan Qianyu also had an advantage at that time, that is, she was also strictly implementing what Liang Teng told her subconsciously, and she was very close to Liu Xiaoni.
Therefore, when Yan Qianyu witnessed the crisis befalling Liu Xiaoni, Cheng Ying's mother and daughter, she had enough time to take correct measures.
Yan Qianyu suddenly exploded like black lightning, and rushed up from the side at a speed that absolutely exceeded 120 per hour.
At that time, the "eDonkey" was driving in front, and the out-of-control bus hit from behind. Neither mother nor daughter realized the crisis behind them at the first time.
Yan Qianyu rushed up from the side, hugged Liu Xiaoni in her arms, and kicked Cheng Ying violently.
Just like that, Cheng Ying was kicked out of the "electric donkey" by her.He fell heavily on the right side of the non-motorized lane.
With the strength of that kick, Yan Qianyu's speed, which was affected by hugging Liu Xiaoni, suddenly exploded to the limit again, and rushed straight out with a "swipe".
After Yan Qianyu fell to the ground with Liu Xiaoni in his arms, he rolled on the ground several times, further away from the driveway.
It's too late, it's too soon.
The out-of-control bus ran straight over the overturned "eDonkey".
"EDonkey" fell apart in an instant!
……
Even after Wu Xia heard Yan Qianyu narrate the car accident that happened that night in a "straightforward" tone, she still felt "thrilling".
The driver of the bus was completely stunned.
He didn't behave like a driver with more than 25 years of driving experience.
Although it is a new energy bus, the driver is not used to it.But if you calm down, the difficulty of operating this bus is actually much lower than that of a bus that burns gasoline.
The old driver actually stepped on the "acceleration" pedal for 7 seconds in a daze.
7 seconds, it doesn't seem long.This is enough for the bus to rush straight for a distance of [-] meters with the madness of "tiger out of the gate".
Several electric vehicles have suffered.
In addition to the white "electric donkey" that Cheng Ying and Liu Xiaoni's mother and daughter rode, there were 3 black trams and 2 red trams were knocked down.damaged to varying degrees.
Liu Xiaoni's small white eDonkey suffered the worst loss. It fell apart and the whole car was completely scrapped.
In this serious car accident in her previous life, Liu Xiaoni died on the spot.Mother Cheng Ying stayed in the intensive care unit of the hospital for more than a month.
The drivers of the remaining 5 electric vehicles only had bruises and sprains of varying degrees.Because it was not the first to be directly rear-ended by the bus.Their injuries were minor and did not require hospitalization for observation.
Yan Qianyu's abilities were limited. At the moment of the car accident, she could only ensure the lives of Cheng Ying and Liu Xiaoni's mother and daughter.
For other tram drivers, I can't care so much.
But those people didn't need her special rescue either.
They were all survivors of the fatal car accident in the previous life.
Because of Yan Qianyu's attack, Cheng Ying and Liu Xiaoni's mother and daughter were miraculously "unscathed".
It hurts a bit to hit the hard ground.But no scratches at all.
(End of this chapter)
Liang Teng and Wu Xia have been busy all the time.
Seven days have passed since the trip to the "Sealed Source Area".
Had a meal with Mayor Xie.
With the person in charge of the Agricultural Bank of China in the "Fengyuan District" and the heads of the two departments that need to deal with, I invited them to a meal.
The dinner was organized by Liang Teng and Wu Xia.
Even Liang Qunxin and Ni Qingmei who had already eaten a pot of "pigeon meat hot pot", Liang Teng also invited them to dinner.
Of course, I didn't forget to bring Wu Xia along to be the host.
Liang Teng and Wu Xia stayed in the "Fengyuan District" for 4 days.
In the past few days of staying in a local hotel, I have to eat every day.So every time I invite someone who needs to be asked.By the way, the problem of eating for the two of us is also solved together.
After 4 days, the results achieved exceeded Liang Teng's most optimistic expectations.
First of all, the most important achievement is the rapid processing of the "property certificate".
The persons in charge of the "housing management department" and "land department" really flattered the big boss, and with the highest efficiency, supervised the transfer procedures of the 137 "real estate" purchased by Liang Teng.
These "real estates" were purchased by Liang Qunxin at a very low price, but they were put under the name of "Ni Qingmei", and of course all the procedures were complete.
Even the most original tax stamps handwritten on "carbon paper" are carefully sandwiched with hard paper and are well preserved.
From those handwritten tax stamps, you can imagine how early Liang Qunxin purchased "real estate".Now they are all tax invoices printed out by computers.Handwritten ones are not valid.
In the certification halls of the "housing management department" and "land department", as long as you ask, the staff will give you a "list of materials" that need to be submitted by both buyers and sellers.
The heads of the two departments were so enthusiastic that they personally brought the list of materials needed by their respective departments and handed it to Liang Teng during the dinner.
There is a high probability that Liang Teng can avoid the trouble of going the wrong way because the submitted materials are not fully prepared.
This is not an exaggeration.
Liang Teng had the experience of buying a house with a "mortgage" in his previous life.At that time, I did not know how many times I ran for the seemingly simple link of "submitting materials".
For example, when he buys a house, he needs to go to the local "Archives Bureau" to issue a certificate for himself, his wife, and even his father and mother. In short, except for the young son, other family members "have no real estate under their names".
With this "certificate of no housing", he can enjoy a lower tax rate when he goes through the formalities of buying the first house.
It's that simple proof.After Liang Teng opened the car, it happened that the company sent him on a business trip. After more than a month of busy work, he was free to submit materials to the "Certification Hall".As a result, when the staff reviewed the "certificate of no housing", they indicated that the certificate was valid for one month, and the "certificate of no housing" he issued had expired and became invalid.Must be reissued.
Such trivial and unexpected things can often cause you to submit "incomplete" materials and make many trips in vain.
The persons in charge of the "housing management department" and "land department" also seem to be experienced people.Printed a "material list" that needs to be prepared in advance.And next to the contents of the list, I used a pen to note reminders in many places where mistakes are easy to make.
The service is really considerate and meticulous.
With such strong and enthusiastic supervision from the person in charge, in just three days, the staff of the two important departments rushed to complete the transfer procedures of the "real estate" for Liang Teng, as if in a competition.
Looking at the 97 "property certificates" and 40 "land certificates" that were handed over by the relevant staff, Liang Teng couldn't help but feel a heroic feeling that "brother is also a rich man" .
The evaluation agencies under the "housing management department" and "land department" also completed the evaluation of 97 real estate and 36 land respectively.The total estimated value is 4 million.
There are 37 land parcels in total, and only 36 parcels of land are subject to land evaluation. According to Liang Teng's prior request, a land parcel with an area of 20 mu was deliberately excluded.
There are 137 red books, and there are two thick stacks of "evaluation reports", which are placed on the table and can be filled to the brim.
There were so many red books that Liang Teng's eyes lit up.
This is the impact of "real things" on people's hearts.
When Hua Yishan transferred money to him before, a series of numbers appeared on his mobile phone. Liang Teng read the bank text messages countless times throughout the night.
Now, 137 "land certificates" and "property certificates" representing 137 "real estate" were placed in front of him, and he was more and more shocked.
The locked batch of "real estate" has been obtained, Liang Teng did not hesitate to settle the 1500 million transactions between him and Liang Qunxin and Ni Qingmei.
The night Liang and Ni got the huge sum of money, they were so excited that they couldn't sleep all night.
Liang Qunjin, who originally thought he would lose money, bought the real estate at a low price, but it turned out to be sold at a not-so-low price of 1500 million. The two of them have nothing to complain about.
That night, Liang Teng used 137 "real estate title certificates" to cover the single bed in the hotel room very vulgarly.
He was lying on the bed full of "houses" and "land", and he imagined that he was sleeping with hundreds of millions lying down.
I think in a vulgar way: If I get this kind of treatment every day, any minor problems in my custody will be cured immediately.Serious illnesses can also be relieved...
It's a pity that he was in a hurry, and he only enjoyed the treatment of sleeping with "hundreds of millions" on his pillow for one night.
The next day, Liang Teng picked out the property right certificate for the 20 mu of land with the most potential, and put it in his briefcase.
For the remaining "real estate certificates", use a large red plastic bag and fill a bag.
On the fourth day of their stay in "Nanbian City", Liang Teng and Wu Xia took 4 "mortgages" to visit Zhou Ping, the head of the city's Agricultural Bank.
I had already had a meal with Zhou Ping, accompanied by Mayor Xie.
And the amount of "collateral" and loan was negotiated in advance to be 3 million.
The 136 cases of "real estate" used as collateral for loans still need to go through internal procedures within the Agricultural Bank of China.The main thing is to review the two evaluation reports issued by "authoritative evaluation agencies" recognized by the bank.
Check whether the "real estate" mentioned in the "assessment report" is consistent with the area on the 136 "real estate title certificates", large and small.
If the preliminary review is passed, the bank will also send special personnel to inspect the status of the real estate one by one on the spot.
It takes time.
According to the process of "mortgage to buy a house" for ordinary people, the time for banks to review and approve loans generally ranges from one month to half a year.
Liang Teng did not go through this process, and directly asked Zhou Ping, the person in charge of the "Nanbian City" Agricultural Bank, to come forward to supervise the bank's lending.
That efficiency is astonishing.
About three days after Liang Teng and Wu Xia returned, a special staff member from the Agricultural Bank of Nanbian City called him to inform him that the loan had been disbursed to his designated account.
In fact, there is no need for manual phone notifications.
The "designated account" left by Liang Teng also opened the "SMS reminder" service.
Liang Teng has received a reminder that 3 million will arrive.
The staff directly made a phone call to notify the lending matters, showing more of a respectful attitude.Respect for quality customers.
Liang Teng took a call from the staff of the "Nanbian City" Agricultural Bank's lending team.
On Wu Xia's side, Zhou Ping, the person in charge of the Agricultural Bank of China, even called her directly. In addition to informing her that the 3 million loan was successfully issued, she also officially started the "mortgage" disposal process.
That's what Liang Teng hoped, and the matter of terminating his "loan contract" with the Agricultural Bank of China was officially launched.
If the loan was successful, within a few days, the Agricultural Bank of China would terminate the contract with him—this seems unusual no matter how you look at it.
So Liang Teng and Zhou Ping agreed to wait another three to five months before Liang Teng and the "Nanbian City" Agricultural Bank officially signed a supplementary agreement to "terminate the loan contract".
The core content of the agreement is that the "Nanbian City Agricultural Bank of China" will give up the debt collection of the debtor, and Liang Teng promises to hand over 136 pieces of collateral to the "Nanbian City Agricultural Bank of China" for disposal.
In order to prevent outsiders from finding any faults in the behavior of "giving up on loan recovery" after a few months, Zhou Ping, the head of the Agricultural Bank of China, negotiated with Wu Xia that Liang Tengfang would bear the interest on the loan for three months.
Don't look at just paying 3 months of interest to the bank. Wu Xia and Liang Teng calculated afterward that the 3 million loan would have to be repaid at about 150 million per month.This is 3 months of loan principal + interest, which means that Liang Teng has to pay an additional 450 million to the "Nanbian City Agricultural Bank".The other party officially terminated the loan contract with him.
I paid 450 million. Although the loan contract was signed and terminated quickly this time, it seems suspicious, but no matter what harsh standards are used to strictly investigate the loan business created by Liang Teng and Zhou Ping, Nor can he or the person in charge of the Agricultural Bank of China be blamed from the procedural aspect. What is the problem?
If Liang Teng is reluctant to pay the extra 450 million and strictly investigates it, the lending behavior of the "Nanbian City Agricultural Bank" this time is extremely abnormal.
After the loan was issued, the loan was not repaid at all, and the "lender" Liang Teng immediately announced that he could not repay the loan. The most stupid person in the world probably would not believe it.
If Liang Teng has paid the "loan repayment" for more than three months in a row, it would be reasonable to announce that he is personally unable to repay the loan at that time.
After all, the business world is "changing", and sometimes a large company loses quickly due to a certain "accidental event", and it takes less than three months.
There is an example of "Sanlu" in China, and a case of "Enron" abroad.It used to be the number one company in a certain field in the industry. It looks like a "monster", and it will collapse if it says it will collapse!
As long as Liang Teng finds a reasonable reason for "bankruptcy" and shows that his financial situation is no longer able to repay, he can apply to the Agricultural Bank of China to terminate the loan repayment contract.
There is still time now, such a "reason" can be slowly thought about.
Liang Teng "quickly" agreed to act in accordance with the "regulations" of the banking system, which reduced the "responsibility pressure" on Zhou Ping, the person in charge, to a minimum.The risk she needs to take can be described as "minimal".
Zhou Ping was very satisfied and said that Boss Liang could pay the three-month loan repayment totaling 450 million yuan to the "Nanbian Agricultural Bank of China" in one lump sum when signing the termination of the "loan contract".
This is the convenience Zhou Ping gave Liang Teng within the flexibility allowed by the "policy".
It's also an act of kindness.
If it is a large enterprise with sufficient funds, it naturally does not care much about paying the 450 million early or late.
But Liang Teng has been accumulating energy recently, and is going to work hard in the "open capital".If you can pay 450 million late for a few months, of course it is better to pay late.
Although he now has 3 million yuan at his disposal, the projects he plans to invest in are not ordinary money-burning projects.
It is estimated that if all 3 million are put in, it will only be barely enough.
In special times, it is not appropriate to take up funds from these 3 million li.
……
Liang Teng has been laughing so hard these days that he wakes up from his dreams.
I'm in a great mood.
With the "capital" to invest in the "Open City", Liang Teng feels that his "road ahead" is golden, as if paved with gold.
In addition, even if he doesn't do anything now, he has actually accumulated 3 million in his personal account.
This money is not the money put in the "system" venture capital.
"Entrepreneurial capital" is going to be converted into his 3 million cash, and he doesn't know how huge the "loss" is!And Liang Teng has no "loss" talent at all.If he really wanted to lose [-] million in cash, he would have no confidence at all.
Now you don't have to rack your brains to compete with the "system", just go around the "sealed source area" and get 3 million yuan smoothly.
It went so smoothly that even Liang Teng couldn't believe it.
Liang Teng stayed in "Nanbian City" for 4 days, and stayed for another 3 days after returning.
In the past few days after returning to this city, Liang Teng remembered the "ordered songs" he had agreed with Hua Yishan, but there were still two songs that had not been "delivered".
Liang Teng was afraid that when he got busy, he would not have time to care about these things.I quickly took the time to "copy" two suitable songs from my memory, sing them myself, and record the sound.
Also, for the sake of mystery, only half of the "Divine Comedy" for Hua Yishan was recorded, and the complete one was also recorded.
There are three songs in total, all of which are only a cappella recordings.
Although Liang Teng can also write the score silently, he finds it troublesome, so it is the most convenient to record a cappella like this.
It just took an afternoon and everything was done.Then, find out Hua Yishan who has already added "contact" from WeChat, and send all three songs to her.
Verbally, of course, there were a few polite words.If there is something you are not satisfied with, even if you bring it up, he will be responsible for changing it until you are satisfied... The service attitude is very good.
Of course Liang Teng was just talking casually.
The two newly added songs are also very popular and popular songs in later generations.have been tested by the market.Even if it is not as good as the three songs that sold 600 million songs before, it is still enough to amaze the audience.
Liang Teng deliberately lowered the level of the new song.
After all, five songs in a row have reached the "peak" state, which is a bit too amazing.
Three songs belong to the first line, and two songs belong to the second line, so it is easier for people to accept.
Besides, the other party didn't pay for the last two songs, and Liang Teng arrogantly allowed the other party to ask for a price... Naturally, the two new songs provided under such circumstances should not be too demanding.
Even so, Hua Yishan was already shocked.
Each of the five songs was "perfect" beyond her imagination.
right!She felt that the first song was so good.
Liang Teng consciously found two slightly inferior songs to "fill in the numbers".But song appreciation is inherently subjective and a matter of opinion.It just so happened that the last two songs he picked were particularly in line with Hua Yishan's taste.
Hua Yishan felt an inexplicable bitterness and emotion rising from the bottom of her heart even if she only listened to him singing a cappella with a timbre-like voice.
Hua Yishan specially called Liang Teng to thank him for writing the full soundtrack for her.
This was not a formulaic phone call to express her gratitude, but a pure heartfelt thank you to Liang Teng.
With so many of his classic songs in hand, Hua Yishan already has the strongest confidence in winning the "Best Original Music" award at overseas film festivals for the film she directed.
Confidence has grown to the point where "not being able to win the music award is not because the song is not good, but because the judges are collectively blind".
Liang Teng has no time to pay more attention to Hua Yishan.
Liang Teng and Wu Xia continued to be busy with the company's purchase of "office space" land.
Very busy.It is estimated that I will have to work for a few more days before I can officially go to the "Open City" without any worries.
Good news came from "Yan Qianyu" who was lurking beside Principal Liu's daughter Liu Xiaoni.
The "man-marking protection" measure that Liang Teng had drawn up early on had worked.
When Yan Qianyu called Wu Xia to report the situation, there was an extremely weird taste in his voice.
She had seen quite a few strange things in her life, but this time she was really completely frightened.
At the beginning, she didn't take the Liu Xiaoni car accident that Liang Teng "prophesied" very seriously, thinking that it was impossible for it to happen.
Due to Wu Xia's face, and what she herself promised at the beginning, Yan Qianyu had no choice but to succumb to the pressure, and ran to Liu Xiaoni's side to act as a "personal bodyguard" in a "pretentious" way.
At that time, Yan Qianyu comforted herself like this: It should be a short vacation of ten or eight days.I have a few days to completely adjust my status. After the "holiday" is over, I can continue to work as a 24-hour guardian of the eldest lady in high spirits.
As a result, on that night, Liu Xiaoni and her mother, Teacher Cheng Ying, went to the city to visit the night market at around 8 o'clock in the evening.
Although he always despised Liang Teng for "pretending to be a ghost", Yan Qianyu couldn't help but tense when he saw this scene.
Yan Qianyu was still a little unconvinced, and secretly thought to himself: The mother and daughter live in a town so close to the city, so it's normal to go out for a stroll at night when you have time.Why do I immediately associate it with the "car accident"?I blame Miss's current boss, that guy named "Liang Teng" who "brainwashed" me!That guy is disgusting!
Complaints belong to complaints, but subconsciously strengthened vigilance.
When the mother and daughter were shopping on the streets of the city until 9:10 p.m. or nearly [-]:[-] p.m., on a main road in a certain city, the two mothers and daughters were riding an "electric donkey" together, and they were driving normally...
However, there was a new energy bus that suddenly lost control abnormally. It suddenly deviated from its lane and hit the mother and daughter on the "eDonkey" directly.
At that time, Yan Qianyu's mind fell into a short pause of "a thousandth of a second".
The "car accident" really came as expected.
The "prophecy" of that nagging guy actually came true.
Such an event that violated the laws of nature happened right under her nose.
Fortunately, Yan Qianyu's physical fitness was extremely good. Even if the "shock" took away her "thousandth of a second" of reaction time, her reaction was still extremely fast.
From an outsider's perspective, there was absolutely no sign of any pause on her part.
Yan Qianyu also had an advantage at that time, that is, she was also strictly implementing what Liang Teng told her subconsciously, and she was very close to Liu Xiaoni.
Therefore, when Yan Qianyu witnessed the crisis befalling Liu Xiaoni, Cheng Ying's mother and daughter, she had enough time to take correct measures.
Yan Qianyu suddenly exploded like black lightning, and rushed up from the side at a speed that absolutely exceeded 120 per hour.
At that time, the "eDonkey" was driving in front, and the out-of-control bus hit from behind. Neither mother nor daughter realized the crisis behind them at the first time.
Yan Qianyu rushed up from the side, hugged Liu Xiaoni in her arms, and kicked Cheng Ying violently.
Just like that, Cheng Ying was kicked out of the "electric donkey" by her.He fell heavily on the right side of the non-motorized lane.
With the strength of that kick, Yan Qianyu's speed, which was affected by hugging Liu Xiaoni, suddenly exploded to the limit again, and rushed straight out with a "swipe".
After Yan Qianyu fell to the ground with Liu Xiaoni in his arms, he rolled on the ground several times, further away from the driveway.
It's too late, it's too soon.
The out-of-control bus ran straight over the overturned "eDonkey".
"EDonkey" fell apart in an instant!
……
Even after Wu Xia heard Yan Qianyu narrate the car accident that happened that night in a "straightforward" tone, she still felt "thrilling".
The driver of the bus was completely stunned.
He didn't behave like a driver with more than 25 years of driving experience.
Although it is a new energy bus, the driver is not used to it.But if you calm down, the difficulty of operating this bus is actually much lower than that of a bus that burns gasoline.
The old driver actually stepped on the "acceleration" pedal for 7 seconds in a daze.
7 seconds, it doesn't seem long.This is enough for the bus to rush straight for a distance of [-] meters with the madness of "tiger out of the gate".
Several electric vehicles have suffered.
In addition to the white "electric donkey" that Cheng Ying and Liu Xiaoni's mother and daughter rode, there were 3 black trams and 2 red trams were knocked down.damaged to varying degrees.
Liu Xiaoni's small white eDonkey suffered the worst loss. It fell apart and the whole car was completely scrapped.
In this serious car accident in her previous life, Liu Xiaoni died on the spot.Mother Cheng Ying stayed in the intensive care unit of the hospital for more than a month.
The drivers of the remaining 5 electric vehicles only had bruises and sprains of varying degrees.Because it was not the first to be directly rear-ended by the bus.Their injuries were minor and did not require hospitalization for observation.
Yan Qianyu's abilities were limited. At the moment of the car accident, she could only ensure the lives of Cheng Ying and Liu Xiaoni's mother and daughter.
For other tram drivers, I can't care so much.
But those people didn't need her special rescue either.
They were all survivors of the fatal car accident in the previous life.
Because of Yan Qianyu's attack, Cheng Ying and Liu Xiaoni's mother and daughter were miraculously "unscathed".
It hurts a bit to hit the hard ground.But no scratches at all.
(End of this chapter)
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