Rebirth 2010: I taught Mr. Lei how to make a mobile phone

Chapter 845 Since Yun was born, why was Silent born? (Part 1)

"Chen Mo, you've done all sorts of good deeds!"

"Mr. Ma, what makes you say that?"

"You know perfectly well what you did!"

"I don't know, but I know exactly what you're doing. Didn't you say you weren't interested in money before? Stop now, Teacher Ma!"

Ant Financial's push for an IPO is no secret, but can it really stop just because it wants to?

However, Old Ma was too lazy to explain to the young man and could only respond with a "hehe".

"Yes, yes, just smile like that, and so many media outlets, both domestic and international, will be filming."

We'll see about that.

This is the brief conversation between Chen Mo and Jack Ma when they shook hands.

Before coming here for the meeting, Lao Ma looked at the performance report of Huabei. Just like stocks, it had been falling continuously. He knew that Peng Lei was trying her best to find a solution, but he also knew that the functions of lending tools were basically the same, except for the difference in interest rates.

Huabei's previous leading position was simply due to the large user base of Alipay, coupled with the hype surrounding the concept.

Now that the concept has been found to have loopholes and can no longer be promoted, micro-loans have even staged a "siege of Bright Summit" drama, and even the Huashan faction (360 Finance), whose stance has never been firm, has begun to take the opportunity to hunt them down.
The proportion of Alipay's Huabei service has dropped from its peak at the beginning of the month, from 52% to 41%, which has already affected Ant Group's subsequent plans. How could this not annoy Jack Ma?

What worries him even more is that this sends a dangerous signal.

Just as a lion king in the jungle showed signs of fatigue during a hunt, a younger and stronger lion seized the opportunity and led a pride of lions to attack him.

Once other lions get a taste of success, the lion king's position becomes precarious.
So before coming, Jack Ma gave Peng Lei a strict order: Huabei (Ant Credit Pay) must succeed and cannot fail.

Peng Lei immediately made a pledge, which, while not quite "bringing her head to the meeting," was certainly "bringing her position to the meeting."

That evening, media reports poured in.

Aside from the various signals released at the forum, everyone's attention was focused on the handshake between Chen and Ma:

"Capturing Subtle Moments at Davos: Chen Mo and Jack Ma's 10-Second Handshake Reveals a Battle for a Trillion-Dollar Market"

A Smile Hides a Dagger: The Davos Group Photo Conceals a Hidden Edge

From Credit to Courts to Forums: Who Will Have the Last Laugh?

Chen and Ma appeared together again after the Internet Conference; the tension behind their smiles was impossible to hide.

Although these reports differ in content and analytical perspective, they all invariably feature photos of Chen Mo and Jack Ma shaking hands or having friendly conversations.

Many netizens who were following the matter were also eager for a good show and joined in the commotion, as if they were afraid the two sides wouldn't start fighting.

After all, consumers can only maximize their benefits when all business transactions escalate into a fight.

"I'm an expert in lip reading, and Lao Ma clearly told Chen Mo that I work from 8 AM!"

"They sued each other one day and can be smiling and taking photos together the next day—is this the acting skills of big shots? This is a disgrace to this year's Oscars."

“I used to try to explain the meaning of ‘a smile hiding a dagger’ to my son, but he never understood. But after seeing this photo today, he understands.”

"Is it possible that they were saying at the time, 'Your company revised its advertisement quite quickly,' and 'Same here, your company was also quite hasty in filing a countersuit'?"

The first day of the forum was an opportunity for domestic and international business leaders to share their views, while the second day was the turn for domestic business representatives to take the stage.

The day's itinerary was divided into "one main venue and multiple sub-venues": the main venue was reserved for the bigwigs, while the sub-venues were divided according to the main economic sectors (such as real estate and the internet).

The internet-focused session that morning was already "fully booked" on the first day of registration.

The audience was packed with domestic and international guests, while media outlets set up their cameras and microphones at the back. Even vice presidents of Fortune 500 companies weren't allowed to sit and had to stand in the aisles to "listen in." The event was even more popular than the main venue.

The reason is that the first two speakers at today's opening ceremony were Chen Mo and Jack Ma.

The two, as representatives of the internet industry, will deliver keynote speeches here.

One is currently the richest man in China and a rising young business leader in recent years; the other is a leading figure who has dominated the Chinese internet for more than a decade.

Whether it's the two individuals' extremely valuable perspectives and viewpoints, the direction of the companies they represent, or their past grievances and rivalries, every aspect is full of intrigue. At 10:00 AM, as soon as Chen Mo, dressed in a suit and tie, stepped onto the stage, the flashbulbs went off like it was daytime, and applause erupted spontaneously, demonstrating the immense enthusiasm surrounding him.

Distinguished guests: Good morning!

It is an honor to speak at the significant 2017 Summer Davos Forum.

The theme of my speech today is "Using Technology as Wings to Embark on an Inclusive Journey!"

Currently, the Fourth Industrial Revolution, characterized by networking, digitalization, and intelligentization, is sweeping the globe at an unprecedented speed and scale. It is not only reshaping the industrial landscape but also profoundly impacting people's lifestyles and consumption patterns.

Chen Mo began by focusing on the forum's theme: "Achieving Inclusive Growth in the Fourth Industrial Revolution."

Subsequently, combining theory with practice, the theory was put into practice and implemented.
"In this wave of industrial revolution, technology companies are driving inclusive growth through diversified business layouts."

Taking Beyond Group as an example, our WeChat, as a national-level social platform, has built a digital ecosystem connecting 10 billion users.

Upon hearing this, many people in the audience immediately turned on their recorders or notebooks and began to take detailed notes.

From fruit farmers in remote mountainous areas selling their produce directly through WeChat mini-programs on platforms like Douyin and JD.com, to cross-border merchants completing instant settlements via WeChat Pay, it breaks down geographical and class barriers, allowing every individual to share in the benefits of the digital economy.
In the field of cloud computing, Beyond Cloud has already ranked among the top three globally. We are opening up our mature cloud service capabilities to SMEs in countries along the Belt and Road Initiative, helping textile factories in Vietnam to achieve real-time analysis of production data, assisting e-commerce platforms in the Middle East to build stable transaction systems, and using technology to reduce the digital divide.
The application of AI technology also demonstrates the power of inclusivity. The intelligent translation system developed by the Beyond AI Lab allows foreign businessmen and consumers to communicate smoothly with just a mobile phone.
In the area of ​​public services, Ele.me has built a local life network that covers 2000 counties across the country, allowing residents in towns and villages to enjoy the convenience of "30-minute delivery." Ele.me is now more than just a food delivery service.

Games, cultural and creative products, and short videos
As Chen Mo succinctly outlined the key aspects of Beyond's business, the guests at the scene seemed to witness a magnificent scroll called 'Beyond' slowly unfolding, a powerful and awe-inspiring force sweeping over them.

"In summary, Beyond Group currently has 12.3 online employees, while its subsidiaries have a total of 430 million registered employees, including 300 million daily active ride-hailing drivers and 100 million daily active food delivery riders."

This is the first time Chen Mo has publicly disclosed employee data.

Everyone gaped in astonishment, and some guests from smaller countries even remarked that their own country's population was less than the number of employees of just one of the other companies' groups.

The flashbulbs of the media behind them clicked incessantly, snapping photos of the numbers on the big screen. They knew the other side was developing well, but they hadn't expected it to be this good.

Old Ma, waiting in the audience, couldn't help but curl his lip. What's so special about that?

He had expected this guy surnamed Chen to be shameless, but he hadn't anticipated he could be this shameless.

Although Alibaba's total number of employees is not as large as that of the other side, it still has more than 5 employees, which is more about quality than quantity.

But if we really follow Chen Mo's calculations, Alibaba, including all its merchants, has a force of tens of millions.
In fact, Chen Mo deliberately rearranged the order of his speech. Only by throwing out a sufficiently shocking statement first would his subsequent words carry more weight.

He was very satisfied with the audience's reaction.

"Next, in the field of fintech, innovative achievements are also injecting strong momentum into economic growth."

Our WeChat microloans have built a convenient financing bridge for countless individuals and micro and small enterprises in need of funds, helping them solve their urgent problems and seize development opportunities. This is a manifestation of the inclusive nature of fintech, enabling more people to participate equally in the economic development process, which is in line with the concept of inclusive growth.

However, while witnessing the industry's booming development, we also need to face some problems.

Some financial products, under the guise of "convenient consumption" and "enjoying life," excessively promote the concept of overspending.

Taking a certain product as an example, its advertising has, to some extent, blurred the line between rational consumption and blind borrowing among some consumers, especially young people.

While enjoying the thrill of spending in advance, they overlook the potential debt risks. "Spending tomorrow's money to fulfill today's dreams" is not inherently wrong, but it must be based on rational planning and one's own repayment ability.

If we are blindly driven by consumer desires and rely excessively on borrowing to satisfy our immediate needs, we may eventually fall into a debt trap, which runs counter to the sustainable and inclusive growth we pursue.

Here, I advocate that the entire industry should shoulder social responsibility: uphold ethical standards in product design and aim for universal benefit in technological innovation.

Loans should be tools to help people solve short-term funding problems and achieve long-term development goals, not a means to induce excessive consumption. We must promote compliant lending, strictly adhere to regulatory requirements, and ensure that every loan transaction is open, transparent, and risk-controlled.

When Chen Mo mentioned "certain financial products," the eyes of the media present lit up.

It's here! The "show" they've been eagerly anticipating is finally here.

After listening to the entire passage, everyone's eyes turned in one direction, not to Chen Mo, who was giving the speech on stage.
Even with his superb acting skills, "victim Lao Ma's" facial expressions still appeared somewhat stiff at this moment.

Under the media's microscope-like lens, it was clear that his hands were clenched into fists.

"Let us use technology as our pen and responsibility as our ink to jointly write an inclusive chapter of the Fourth Industrial Revolution on the canvas of the global economy."

Thank you everyone!

Finally, Chen Mo concluded his speech with a "general-specific-general" structure, elevating the theme, and waved goodbye to the audience amidst enthusiastic applause, basking in the glory.
(End of this chapter)