My Lord, you need to stand up!

Chapter 212 I am not a millionaire, I am a wholesaler of millionaires

The director is here to help solve practical problems: "I've been doing sales all over the place this year, especially in Jiangsu, Zhejiang, Shanghai, and eastern Guangdong. I've met many salespeople, sales representatives, and businesspeople from Hong Kong, Macau, and Taiwan. I've heard them talk about many other people's more advanced and practical real estate experiences, but of course there's also a lot of dross. We absorb and learn from them with the attitude of serving the people. Thank you everyone."

The crowd really applauded.

In the era without the Internet, the information that schools of architecture and design institutes could access were all kinds of outdated documents that were circulated around, and occasionally a few picture albums.

Very closed.

Then let’s hold a meeting to discuss the matter.

Before the establishment of this real estate company, the entire Jiangzhou main urban area had a population of nearly two million, and the residential areas built and renovated were approximately 400 million square meters.

Compared with Shanghai, which is famous for its multi-generational living arrangements, the current per capita living area is 4.1 square meters, which is actually similar.

Still quite cramped.

The biggest problem, of course, is that except for those old houses that have some property rights, these four million square meters are basically distributed under the welfare housing system.

It is easy to imagine how difficult it is to change such a large residential model.

So three years ago, the province approved a 400-acre land development plan and opened up several plots in the urban area to attempt comprehensive real estate development.

Weidong sat at the conference table and stretched his neck to look at the regional distribution map hanging on the wall. It was obvious that last year when he, Li Erfeng and Goudan sent Shen Laosan to the hospital, they came out and saw the new houses around the Post and Telecommunications Building, including the house they were renting now. They were all the result of this wave of comprehensive development.

In essence, it is still welfare housing distribution by relevant units.

Only this newly established real estate company is now preparing to sell the newly built houses.

The key is how to sell it.

According to the currently calculated construction cost price, even without considering the land price, the first batch of people who try it out will not make any money, and the cost per square meter is about 300 yuan.

Wouldn't a 30-square-meter space that can accommodate a small family cost around 10,000 yuan?
People with a monthly income of 10,000 yuan are all known for their wealth and should be advertised with great fanfare. How many people can afford such a house?
Where can we find hundreds of people with a monthly income of ten thousand yuan?

Even if someone has suggested the idea of ​​installment payments, what if you don’t repay the loan on a monthly basis?

When even the Industrial and Commercial Bank of China had just been established and there was no sign of China Construction Bank, people still thought of banks as just savings banks.

There is no concept of a credit reporting system at all.

What's more, the sale of the house has just begun. If someone doesn't repay the loan after buying the house with a loan, will they be kicked out of the house?
In the 1980s, everyone felt that such a thing should not be done, and would probably be scolded to death by the people, as it would be a serious mistake.

And what about the money that has already been paid in advance?

So it is very troublesome to actually implement it.

They have all reported to the city leaders.

Instead, Weidong explained over the phone that he built the houses as a company and sold them to his employees, so the money would be deducted from their wages.

There will be no problem of not repaying the loan.

Everyone is very excited.

But some people were confused: "But aren't these houses being built by companies?"

Weidong was speechless: "Can't the company buy the property first and then sell it to the employees? Or can the company be the guarantor of the loan and collect and repay the loan on their behalf?"

Everyone applauded immediately: "This experience from Hong Kong and Taiwan is really useful!"

This is fucking intelligence!
Then they started scratching their heads over which company should take the risk, because if the policy changed in the future, or if this plan was not chosen after the trial, or even if the idea of ​​real estate privatization was denied, it would be difficult to clean up the mess.

The construction company said that their workers did not have such strong purchasing power, and the down payment should be at least one or two thousand, which they could not afford. Moreover, even if they paid in installments for ten or fifteen years, it would still cost fifty or sixty yuan per month. Wouldn’t that mean they would have to starve to death?
Several state-owned enterprises said that it would not be a problem for us to buy it, but it would be difficult to sell it to employees.

It is difficult for everyone to change their mindset, especially after waiting in line for ten years and finally getting their own housing, but now they suddenly have to spend money to buy it. The employees must be furious.

It is even more difficult for government agencies to buy, and those within the system are even less willing to take this policy risk.

Let Weidong look at the map and photos. There are 180 new residential buildings of 30 to 40 square meters, a total of five buildings, all six stories high and neatly arranged.

They are concentrated within a radius of about one kilometer from the central area of ​​the Jiangnan District intersection. They are the latest buildings built after being approved by the Economic Development Zone. Even if they are demolished in the future, they will definitely be valuable.

Let's do some simple math: "If a bank loan is available to us, I can buy it and sell it to my employees at the original price. Since our entire cash flow is currently going towards building our own house, we can only afford a 10% down payment at most. The construction company or bank can monitor the entire process. If I don't make any money, my family won't want it either."

It's probably just over 10,000 yuan per unit, with a down payment of 180,000 yuan, and then you can slowly pay back 1.6 or 1.7 million yuan, and the interest is not high.

He would never take out a loan to do business, but there was no problem with this kind of loan to buy a house, and he really bought this house for his employees.

If he wants to have his own house, this big boss won't live with all the gossipy employees.

The scene immediately erupted in warm applause.

The bank immediately made a decision: "As long as the enterprise is the guarantor, we will have absolutely no problem!" Just like You Qili was able to easily get a loan of 1.2 million, the bank is now desperately lending money to earn performance.

Everyone breathed a sigh of relief, but also became curious: "Your company has only been in operation for a few months, right? The camera factory is not in Jiangzhou. Can the employees afford it?"

Let Weidong look through the photos. "The sanitary napkin factory started production at the end of May. At that time, there were skilled women who could earn 30 yuan a day. Production was stable in June, July, and August. We also had to control the employees from working too much overtime. There are more than 800 people in the Jiangzhou factory who can earn 500 yuan a month. Many of them live in the illegal shantytowns behind Jiangzhou University. We originally wanted to transfer some of them to Jiangnan District to serve as the backbone of the new factory's production. It shouldn't be a problem."

Five hundred yuan!
The whole conference room was in an uproar.

It is almost ten times the current income of ordinary urban workers!
Are private enterprises so profitable?

The construction company was the boldest and immediately asked if they could introduce family members to work there. The others were not so direct, but they all had something in their eyes.

The city's secretary coughed twice to control the situation: "Is this income reasonable?"

Rang Weidong explained: "First, we try to give as much profit as possible to the frontline workers. Our company's profit isn't very high, especially the wholesale price we offer to the National Supply and Marketing Cooperatives, which is almost free of profit. But for our employees, especially those at the grassroots level, we advocate for more pay for more work. You can give it a try. Just roll it into a roll and wrap it like a White Rabbit candy for a penny. A monthly salary of 500 yuan means rolling 2,000 pieces a day, with Sundays off. It's pure physical labor."

The urge that I had just been eager to introduce people to work for me has now dissipated a lot.

So tiring.

How could a capitalist possibly support idlers? "Actually, according to our agreement with the Municipal Bureau of Industry, we're going to install fully automated production lines in the new factory, but that means thousands of jobs will be lost. We'll follow the city's policies. Our advantage is stable sales. We can sell everything we produce right away, so our employees can live a relatively comfortable life. The monthly mortgage payments of fifty to one hundred yuan won't be a problem."

The bank was completely reassured, so it urged the city to sign the delivery as soon as possible and try to complete the entire matter before the end of the month.

Let Weidong make it simple: "If necessary, the formalities and funds for the company's purchase can be completed today. What's left is to supervise the employees' purchase of houses, or need a festive occasion for employees to move in? It can all be completed tomorrow or the day after tomorrow."

The bank was so happy that they immediately notified the government to start the formalities, and the city secretary also hurriedly called to report the situation.

Everyone was amazed that with the participation of private enterprises, things became much simpler, more direct and easier.

I'm just worried that it's easy this time, but what should I do next time?

After all, this is only six or seven thousand square meters, and the task given by the city is to start from 30,000 square meters in the first year, and no less than 100,000 square meters every year thereafter!

Where can we find so many "future ten thousand yuan households"?

As a result, Weidong called Shen Cuiyue to explain the situation. Jianghu girl immediately said that it was no problem and waited for her response.

By the time we had finalized the transaction rules for "loans to purchase existing properties," the other side had already called back, and three or four hundred employees had signed up to apply to buy homes!

In addition, a considerable number of employees who were not on duty were rushing to the office after hearing the news.

Some are even impatient and want to go to Jiangnan District immediately to see the new house.

Only those who have lived in dark and damp shanty towns and illegal buildings for a long time can understand the endless desire for brand new buildings.

The factory now has a stable salary of 500 yuan. With a down payment of 1,800 yuan and a monthly payment of more than 100 yuan, there is absolutely no problem paying off the balance in ten years.

Although the old factory is more than ten kilometers away from here, as long as we move to the new factory in the future, it will only be two or three kilometers away. We can completely get rid of our original living environment and become real urbanites.

This has led to many new employees who joined during the boom period of the past two months having to sell everything they have and borrow money to make a down payment to buy a house.

When Shen Cuiyue used the factory's three trucks to pull herself and a large group of employees over, it was said that hundreds of people were still rushing over by bus!

The production of the entire factory was almost paralyzed.

Weidong used to think that the salaries of these old ladies were too high and he had to find a way to control them. Now he feels that the old routine of having to pay five social insurances and one housing fund, as well as being burdened by mortgage payments, still makes some sense.

Otherwise, it is said that people in this suddenly wealthy and dilapidated factory area have become keen on playing mahjong and gambling.

Everyone in the city was shocked by this strong purchasing power.

Relevant departments were immediately assigned to coordinate and maintain the scene, and the newly established TV station was also to film the event.

Weidong simply drove them to the new factory construction site so that everyone in the real estate construction and development company could see the scale of the construction here. He also called away the hundreds of people from the moving company who were still trying to integrate into the construction site, and drove more than a dozen cars to the new residential area.

Let the staff who have just joined the moving company take a look at the "rich and powerful" "company seniors", they are really like aunties passing by!

They almost got into a fight over the 180 houses.

Finally, the boss, Weidong, held a borrowed bullhorn and urged everyone to give him some respect and not let anyone laugh at him. "The real estate development company can just develop a new property near Jiangnan University... and they don't have to move to Jiangnan District."

The president of the real estate construction and development company also quickly said that there was no problem, and that there were indeed relevant plots of land near Jiangda that could be given priority for construction.

This was the only way to calm down the noisy scene of hundreds of thousands of ducks quacking.

But in the end, the purchasing rights were secured through a lottery.

Jiangzhou TV station of course filmed the entire historical scene of the "ten thousand yuan households" collectively buying houses.

(End of this chapter)