All Heavens Pension started from the fiery era

Chapter 288. 288. Buying a Garden House
When Wang Liying and her eldest sister saw the shining gold bracelet, their eyes showed unbelievable surprise.

Wang Liying picked up a gold bracelet from the box and weighed it. It was heavy, at least one or two heavy.

She asked in surprise: "How much money did you earn this time on Hong Kong Island? You dared to buy gold bracelets for gifts. No landlord in the old society was as rich as you."

"It's true that I have made a lot of money. It must be far beyond your imagination. You have to be mentally prepared in advance. I will say it, so don't scare you." Yue Wenxuan didn't dare to say it right away.

Yue Guangping urged: "We are all at this age. We haven't experienced anything. Even if we haven't experienced it, we have heard of it. Just tell us, how much money have you made?"

"Then I'll say it."

"Quickly tell me, when did you learn so much?"

"50 magnesium gold."

Hearing this scary number, the whole family was stunned, wondering if they heard it wrong.

After a moment of silence, Wang Liying asked hesitantly: "You said foreign currency, I don't know how much it is, so you just say how much it is in our country's money?"

The little girl hurriedly said: "The exchange rate of RMB to magnesium yuan is 1.5771, which means that one magnesium yuan can be exchanged for 1.5771 yuan.

Convert 50 U.S. dollars into RMB, that's..."

Speaking of this, the little girl couldn't figure it out for a while.

Yue Wenxuan said: "Converted into RMB, it is about 79 yuan."

Wang Liying exclaimed: "My mother! 79, how much is this? I can't count it!"

The little girl continued excitedly: "That's not all, it's just the official exchange rate, no one is so stupid as to exchange at the official exchange rate for such a large amount of money.

If this is exchanged in private, it is possible to exchange one magnesium yuan for eight yuan or even ten yuan. "

"If you say so, if it is exchanged in private, it must be 500 million!"

This number is far beyond Wang Liying's imagination. She can't imagine what a huge fortune this will be.

Yue Guangping's heart was about to jump out of the same excitement, but he pretended to be calm and said:

"It's against the law to exchange foreign currency in private. We are all honest and responsible people, so we can't do this kind of thing."

The younger sister didn't think so, she said confidently:
"People who have foreign currency exchange it in private, and no one will go to the bank to exchange it stupidly. Who can bear such a big loss?

Besides, everyone is cautious about exchanging foreign currency in private.

Knowing who has foreign currency, people who need it will take the initiative to find a way to contact. Such a private transaction is too secretive, how can the official know?
The current situation is that there are many people who need to exchange foreign currency, but very few people have foreign currency in their hands.

Those in need want to exchange, but don't know where to look. "

"Even if the matter is secret, we can't do this kind of thing.

If you don’t have much foreign currency in your hand, it’s easy to say, but your elder brother has 50 US dollars. If you really want to exchange it in private, you can’t hide it, and something will happen! "

Yue Guangping has been abiding by the law all his life, and he is very firm in this matter.

Yue Wenxuan quickly took over the conversation and said: "This is too much money, and it is all kept in my account in Hong Kong Island. When necessary, it can be transferred at any time, so there is no need to worry about converting it into RMB."

Hearing what his son said, Yue Guangping finally felt relieved.

But Wang Liying has a new worry, "I heard that foreign banks are not very reliable. Such a large amount of money is stored abroad, and it is not safe. Don't be unable to withdraw it!"

"I deposit with Fenghui Bank, the largest bank on Hong Kong Island, not those small banks. There must be no problem in terms of safety."

"Yes, to save money, you have to deposit it in a big bank, and the big bank is reliable."

Hearing what her son said, Wang Liying finally felt relieved.

With such a large amount of money, the little girl has a strong ability to accept it. Although she was extremely excited, she quickly accepted the reality.

The eldest sister was in a trance all the time, feeling like she was dreaming, she asked subconsciously:

"Such a large sum of money, brother, how do you spend it?"

This was something Yue Wenxuan had been considering for a long time, so he just took the opportunity to talk about his thoughts with his family.

Now that the national policy has changed, and he also has such a huge sum of money that can be consumed in a fair manner, the first thing to do is of course to change the living conditions of his family.

Since buying the front building of Shikumen a few years ago, the family's housing conditions have improved a bit, but this improvement is only compared to before, and the living conditions are still very cramped.

Like the single-room Shikumen where his family lives, the whole building does not have a large area. In the past, it was only a house for a family, and it was only a house for a small family.

But their old Yue's family is a real big family. Even if every house in this Shikumen belongs to their family, if all the married sisters come back, they still can't live in it.

What's more, their family only has the ownership of the three-storey pavilion and the front building of this Shikumen. There are only these two houses. If the family members come back, it will be even more difficult to live in.

Now that he has money and a small amount of tradable houses on the market, the first thing he needs to do is of course change the family's housing conditions.

But buying a house is a big deal. Even if he has money and wants to buy a big house, he has to discuss it with his family before making a decision.

Yue Wenxuan knew his parents too well. If he directly proposed to buy a big house, his parents might not agree, so he was going to make a proposal in a roundabout way.

Although Dad seldom speaks on family matters, he is the head of the family, and he has the final say on family matters.

Therefore, I have to talk to my dad about this matter. As long as I talk to my dad, the matter of buying a house will be fine.

"Dad, don't look at the 50 Mg in my hand, which looks quite a lot. According to the current consumption level, even if our whole family does nothing, it is enough for this lifetime.

But we must have a long-term perspective when looking at problems, not just look at the present.

Don't look at the amount of money now, but if we save this money and do nothing, in ten or twenty years, the value of this money will definitely depreciate significantly.

You and my mother have experienced a lot, so you must have some experience with this, right? "

"It seems to be such a truth, especially in the late period of the Republic of China, this phenomenon is most obvious, the money that can buy a cow today may not even be able to buy a sheep tomorrow.

But at that time, this phenomenon was due to turmoil. Now that the country is so stable, it should not happen, right? "

Although Yue Guangping had a lot of experience and experience, the incident his son said was beyond his cognition.

The little girl interjected: "Even though I am young and have experienced few things, I still have experience in this regard.

I remember that when I was a child, buying things was really cheap. In the past two years, the prices have been getting higher and higher, and I don’t know why. "

Yue Wenxuan explained in a timely manner: "This phenomenon is called inflation, which means that as time goes by, money will become less and less.

Even though 50 Mg is a lot now, in a few decades, it might not be possible to buy even a single Shikumen building. "

"Then what should I do? It was enough money to spend a lifetime, but if it becomes worthless in the future, it would be too much of a loss."

Wang Liying was afraid of being poor since she was a child. It was not easy for her son to have such a large sum of money, which was enough to change the fate of the family.

"The best thing to do is to spend the money quickly.

Money will depreciate in the future, but prices will get higher and higher. If we exchange money for things, even if money really depreciates in the future, we will not be afraid. "Yue Wenxuan encouraged.

Wang Liying immediately shook her head, "I don't think your idea will work either.

If the 50 magnesium dollars are all bought into things, how much would we have to buy? Our family has no place to put them.

Besides, everything has a shelf life, and if it has been stored for a long time, can it still be used? "

"Let's not buy things with low value, but buy those with high prices, such as buying buildings and buying gold. You don't have to worry about the problems you mentioned."

The little girl interjected again in time: "It's good to buy a building. Buying a building can preserve its value, and it can also improve our family's housing conditions. It happens to kill two birds with one stone.

In addition to buying buildings and gold, I think you can also buy more antiques.

My master said: Gold in troubled times, antiques in prosperous times, even though antiques are worthless now, they will definitely become more and more expensive in the future.

Since the eldest brother has so much spare money, he can also buy more antiques for collection. "

Yue Wenxuan was very pleased after hearing what the younger sister said. It seems that she was right to let the younger sister learn appraisal.

As long as she has this concept in her heart, even if the younger sister's IQ is not as high as that of her older sisters, her future achievements will not be much worse, and she may become a big collector in the future.

Yue Wenxuan praised: "It seems that the younger sister has really learned something from the master, at least she has a high vision and a long-term perspective.

That's what I thought too. With this money, I'm going to buy two garden houses.

One of them must be large enough to have at least ten houses, and this house will be for parents to live in.

With this big house, the older sisters will take their children home and they will not have to worry about having no place to live.

The other house, I live in by myself, does not need to be large in size, as long as it is suitable.

The rest of the money is at the younger sister's disposal, and is used to collect antiques and buy gold.

It is easy to collect antiques. I buy them with magnesium dollars, and the cultural relics stores will definitely be happy to sell them to me.

As for buying gold, I can’t buy it in China. I can buy it on Hong Kong Island and deposit it directly in the bank there. "

Buying a house is a big deal. Although what Yue Wenxuan said seemed to make sense, it was still difficult for Yue Guangping and Wang Liying to make a decision.

They are also worried about one thing, that is, will the policy change in the future?
Over the years, the national policy has always been changing. If the policy in the future returns to the previous one, maybe their old in-law's family will be designated as a prostitute.

The old couple has been hesitant about whether to buy a house. It was not until the third and fourth daughters who were studying in the local university came home and popularized the latest policies to them that they finally made up their minds to buy.

After making the decision to buy a garden house, it is not an easy task to actually buy it.

A large part of the homeowners who own the property rights of garden houses are still working in the countryside or on farms, and their properties have not been handed over.

During this period of time, only a small number of garden houses have been handed over, and the properties with clear property rights and vacated houses are even rarer, with very little room for selection.

Even though Yue Wenxuan was able to find all the real estate information he wanted to sell in the system mall, he still couldn't find a house that satisfied him.

Without a fancy house, Yue Wenxuan could only temporarily put the matter of buying a house on hold.

With the gradual liberalization of policies, those properties with private property rights must be returned to individuals after all. The longer the time, the greater the room for choice.

There is no suitable real estate for the time being, maybe we will meet a suitable one next month, so Yue Wenxuan is not in a hurry.

It is a great convenience for him to be able to inquire about real estate sales information through the system mall. As long as there is a new real estate in Shanghai that is going to be sold, he will know it immediately.

In such a big city, there are a lot of new real estate sales information every day. Even though Yue Wenxuan has a critical eye, after a few days, he finally has a garden house that can satisfy him.

This garden house is located on Huaihai Road, covering an area of ​​nearly one mu. It is a three-story brick-and-timber French-style garden house with a building area of ​​more than 500 square meters. Even if his seven sisters all live at home, it is more than enough.

After seeing the sale information of this property in the system mall, Yue Wenxuan specially took half a day off to go to Huaihai Road to check it out.

Standing in front of the gate of this garden house, Yue Wenxuan was already very moved just by seeing the appearance of this house.

The outer walls of the bungalows are inlaid with colorful pebbles, green, beige, black, white, yellow, colorful and eye-catching.

The balcony on the second floor is restrained and unobtrusive, showing elegance and nobility.

It's just that the details are a bit old, the doors and windows with mottled paint, and the slightly dirty walls add a bit of stagnation to this garden house.

The door is open, and two old couples in their 60s are busy in the courtyard.

Seeing a well-dressed young man standing at the gate looking in, the gray-haired old man looked at Yue Wenxuan and asked, "Comrade, what's the matter with you?"

Yue Wenxuan stood on the spot and said, "I heard that this house is going to be sold, so I came here to have a look."

Knowing the reason for Yue Wenxuan's visit, the old man's attitude suddenly became much more enthusiastic, "Comrade, stop standing at the door, come in and take a look."

Yue Wenxuan stepped into the courtyard, looked around, and said regretfully, "It's a pity that the courtyard is so messy for such a nice house."

The old man said: "This yard of mine was specially designed in the past, and I planted some precious flowers and trees, not to mention how beautiful it is.

pity……"

Having said that, the old man sighed and stopped talking.

"Old man, my surname is Yue, and my name is Yue Wenxuan. I don't know your last name?"

"My surname is Gao, you can just call me Uncle Gao."

(End of this chapter)