Invincible!

Chapter 83 Getting rich suddenly
Cultivating skills with a loan?

Li Xian was startled.

But then, something unexpected happened.

It seems possible.

When an economy is growing rapidly, loans are the best way to prevent wealth from shrinking.

At present, several thousand or tens of thousands of cultivation points may seem like a huge amount, but if he can quickly enter the Dao and achieve the core true teachings, then looking back at several thousand or tens of thousands of cultivation points will be nothing to be proud of.

Just like the Blood Spirit Powder, which was expensive and unavailable for purchase during his blood transfusion and marrow cleansing, it was already a daily medicinal diet that could be provided free of charge in the Great Luo Immortal Sect.

"Do you have connections?"

Li Xiandao.

"Have."

Qi Huo nodded and said, "Or rather, our Sun Chasing Society originally intended to support Senior Brother Li in this way."

She explained, “In our Sun Chasing Society, there are more than two hundred people. Of these two hundred people, less than 10% truly entered the society based on talent. The rest all come from prominent families. They are well aware that without the right opportunity, entering the inner sect is their life's limit. Some people even waste thirty years without any hope of entering the inner sect. The only way to achieve this goal is to rely on external forces.”

Li Xian understood her meaning: "Gather two hundred people every day to help me?"

This operating method looks familiar.

"Yes, we have elected three presidents and six vice presidents in total."

Qi Huo said, "And we have raised 41,000 merit points!"

What's the difference between the president and the vice president?

Li asked first.

"The president's earnings are distributed proportionally, and he must also take into account the development of the association and recruit members and talents for the association. The vice president's earnings are a one-time loan cooperation."

Qi Huo was quite direct.

"Therefore, the real significance of positions such as president and vice president is merely to facilitate the publicity of the Daily Sun Society and let outsiders know their relationship with your Daily Sun Society."

Li Xiandao.

"Yes."

Qi Huo smiled and said, "It's also a win-win situation. For example, I take 20% of the merit points collected by the Sun Chasing Society, which is equivalent to 8,200 merit points. As the Sun Chasing Society develops better and the merit points collected increase, these 8,200 merit points will gradually become 10,000, 15,000, or even 20,000..."

Li nodded.

The Daily Sun Society needs to use the names of these "prodigies," and they, in turn, need to use the Daily Sun Society to gain merit.

It was indeed a collaboration.

He no longer intended to act as the chairman and asked directly, "Based on a one-time loan agreement, how much can the Daily Loan Association provide me? What is the interest rate?"

"Senior Brother Li, won't you consider it?"

Qi Huo said, "With Senior Brother Li's talent and ability, the Daily Association is willing to give you 20% of the merit points to allocate. If it is a one-time merit point allocation... then it will be based on the annual income."

After she finished speaking, she added, "Of course, based on Senior Brother Li's performance on the Sword Fighting Arena, his strength is already among the top in the outer sect rankings, so we can give him 4,800 merit points."

Four thousand eight hundred.

A drop in the bucket.

"not enough."

Li Xiandao.

"This is true for most lending groups."

Qi Huo paused as he spoke, "Of course, since we are destined to meet, I am willing to show even greater sincerity. I can vouch for you and provide 9,600 merit points for Senior Brother Li. Moreover, after one year, Senior Brother Li will only need to pay 50% interest on 4,800 merit points, which is 2,400 merit points."

Most lending groups...

Li first pointed out the key words in her words.

"can."

He responded.

"Let's sign an agreement, and the funds will arrive in the account soon."

Qi Huo quickly replied.

Li nodded.

After the agreement was signed and the funds were received, Li Xian saw Qi Huo off.

Next, they used their identity tokens to search for lending institutions.

There are many similar lending groups throughout the Great Luo Immortal Sect. Depending on the creditworthiness of the disciples who borrow money, the loan amount is basically equivalent to an annual income or half a year's income, while the interest rates vary.

The percentages range from as low as 50% to as high as 100%.

It is indeed rare to find a group like Qi Huo that is willing to provide two years of income with unchanged interest.

He contacted more than a dozen of the fastest lending groups and applied to them one by one.

By this time, he had already gained considerable fame within the outer sect.

In particular, his record of defeating sixteen people in a row led many to believe that he had the strength to be among the top of the outer sect disciples, or even the top thirty-six. As a result, the quota he was given was four thousand eight hundred, and the approval process was very fast.

Li Xian verified each item and then went to his organization to sign the agreement.

At first, everything went very smoothly.

But after he signed with the fifth group, these groups somehow found out that he had already borrowed several times and changed their minds. Four of them raised the interest rate to 80% and 100% respectively, while the other two were only willing to lend for six months.

Mr. Li accepted all offers of assistance.

……

in the courtyard.

Li Xian looked at the number of merits on the token.

"Sixty-two thousand four hundred."

Get rich quickly!

Such a huge sum of money...

"Next, I can practice the Crimson Extreme True Body properly. Also, compared to Sword Qi Soaring to the Sky, I can practice Seven Star Life Pointing first."

Li Xian recalled the description of this secret technique: "There is great terror between life and death! By striking special fatal points, it triggers the stimulation of death on the physical body, causing the essence, energy, and spirit to explode, releasing power far exceeding the limit. This secret technique... can be integrated into the Heavenly Demon Disintegration Technique, combined with my physique that has been elevated to the highest level..."

Li thought for a moment.

If all goes well, he will soon activate "immortality," thereby greatly enhancing his resilience and recovery ability.

Just do it.

Li Xian quickly exchanged for the Seven Star Fate Points.

They also exchanged three Life-Protecting Pills, each worth one thousand merit points.

This elixir can keep a person alive even when they are on the verge of death.

Before one possesses the resilience of an "immortal body," this is the best elixir to counteract accidents that may occur when practicing the Seven Star Fate Pointing technique.

Otherwise, if you recklessly strike a fatal spot, you might actually die.

……

Li Xian diligently and assiduously cultivated his skills.

On the other side, in a quaint courtyard on the inner peak of Youying Peak, Yan Shui Rou's face was extremely ugly.

Bai Luo...

He actually rejected her!

Her two requests were directly rejected by Bai Luo, who was focused on cultivation.

This utterly disrespectful behavior infuriated her.

"A mere outer disciple... dares to humiliate me like this..."

Yan Shuirou felt a deep sense of frustration.

She glanced at Jiang Xiaoyu, who was still calmly practicing martial arts, and couldn't help but say, "Xiaoyu, stop practicing and come with me to think of a solution."

"There has always been a solution, but you just never use it."

Jiang Xiaoyu said calmly.

"Yes? What method?"

"You are a top-grade immortal seedling."

Jiang Xiaoyu said.

“I know, but Bai Luo doesn’t give me any face at all…”

"No, you're wrong."

Jiang Xiaoyu looked at Yan Shuirou and said in a deep voice, "You are a superior immortal seedling, born with spiritual veins. You can gradually draw the power of heaven and earth into your body and transform your mortal body into a foundation for the Dao. As long as you are willing to practice hard, entering the Dao will be almost effortless for you."

Yan Shuirou was taken aback.

"All your frustration, anger, and resentment stem from one thing: insufficient strength."

Jiang Xiaoyu said solemnly, "Think about it, if you were a core disciple of the Foundation Establishment Realm now, and with your superior spiritual veins, you could directly forge a superior foundation, why would you need the help of an outer sect disciple? With a single command, Bai Luo would come to pay his respects, overwhelmed with gratitude."

"Daoji...I..."

Yan Shui Rou was somewhat shaken.

"You've always gotten things wrong, putting the cart before the horse."

Jiang Xiaoyu looked at her and said, "It's better to rely on yourself than to rely on others."

"Then... what should I do?"

“If I were you, I wouldn’t waste my energy on such trivial matters. I will use my status as a top-tier immortal seedling to obtain maximum support from the Immortal Light Society. I will spare no effort, even if it means borrowing money to exchange for top-tier Qi Refining Pills, so that I can build my Dao foundation, enter the Dao Realm, and become a core disciple in the shortest possible time!”

Jiang Xiaoyu said, "Once you become a core disciple... everything you've experienced these past few days will be like fleeting clouds, and your so-called resentment and humiliation will be easily reversed."

Upon hearing what Jiang Xiaoyu said, Yan Shuirou quickly calmed down.

She had also fallen to the bottom; she was not a fool.

However, her experience with the fairy seedlings during this period caused her to become immersed in it and lose her way, which is why she has been living in a daze.

I was jolted awake by Jiang Xiaoyu's words, and coupled with the teachings and guidance she had given me these past few days through her diligent practice...

"Enter the Tao! Enter the Tao!"

(End of this chapter)