Reborn Resource Tycoon

Fart quietly pulled out his own time.Hanwei Guxing likes to shake other people's hands, could it be because of his predestined relationship with Beibei Mountain?

Naturally, Gu Yucheng didn't know that in Fang Mingyuan's heart, he had already been associated with the legendary "Holy Mountain". He was overjoyed at this moment and felt that Ma Yongfu who brought Fang Mingyuan here was really his lucky star. Ideas can be said to be worth tens of thousands of dollars!
"Hey, Old Gu, this is not the place to talk, I think, why don't we go up to your office to talk?" Ma Yongfu coughed twice.After all, he was not in the banking industry. Although he felt that Fang Mingyuan's idea was very good and undoubtedly made the depositors of the Bank of Communications a lot more comfortable, he did not fully understand the possible influence it might bring.Naturally, I felt that Gu Yucheng's attitude seemed a bit exaggerated.But it's better this way, as soon as he entered the door, Fang Mingyuan sold Gu Yucheng, so that the next thing will be easier to talk about.

"Yes, yes, yes, I am really a little too happy. I lost my temper, I lost my temper! Please don't mind, haha, everyone, please follow me!" Gu Yucheng said incoherently.

A group of people entered Gu Yucheng's office. Taking the opportunity of going out to greet people to prepare tea and fruit products, Gu Yucheng dragged Ma Yongfu into the corridor. At this time, Gu Yucheng had already woken up from the initial surprise.

"I'm talking about Lao Ma, Director Ma!" Gu Yucheng lowered his voice and asked, "Now you can always tell me, what is the background of these two and what are they doing here? You can't let me just be confused like this To talk to someone?"

Ma Yongfu patted Gu Yucheng on the shoulder with a smile on his face and said: "The two of them are here for a loan, not much, only 10,000+, and it should be no more than 20."

"20 yuan?" Gu Yucheng said in surprise, he looked Ma Yongfu up and down for a long time, and said to himself, how could you ask Ma Yongfu for the 20 yuan?Not to mention the office director of the provincial government, even a director or bureau chief in the city is enough to come forward.Isn't this overkill?It is also a waste of resources!To get the director of the provincial government office to speak in a straight and honest manner, one hundred and eighty million must be paid.Looking at the appearance of that young man just now, shouldn't he not have thought of this?And for this mere 80 yuan, you can't afford to pick it up from me?There are so many banks, it's not just a matter of your Director Ma's words.There's something weird about this thing.

"What unit? It has a big background? It has a deep background?" Gu Yucheng guessed.Could it be the children of the provincial leaders?Otherwise, how could Director Ma help himself?

"Private self-employed laborers have a not-so-deep background and belong to Pingchuan County, Weinan City. But they have no background," Ma Yongfu replied with a half-smile.

"Private economy? Is it in the county?" Gu Yucheng was even more surprised. This thing is getting weirder. A private self-employed person in a county can also ask Director Ma to ask for it. Maybe it is his relative.

"Your relatives?" Gu Yucheng and Ma Yongfu are old classmates after all.So it's much easier to speak.

"My relatives? If only my relatives would be fine! I'll be relieved!" Ma Yongfu smiled wryly, "You should know about Guo's Shipping Group?"

"The one in Hong Kong?" Gu Yucheng couldn't help but think of the news that was secretly spread among the high-level people in Fengyuan City that he heard a while ago.

He tentatively asked: "Did these two people save the two of the little princess of the Guo family? And also handed over the 500 million rewards given by the Guo family to the police department? .

Ma Yongfu raised his thumb and said with admiration: "Okay, Gu, you are well-informed and quick enough to respond. That's right, it's the two of them.

Old Gu, I have brought you a great opportunity. Do you know that the Guo family has already made their first investment and is about to land a high-end hot spring sanatorium in Huaqing Pool, mainly for Hong Kong merchants.It's not a big investment though.But I think you are not an ordinary person, you should be able to understand the meaning of it.You curry favor with that young man, maybe in the future, the Guo family's funds will fall on your Bank of Communications account!You said, is this a God of Wealth? "

Gu Yucheng was overjoyed. Guo's Shipping Group, a large consortium in Hong Kong with total assets of hundreds of millions, could become its fund depository in Qinxi Province.No matter how much money it can deposit in the end, its significance is not trivial. This represents Guo's Shipping Group's recognition of the Bank of Communications.And this kind of recognition can not only improve the status of the Bank of Communications in the financial circle of Qinxi Province, but also bring a large number of Hong Kong customers to the Fengyuan Branch of the Bank of Communications as more investors from Hong Kong come to Fengyuan , This is a rare development opportunity for Fengyuan Branch of Bank of Communications!

"That young man has such a great influence?" Gu Yucheng was still a little confused and uncertain, but it was enough to save the little princess of the Guo family, and the Guo family gave 500 million gifts.

"Has that much influence? Do you know that he was the one who made the first investment of the Guo family. The young wife of the Guo family recognized him as her younger brother. She even wanted to take him He brought him to Hong Kong for training, and he also promised to move his whole family to Hong Kong in the future." Ma Yongfu said in shock, "His whole family! Think about it, how much you love him!"

Gu Yucheng couldn't help but be amazed by it.Although he had heard some inside information, he knew nothing about Ma Yongfu.

"In this case, why would he come to me to borrow a mere 20 million yuan? For the Guo family, this amount of money is not a drop in the bucket?" Gu Yucheng quickly noticed the strangeness.

"Hey, you don't know this again. Although the Guo family proposed to move his whole family to Hong Kong, this one refused!" Ma Yongfu recounted the situation at that time with embellishment.Gu Yucheng was dumbfounded when he heard that, such a good thing, others couldn't ask for it, yet he refused it without hesitation.

"So, I think this person may want to develop with his own ability, rather than relying on the power of the Guo family. Hehe, how do we know what he thinks, I just guess like this." Ma Yongfu called Haha said, "However, the leaders of the provincial government have long promised that they will open the door to the Fang family's business as much as possible, so I think the amount of money is not much. The big president is nothing, and he can make you and Talan:: happy fate, so I brought it to you. Let's talk about it before": two can't, if you don't have the courage, then I will bring them Go to China Construction Bank, we can talk to Lao Liu anyway
"Don't, don't, Li said that with the promise of the provincial leaders, it's impossible for me not to take out the loan just because of your director Ma's face?" Gu Yucheng laughed quickly.If such a good opportunity allows myself to push it out again.Then you are a pig.

If the mere 20 yuan can be recognized by the leaders of the provincial government for his work, it is a bad debt, and it is worth it.What's more, it may also attract funds from the Guo family, which is so worth it!
"Ming Yuan, why have you two been out for so long?" Fang Bin sat on the sofa, looked at the luxurious furnishings in the room, and said worriedly.If you can't get a loan here, then I'm afraid it's hard to say about China Construction Bank.How can it be so difficult for this private enterprise to get some loans?

"It's okay, uncle. President Gu must be inquiring about our specific situation from Director Ma. Don't worry, we will be able to get this sum of money."Fang Mingyuan has a well-thought-out plan.The reason why he chose the Bank of Communications was because of its newly established item.Just because it was established not long ago, it has a far more urgent desire to develop new businesses and expand the market than other state-owned banks back home.Coupled with what I just said downstairs, and the face of the provincial government leaders and Ma Yongfu, as long as the president, Gu Yucheng, doesn't have a pig's head, he will definitely realize the mystery of this.A mere 20 yuan is nothing to a national bank.

As soon as the two finished speaking, Gu Yucheng and Ma Yongfu had already opened the door and entered.

"Two comrades, I'm really sorry to keep you waiting for a long time. Gu Yucheng apologized sincerely, "I have already discussed with Director Ma about the work of the provincial government.Of course we will support it vigorously.We will do our best to meet the loan needs of the two of you.How much do you two plan to borrow?How long do you borrow?Interest-free loan may be a bit difficult, but I can give two people the lowest interest
"Huh?" Fang Bin looked at Gu Yucheng in surprise, "Don't you need collateral here?" In Pingchuan County, they couldn't get a loan even if they took out the collateral. Here, why didn't President Gu mention it at all? ?

"With the guarantee of Director Ma and the provincial leaders, this is of course unnecessary." Gu Yucheng waved his hand, "I believe in Director Ma, and even more in the vision of the provincial leaders.

"Great!" Fang Yang jumped up from the sand happily.

"Uncle".Fang Mingyuan called out in a deep voice, and Fang Bin quickly sat down again.

Only then did Fang Mingyuan look at Gu Yucheng, and also sincerely said: "President Gu, we appreciate the kindness of you and Director Ma, but I don't plan to make a loan like this. We have brought collateral and hope to handle it in your bank Mortgages. Everything has to go through due process.”

"Ah?" Gu Yucheng couldn't help being a little confused. When he came to the bank, who didn't want to borrow as much as possible and pay as little as possible. Why is this person even more dissatisfied with his proposal?He couldn't help turning his head to look at Ma Yongfu who was also surprised.

Fang Mingyuan saw Gu Yucheng's surprise, and said with a smile: "President Gu, we really appreciate the kindness of you and Director Ma. But I think so, and I hope that your bank can have a long-term cooperation with us. , in that case, it would be a bit out of date for this hammer sale. We just did a little trivial thing for the government, so how can we bother the government and Director Ma again in the future. Director Ma can introduce President Gu for us today, we have already I am very grateful. For the long-term cooperation of everyone in the future, I still hope that everything can be handled according to the normal procedures." In fact, Fang Mingyuan was frightened by the government in his previous life, so he planned to start his business from the beginning. , Even if the development is slower, you must ensure that your source of funds is clean and clean, and you will not give the future generations any excuses.

Fang Mingyuan's words made Ma Yongfu nod secretly. Not only was this little guy clear-headed, but his words were impeccable. Although he rejected his proposal, it made him feel warm in his heart. Cheerful.

"And I think that since the Bank of Communications was reorganized, it has shouldered a dual historical mission. It is not only the successor of the century-old national financial brand, but also the forerunner of China's financial system reform. The reason why the State Council reorganized the Bank of Communications was that This is exactly the purpose. Otherwise, the country already has the four major state-owned banks and the Postal Savings Bank, so why bother to reorganize the Bank of Communications? The country has high hopes for you and hopes that you can contribute to Huaxia's The reform of the financial industry has opened up a new path that is different from the past, thus playing a role in catalyzing, promoting and demonstrating the financial reform in our country." Fang Mingyuan talked eloquently.

"From the perspective of President Gu as a professional, it is not difficult to see that most of the loans to state-owned enterprises in China in the past can only be called "credit loans". The hope of repayment is actually placed on the state. Insolvency, even if these state-owned enterprises should have gone bankrupt according to the standards of Hong Kong or foreign countries, according to the instructions of government leaders, banks still have to issue one after another loan for them with no hope of repayment. In the past, there was actually nothing. Anyway, in the end, the state will compensate the banks for these messes. However, with the reform of the financial system, President Gu has not realized that the government is increasingly hoping that the banks can be independent and be able to take care of their own profits and losses , can develop on its own. In this case, if the bank only relies on these current businesses, there are simply too many monks and too few food. It is a very good result to be able to maintain the status quo, let alone develop and grow. If things go on like this, the future of the banking industry can be said to be gloomy. "

Gu Yucheng nodded again and again. This is indeed a dilemma that the banking industry is currently facing.

"So if it's possible, I would like to get a mortgage from your bank. This is the collateral we brought!" As he spoke, Fang Mingyuan pulled out the backpack behind him, put it in front of Gu Yucheng and said, "These things The market price is about 30 yuan, and I would like to use this as collateral to borrow 20 yuan from your bank!"

Gu Yucheng opened the backpack, only took a look, then raised his head in surprise: "You are a monkey ticket."