I'm in the county town, and you say I'm a big shot?
Chapter 99 Scalpers "Selling Deposits"
Chapter 99 Scalpers "Selling Deposits"
"President Fang? I'm Huang Feihong from Chow Tai Fook Jewelry Store."
With a Fujian accent.
Once Upon a Time in China?!
Fang Qingye suddenly thought of Huang Huifeng, the bone-setting expert in the TV series "Love Apartment", who spoke an extremely unpleasant Fujian dialect.
Anyway, the names of jewelry stores all tend to have the surname Zhou, such as Chow Tai Fook, Chow Tai Seng, Chow Liu Fook, etc.
He had seen Huang Feihong before. He was the owner of Zhou Baifu Jewelry Store.
Boss Zhou is also one of the major customers of Nanxin Branch. He has a lot of loans and deposits, but he has a very good relationship with Su Ming.
It is said that this is a big client that Su Ming poached from another bank, and he usually has little interaction with Fang Qingye.
"Boss Zhou, is there anything wrong?" Fang Qingye asked.
"President Fang, I'd like to make a personal deposit in your bank to help boost your performance. I wonder if President Fang will give me this opportunity?"
"Boss Zhou, you helped me. What about President Su? He also has a deposit task." Fang Qingye asked.
Fang Qingye knew it clearly.
A group of employees are looking for relatives and friends. Now there is a saying circulating in the banking industry:
If one person works in the bank, the whole family will be busy; if one person works in insurance, the whole family will be shameless; if one person works in securities, a large number of people will be trapped; if one person sells funds, the whole family will worry...
But those who have some power, like Su Ming, basically look for business owners. They are all big lenders. I lend you a loan, and you help me at the critical moment. That's what I should do.
Zhang Qunying from the Credit Department is expected to follow this path as well.
In fact, Fang Qingye also took this route, but before he could make the call, the person who came to help had already called him.
But Xia He seems different.
From what Xia He said, her target is Huijing, and she doesn't need to compete with Su Ming and others for the personal deposits of these business owners.
Huang Feihong is Su Ming's friend for many years and they also have a personal relationship, so he cannot cross the line.
But on the other end of the phone, Huang Feihong said in his extremely unstandard Mandarin:
"I'll naturally find a way to help President Su, but President Fang, your matter is also very important. My personal abilities are limited, so I can only help you deposit 100 million."
One million, is that too much?
"Boss Huang, I'm really sorry. I have completed my personal task. I will see if there are any colleagues who need help. Don't worry, I will remember your kindness." Fang Qingye said.
"Okay, okay, President Fang, you are the future of the Dongfang Branch. I will have to rely on your help in the future." Boss Huang said on the phone.
"Easy to say. Easy to say."
After hanging up the phone, Fang Qingye shook his head.
There are rumors circulating privately in the unit now that Fang Qingye is very likely to take over Xia He's job in the future.
Now Xia He spares no effort to promote and cultivate Fang Qingye, and it is heard that the leaders of the municipal branch and provincial branch also appreciate him.
With someone above you, everything is easy and seniority is not a problem.
Huang Feihong is ready to invest in himself!
Fang Qingye picked up the thermos cup again.
The employees of Dongfang Bank's Nanxin Branch spent the entire month of December in a state of excitement.
Not only the employees, but also their families are on edge.
Fang Qingye completed the deposit task very quickly, so he felt very relaxed. In addition to his daily work, of course he would not forget to drive to the industrial park every few days to check on his mining project as long as everything went smoothly.
When he got home from get off work this afternoon, his mother Zhang Meili, who had never cared much about his work, took the initiative to ask him about this matter.
"Xiao Ye, I heard that your bank is trying to get all employees to deposit money?"
Fang Qingye knew that her mother worked in the same office at school, and Teacher Chen's husband also worked in the Nanxin branch, so she probably told her mother about this.
But I only realized it now, and it was too late. So he replied: "Yes, I was assigned an 800 million task."
"Ah?! Your senior female bank president really takes good care of you! Does she really think of you as the bank president?!" Zhang Meili frowned.
"Don't tell me, President Xia really has this idea." Fang Qingye said.
I have nothing to hide from my mother.
"I always feel that your senior schoolmate, the bank president, is a little too nice to you, you guys..." Zhang Meili said, and began to look her son up and down again.
"Mom, we don't have anything." Fang Qingye quickly stated: "Besides, she has a husband."
"You won't divorce me now that you have a husband?!" Zhang Meili blurted out, suddenly feeling something was wrong.
How could I say this to my son?
"Okay, okay, I don't care about your business. You should know your limits." Zhang Meili waved her hand, then suddenly thought of something and asked again:
"By the way, Xiaoye, can you complete the deposit task? How about transferring some of the family savings to you?"
"I have completed the task. Most of you have regular deposits. If you withdraw your money now, all the interest will be lost. It's such a loss." Fang Qingye declined.
"Okay." Zhang Meili sat on the sofa, cracking melon seeds and watching TV again.
"Mom, you don't cook?" Fang Qingye was a little surprised.
"Your father has a social engagement tonight and won't be home for dinner. I'm on a diet, so just some fruit will do. What do you want to cook?" Zhang Meili answered while watching TV.
"What about me?!" Fang Qingye asked back unhappily.
"You? I cooked more lunch and left some for you. You can heat it up in the microwave yourself." Zhang Meili glanced at him and said.
Me@#¥¥%
Fang Qingye didn't know what to say, so he walked into the kitchen and took a look at the leftovers from lunch. It was not what he liked.
I’m not eating anymore, I’m going out to eat.
Fang Qingye turned and left the kitchen.
After leaving the residential building, Fang Qingye didn't drive. He braved the cold wind and headed out of the complex to a restaurant on Changle Road called Mama's Private Kitchen. Their shredded ginger pork was paper-thin and stir-fried with shredded ginger. It was a delicious dish, paired with a bowl of white rice, and it was Fang Qingye's favorite.
He walked down the street with his neck hunched, and when he passed a residential compound, he suddenly saw Zhang Rong standing at the door chatting with a curly-haired old lady.
"10!" Zhang Rong said in a low voice.
"Then you can't get it, at least 30 !"
"Aunt Liu, so tall?!"
"Xiao Zhang, do you know what time it is now? It's almost the end of the year and all the banks are competing to attract deposits. We are old acquaintances, so I'm giving you this price that others can't get!" said the aunt.
"Aunt Liu, please, can you please give me less? I need 50 yuan, and I'll have to personally put in 1500 yuan! I didn't complete my tasks last month, I didn't get my performance pay this month, and now I have to pay another 1500 yuan. How am I going to make ends meet?"
At the end of the speech, Zhang Rong had a sad face.
Fang Qingye knew that Zhang Rong was using his own money to buy deposits.
Now all major banks attach great importance to the deposit amount indicator, and the deposit quotas allocated to their branches are also increasing year by year.
There are policies from the top and countermeasures from the bottom. Bankers can always achieve their goals in various strange ways.
"Selling deposits" is one way, and it has even formed an industrial chain.
As the saying goes, a gold rush benefits shovel sellers. When banks increase deposits, it benefits the scalpers who sell deposits.
The million-level quotas assigned by branches can all be handled by small scalpers. These scalpers are not companies, not that prestigious, they may be uncles or aunts in the neighborhood, and some banks call them "liaisons."
Each of them has millions of dollars in funds and usually works as a "fund dealer" in various banks, securities firms, and places where bridge loans are needed.
Aunt Liu is one of them!
But Fang Qingye didn't expect that
基本上是月末“万3”到“万6”,季末“万10”到“万20”,但现在已经看样子已经涨到万30!
If I help you save 30 yuan a month, you have to give me yuan!
(End of this chapter)
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