American Entertainment: Taylor Swift wrote a song for the beginning

Chapter 90: Stud Poker is also a kind of wisdom (please subscribe)
It's like a security, short selling, is that what it's called?" Ryan didn't know how to describe it.

He had come up with this idea when he was looking at houses with Taylor before. It was obvious that there were major problems in the review and issuance of subprime loans, but the entire industry chain, including rating agencies, investment banks, and even real estate agents, turned a blind eye to this problem for the sake of immediate interests. This issue will not be expanded.

"Kid, what you did is no different from throwing money into the water. You can not trust yourself, but you have to trust the rating agencies. There are experts there who are proficient in mathematics and finance. You are just a... high school student, and you have failed a grade." Taylor's father smiled slightly.

I am back to school after taking a leave of absence...I really don’t understand financial mathematics, but I understand human nature.

Seeing that Ryan seemed to be serious, Taylor's father advised: "House prices have been rising for 30 years. Congress, the President, and the Federal Reserve will not sit idly by and watch real estate prices fall. In addition, house prices are still at a low point so far, and their potential has not been fully released."

"If you put it that way..." Ryan groaned.

“I want to invest more.”

"Well, I may not be able to persuade you, and it's time for you to learn some lessons. You want to bet on falling house prices? There is a most exciting security called CDS, credit default swap. In short, after banks issue real estate loans, they will buy insurance to avoid large-scale bad debts. CDS is linked to this insurance. If it really goes as you said, you can get dozens of times the profit."

How many?

One million, multiplied dozens of times...

Quite exciting!

"But, if the house price drop you said did not happen and people did not default on their mortgages, then not only will you not make any profit, but all the money will be wasted. What do you think? This is a game for the brave. Are you willing to participate?" Taylor's father said lightly.

He deliberately chose the investment method with the highest return and the greatest risk, just to make Ryan give up.

"Dad, how can we let people invest like this?" Taylor muttered immediately.

"Right, finance is not a game, it's a battlefield where real money is bet, you have to think it through." Taylor's father nodded, thinking that Ryan was just acting on impulse. Young people write a few songs, suddenly become famous, and become inflated, thinking they are great. Everyone goes through this age.

"Since the risk is so great..." Ryan changed the subject: "I want to put most of my cash in it!"

"Ryan...is this really okay?" Taylor smiled awkwardly: "I know you make money easily, but..."

She didn't say any more.

"Not just me, Taylor, you can also try to shoot some." Ryan followed.

"We are not planning to let her get involved in any investment at the moment," Taylor's mother said immediately.

"Ryan, you can't invest all your money!" Taylor's father issued a direct warning this time.

Under the strong persuasion of Taylor's parents, Ryan was only allowed to invest $100,000 in CDS, and Taylor's father would help Ryan buy it.

Ryan didn't say anything, but as soon as he left Taylor's house, he started contacting the investment manager of the bank where he had deposited money.

"Yes, CDS, just buy this. No matter how much you have in your account now... then take out 80% of it." Ryan said.

If this money was earned by his hard work, Ryan would never do it. But now, even if he loses all the money, even if the sense of sight never appears again, Ryan can still make one million next year with the existing four songs and nightclub performances. This is the confidence of his investment.

There may not be much difference between one million and two million, but the difference between two million and tens of millions is huge.

Under certain specific conditions, All-in is also a kind of wisdom.

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"What do you want the money for? Are you short of money?" Terry was curious about Ryan's thoughts.

"So how much savings do you have?" Ryan continued.

"There's not much left. My dad's illness..." Terry seemed a little worried.

"How much is a little?" Ryan asked.

"What do you want to do? Ryan, you can't... show me your arm." Terry immediately raised her hand and checked Ryan's arm. She breathed a sigh of relief when she found there was no needle hole.

"No, did you go to Atlantic City or Las Vegas?" Terry suddenly thought of something.

"I've been to Las Vegas, but that was just for performances." Sensing that Trea would never invest, Ryan looked at Daddario who was sitting diagonally opposite him.

"Don't look at me, my pockets are cleaner than my face." Daddario immediately shook his head.

In fact, she had saved some money with Ryan over the past few months, but her financial situation had not been ideal before.

The two said goodbye to Trae, and Daddario drove Ryan home in the Navigator that Taylor had given him earlier.

"By the way, I haven't asked you about the results of the audition?" Ryan thought of something.

"Don't ask anymore." Daddario sounded annoyed, obviously he failed the audition again. I'm relieved. Ryan thought, if Daddario is gone, where can I find such a spherical assistant?

"Why do you insist on being an actor?" Ryan suddenly asked.

"Because I only know this and I only want to do this."

"What about your family? What do they think?"

"They...don't have any opinions." Daddario hesitated before speaking.

Ryan felt there was something hidden, so he asked more: "What do your parents do?"

"My mother used to be a prosecutor in New York and is currently a lawyer. My father... is the head of the counter-terrorism department of the New York City Police Department." Daddario spoke slowly.

Ryan never expected that her parents were so prominent, and her grandfather was a member of the Connecticut House of Representatives for twelve years.

Then Daddario began to narrate how she made a guest appearance in her first TV series at the age of fifteen, and dropped out of high school to become a professional actor. She was the eldest daughter in the family, and her parents did not approve of this decision. She had a big fight with her parents over this and has not been home for two years.

"You have a really stubborn temper." Ryan shook his head.

After a while, they arrived downstairs of the apartment building. Under normal circumstances, Ryan would go upstairs directly, while Daddario would park the car and then go back to his own residence. But today, Daddario seemed a little abnormal tonight.

"I'll go up with you."

"Is this another new mission from Taylor?"

Daddario parked the car, then looked back at Ryan: "It has nothing to do with her."

Ryan shrugged, and it was clear that Daddario had something to say.

The two returned to the apartment together, and Daddario visited Ryan's bedroom, only then did he see several photos of Taylor on the bedside table.

"She put it here on her own initiative and asked me to say good night to the photo every night." Ryan shook his head and laughed.

"She's really interesting, but I can feel that she really loves you," said Daddario.

But what was in her heart was something else entirely: But she had misjudged him!
Having been with Ryan for a long time, she knows too well what kind of person Ryan is. He says one thing to your face and another behind your back. He is lustful, has no bottom line, does not like to wear an umbrella, and is a scumbag who lies to women!
"What would you like to drink?" Ryan walked towards the refrigerator.

"I can do it myself." Daddario stood up on his own initiative.

"What are you afraid of? I won't drug you."

"That doesn't matter. But aren't you bored if I don't respond?" Daddario fiddled with the ends of her hair and gave Ryan a seductive look, but her expression wasn't quite right, which reminded Ryan of the Husky again.

Then she stood up and took out two bottles of Dr. Pepper from the refrigerator. Then she sat on the sofa, took off her shoes, curled up her legs, and finally patted the seat next to her and asked Ryan to sit next to her.

Ryan walked right around and sat on the sofa on the other side.

"Just tell me what you want to say. I have to get up early tomorrow," Ryan said.

Get up early to watch the opening ceremony of the Olympics.

Daddario looked around and said, "It's so hot here." He pulled his collar to fan himself.

Even Ao Mei knows how to use wine to liven up the atmosphere, but you don't know how to do that at all. Ryan was too lazy to talk nonsense with her and asked directly: "You want me to introduce you to an opportunity?"

Daddario nodded sheepishly. She was really out of options now, so she had to resort to this last resort.

"Come here." Ryan waved at her.

Daddario immediately moved closer and when she got closer, Ryan realized that her breathing was very rapid. She must have been in a psychological struggle for a long time.

When Ryan raised his hand, Daddario closed his eyes nervously.

But the expected "hands-on" did not come, and when she opened her eyes, she found that there was no one around her.

Weird guy, Daddario thought.

In her expectation, Ryan would not be able to control himself. After all, he would glance at her at least twenty times a day. It was impossible for him to have the desire but not the courage to do so.

Daddario leaned back, leaning on the backrest, deep in thought...

(End of this chapter)