Chapter 86
"Fourth, have you finished reading?"

Chen Maoqian saw that Ma Tianhao looked back and forth twice, but still refused to give up, so he couldn't help saying.

"what?"

Ma Tianhao woke up suddenly, glanced at Chen Maoqian, then at Zhang Fei who was sitting in the front seat drinking hot wine and whispering to Xu Zhiqian, "My boy, I really have a trick, we can't spend this money at all. Not wronged."

When he spoke, he waved his arms, looking extremely excited.

Zhang Fei said with a smile: "You should be glad that you cooperated with me when I was helpless. If it is now, the price may be more than that."

Ma Tianhao chuckled and didn't answer the words.

"You bring it!"

After hearing this, Chen Maoqian couldn't hold back anymore, and immediately stepped forward to grab the copy.

Fan Yong, who has a relatively calm temperament, also got up and walked over, full of curiosity.

It turned out that what Zhang Fei gave them was not only a cooperation contract, but also a business model charter, including the administrative structure, how to divide profits, how to divide responsibilities, and how to operate.

Mortgage loans cannot be handled by one person, and now there is a lack of multi-person cooperation model. After all, everyone is a family business, and even cooperation is limited to a single transaction.

Therefore, for wealthy businessmen such as Fan Yong and Chen Maoqian, this is undoubtedly a super treasure. Not only the mortgage business can be organized in this way, but even their own business can be done in this way.

"Mr. Chen!"

Zhang Fei shouted suddenly.

Chen Maoqian looked up at him.

Zhang Fei teased: "Don't come next time, I don't welcome you."

Xu Zhiqian pursed her lips and smiled, feeling embarrassed for Chen Maoqian.

But as Fang Ya, Chen Maoqian has such a thick skin, he quickly put on a smiling face, "Oh! Sanlang, don't be as knowledgeable as me, I was just joking, if I really don't want to cooperate with you, we won't either Coming so early, there are not only rewards, but also congratulatory gifts!"

Fan Yong also nodded again and again, and praised again: "Sanlang's contract is worth thousands of gold, we really made a lot of money!"

This cooperation model can solve many problems for them and promote more cooperation.

Capital can play happily together.

Ma Tianhao laughed, "I just found out today that the contract can still be drafted like this."

As he spoke, he teased Fan Li again: "Mr. Fan, you have to learn a little bit! If you have the means, you won't let this kid take advantage of you."

He said that Zhang Fei was not good enough, so he could only use his younger brother to get back the place.

Fan Li nodded with a sneer.

Zhang Fei didn't bother to argue with them, so he took the initiative to change the subject: "By the way, how is your business recently?"

The three looked at each other and sighed in unison.

Zhang Fei asked: "Is it not good?"

Chen Maoqian sighed: "It's not bad, but it's great."

Zhang Fei wondered, "Okay, why are you sighing?"

"No house!"

Chen Maoqian sighed: "There are only so many houses in Bianjing. There is no shortage of people to buy them, but there is a shortage of people to sell them!"

Fan Yong said: "It's a pity that we don't have any land in our hands. It would be great if we could build a house!"

Chen Maoqian clicked his tongue, "The imperial court does have land, but they use it to build public housing. How much money can renting public housing make?"

After the emergence of mortgages, the intermediary era could no longer satisfy their appetites, so they naturally thought of the developer era.

To put it simply, I have made a lot of money, but it is difficult to get to the next level.

In fact, the imperial court also had this idea before!
It can be seen that interests are the source of all progress.

Why the Song Dynasty was able to create the first banknotes was not brought by the traversers, but driven by interests.

Xu Zhiqian immediately looked at them with contempt.

What a bunch of profiteers.

Zhang Fei pondered for a while, and said: "You guys are thinking too simply. Fortunately, you don't have land. If you have land, you will have to pay for it."

Ma Tianhao asked: "What did Sanlang say?"

Zhang Fei said: "At present, the main buyers of houses are court officials, but it is not difficult to know how many officials there are. Once houses are built in batches, they will soon be saturated, and how much money they can make is only a handful. , house prices will inevitably drop, and you may lose money.”

Ma Tianhao asked again: "According to Sanlang's opinion, there is no way to improve this business?"

"Not necessarily."

Zhang Fei said: "It's not that houses cannot be built, but houses cannot be built first."

Fan Yong asked curiously: "If you don't build a house, what will you build?"

"workshop."

"workshop?"

"Yes!"

Zhang Fei nodded and said: "If you want to sell houses to make money, first of all, you can't blindly rely on court officials, you need to open up new sources of customers, so that more people will buy houses, and those small businessmen are obviously high-quality potential customers , so workshops should be built first, and small businessmen should be given a platform to create wealth, and they will only buy houses when they have money.”

Assholes are not even considered.

The three members were greatly disappointed.

Chen Maoqian said: "We don't care about our own business, how can we help others get rich, this is not what we should do!"

"You can't say that!"

Zhang Fei said with a smile: "Nowadays, you rely on housing loans and can get a good amount of interest every month, but now that houses are limited, this money may not be fully utilized, why not lend money to those businessmen, and at the same time go to surrounding counties to buy land for construction Workshops, on the one hand, lend money to those businessmen, on the other hand, build workshops and sell them to those businessmen, and build a residential center centered on workshops, even if it is rented, it can make a lot of money.”

Ma Tianhao thought for a moment, then shook his head and said, "It's too risky to lend money to that small businessman."

"I don't deny this, I just offer an opinion."

Zhang Fei shrugged his shoulders slightly, he was really just making a suggestion, if it can make a steady profit without losing money, then he has no need to move the house, he is getting a mortgage, isn't it just a steady profit, and said: "That's right! From next year, our bookstore will launch a new business, and you are absolutely interested."

"What deal?" Ma Tianhao asked curiously.

Zhang Fei said: "Tax."

"Tax?"

Everyone looked at Zhang Fei curiously.

Even Xu Zhiqian and Fan Li didn't know about this matter, only Sima Guang knew about it.

"Not bad!"

Zhang Fei said: "Our bookstore will undertake the business of tax calculation. As we all know, the taxation of my dynasty is complicated, unprecedented, but most people don't know the specific content of the tax law. If you encounter some corrupt officials, I'm afraid it will take more money Pay a lot of taxes.

And our bookstore will calculate a very accurate amount based on the account books you provided, and we will give legal guarantees, that is to say, if the imperial court wants to increase your taxes, we will help you to file a lawsuit with the imperial court . "

Fan Li turned pale when he heard that, "Sanlang, it's about us."

This is very sensitive!

This is simply to stand on the opposite side of the imperial court.

too frightening.

Zhang Fei interrupted him, "There is no need to discuss, we are defending the law and being upright, so what are we afraid of."

"Well said!"

Xu Zhiqian said excitedly, "I support this."

She used to think that if she wanted to help more people, she could only become an official in the court, and what the people of Erbi could do was extremely limited, so she always supported Zhang Fei to become an official.

But now it seems that not being an official can help many people.

If the bookstore calculated taxes for ordinary people, those corrupt officials would not dare to run amok.

But except her, no one was excited about it. Fan Yong, Ma Tianhao, and Chen Maoqian looked at each other with complicated expressions.

Zhang Fei glanced at him, and then pretended to whisper to Fan Li: "Don't be afraid, we can help the common people to calculate taxes, and we can also calculate taxes for the court. Those who pay more taxes must also have tax evasion. would like us."

Fan Li nodded dully, but then he came to his senses, "Does the court still need us to deal with tax evaders?"

Zhang Fei clicked his tongue: "It may not be necessary now, but after we do it, then we have to talk about it. If the people agree with the tax calculation we have calculated, then the imperial court will come to us. The reason is very simple. The people are convinced of the tax, if the court calculates it by itself, even if it is right, it may be misunderstood by the people, why bother, the money is not much."

Fan Li was shocked.

Can you still play like this?
One must know that taxation is related to everyone, and the profits can be imagined. Small profits but quick sales can make crazy profits. After so many years of working as tea eaters, he realized for the first time that we Erbi people can still make so much money!
But is this really going to go wrong?

Xu Zhiqian clenched her fists excitedly, secretly applauding.

We must know that the people suffer from the words "tax" and "service".

Fan Yong, Ma Tianhao, Chen Maoqian and others looked at Zhang Fei speechlessly.

If this can be successful.

Then there is no doubt that Erbi's people will surpass Fangya in the future and become the number one hooligan in the world.

Fan Yong squeezed out a smile, "Sanlang's strategy is really wonderful. I don't dare to talk about the industry, but if you want to talk about restaurants, the complexity of taxation is really jaw-dropping. If there is such a business in your store, then I will Alum Building is the first to support."

Ma Tianhao also nodded and said: "The business of my pawn shop is becoming more and more complicated nowadays. If you don't pay attention, if you are accused of tax evasion, the loss will not be worth the gain, and it is not my intention. If San Lang calculates taxes for us, it will indeed save us a lot of trouble. "

You are too ruthless, if it is true as you said, if we don't look for you, wouldn't we be suspected of tax evasion.

This is simply robbery!
Only Chen Maoqian was tangled and silent.

Fangya is very black!

If you want to do this, a lot of hidden income will have to be exposed!

After a while, Chen Maoqian said: "This price must not be cheap!"

Zhang Fei said: "It won't be very expensive, it's very reasonable. After all, this is different from the contract I made. It doesn't require any skills. Many people in our bookstore can do it."

Xu Zhiqian said: "But ordinary people don't have much money."

Zhang Fei said: "We collect commissions based on the amount of tax. Ordinary people can calculate a few acres of land with their eyes closed. Naturally, it won't cost much."

Xu Zhiqian asked, "How much?"

This woman is really serious, she is a good candidate for a lawyer.Zhang Fei clicked his tongue: "This has to be calculated. If it is expensive, the common people might as well pay more taxes to save trouble. Don't worry."

As he said that, he saw that Chen Maoqian was still hesitant, so he said again: "Of course, we didn't check the tax. We will calculate the tax based on the amount you provide us. If there is any problem with the accounts you provided, That has nothing to do with us."

Chen Maoqian suddenly changed his tone, "If the price is reasonable, of course we are willing to ask your store for help."

 Cautiously remind all readers, remember to follow up.

 
(End of this chapter)

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