Police officer Chen Shu

Chapter 829

Perhaps due to insufficient police force at midnight, it took more than half an hour before a police car with red and blue lights slowly drove up.

A traffic policeman got off and walked towards Chen Shu and the others, patting his white police cap as he did so. When he got close to them, he flipped the cap over his head and looked up, revealing a smiling face.

The final movement was fluid and graceful.

However, even Chen Shu, who is in the same industry, thinks he's quite handsome.

"Tell me, how did the collision happen? Young man, put your phone away first." The traffic police glanced at the accident scene. The Audi sedan was parked neatly in its lane, while the electric scooter, a non-motorized vehicle, was parked crookedly in the middle of the road.

As a veteran traffic policeman who spends many years on the road, the responsibility for the accident is immediately clear to him.

The delivery guy reluctantly put down his phone, which he was engrossed in, shrugged, and said nonchalantly, "I wasn't paying attention when I was crossing the street and got hit. But I have insurance, so I can get compensation!"

After the young man finished speaking, Chen Shu continued, "I was driving on this road when suddenly... suddenly I crashed into it."

The traffic police nodded. Based on the situation at the scene, the case was simple, both parties acknowledged their responsibilities, and it could be resolved with a quick accident report written by hand.

After taking the notebook and pen from the auxiliary police officer, the traffic policeman shook the pen vigorously, placed the notebook on the hood of the car, and began to write furiously.

"Put out your driver's license, vehicle registration, and ID card," the traffic policeman asked without looking up. "Young man, are you alright? Do you feel any pain? If not, go to the hospital for a checkup."

The young man, who had somehow pulled out his phone and was tapping away, said nonchalantly, "Officer, I'm fine. I know it's entirely my fault. I'll have to pay for the hospital myself, and I don't have that much money. Get this done quickly so I can continue delivering food and earning money."

"Don't take your youth for granted. If you get hurt, you'll regret it later." The traffic policeman paused, glancing at the delivery driver who was engrossed in his phone. After a moment's thought, he said, "Actually, there's no rush to determine liability right now. You can go to the hospital for a check-up first, and then come to our accident investigation team tomorrow."

"Officer, really, no need. I know my own body perfectly well. Just get this quick liability determination form ready, I need to take this paper to claim insurance." The delivery guy shook his head, clearly not the first time he'd encountered something like this.

Chen Shu, who was standing to the side listening, did not interfere. Although his police department had nothing to do with traffic police, several of his classmates were in the traffic police force.

In casual conversation, one can roughly understand the ins and outs of the matter.

In such accidents involving people and vehicles, traffic police officers on the road will tend to favor the injured party, including in accident assessment and compensation.

After all, all vehicles that can be driven on the road have compulsory traffic accident liability insurance. In the scope of accidents involving people and vehicles, even if the vehicle owner is not at fault, they still need to bear 10% of the compensation liability.

This is called no-fault compensation, with a limit of 18,000 yuan for death or disability, 1,800 yuan for medical expenses, and 100 yuan for damage to vehicles and other property.

Since there is no-fault compensation, there is also corresponding liability compensation. According to the above conditions, the amounts are 180,000, 18,000 and 2,000 yuan respectively.

Since the difference in the two compensation amounts is quite large, the traffic police will, within the scope of the law, appropriately favor the weaker party.

Therefore, the state's legal requirement that all cars on the road must have compulsory traffic accident liability insurance is not only a responsibility to the drivers, but also a form of protection for potential accident victims.

"Are you really alright?" The traffic police officer, holding a pen, turned to the deliveryman and asked.

"Officer, I'm really fine." The delivery guy waved his hand, still engrossed in his phone.

"Okay, then let's assign responsibility like this."

In no time, within minutes, the traffic police had completed the accident quick determination report, in triplicate, which was then signed and confirmed by Chen Shu, the deliveryman, and the traffic police himself.

"It's good that you're alright, young man. Remember to notify the insurance company." The traffic policeman chuckled and handed the two men a copy of the accident report before heading back to his patrol car.

"Brother, I'm off too. For the car repairs, just contact my insurance company." Seeing the traffic police leave, the delivery driver waved casually and prepared to go his own way.

At this point, the colleague who had helped deliver the food earlier must have finished his task. He came back, stopped next to the deliveryman, and asked about the cause of the accident.

How much compensation is owed?

"It's alright, it's just an Audi, we can afford to pay for it!"

"This is an Audi, is it enough to cover the damages? We only paid three yuan."

"I can afford it. I checked, they can pay 50,000! You won't believe me, just look."

"Sigh, I've only been in this line of work for a week, and every day it's either me getting into a car accident or watching someone else get into one." "Don't be so blunt!"

"."

While the two deliverymen were chatting, Chen Shu took out his phone and received a reply from the 4S store.

"We only replace, not repair. Excluding labor costs, the price will be around 60,000."

Sixty thousand? ???
Chen Shu gasped. Was this still the Audi he knew?

Adhering to the principle of seeking truth and being pragmatic, Chen Shu contacted the local Audi 4S store in Dongzhou and received the same answer.

For this model of car, damaged doors are replaced, not repaired.

Sixty thousand is just the minimum.

Just as Chen Shu was gasping for breath, the delivery guy received an unexpected call from his station manager.

"Brother, it's nothing, just a little scratch."

"The traffic police have arrived."

"The ticket's on! The ticket's on! It's all my fault!"

"It's okay, I checked online, it's only a few thousand yuan."

"The three yuan our station pays every day, can we lose fifty thousand yuan?"

"What?"

"Brother, I'm an honest man, don't lie to me."

"What the hell!"

The delivery guy hung up the phone softly, looking dejected, a stark contrast to his earlier nonchalant smile in the video.

My colleague asked cautiously, "What's wrong? What happened?"

"It seems like it's not enough to cover the losses."

"Not enough to cover the damages?" The colleague was stunned, a little confused. "Last time I had a car accident, I was compensated 8,000 yuan. The insurance company was very accommodating, no problem."

The delivery driver, hunching his shoulders, glanced at the Audi parked by the roadside, his tone suddenly becoming somewhat discouraged: "The station manager just means it's not enough."

"How could it not be enough? Didn't you say this scratch only costs a few thousand yuan? At worst, we can charge ten or twenty thousand, that's enough." The colleague breathed a sigh of relief and patted his heart.

The delivery driver stammered, "That station manager said he saw someone commenting on the model of this car on the Douyin video I posted, saying that even the original 50,000 yuan insurance coverage might not be enough, so he called me."

Why are you calling?

"Let me kneel down before them as soon as possible."

At this point, the two deliverymen stared at each other, and the atmosphere suddenly became tense.

"How about we take a look at the Douyin videos you posted?" a colleague suggested.

The delivery guy jerked as if he'd been electrocuted before pulling out his phone and finding the short video he'd just posted.

In the blink of an eye, the video's likes had risen to around five thousand, which was more than all the videos the guy had ever posted in his entire life.

The most popular comment right now makes it very clear:

It's not called A8, it's called Horch, and the suggested retail price is 1.42 million!
I've been on hiatus for half a month, and I'm truly ashamed of myself. I haven't even dared to open the comments section yet. I'm so ashamed. I'll get back to updating normally for a while and then reply to everyone one by one.

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(End of this chapter)