Unknown Intrusion
Chapter 43 20-Year Student Loan
Chapter 43 20-Year Student Loan
"Of course, textbooks and instruction are not free."
As Su Yu was pondering, Mr. Cheng bent down expressionlessly, pulled out a roll of yellowed paper, clapped his hands, and said with a serious expression, "This is the contract, take a look!"
Su Yu looked over; it was a piece of parchment.
Parchment, as the name suggests, is an expensive writing material made of sheepskin, which made Su Yu's heart skip a beat.
"These teaching materials are worth 3600 gold sea dragons!" No other words were needed; just one sentence was deafening, instantly causing Su Yu's expression to change.
3600 gold sea dragons. His father was a captain, earning only 100 gold sea dragons a year. It would take him 36 years of work to pay it back. Su Yu felt a little suffocated—this was too terrifying.
"Take a look first!" Mr. Cheng said expressionlessly.
Su Yu took a deep breath and looked at the terms carefully. The terms were very simple: students were essentially borrowing money from the Qing Teng Association. No interest was charged during the student period. Once graduated, the principal would be repaid at an annual interest rate of 3% within a maximum of twenty years. Early repayment was allowed without interest.
Su Yu continued reading, and his expression improved somewhat.
Each year's top student receives a 30% tuition reduction, which is 1080 Jin Hailong's father's 10 years of hard-earned money!
The percentages for the second seat are 25%, the third seat is 23%, the fourth seat is 21%, the fifth seat is 19%, the sixth seat is 17%, the seventh seat is 15%, the eighth seat is 13%, the ninth seat is 11%, and the tenth seat is 9%!
"Song Qiongyao, we have paid 360 gold sea dragons for you!"
Very good, another 10%. Su Yu understood that even if she had made some connections, she might still need the chief's approval to proceed with the process. Therefore, she rounded up the waived amount and returned it to herself.
"2160 Gold Dragons remain!"
"Each course has a graduation system. Those who achieve excellent results in the graduation exam and receive an A will receive a 10-gold sea dragon scholarship!"
Su Yu calculated that there seemed to be 11 courses, so he could remove 110 Jin Hailongs at once.
"The government provides a subsidy of 10%."
"It's 360 Jin Hailong again."
The remaining amount cannot be reduced further, totaling 1690 gold sea dragons.
Of course, there are other courses, but those courses still have new tuition fees.
What a heavy burden this has accumulated over the years!
"Su Yu, will you sign?" Mr. Cheng asked solemnly as Su Yu was thinking. Behind him, Qiaoqiao tugged at his sleeve. Both of them saw it, but neither of them spoke.
If they were commoners, they would naturally shout, "How dare you make me pay so much tuition! This is a heinous crime! When I'm rich, I'll kill your entire school!"
But Su Yu naturally didn't think that way. He simply asked, "I heard that a professional sea monster gets dozens of gold coins for each attack?"
“I can answer that question. In terms of legal profession, the minimum cost is 10 gold sea dragons,” the woman began to speak.
"I understand. I'm not yet 18 years old, so I don't need a guardian's signature?"
"Professionals enjoy all rights and bear all responsibilities!"
"One hundred and ninety-one royal decrees; your signature makes it legal."
"Understood!" Su Yu signed without further hesitation.
"Congratulations, Su!" Both of them looked much better, and the lady smiled even more: "Alright, you can take the textbook back and look at it later. I have something important to announce next."
"The school's investment in you goes beyond these textbooks; it also includes free magic scrolls!"
"I have a list here, you can choose any of them, but remember, you can only choose for free once, and next time it won't be free."
"Based on your individual talents and inclinations, I will recommend what suits you... but it's just a suggestion; the choice is ultimately yours."
"I advise you to be cautious in this regard."
Mr. Cheng put on his glasses and held an old book with a faded leather cover in his hands. Judging from the thick pages, it must have been over a thousand pages.
This is just a list?
Su Yu felt difficulty breathing, yet also felt incredibly at ease.
The sheer amount of knowledge they could gather, even if it was just magic tricks, speaks volumes about the depth and sophistication of their school of thought.
"I choose to purify the filth."
Cheng Qiaoqiao made her choice without even looking at it.
Mr. Cheng opened the catalog. At the top of the page were titles listing the names of the magic tricks, below which were pictures and brief descriptions.
Su Yu checked them one by one, but was not very satisfied with any of them. Actually, he originally wanted to choose "Strike the Undead" - that was a very practical trick.
The evil spirits here are almost rampant. Who wouldn't need to learn a targeted spell? Before my rebirth, I worked as a janitor for my boss, and the most common problem I encountered was dealing with evil spirits, without exception! Moreover, the evil spirits are more tenacious than I imagined, or perhaps there's something wrong with the sunlight here, so we need a more convenient method.
"The power of the courtyard is useful, but it's not suitable for exposure."
“But now, Song Qiongyao has given me the Blazing Beam, which is a more refined version of the same type of spell. It would be foolish to choose the same kind.”
What are you looking for?
"It's for reconnaissance purposes!" Su Yu said confidently.
"From page 65 onwards, for a total of one hundred pages."
Su Yu searched for a long time before finally settling on one – “Magic Vision”, which allows him to observe the spirits of the dead and even other people within a 20-meter radius.
"You chose Magic Vision, why didn't you choose to fight the necromancers?" Mr. Cheng asked.
"Because I already have a similar spell, Blazing Beam, which was given to me by my classmate Song Qiongyao, so I want to choose a scouting spell!"
There was no need to hide this matter; in fact, it should be brought to light as soon as possible. So Su Yu took the opportunity to speak out.
"smart people."
Before Mr. Cheng could even comment, the lady nodded repeatedly: "Ms. Song is a discerning person, and your choice is spot on. This is arguably the most practical magic trick, simple to learn, effective, and inexpensive."
"With such foresight, you should have a bright future."
Hearing the praise, Su Yu could only smile shyly, but Qiao Qiao pinched him.
"Okay, please wait a moment."
After Su Yu made her choice, Mr. Cheng clapped his hands gently to attract her attention.
"Now that you've made your choice, come with me for a tour."
"As the director, I still have the privilege of leading people on tours."
"But this is only between us. Keep it a secret from others, or they'll be unhappy."
Mr. Cheng spoke these words with a calm smile, filling the entire classroom with a heartwarming sense of care.
"Director Cheng, you've really made a name for yourself this time, haven't you? You've stood up straight!" the woman said with a smile.
"What do you mean by straight or not? This is a matter of dignity, Xiao Chen. Didn't you get mocked last time too?"
"That's not a subject our class excels at..."
"I've finally managed to regain some dignity, so of course I should be happy. I'm leaving now."
As they were talking, Mr. Cheng finished organizing the catalog, and instead of beckoning to Su Yu, he walked directly into the corridor.
Cheng Qiaoqiao and Su Yu followed.
The corridor was quiet, with no students in sight.
The windowless corridor echoed with the inorganic footsteps of the three, creating a sense of confinement.
"Su Yu?"
"Yes!" Su Yu responded instinctively.
"No, it's nothing serious, no need to make a big fuss."
"By the way, things haven't been peaceful at your place lately?"
Mr. Cheng's sudden concern surprised Su Yu, but also made her feel comforted.
There's nothing surprising about this.
Since his two rebirths, Mr. Cheng has been the best to Su Yu... He almost treats him like a son, or maybe a son-in-law?
After hesitating for a moment, Su Yu nodded decisively.
“Yes, there are creditors pressing for repayment at home, but I suspect it’s all fake.” Su Yu couldn’t show that she knew everything, so she said in the tone of a 14-year-old: “I know my father, it’s unlikely that he would borrow money from those kinds of people.”
When you encounter difficulties, seek help. Even crows and cats and dogs understand this; there's no need to be pretentious.
"I see." Cheng Shenxing nodded knowingly. "Actually, your father is a good person. Don't blame him for this."
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(End of this chapter)
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