Rebirth 2010: I taught Mr. Lei how to make a mobile phone

Chapter 929 After a good meal, let's go to battle!

On one side is a giant "ant" that brings together 68 top investment institutions, tens of thousands of employees, and a valuation of up to $3000 billion—it is not just a company, but a behemoth symbolizing the combination of capital and technology.

On the other side is the Beyond Group. With nearly a thousand people involved both online and offline, and a budget of only 50 billion RMB, they are about to launch a battle that is like a mantis trying to stop a chariot.

"As everyone can see, from any perspective, this is a war with a huge disparity in strength."

Chen Mo stood at the front of the conference room, his voice steady, "The advantage does not lie with us."

He paused briefly, his gaze sweeping across the entire room, before continuing, "But if victory or defeat could be determined solely by paper strength, then many battles in history would never have been fought—and our China would probably no longer exist!"

"So why are we fighting this war?"

Chen Mo clicked the controller, and a complex financial risk transmission diagram appeared on the screen:
"Once Ant Group successfully goes public, the stock market harvest will just be an appetizer."

The true outcome has already been predicted: high-leverage loan defaults → huge losses for financial institutions → systemic risk outbreak → ultimately, all bailout costs will be borne by the entire population.

"This risk transfer does not happen directly, but is achieved through an extremely complex financial chain and systemic transmission—ultimately triggering a major economic recession, mass bankruptcies, soaring unemployment, and severely impacting the lives and incomes of every ordinary person."

This is a unified conclusion reached by the Tianji Pavilion economic expert team after countless deductions.

Upon hearing this, everyone looked at Li Yining, who was sitting to the side—the chief economic expert of Tianji Pavilion, and nodded solemnly.

"When an avalanche occurs, no snowflake is spared—except for those who were already on their escape arks."

"What we need to do next is to cut off this risk transmission chain and bring these fintech giants under strict regulation."

The core objective is singular: to stop the risk at its own level and at the level of professional investors who voluntarily bear high risks, making them personally reap the consequences of their own actions.

Chen Mo slammed his fist on the table.

The attendees looked solemn and nodded in agreement. They were all core members of the Other Shore Group and were well aware of the mission they had shouldered since the group's inception.

Plans like "The Horse Has Now Subdued" and "Should It Stop?" seem to have no direct connection to the other side on the surface, and some people might even think they are "a dog trying to catch a mouse."

The listing of a competitor in a core sub-business may have an impact, but how far and how deep the impact will be remains unknown.

But no one questioned Chen Mo's decision.

This inevitably reminded them of the Korean War decades ago—the same disparity in strength and the same clear-cut stance.

For some reason, after listening to Chen Mo's words, a feeling called "faith" quietly rose in their hearts.

It was a belief in protection.

If Ant Group's IPO plans ultimately fail, the potential impact on its future development will be enormous.

Therefore, from both a public and private perspective, and from both a moral and rational standpoint, this battle must be fought and won!
When the meeting ended, Chen Mo glanced at the clock on the wall: it was a little past eight o'clock in the evening.

He smiled slightly, his tone becoming more relaxed: "Today has indeed dragged on for quite a while, everyone must be hungry. I've prepared some food and drinks upstairs, shall we have a bite together?"

A dozen minutes later, the rooftop sky garden appeared.

Amidst the artificial hills and flowing water, a sumptuous feast is laid out.

Chen Mo picked up the 56-degree Red Star Erguotou that had been prepared beforehand and personally poured the wine for each attendee.

When it was each person's turn, everyone looked solemn and held their glasses with both hands—they understood that this was a toast from the boss to bid them farewell.

After pouring a round of drinks, Chen Mo raised his glass and said:
"This is a war that belongs to the people!"

"Throughout history, those who stand on the side of the people have always been victorious."

"And what we need to do now is: eat our fill! drink our fill! And then—"

His gaze was piercing, and his voice suddenly became resounding:

"fighting!"

An hour later, we were full and satisfied.

Chen Mo poured everyone one last cup, but did not let them drink it:

"I'll owe you this drink for now."

He surveyed the entire room, speaking slowly and deliberately:
"Let's raise a glass again—and drink to victory—on the day Ant Group's IPO fails!"

"Alright!" The crowd responded in unison, their fighting spirit surging.

Setting down his wine glass, Chen Mo's gaze was intense:
"I hereby announce: The Other Shore 'Horse Has Been Done' Project - is officially launched!"

With a single command, the all-out war that the other side had been preparing for for half a year officially began.

The next day, July 7st.

The forces that had been building up on the other side for so long began to slowly surface. As planned, public opinion took the lead. Zhang Changfa's offline expansion team and Chen Tong's information-based team were the first to advance.

The first phase was internally referred to as "storytelling".

Over the past six months, the "All-Out Attack" project has systematically recruited individuals with financial backgrounds to infiltrate multiple partner microfinance companies and banks, conducting in-depth investigations into the actual risks they bear and the methods they use to transfer those risks in their partnerships.

The aim is to conduct an in-depth investigation into the actual risks borne by these institutions during the cooperation process and the means by which these risks are transferred.

Meanwhile, highly trained elite members disguise themselves as borrowers, partners, and even former employees, infiltrating various online and offline communities to collect real cases and evidence of violent debt collection, exorbitant interest rates, and inducement to borrow.

All collected intelligence and information went through a rigorous organizational process: first, it was initially collected and screened by grassroots personnel, and then it was consolidated and preliminarily summarized.
Then it was transmitted to a specialized "Naval Information Unit" for systematic statistics, organization, and multi-dimensional classification;
Ultimately, this processed information is broken down into smaller parts and precisely distributed to the "Other Shore Navy" execution units deployed on various platforms.

Since mid-July, a highly coordinated multi-platform public opinion campaign has been fully launched.

On almost all mainstream online platforms such as Zhihu, Weibo, Baidu Tieba, Douban groups, Mop, and Douyin, a large number of "user voices" with the same theme but different details have emerged.

This content typically uses personal experiences or stories from people around them to concretely expose the misconduct of relevant financial institutions, for example:

On Zhihu, a Chinese Q&A website, the question "How do you evaluate the violent debt collection practices of a certain debt collection agency?" is filled with detailed descriptions of harassment of family members, forgery of legal documents, and personal insults.

Under the Weibo hashtag #UnveilingTheTrapOfAdvanceConsumptionAndLoans#, numerous "users" shared screenshots of loan contract traps, calculations showing actual annualized interest rates several times higher than the national regulations, and various experiences encountered during the repayment process.

Douyin/Kuaishou: Short videos spread stories with stronger emotional impact, such as "A video explaining how my life was ruined by loans" and "The exposed phone recording of a debt collector".

Douban, Tieba, and Mop: In groups and forums, various discussion posts of "insider revelations" and "victims' testimonies" are spread in a more community-oriented way.

Although these meticulously planned "mini-essays" vary in specific details, they share a highly unified core theme: to create a strong public consensus through a large number of seemingly independent case narratives, to expose and amplify the risks and drawbacks of cooperating financial institutions, and to create a favorable public opinion environment for subsequent actions.

Since these cases are all real, many netizens spent a lot of time trying to prove or disprove them, only to find that these things online were actually true, which was actually more effective.

At the Beyond Science and Technology Park, the meeting room next to Chen Tong's office has been temporarily requisitioned by him and has become the 'Ma Yijinfu' information command center.

After a week of preparation and setup, Chen Tong, as the commander of the first information war, transformed into a master of rhythm, not going all out from the start, but rather taking a slow and steady approach.

"Boss Tong, Weibo has started blocking our accounts."

"Change the number of accounts and continue to test Sina's blocking limits, thus creating a protracted response."

"understand!"

What about Kuaishou?

"No abnormalities reported at the moment."

Okay, keep an eye on it!

"Yes!"

Two days later, in the operations room, Chen Tong pushed open the door and clapped his hands, drawing everyone's attention:
"Everyone, prepare to move on to the second phase."

Everyone present immediately understood the instructions, nodded in response, and then performed their duties, starting up like precise gears.

If the first stage of "storytelling" is based on in-depth research and intelligence to build a narrative framework, then the core of the second stage of multi-dimensional attack is to shake existing perceptions by "reasoning".

One day in late July, the news leaked from several core financial forums and WeChat groups.

Initially, it consisted of several analytical articles from well-known independent research institutions, which circulated among core financial forums and professional WeChat groups.

Deconstructing Ant Group: The Financial Core and Regulatory Arbitrage of a Tech Unicorn

"Prosperity Under High Leverage: An Analysis of the Risk Transmission Mechanism in the Ant Group Model"

The content is filled with complex model architectures, obscure technical terms, and dense data citations—any discerning person can tell at a glance that this is an "internal dialogue" aimed at the financial circle.

These articles, like pebbles thrown into a deep pool, circulate silently in the emails and group chats of securities analysts, fund managers, and industry researchers, without yet causing a ripple among the general public.

However, some astute observers have already picked up on a signal: several chief economists, who are usually cautious in their pronouncements, have added unusually cautious comments when forwarding these reports.

A few days later, the wind direction began to shift subtly.

More analytical reports have emerged, with increasingly sharp perspectives, pointing directly to the financial substance and regulatory arbitrage opportunities beneath Ant Group's "technology" facade.

Discussion forums on platforms such as Xueqiu and Tonghuashun have begun to see a surge of voices questioning its valuation as a bubble.

At the same time, a series of in-depth analyses written by senior financial scholars and analysts began to spread on platforms such as WeChat public accounts and Zhihu:
Ant Financial: Tech Unicorn or Shadow Banking Behemoth?

Decoding the Source of Ant Group's High Profits: Financial Leverage Operating Outside of Regulation

Blind Spots of Systemic Risk: Hidden Concerns in Ant Group's ABS Model

These articles have been cross-verified by professional readers in the fields of economics, finance, and the internet. Due to their solid data, calm arguments, and clear logic, they have gradually built up credibility.

The real turning point arrived quietly a week later.
(End of this chapter)