My autobiography cannot be a tragedy

Chapter 559 Reverse Business Thinking
“My Girlfriend is a CEO…”Here Comes My Man”…

One by one, they took advantage of me not paying attention and played around a lot..."

Looking at the game plan in his hand, Meng Lang, who had finally found out the truth of the matter after returning home, couldn't help but twitch the corners of his mouth.

Yes, I let you play freely.

But the name of the project given to you is clearly "Honkai Impact 3", a virtual game with such a doomsday feeling, and you are so stupid.

A good life simulation adventure game was turned into a love adventure?

You may say that they did not deviate from the topic, but it is completely contrary to the original intention of developing the game.

But if you say they are off topic, the various hatchets in the game script are so evil that it makes people collapse...

But the most incredible thing is that he never reminded of this once in his autobiography.

Does this mean that... the general direction of the game department is actually fine? !
It’s so outrageous!
……

"This is too outrageous!"

Brother Biao, who was reading the financial report, expressed the same sentiment as Meng Lang...

“During this period, we didn’t do any rebates, right?
We didn't do any promotion, did we? We didn't even run any ads.

So I went out and bought a pharmaceutical factory, and when I came back you showed me this!

Can anyone tell me why the profit has doubled again! "

Except for Ah Xing who was looking at his nose and his heart, everyone else looked at each other in confusion.

Do you want to listen to what you are saying?
As a hands-off boss, your profits have doubled, and you're still not happy?
We all worked hard to improve our KPI, but we improved it in the wrong way?

Brother Biao's eyes swept over everyone, and finally fell on a man in a suit wearing gold-rimmed glasses...

"Manager Jin, please explain this to me!"

"Uh……"

The gentle and polite Manager Jin in front of you was a professional manager who was interviewed by Brother Biao himself a while ago and hired at a high salary after going through layers of selection.

Unexpectedly, this person gave him a big "surprise" not long after he took the job.

Seeing the other person's confused look, Brother Biao felt more and more that he had misjudged the person.

"Manager Jin, I chose you during the interview because you are a down-to-earth person and a steady person. Unlike other applicants, you always tell me about your grand ambition to double the profit every year!

Although you don't have a high level of education, it took you more than 20 years to be promoted to manager, so you have rich experience at the grassroots level.

Yes! You haven’t even worked for two years when your last company went bankrupt due to poor management. But failure is the mother of success!
Your expected salary is 80 yuan per year. Isn't this higher than the market price? I didn't even bargain!

I think that's good of you, right? Is this how you repay my trust in you?"

"I..." Manager Jin didn't know how to respond.

Are the above my strengths?

Why do I feel like it's full of shortcomings?
However, he was smart and quickly used "normal logic" to deduce a conclusion from Cheng Biao's words...

Could it be that the boss also discovered that the company's business was expanding too quickly and therefore its foundation was unstable?
He immediately showed a look of understanding and admiration.

"Mr. Cheng, it's really rare to find a boss like you who can remain calm in the face of huge profits. In fact, I was just about to tell you about this!

Our business is expanding too fast, and if it is not controlled, problems will easily arise.

For example, the quality of security personnel has declined, fund management is chaotic, etc...."

Manager Jin adjusted his gold-rimmed glasses.

"During this period, thanks to the rapid expansion of our parent company, the demand for our security business has increased dramatically.

On the other hand, the collapse of platforms such as Danniu Venture Capital has also caused panic among venture capital in the market.

However, as we own absolutely high-quality investment projects such as Changqing Bio, Bai Ye Ji, and Aidu New Energy, we have become a safe haven for these funds.

This is the external reason for our company’s recent surge in performance.”

Cheng Biao: “…”

So this time it’s not anyone’s fault, but we just happened to be standing at the right time?

As a member of Wanwu Holdings, he wanted to lie down but was carried away instead.

It’s not his fault that Brother Biao didn’t work hard, it’s really because his teammates are so awesome…

Well, this matter really cannot be blamed on the professional manager. After all, he has just arrived and is going to suffer losses... Oh no, it takes time to display one's talents, right?

"Wait, you mentioned external reasons, what about internal reasons?" Cheng Biao asked.

When this was mentioned, Manager Jin looked at Cheng Biao with even more admiration.

"That's all thanks to Mr. Cheng's foresight! Do you still remember what you specifically told me before you left on your business trip?"

Cheng Biao looked confused. What did I tell him to do?
"Before you left, you specifically told us to lend out as much money as possible.

And two requirements must be met. First, the interest rate cannot be high and it must be lent out according to the cost of funds.

Second, when collecting debts, employees must be friendly and avoid using violent methods to collect debts. "

"Uh... that's what happened."

After being reminded of this, Cheng Biao also remembered.

The interest rate is high, and he is afraid that the spread will be too sharp and he will earn more.

With a friendly attitude, debtors who are determined not to repay their debts will naturally delay or shirk their responsibilities as much as possible.

In this way, the company will have less bad debts and reduce some of its own pressure.

"Could it be that you didn't enforce it strictly?" Cheng Biao was about to lose his temper.

"How could that be? We strictly followed your instructions, Mr. Cheng! I didn't quite understand it at first.

It was not until today that I realized that you had anticipated that the funds in our hands would expand rapidly, so you asked us to prepare for the destination of these funds early on.

Otherwise, with so much money pouring in at once, it would be hard for us to digest it all at once!

Because the interest rate is not high, much lower than the mainstream platforms on the market, it is very easy to lend out our funds.

Although it seems that I made less money, my capital turnover rate has increased significantly, and I have also grabbed as many market customers as possible. In the long run, I will definitely not lose money!"

"Uh……"

Can I take the blame for this?!

"Is... is that so? Then the collection of payment... must have encountered a lot of difficulties, right?"

It’s okay, it’s okay. Being able to let it go is nothing. Being able to take it back is a real skill!

I just don’t believe how much money we can recover with this friendly debt collection method!
"This is even more brilliant. Mr. Cheng, how did you know that the country is going to crack down on violent debt collection recently?"

"What?!"

Ah Xing, who had been trying to hold back his laughter, finally couldn't help it and interrupted with a smile.

"Brother Biao, you don't know that recently several of our colleagues have been caught up in a mess. Some were ordered to make corrections or to suspend business for rectification. The worse ones were even forced to work directly on sewing machines.

My goodness, now even our debt collection business has grown explosively, and we have hired a lot of new staff.

The brothers under my command now almost make up a company...

Manager Jin said what is this called, oh yes! Market vacuum! "

Cheng Biao was stunned.

This is fucking possible!
"That's not right. Even if we are not in trouble, is it so easy to collect the debt?"

"That's why I say that Mr. Cheng, you never fight a battle without confidence!" Manager Jin said with admiration.

"I have been working for so many years, but I have never seen such a powerful big data intelligence system as our company.

Not only the record of dishonesty, loan record, litigation record, criminal record...

All credit-related information that can be made public is clearly listed for you.

Although we cannot guarantee that 100% of the debtors screened out are high-quality debtors who will not default on their debts, they are definitely the best among the debtors, which greatly reduces our bad debt rate!
Mr. Cheng, you have really mastered the use of high technology!"

Facing the thumbs-up from Manager Jin, Cheng Biao was speechless.

I understand what's going on. What I hate most in my life is high technology.

It was so before, and it is even more so now!

Damn, that company's ERP is indeed a disaster, but it's a pity that it can't be replaced...

He waved his hands dejectedly, "Forget it, forget it. If you have any other bad news, tell me all of it. I can handle it."

"Oh! There really is one. It is your friendly debt collection plan. Although it is very humane, there are indeed many people who refuse to repay the loan, which is a headache for us.

You know, one or two is not a big deal, but I’m afraid that our company’s good reputation will spread and everyone will follow suit.

That would probably cause a lot of trouble for our future collection work."

Cheng Biao's eyes lit up.

I knew it, how can you make money with such an outrageous way of collecting payments?
"The trouble cannot be changed! We are a financial services company. What is financial services? The emphasis is on service, understand!
Friendly, non-violent, reasonable and legal, and demonstrating humanitarianism, this is the service tenet of our company, and we will adhere to it for a hundred years without changing!
Ah Xing, go right away and change our company's slogan so that all employees can see it as soon as they enter the door!

Anyone who dares not comply will be fired immediately!"

Damn, I finally have a few bad debts that can reduce my risk of getting rich quickly, and you still want to change it?

I will nail you to the company’s background wall!
Unexpectedly, Manager Jin nodded in agreement.

"Boss Cheng, great minds think alike. I think so too!"

"What?" Cheng Biao was stunned.

“You know, I come from a legal background, and before I became a professional manager, I worked in legal affairs for a long time.

Therefore, it is even clearer that violent debt collection is ultimately skirting the law, the policy risks are too high, and it is not a long-term solution.

The most reliable way is to find a reasonable and legal way to collect the money within the legal framework, so that those who owe money will pay up. "

"Uh...what do you mean?"

"Mr. Cheng, you must have noticed that the 'First Seat of the Discipline Academy' developed by our sister company Baiyeji is said to be a fool-proof operation.

We only need to submit the debtor's information, transaction records and related evidence, and they will automatically generate legal documents for us and even complete the entire litigation process.

This greatly simplifies our litigation process and reduces litigation costs.

I have already contacted the team over there. If we have any debtors that we can't deal with, we will just pack them up and hand them over to them.

Take the risk litigation route and let professionals do professional work.

I have specifically studied the effectiveness of this product. It is no exaggeration to say that we have at least a 60% to 70% chance of recovering a considerable portion of our losses and reducing our bad debt rate.

Recovering the debt is secondary. The main purpose is to increase the default cost for debtors so that they dare not default on their debts easily.

In addition, the lawyer fees also went into the pockets of sister companies, and you also said that you must maintain good relations within the group.

If we pay a little cost to make friends with potential companies like Bai Ye Ji, it will definitely be a win-win situation, which can be said to be killing two birds with one stone!
Mr. Cheng, do you think this plan is feasible? "

"I……"

Cheng Biao looked constipated.

You have listed all the advantages, and you have hit many birds with one stone. Can I still say no to this situation?

The problem is that it's so convincing that I can't find any reason to object!

"Ha... ha! You are worthy of being the manager I chose personally. You didn't let me down..." Cheng Biao smiled wryly.

"Thank you for the compliment, Mr. Cheng. Compared to you, I still have a lot to learn!"

Manager Jin was quite excited, thinking he had won the boss's recognition.

Little did he know that the boss in front of him was regretting his decision and misjudged his "strength". He was ready to find an excuse to fire him when he had the chance...

"Forget it, tell me, how much money is left in the company's account now?" Cheng Biao said tiredly.

"Hmm...about 6400 million. It should be close to million next month."

Upon hearing this number, Cheng Biao felt even more tired.

Others can easily lose millions when they set up a company.

How come when it’s my turn, my money keeps increasing like a balloon, and it’s so hard to lose money…

That’s not right. It’s not that it’s difficult for me to lose money, but it’s too difficult to fall behind following the giant ship of Wanwu Holdings!
High-quality investment targets, big data intelligence, the first seat of the Discipline Academy...

From the source of funds to technical and legal affairs, everything is arranged clearly for you, and it’s all top-notch in the world!

My brother company won't give me any chance to make a living without losing money!
Thinking of his lost fishing rod, Brother Biao suppressed the little excitement of achieving his small goal and secretly warned himself.

Your deformed wealth palace is watching you fiercely...

“The money that comes into my left pocket can only be taken out of my right pocket. At least I can slow down the speed at which I accumulate wealth…

But...what kind of investment can guarantee losses without making any profit..."

He looked at Manager Jin.

“Money lying in the account is of no use except for accumulating interest!

Manager Jin, didn’t I ask you to help me think about some investment projects last time? "

“Well…Wanwu Security and Welfare Bags have been expanding too fast. We need to slow down and consolidate our foundation. So I don’t recommend further investment.

But the Chinese patent medicine business that you just took over, Mr. Cheng, is a good investment area."

Currently, Cheng Biao is in charge of not only the two companies, Wanwu Security and Welfare Bag, but also the newly established "Liangshan Pharmaceutical".

Manager Jin continued.

"I have also looked up some relevant information recently. The country is now vigorously promoting Chinese patent medicines, and the future development prospects are very promising.

In addition, Changqing Biotechnology has become famous in the field of medical technology. As long as we can take advantage of this opportunity..."

"Stop!" Brother Biao stopped him immediately.

I just want to spend some money that I can't get back, and you also want to get friendly companies to advertise for me, so the sales volume will increase rapidly, right?

"The higher-ups specifically instructed that Liangshan Pharmaceutical and the original group pharmaceutical company should be completely separated, with traditional Chinese medicine to be traditional Chinese medicine and Western medicine to be Western medicine.

And what else, Chinese medicine is different from Western medicine. We can’t just think about making money. We also need to be responsible as national entrepreneurs and contribute to our traditional culture.”

Seeing that Manager Jin was confused, Cheng Biao could only sigh that the world was going downhill.

Why are people nowadays so obsessed with money? Their thinking is totally out of step with your boss...

"I mean, are there any loss-making projects that keep falling and glowing green, and no one wants to bother with them?"

"Uh……"

Manager Jin was stunned for a long while, his brain CPU almost smoked, then he spoke hesitantly.

"In the field of traditional Chinese medicine, there are indeed some areas that are not doing well, such as traditional Chinese medicine planting bases..."

"Oh! Tell me in detail!" Cheng Biao became interested.

Manager Jin organized his words a little.

“Well… With the popularization of Western medicine, most Chinese herbal medicines have been on a downward spiral since 2012.

For six consecutive years, the price of Chinese medicinal materials has been falling more and more. After entering 2018, the market for medicinal materials has become even more depressed.

Over the years, the area of ​​Chinese medicinal materials cultivation has continued to expand, sales have been insufficient and inventory has been piling up, resulting in serious internal competition in the industry.

Many people believe that there will not be much room for appreciation in the next two years.

Because there is basically no profit, Chinese medicinal material planting bases are generally in business difficulties..."

"Alright! That's it!"

Before Manager Jin could finish his words, Cheng Biao slammed the table to interrupt him.

"Take this 6400 million and go to Chinese medicinal herb planting bases across the country to buy them. Don't keep a single cent. Spend it all!
Oh, by the way, you just said that they are generally facing business difficulties, right?

If we encounter anyone who is unwilling to sell, we can provide them with long-term loans as long as they are the owners of the planting bases in need!"

Manager Jin was confused.

"Uh... Mr. Cheng, you are purchasing upstream Chinese medicinal materials to ensure the supply channel of Liangshan Pharmaceutical?"

"Yeah! That's right!" Cheng Biao was too lazy to explain.

You can think whatever you want, as long as you spend the money and never get it back.

"But……"

"No matter what, just do as I say!
Ah Xing, share the souvenirs I brought with you. That's it, we're done!"

Looking at Cheng Biao walking out of the meeting room with confidence, Manager Jin wanted to say something but was stopped by a big hand.

"Hehe! That's Brother Biao's style. He doesn't follow the beaten path. You'll get used to it. Here, it's yours!"

Ah Xing came over and chuckled, then casually handed him a box of something.

“Lotus Qingwen Capsule”…

Looking at the introduction on the box, Manager Jin was speechless again.

A souvenir for a business trip...

Is there anyone who can give away cold medicine?
This style is indeed unconventional.

Looking at Cheng Biao's departing back, he opened his mouth, but swallowed back all the words in his heart...

Although I thought this investment plan was a bit too risky at first, I changed my mind and thought about it.

Although the Chinese medicine planting industry is currently in a downturn, there is no industry that will remain in a downturn forever.
Compared to chasing highs and standing guard, this stage is indeed very suitable for buying at low prices...

As the saying goes, what others discard, I take.

Could it be... this is the boss's reverse business thinking?

(End of this chapter)