Shadow Empire

Chapter 405 Can’t reach an agreement

In this world, when you are in trouble and need help, there are only a few people who are willing to lend you a hand.

On the contrary, there are more people who step on you when you are in misfortune.

I don’t know who leaked the news that Jinda Bank is currently not doing well, but it is very likely that it was someone from other banks.

Banks also aim to make profits.

If Mr. Jobav's Jinda Bank is indeed facing financial difficulties, then it will be a new "feast" for these banks.

The depositors of Jinda Bank and the goods that Mr. Jobaf had to mortgage at a low price as soon as possible in order to fill the hole were all coveted by major banks.

Even if Mr. Jobaf can get through the current difficulties, they will find a way to take a bite out of him in mortgage lending.

If he...can't make it, then that's even better!

Not only can they obtain the collateral at extremely low prices, but they can also gain a large number of depositors and achieve performance growth. No matter what, they will never be losers!
With such thoughts in mind, naturally they would not stop, and soon rumors that Jinda Bank had run out of money began to spread even more wildly.

Mr. Jobaf's base is composed of these imperial immigrants and illegal immigrants, who do not trust federal banks. This is why the business miracle of Jinda Bank and Mr. Jobaf came into being.

But now, this miracle seems to be coming to a halt.

More people began to ask to withdraw their deposits. The bank’s door was already crowded with people. People were waving their deposit and withdrawal receipts in their hands, with a look of anxiety and even fear on their faces!
There are also some homeless people waiting to withdraw money. They are also loyal customers of Jinda Bank because anyone can deposit money here.

Whether it is a person with an identity or a person without an identity.

Many reporters have gathered around, and they are all waiting for the opportunity to interview Mr. Chobaff. At this time, Mr. Chobaff has realized that he is about to be finished.

He can only place his hope on the mayor, this is his last chance!
The mayor, lying in his hospital bed, listened to everything he said, including his request, and finally shook his head and said, "I'm sorry, Joe, I can't do this."

"All the funds for the infrastructure projects you invested in have been transferred into the project accounts. Even I can't take them out."

"You should understand how tight the construction party is with the money, and in the absence of other funds, I must also ensure the interests of urban development first, rather than my own interests."

"If you can find someone to take over these projects, I can help you transfer the rights."

Mr. Jobaf's idea was to see if some of the money invested in urban construction could be diverted. Obviously, the mayor just lost, not became stupid.

Even if he loses, these infrastructure projects are real political achievements. At least they can ensure that although he has no chance to advance further, he can live a stable life until retirement.

Moreover, to him, Mr. Jobaf was just someone who helped him pay the bills. He didn't care what would happen to Mr. Jobaf in the future. He himself was already in this state, so why would he care about others?

Looking at Mr. Jobaf's desperate back as he left, the mayor actually felt heavy-hearted.

He knew very well that the problem Mr. Jobaf was facing now was the same problem he was facing, and there was no solution to this problem.

If you win, you take it all; if you lose, you have to admit defeat.

Political struggles have always been so cruel.

It was sunny and windy a few days ago, but a few days later, there was a violent storm and it seemed that the world was about to be destroyed under the dark clouds!
"So, he has no chance of turning things around now?" Lance listened to people talking about Mr. Jobaf's situation. This has been the hottest topic in the Empire District in recent days.

Because all the major banks have taken over Jinda Bank, when Mr. Jobaf wanted to mortgage his valuables to other banks, they only gave him a very low credit limit.

For example, some artworks were originally worth tens of thousands of dollars, but after being appraised by banks, they were only worth ten thousand yuan. A 20% to 25% decrease in value is hard to find fault with.

After all, the price of art is not like that of gold. Major banks do not pressure the price when exchanging gold. After all, they do not accept it, and there are many places that purchase it at market price.

But others whose prices may be controversial become worthless.

Now the gate of Jinda Bank has been blocked, and the entrance is full of people waiting to withdraw money.

No matter how much money he made outside, it would be put into the pockets of those who took out the money in a moment. This path in his life had come to an end.

Bolton sat in the corner, also feeling quite sad.

In fact, other people may not feel more about the names "Jobaf" and "Jinda Bank" than he does, because those were the names that he was not even qualified to look up to!

Previously, at the gathering outside the Cathedral of Saint-Neuer, he had tried many times to get close to Mr. Jobaf, but was always stopped by his assistants or bodyguards.

They looked at him as if he were trash, as if telling him that he was just trash and had no qualifications to get close to Mr. Jobaf!

In Bolton's eyes at that time, Mr. Jobaf was the representative of the federal dream, not even just one federal dream, but the representative of two, three, or even ten federal dreams!
But now, he is on the verge of bankruptcy, and the person he once looked down upon seems to be becoming successful.

He lowered his head and said, "I heard that this is the case. People say that people from other banks are besieging him. There is a high probability that he will not be able to hold on."

Lance nodded slightly, "Let someone pay attention..."

Before he could finish his words, Kolinda knocked on the door, pushed open the office door, and poked her head in, "Mr. Jobaf wants to see you."

Lance didn't expect that the other party would come directly when they were talking about Mr. Jobaf.

Erwin glanced at Lance, then stood up. Everyone else in the room stood up, and Lance nodded, "Let him in."

Mr. Jobaf had no other choice. If he had any other choice, he would not have come to Lance.

He watched many people coming out of Lance's office, straightened his clothes a little to avoid looking too disheveled, and then pushed the door open.

Lance sat behind the chair and didn't even stand up. He didn't let Mr. Jobaf sit down, but just let him stand there.

He didn't even ask for coffee or anything.

"I need your help, Lance."

Lance didn't say anything, just continued to look at him, so he had to continue, "I need some money."

The two looked at each other for a few seconds, and Lance shook his head slightly, "Mr. Jobaf, you see, you have been calling me by my name since you came in."

"How can I help you if you don't make me feel your respect for me?"

"Perhaps you think... I am a bit too much, or even a bit too calculative, but you forgot that when you hired the Wolf Gang, the last bit of friendship we had was gone."

"Now that you come to beg me, you need to have an attitude of begging me, understand?"

Mr. Jobaf's face was pale and he looked very haggard. He had not been able to sleep at all in the past few days.

As soon as he closed his eyes, the thought of bankruptcy came to his mind. He felt angry and helpless that all his efforts and hard work over the years had gone down the drain, so there was no color on his face.

But even so, it became rosy at this time, but then began to turn white again.

It was as if there was a magician hiding under his face, who could perform a magic trick of changing colors.

After a while, he hunched over, bent down, lowered his head, and stared at his toes. "Mr. Lance, I need your help."

Lance nodded slightly, "I've heard a lot, Mr. Jobaf, it's hard for me to lend you money at this time because you can't pay it back."

"And even if I lend you some money, you can't actually change anything."

"Your credit has collapsed. Even if you make up for all the losses now, you have no chance of recovery."

"If I were you, I would hide some of my valuables right now and declare bankruptcy."

"At least this way you will have a secure living in the future, and you won't have to look for a new job at your age."

Mr. Jobaf's pale face began to turn red again, and it was unclear whether it was because of shame or some other reason.

"I want to borrow some money," he repeated the thought.

The two looked at each other for a moment, and Lance frowned, "Do you have anything you can pledge?"

He nodded. "Antiques, artworks, real estate."

Lance thought for a while and said, "I don't know much about antiques and artworks, so I can't make a deal with you in this area, but real estate is OK." "I want the house in your bank, as well as your villa and manor."

Mr. Jobaf's face turned pale again, his lips moved, and finally he said "no problem".

There couldn't be any problem with him, because he still wanted to hold on a little longer, he felt that he might be able to solve the current problem!
Considering that they were all from the same country in the Empire and had a good relationship before, Lance gave him 40% of the price, which was already very high.

Although he also knew that the price offered by Lance was very low, he still wanted to thank Lance, at least Lance was willing to lend him money.

The manor, villa and house are estimated to be worth about 300,000, a total of 120,000. 120,000 is not enough to solve his current problem.

Lance has a mortgage contract here. If Mr. Jobaf cannot pay back the money, Lance has the right to take away his house.

At the moment of signing, he hesitated a little. After all, these things represented all his success over the past few decades, especially the bank building.

But now, he really needs the money, even though it doesn't seem like much.

Finally he signed his name on the documents and put his fingerprints on them, and Lance had someone get the cash for him.

He quickly took the money and left without looking back.

Erwin asked Lance if this would make his situation any better?

Lance tells him that this will only make the situation worse!

In fact, no bank has any particularly good way to deal with a bank run, because the reasons given by depositors to withdraw their money are reasonable and legal.

You can't refuse them, no matter what the reason is. As long as you refuse, people will panic. This is why Mr. Jobaf is trying to resist even though he knows it is impossible!
If you fight back, maybe you still have a chance. If you don’t fight back, you really will have no chance at all!
After he became powerful, he went directly to the bank with the cash and deposited the money in front of people. However, as Lance said, this did not solve any problems. Instead, it made the person who withdrew the money even crazier!
Even if he asked the tellers to tell people who were withdrawing money that if they did so now, not only would they be charged high fees but they would also not be charged interest, it still couldn't stop people's desire to withdraw money.

No one knows how long he can hold on, but what people know is that he can't hold on for much longer.

Lance didn't pay much attention to him. He just asked Lawyer Robben to be prepared to transfer the three properties to his name at any time.

For several days, the issue of Jinda Bank's inability to redeem deposits became more and more serious, and even the mayor, who was lying in bed, began to pay attention to the matter.

He organized multiple government departments to follow up and investigate the matter, and while lying on the hospital bed, he did not forget to tell reporters that he would do his best to ensure people's interests.

It was at this time that the talks among the five major families began.

The meeting took place in the Kodak family's casino. The Kodak family may be the only force that did not suffer any consequences in this "turmoil". Although they also betrayed everyone, they did not do anything more excessive.

To this day, the Kodak family still believes that they are "neutral" and not biased towards the mayor, so they took on this part of the work.

In fact, the city has become turbulent during this period, and their casino business has also become much worse.

No one wants to travel or visit a dangerous area, and Golden Harbor City is not the only city with legal casinos.

Tourists who come here to gamble and travel at the same time are actually the mainstream group in the casino.

Now that this group of people don’t come to avoid danger, the casino business will naturally become less good.

Alberto and Francisco arrived early in the morning. Bandy also saw Francisco. He took the initiative to come over and expressed his condolences and regret for Paul's murder, while trying to persuade Francisco to stand on his side.

"The city is in chaos and everyone is tired, both us and those at the bottom. It's time to get everything back on track."

"I believe that after this incident, people will believe more that it is the right thing for us to do together."

"Don't let the momentary hatred cloud your mind. Understand what we need!"

Francisco did not make any statement, and Alberto responded, "We will consider it."

Seeing that the two men were obviously unwilling to cooperate, Bandy actually didn't have any better solution. They all believed the mayor's lies, but they didn't expect to fail in the end.

Otherwise, there would be no need for him to say anything to such a young man.

"In short, people want peace and this is an opportunity."

After he finished speaking, he smiled, turned around and left, because the people from the Keane family had arrived, and he was actually more willing to communicate with the people from the Keane family than with these people.

The war between the Keane family and the Bear Gang also came to an end. The Bear Gang had already begun to leave Jingang City, and they did not chase after them.

Both sides suffered heavy losses. If the fight continued, it would be against the interests of the family. Their war with the Bear Gang ended here.

They also yearn for peace to make up for the losses during this period.

Watching Bandy lobbying around the leader of the Keane family, Alberto retracted his contemptuous gaze.

The next people to come were the Tita family. Sarifu did not look well. His arm was in a cast and hung around his neck, and there were many scratches on his face.

Rumor has it that he was almost killed in the previous gunfight, so he was the most angry!

When he saw Alberto, he came over, greeted Alberto, and then looked at Francisco.

"I am deeply sorry for your father's death and I hope you have come to terms with the grief."

He glanced at Bandy who was lobbying the Keane family, and a look of disgust appeared on his face. "Kid, I haven't been to college, so it's hard for me to help you in this regard."

"The only thing I can teach you is to never forget hatred. Once you forget hatred, you will no longer be yourself!"

"Remember the hatred, and then take revenge, this is what we should do!"

"If it weren't for those bastards Cassia, our situation wouldn't be so bad, and Bandy and his people!"

"They betrayed us, they don't deserve to be forgiven!"

Alberto nodded and said, "We have no intention of reconciling with them. Many of us have died. We can't just stop because they say so."

After hearing this, Sarifu nodded repeatedly, "Yes, yes, you are right."

"Why should we start when they say to start, and stop when they say to stop?"

"This war will never end unless we rip that bitch's head off and kick it like a ball!"

The outcome of the talks seemed to be foreshadowed even before they began.

The Cassia family was the last to arrive, and it seemed that they knew they were annoying, so they showed up last.

The moment Rick appeared, Sarifu stood up suddenly, grabbed the teacup at hand and threw it at Rick.

Rick dodged and cursed, "Are you fucking crazy?"

Salifo reached into his arms, but his gun was left outside. He cursed "Fuck" and rushed over to fight Rick, but was immediately pulled away by Bandy and his men.

"calm down……"

"You want me to calm down?" Sarifu pushed away the people blocking his way. "Let me tell you, in this city, either he or I can survive!"

"Talk, talk your mother off!"

As he said that, he kicked the door open and walked outside.

Alberto glanced at Francisco, then stood up and walked outside.

"You guys are leaving too?" Bandy's face showed some dissatisfaction.

If Sarifu can vent his anger here, it is because although the Tita family suffered heavy casualties, the overall framework is still there, and as long as the money is in place, they can quickly gather a new group of people.

So why doesn’t the Pasletto family talk about it?
Paul, a very authoritative man, died, and the family fell into civil strife. In Bandy's opinion, they were the ones who most wanted peace talks, and they even wanted to stabilize and solve internal problems more than he and the Keane family.

Alberto raised his chin slightly and looked at him. "It's not that we can't talk, but we have to talk with guns and bullets, not with our mouths!"

(End of this chapter)