Xiaomi Heavy Industry, its first entrepreneurial venture!

Chapter 4: How Much Have You Said? (Please Read and Seek Data, First Update!)

The reception room is simple but not messy, which is unique to science students and is usable.

What should be there is there, and what shouldn’t be there is not there.

After waiting in the reception room for a while, the door was pushed open from the outside. A middle-aged man who looked to be about 40 years old and wearing a white down jacket poked his head out of the door.
"Mr. Lin, Mr. Lei wants you to come over."

Lin Yi stood up with his briefcase and followed the middle-aged man with steady steps.

Look around from time to time.

You know, on the Internet later, this place was the legendary Flower-Fruit Mountain.

This is where all the chaos begins and it's a must-see.

The two stopped in front of a door at the end of the corridor. The middle-aged man raised his hand and knocked. When he heard a voice saying "Come in" from the room, he gently pushed the door open, turned sideways, and raised his hand to invite Lin Yi in.

Lin Yi walked past the middle-aged man and entered the room, and the door was closed the moment he entered.

The room was completely dark, with only a tiny sliver of light coming from the opposite wall.

There seemed to be a window there.

With this tiny bit of light, Lin Yi, who had adapted to the darkness, could barely see the layout of the room.

There should be cabinets on the left and right sides, and opposite is a desk, which is empty and clean.

There is an empty chair in front of the desk.

Behind the desk, a humanoid creature was vaguely visible sitting.

At this moment, the lights in the room suddenly came on, the orange light made the room still dim.

However, it allows people to barely see the face of the person opposite them.

Behind the desk, Lei Jun crossed his legs, holding a wilted red rose in his right hand, playing with it gently.

At the same time, his eyelids drooped and his gaze was fixed on the red rose, as if this red rose was the most dazzling treasure in the world.

His whole posture looks lazy and full of the aura of a big boss.

Seeing this, Lin Yi couldn't help but roll his eyes.

This is clearly an imitation of the famous gangster movie The Godfather.

He was not in a hurry. He just walked over quietly, sat down on the chair, and watched the person opposite him show off quietly.

He wanted to see who would give up first.

So, neither of the two people in the room spoke. One was admiring the red roses, and the other was watching others admiring the red roses.

After about 10 minutes, Lei Jun couldn't hold it anymore and turned his gaze away from Hong Meigui and onto Lin Yi:
"If you want to borrow money, you should go to your relatives, the bank, or a loan shark. Why would you come to me? I'm a poor guy with no money."

"You have money!"

"I have no money!"

"No, you do!"

The person opposite had a firm expression, as if he was sure that he was rich.

Lei Jun was suspicious that he owed the other party money.

But he thought about it for a long time, even suspecting the parallel universe, but he still couldn't figure out where he owed the other party money.

He simply didn't want to dwell on this issue any further, so he gently waved the hand holding the red rose: "Let's get over this topic. Why do you think I would lend you money?"

"I don't want you to feel it, I want me to feel it!"

Lin Yi remarked on Master Huang's greasy remarks, then let out a sigh:

"I think we should talk about something more normal!" After these words came out, Lei Jun on the opposite side was stunned. He wanted to ask if what he asked just now was not a normal topic?
But when he turned his eyes, he saw the other person's determined expression.

She pursed her lips, turned around, placed the rose on the table, and clasped her hands together:
"So, how much do you want to borrow?"

When asking this question, Lei Jun showed a faint smile on his face. He was planning to start a business again, and at the same time, he also wanted to learn about investment.

If the young man could convince him, the loaned money could be considered an investment.

The next second, he saw the person opposite him stretch out his right hand with five fingers spread out.

500 million?

There should be more than that!
When the pig farmer asked me for financing, I only offered 1000 million, but he raised 1000 million US dollars in the next investment.

That guy's company is doing very well now. If I had been willing to pay more money back then, he would be my senior employee now.

Pity.

If this young man has a good idea, even if he only wants 500 million, I can raise his offer to 5000 million.

As these thoughts flashed through his mind, Lei Jun heard a firm and steady voice from the other side:

"5 billion!"

The next second, the man imitating the Godfather could no longer sit still and jumped up from the leather chair:

"How much do you talk?"

After jumping up, he realized that he had lost his composure and sat back down. The playful smile on his face disappeared, leaving only a cold expression.

He placed his hands on the desk, clenched his fingers, and asked word by word:
"Young man, do you know how much 5 million is?"

"I know!" Lin Yi nodded calmly.
“按照央行去年12月23日公布的2.25%基准利率计算，5个亿的一年期定期存款利息是1125万。”

"And because of the financial crisis, interest tax has been suspended, so you can get 1125 million directly."

"But considering that 5 million yuan is a large amount of money, most banks will have large-scale fund savings agreements."

"The interest rate can be 3% to 5%. We calculate based on the median of 4%, which is still 2000 million."

"If you go through the private lending route, if you're ruthless enough, you can get as low as 24%, and if you're even more ruthless, you can get as high as 36%."

"If we calculate based on the wages in your hometown, the monthly salary of an average dual-income family is about 4000 to 5000 yuan."

"Based on 5000 yuan, 500 million yuan would require a family to go without food or drink for 100,000 months to save this amount."

"I know exactly how much money this is, so I came to you."

"At this point in time, there aren't many people who might lend me such a large sum of money, and you're the most likely one."

After listening to Lin Yi's long speech, Lei Jun raised his hand and clapped gently. The sound of applause echoed in the dim room.

The applause died down, and his voice rang out: "So, Mr. Lin, how much interest are you willing to give me?"

“24%, or 36%?”

"No interest! Because I only borrow for 15 days!" Lin Yiyu was determined to shock people. After saying this, he stared at the man with his eyes narrowed and continued:
"I know you are confused about the future of the company you founded, and what I have in my hand can help you."

"That's why I dare to come to you and ask you for money without any reason, and I'm sure you will lend me the money."

As he spoke, Lin Yi opened his briefcase and took out his master's degree certificate, degree certificate, and graduation photo taken by the school.

Put it on the table and gently push it across from Lei Jun:
"The road ahead will be more difficult than Joyo.com."

"Do you want to repeat the mistakes of Joyo.com?"

(End of this chapter)