I have a debt of 3 trillion, and my creditors are begging me not to die.

Chapter 47 Why do you want me to take out a loan again?
The filming of "Her" has come to an end, so Yang Chen accelerated the script writing of "Dying to Survive" and arrived at the company to start work before nine o'clock, which was rare.

When it was almost half past nine, five bank presidents came to see Yang Chen.

ICBC President Li Jun smiled and said, "Mr. Yang, your slimming drug is released at the perfect time. I see many people are looking to buy it online. Why don't you release more of it?"

Yang Chen smiled and replied: "The production capacity of Jiangte Pharmaceutical Factory is limited, and I also need to create an atmosphere where the medicine is hard to come by. The auction on Friday night may fetch a high price, so I naturally can't release too much stock now."

Merchant Chen Tao laughed and said, "Look, I said that the production capacity of Jiangte Pharmaceutical Factory can't keep up."

"Mr. Yang, of course we have to seize the opportunity when there is a profitable project. Jiangte Pharmaceutical Factory does not have enough production capacity, and Sihai Healthcare can build its own factory to expand productivity." Li Jun said with a smile.

Yang Chen replied: "We don't have the money to build a factory, and if we build a new pharmaceutical factory now, we don't know when it can be put into use. It's a bit uneconomical."

Zhang Qiuming from CCB immediately said, "Haha... As long as Director Yang nods, these are not a problem. This is also what Deputy Mayor Wang meant. Several of our banks will lend you money to buy the Jiangte Pharmaceutical Factory and expand it on the basis of the Jiangte Pharmaceutical Factory. It will definitely be put into use within a month. Don't you still want to sell drugs abroad? If you don't solve the problem of insufficient production capacity in advance, what will you give to foreign agents in the future?"

Yang Chen realized that they were here to tempt him to take out a loan again.

"I just paid off the loan I signed, and you want me to take out another loan? I've been busy all day, but my debt hasn't decreased. When can I reduce my debt ratio to below 50%? No, no, I'll just stick to the current basic situation, complete the gambling agreement, and get 67% of the equity before talking about other things." Yang Chen said.

Wang Baoguo of the Agricultural Bank of China analyzed: "Mr. Yang, if you want to reduce the debt ratio to below 50%, you don't have to reduce the debt. You can also increase the total asset value. Let's take Sihai Health as an example. Before the weight loss drug came out, it was worthless. It was given away for free, and others still disliked it because it had too much debt. But now? Once this weight loss drug comes out, it is worth at least 50 billion. This is not an exaggeration, right? As long as the total asset value of Sihai Group increases, even if the debt is still 3 trillion at that time, the debt ratio can be controlled below 50%. Don't you think so?"

Hey?
Don't say it yet, don't say it yet.

This idea seems to be correct. The liabilities remain unchanged, the total assets increase, and even the liabilities increase. However, as long as the total assets increase, the debt ratio can indeed be reduced to below 50%.

Yang Chen laughed loudly, and said, “Aren’t you guys afraid that I’ll become the second Wang Sihai, and that my business will become too big and eventually collapse?”

The five bank presidents burst into laughter.

"How can Wang Sihai be qualified to compete with you? Does he have your investment ability? Does he have your scientific research ability? None of them!" Li Jun said with a smile.

Zhang Qiuming from CCB said, "Mr. Yang, you don't have to think about anything. Just focus on investment and research and development. Just nod your head and we will work with the municipal government to handle the rest. However, you have to pay a little interest on this loan. But we will give you a huge discount, calculated according to the three-year deposit rate. Is that good enough?"

Generally, when a company applies for an unsecured loan from a bank, the annual interest rate is about 10%. The current three-year deposit rate is 1.95%, which is indeed a huge discount.

Now that banks have an excess of deposits, it would be a great pleasure to get a stable interest rate of 1.95%. After all, the loan is more than one billion yuan, and the total interest income is quite considerable. It is better than keeping the money in the bank and having to pay interest to depositors.

In fact, what several bank presidents said is correct. Once the international market opens up, Jiangte Pharmaceutical Factory’s current production capacity will definitely not be able to meet market demand.

Moreover, breast enhancement drugs will soon be put into production, which requires higher production capacity. It is impossible to rely on the current Jiangte Pharmaceutical Factory to meet the production capacity requirements.

The technologies rewarded by the system are relatively mysterious and advanced, and there is a risk of leaking secrets if you randomly find an unfamiliar pharmaceutical company to cooperate with.

So, after some consideration, Yang Chen nodded and accepted the suggestions of several bank presidents.

"Haha...Okay! Director Yang, just wait for our news. We will work together with the municipal government to negotiate with Huang Wenbiao and try to help you settle the acquisition as soon as possible. Let's go and not disturb Director Yang's work." Li Jun said with a smile. Several bank presidents nodded and stood up to say goodbye to Yang Chen.

Chen Xi walked in and asked, "Director Yang, Manager Chen called to ask if we want to operate today?"

Yang Chen shook his head and said, "I won't trade A shares today. I will clear all the Bald Eagle stocks tonight. I will talk to a few bank presidents tomorrow. We will transfer the money from our foreign accounts to them, and they will transfer it to us according to the domestic exchange rate. We are about to harvest foreign capital. If the movement is too big, it will be troublesome for our accounts to be regulated. It is safer to put the money in the pocket."

Chen Xi nodded, and immediately went back to the office to call and convey Yang Chen's operating instructions to Chen Chao.

At half past eleven, Chang Sheng came over to invite Yang Chen to go to the State Guesthouse for an appointment.

The two of them came to the box, where 12 academicians had been waiting for a long time.

After some greetings, everyone sat down and ate and chatted.

"Mr. Yang, do you have any new projects now? Is there any chance for us to cooperate?" Li Rende said with a smile.

"President Li, stop joking. How can we be qualified to cooperate with Longke Institute?" Yang Chen said with a smile.

"Hehehe... Mr. Yang, don't be too modest. You can come up with things that we can't research. Your strength should not be underestimated. This is what I think. We can cooperate with each other. You can research and produce results, and we will be responsible for applying for domestic and international awards. We can also use resources to commercialize the research results. Isn't that wonderful?" Li Rende said with a smile.

Yang Chen put down his chopsticks with a smile, and said seriously: "Can I understand that you are taking advantage of our research results for free?"

Wang Dawei, a chemical expert, immediately said, "Every day, many people want to register their scientific research results under our name, but we are not willing to look at them. If Mr. Yang can cooperate with our Longke Institute, consumers will have more trust in the quality of your products. We are helping Mr. Yang make money to pay off his debts."

Although this may not sound pleasant to the ear, it is indeed true.

The identity of an academician is a symbol of authority. If you can write your name after the name of an academician, it would be worthwhile even if you give away your scientific research results for free.

This is the same effect as if an ordinary person wrote in his resume that he had worked for the number one company in the industry. The employer will look at him with higher regard.

Yang Chen smiled and said, "Thank you, I don't have any special ideas about reputation. If the academicians want to cooperate fairly with our research team, I will welcome it very much. That's all I have to say, you should understand what I mean."

It would be impolite to say anything more. I can't even eat my meal.

Li Rende said with a smile: "What a pity, your achievement could have won the Nobel Prize. Without our recommendation, you would not have been qualified for the selection."

Just then, a lady's voice suddenly came from the door.

"Who said I'm not qualified? If you don't recommend it, I will!"

(End of this chapter)