What if I have some money as an online car-hailing driver?

Chapter 260 Reward Quantum Chip Technology

After the 10 banking institutions accepting Jinling Phoenix Gold Jewelry as collateral determined that the gold was fake, they immediately issued an announcement to explain the problem to the public.

Although the wording of each bank is different, but in summary the meaning is similar.

First, there are no issues such as transfer of interests between them and Jinling Phoenix Gold Jewelry.

Second, all gold has been tested by instruments, and also tested by hanging water method, and it is confirmed that it is real gold.It's just that they don't know that Jinling Phoenix gold jewelry is actually made of tungsten, iridium, lead and other metals, which have escaped the detection of the water hanging method and the detection of the instrument.

Third, they are willing to actively cooperate with relevant departments to investigate and collect evidence.

Fourth, they have already reported to the police, accusing Jinling Phoenix Gold Jewelry Co., Ltd. of defrauding mortgage payments with fake gold.

……

From these contents, it can be seen that banks and other institutions want to clean themselves up and put all the responsibility on Jinling Phoenix Gold Jewelry.

And another very important point is that these banks can hide one thing, that is, they used that batch of gold to make secondary mortgages and wealth management products with other financial institutions and trust companies.

On the surface, Jinling Phoenix Gold Jewelry used 85 tons of fake gold to defraud banks and other institutions of 300 billion yuan of funds, but in fact, the amount of funds leveraged by this batch of fake gold was as high as 900 billion yuan.

The simple logical relationship is: Jinling Phoenix Gold Jewelry, which is controlled by the Jiang family, redeems the 85 tons of gold at the current price, and the bank can return the money to other financial institutions, and other financial institutions and trust companies can use the money to buy it. Customers who purchased wealth management products made payment.

Now the gold is proved to be fake, which means that if Jinling Phoenix Gold Jewelry cannot redeem the fake gold at the current price, the bank will have no money to return to other financial institutions, and other financial institutions and trust companies will not be able to redeem the fake gold to customers. long-term financial products.

This is an interlocking relationship. If there is a problem at the source, there will naturally be problems in the follow-up.

If the amount is small, the bank can also carry the advance payment.

But this is a line of interest involving 900 billion funds. The bank belongs to the state, so how can the state allow them to bear the money?
So, now the pressure is completely on the Jiang family's side.

However, the Jiang family also stayed behind.

Jinling Phoenix Gold Jewelry is a limited liability company. If the Jiang family can't afford the money, they will go bankrupt and liquidate. In addition to mortgage and sell all assets, the shareholders only need to repay the debt according to the registered capital of 5 million.

Of course, this is the ideal ending, but now they are facing a bank and a number of financial institutions, and it is a big case that leveraged 900 billion funds, let alone the Jiang family, even if it is Yang Chen's turn , if he doesn't settle this matter, he will also be involved.

No, just as Jiang Zhengtian was about to issue an order to cheat, the person in charge of the relevant department came to him directly.

The attitude of the relevant departments is very clear. As the major shareholder of Jinling Phoenix Gold Jewelry, the Jiang family must redeem the 90 tons of fake gold at the current price of gold.

After the redemption, they can be dealt with lightly on the charge of defrauding the bank of funds with fake gold.

Originally, Jiang Zhengtian wanted to bargain and repay according to the original 300 billion standard.

But the heads of relevant departments disagree.

Because the bank took this batch of gold to make a second mortgage, and the trust company made wealth management products, etc., and the income of those products is calculated according to the current price of gold.

If the Jiang family repays according to the original 300 billion yuan, the bank and trust company will have to bear the value-added part of this batch of gold, how is that possible?
In just three days, gold has broken through 400 yuan/g, and news has also spread from Wall Street. According to their predictions, gold will continue to rise in the next six months, and the highest may break through 500 yuan/g.

But those wealth management products, as well as mortgage loans, are only due in the last 15 trading days. If they cannot be cashed at that time, it will inevitably trigger a thunderstorm in the financial world. Solved it.

And at that time, the Jiang family not only committed the crime of fraud, but also the crime of disrupting financial order. In a financial case involving 900 billion yuan, all relevant personnel of the Jiang family could die ten times.

Jiang Zhengtian had no choice but to urgently sell everything that could be sold, and asked the bank and the Securities Regulatory Commission to release the 270 billion funds as soon as possible.

At this time, the Ning family made a move.

Ning Wuque and Ning Shaoqing visited the relevant persons in charge with big gifts and asked them to deliberately delay the release of funds for 2-3 days.

Judging from the current rally of gold, it will not be a problem for the price of gold to soar to 500 yuan/gram in three days.

It is true that the procedure could be delayed by 2-3 days, so those in charge also accepted the Ning family's request.

Three days later, the Jiang family sold everything and raised 420 billion.

At this time, the price of gold has reached 480 yuan/gram, which means that the Jiang family needs to pay 408 billion to redeem the 85 tons of fake gold.

However, now the problem comes again.

Because the due date of mortgage and redemption is 12 working days later, and the price of gold continues to rise now, the Jiang family wants to redeem it now, but the banks and trust institutions are unwilling, and they have to wait until the due date before allowing them to redeem it.

At this time, more than 80 people, including Jiang Zhengtian, were all detained in the detention center awaiting prosecution.

Twelve trading days passed quickly, and the price of gold reached an exaggerated 12 yuan/gram. After 525:[-] p.m., banks and other institutions immediately asked the Jiang family to redeem the gold.

But to redeem at this price, the Jiang family needs to pay 446.25 billion funds, and all their belongings were sold out to raise 420 billion funds, leaving 26.25 billion funds unaccounted for.

The bank didn't care about that much, and just transferred the money away, and the remaining 26.25 billion funds were waiting for the auction of the Jiang family's ancestral house and other real estate to slowly recover.

Soon, the police and other departments issued an announcement to explain the progress of the 300 billion gold fraud case to the public.

In short, there are mainly two points.

First, Jinling Phoenix Gold Jewelry has already paid 420 billion in compensation at the current price, and there is still a shortfall of 26.25 billion that will be repaid through subsequent auctions of the ancestral home. The impact of this case is already within the controllable range and will not cause systemic risks.

Second, Jiang Zhengtian, the real controller of Jinling Phoenix Gold Jewelry, has been arrested and brought to justice. At the same time, all relevant personnel involved in the case are also detained in the detention center, awaiting court trial.

At this point, the Jiang family that had developed in Jinling City for decades was completely destroyed.

The Jiang family was destroyed, and the Ning family benefited the most.

No, the building of Tanbao Pavilion is now up for auction, and Ning Shaoqing took it directly.

After completing the formalities, Ning Shaoqing called Yang Chen.

Ning Shaoqing: "Brother Chen, I took down the Treasure Pavilion! We can directly open our gambling stone workshop here."

Yang Chen: "Haha... that's good. The Haicheng side is already ready. I'll ask the Nanmian side to deliver the goods. Both of them will open on June 6th at the same time."

Ning Shaoqing: "Okay! Then prepare as soon as possible, we will open on June 6th."

Yang Chen personally named Gambling Stone Workshop Xingchen Pavilion. He personally holds 67% of the shares in Haicheng and Jinling stores, and the remaining shares are distributed to other partners.

No one in Jinling City opposed the opening of Xingchen Pavilion, but it was different in Haicheng. Tang Chengbao was the first to stand up against the opening of Xingchen Pavilion.

No, Tang Chengbao asked Yang Chen, Xue Yinong and other Xingchen Pavilion shareholders to negotiate face to face.

Tang Chengbao's attitude was clear and resolute, he did not allow Yang Chen and the others to set up the Xingchen Pavilion Gambling Stone Workshop next to Mingcui Square.

He even clamored that if Yang Chen and the others insisted on doing this, the Tang family would definitely retaliate against Yang Chen and the others at all costs.

Yang Chen's attitude was also very firm, and said: "If Mr. Tang thinks that using the Tang family can scare us, then I think you must be wrong. I can tell you clearly that the Xingchen Pavilion will open on June 6th. It opened as scheduled. If the Tang family dares to sabotage, we will take revenge on the Tang family at all costs."

Tang Chengbao sneered and said, "Okay! Since we can't agree, let's not talk. Let's wait and see who can have the last laugh."

After finishing speaking, Tang Chengbao angrily led the people away.

Yang Chen got up and stretched, smiled and said to Xue Yinong and the others: "Don't pay attention to him, the Tang family doesn't dare to really do sabotage."

Xue Yinong: "I heard that the old man of the Tang family has recently changed several properties of the Tang family, and transferred the legal person and equity to Tang Chengbao and Tang Chunlai. Tang Chenghu's position as the head of the family is in jeopardy. Even if he is still the head of the Tang family, it is useless. Tang Chengbao may think that he and his son will actually control the Tang family soon, so he will So arrogant."

Yang Chen: "I've guessed this kind of result a long time ago, Tang Chenghu's benevolence, no wonder others."

Qiu Tian: "Brother Chen, why don't we summon overseas mercenaries to give Tang Chengbao and Tang Chun a warning?"

Yang Chen: "Not for the time being. The Tang family has military connections behind it, so we try not to take the initiative to cause trouble. Unless it is absolutely necessary, don't use overseas mercenaries to deal with the Tang family. Alright, you all go back, I'm going to go to the sports car."

Everyone nodded and bid farewell to Yang Chen.

Yang Chen's Jianghuai car has been remodeled, and now it has bulletproof, explosion-proof and other functions, and ordinary steel rods can't be smashed, it is a veritable iron lump.

At about eleven o'clock, Yang Chen finished delivering a passenger, and just about to snatch the order, a middle-aged man hurriedly boarded the car.

Passenger: "Brother, hurry to the high-speed rail station!"

Yang Chen: "I'm sorry, big brother, this is an online car-hailing service, not a taxi. You have to place an order through the beep platform."

Passenger: "My 100 yuan purse cart, don't go through the platform, okay?"

Yang Chen shook his head, and said: "Sorry, no! If I don't go through the platform, I'm running an illegal car, which is illegal. My sports car is just to pass the time, and I don't want to break the law for such a small amount of money. Either you go through the platform to call a car, or you just get off car."

Passenger: "Why are you so rigid? All right, I'll place the order."

Passengers quickly opened the Beep app to place an order, and according to the principle of distance priority, the platform pushed it to Yang Chen.

Only then did Yang Chen drive him to the high-speed rail station.

Not long after, the passenger's cell phone rang.

He answered the phone and said impatiently: "Don't call me now, I have already run away. If I stay on site, the construction unit will definitely make me liable for compensation. I will run away now, After they lose money, I will find a chance to come back. I will talk to them slowly in the future, anyway, I will definitely not lose money. Don't worry, you just say that you are just driving an excavator to work for the construction party, not digging on purpose Cut the cable and they won't give you a hard time."

Excavator master: "But they said they told you in advance that there are national defense cables here, but you didn't tell me! Now the representative of the construction party has clearly stated that they will not be liable for compensation, and let us contract the project to bear the liability for compensation. Now you Run away, I’m done! I’ve been working with you for half a year, and I’ve received a salary of 1 yuan so far. You owe me so much wages, and now you want me to take the blame, that’s definitely not okay!”

Passenger: "It's not that I have too many things. I forgot to tell you that there are national defense cables there. Brother, you just insist that you don't know that there are national defense cables there. I also insist that I have not heard the warning from the construction party. We must put The responsibility is passed to the construction party, otherwise we will all go to jail, and we will not be able to pay compensation at all. Do you understand?"

The excavator master roared: "Zhang Fengming, can you stop being ridiculous? You treat the law as a joke? I lie with you, and the punishment will be more serious in the end. Let me tell you, come back quickly, or I will call the police directly! "

Passenger: "I can't go back! I'm already on the high-speed train!"

After speaking, the passenger hung up the phone.

Yang Chen persuaded: "Brother, you can't escape this kind of thing, it's better to face it."

Passenger: "Do you think I don't want to face it? I don't have the strength! In order to get this project, I took out all my family's money as gifts. I thought I would get revenge after the project was finished. This This kind of thing happened before the horse was done. It is a national defense cable, and the loss is calculated by the second. I simply cannot afford compensation. If I disappear now, they will definitely seek compensation from the construction unit. When the claim is completed, I will pay for it Procrastinate some relationship and come back to admit my mistake, and promise to pay back the debt slowly in the future. This is my only way. If I stay, I will either lose money or go to jail, and it is impossible for the construction party to lend me so much money to compensate.”

Yang Chen: "To be honest, I didn't understand what you meant. Of course, it's not important. The important thing is that you can't escape such a big matter, so don't be stupid, go back and face it."

Passenger: "Okay! Don't talk too much, I'll just send it to the high-speed rail station as soon as possible."

I really have never seen such a stupid person, how stupid is it to think like this.

However, this has nothing to do with Yang Chen, it's enough for him to persuade him humanitarianly, don't be too entangled.

Soon, Yang Chen sent the passengers to the high-speed rail station.

But, unfortunately, the fastest high-speed train back to my hometown stopped selling tickets.

He hurried to the ticket office to discuss with others to get on the bus first and then buy a ticket, but was rejected.

Now he has only two choices, one is to wait for the next bus in 40 minutes, and the other is to go to other places to hide first.

40 minutes was too long, so he chose to hide in another city.

So, he hurried to line up to buy tickets again.

While queuing up to buy tickets, he gave Yang Chen a bad review.

"Garbage driver, it's only a minute away. If you don't let me place an order online, I can buy a ticket to get on the bus if you don't let me place an order online! If you kill me, I will curse you for the rest of my life!"

As soon as Yang Chen left the high-speed rail station, the beep platform sent a bad review reminder.

Then, the system issued a reminder.

"Congratulations to the master for getting a bad review. The system rewards the master with quantum chip technology, which will take effect immediately. In addition, the blueprint will appear in the master's bedroom. Please keep it safe when the master returns home."

In an instant, countless large and small chip-mounted objects appeared in Yang Chen's mind, as well as some wiring, and even things that looked like tall buildings.

Afterwards, everything returned to normal.

Now Yang Chen can guide a professional team to develop quantum chips.

Yang Chen sorted out his knowledge, and had an accurate understanding of quantum chips.

To put it simply, different quantum states are hit on the substrate, and then the function of quantum processing information is realized.

This kind of chip manufacturing technology has a very obvious advantage for Longguo, that is, it can bypass the lithography machine and directly make it with quantum technology.

As we all know, the biggest problem plaguing Longguo's chip technology is the high-precision lithography machine.

At present, Longguo can only produce 90nm lithography machines, and more advanced ones cannot be produced.

But once Yang Chen announces the quantum chip technology, or applies it to practice, Longguo can completely eliminate equipment such as lithography machines, and become the world's top chip powerhouse.

Someone once said that as long as the lithography machine technology can be solved, no matter what crimes this person has committed, he can not be held accountable, and the people of the whole country will have no opinion.

Now that Yang Chen has more advanced quantum chip technology, even if he really murdered and set fire, he will be forgiven, and the people of the whole country will intercede for him.

So, brother Chen is still afraid of the Tang family's military background?
Such a good technology needs to be practiced quickly, the sooner it is commercialized, the sooner Yang Chen can become the richest man in the world.

To engage in research, a research base must first be set up.

You can't let a group of scientific researchers do scientific research at Yang Chen's house every day, right?

Yang Chen thought carefully for a while, and suddenly remembered a place, that is Chenjiacun.

Originally, the municipal government wanted to demolish Chenjia Village and Lijia Village to build a chip research base.

However, because some villagers charged too high prices, the city government was forced to abandon the demolition of these two villages, and demolished the buildings belonging to the steel factory instead.

Now the villagers in those two villages are still making trouble, pulling banners and petitioning, but they are all doing nothing.

If Yang Chen wanted to tear down their house now, they would definitely not dare to ask for prices, right?

Even because of the lesson from last time, it is fine to give them a little less compensation.

They have already lost one chance, and they will definitely not lose a second chance.

However, to engage in such a large project, you must apply to the city government, especially for scientific research bases, which must be approved by relevant departments.

The problem now is that the municipal government is already building a chip research base. If Yang Chen wants to build another chip research base on the opposite side, it is obviously a waste of resources, and he will definitely not be approved.

Therefore, Yang Chen thought of a way, not to apply in the name of the chip research base, but to apply for the land as a comprehensive scientific research base.

Chip research is just one of the projects, and there are other projects such as controllable nuclear fusion.

Although these projects are still nonsense at present, Yang Chen personally pays for the research and does not need state funding. The government is definitely willing to give him a try.

According to his idea, first set up a company called Chenguang Technology Group, and the scientific research base belongs to this group.

The equity distribution of Chenguang Technology Group is as follows.

Yang Chen holds 67% of the shares, achieving absolute control.

Give Haicheng State-owned Assets Supervision and Administration Commission a 4.9% stake.

The remaining part was allocated to Xue Yinong and others.

Although some profits were distributed in this way, Yang Chen would save a lot of trouble.

At least some policy approval, the city government will not be stuck, right?

Will land use, loans, etc. be prioritized?
When the product is commercialized, with the help of the Haicheng government, can it be put into the market faster?

This world does not mean that good things can quickly occupy the market. If there are policy obstacles, even the best things may be banned.

So how can we overcome these obstacles?
Of course, part of the profit is shared.

Although Yang Chen is young, he has seen the experiences of many business leaders.

From time to time, some kind of investigation will come, and the fine will be tens of billions, hundreds of billions. If this part of the profit has already been distributed, can it still be like this?

Be a man, be sensible.

For Yang Chen, there are too many ways and industries to make money, as long as he can continue to be a hands-off shopkeeper, he is willing to share part of the profits with others.

Yang Chen called Yu Shishi and told her to cook a bigger dinner. In the evening, he would invite Xue Yinong and Qiu Yuhong to go home for dinner.

Yang Chen himself doesn't have much relationship with the government, so this matter has to be handed over to Xue Yinong and Qiu Yuhong, who have very extensive relationships in this area.

At seven o'clock in the evening, Yang Chen returned home.

At this time, Qiu Yuhong and Xue Yinong were already waiting for him in the living room.

When the two heard the sound of the car, they quickly came out to meet Yang Chen.

Qiu Yuhong: "Mr. Yang, you are back."

Xue Yinong: "Ah Chen, you are back."

Yang Chen walked over with a smile, and said, "I'm back. Let's go in and talk."

Although Yang Chen took the initiative to invite, Qiu Yuhong and Xue Yinong had to be sensible.

Both of them brought good wine, such as Moutai, Romanee-Conti, red and white.

Yang Chen didn't plan to get out of the car at night, so he started drinking with them.

After drinking and eating, Yang Chen called the two of them to the living room to chat.

"I called you here today to discuss a project with you. I plan to build a super-large scientific research base, specializing in the research of some high-tech technologies that will come in handy in the future. Such as chips, engines, controllable nuclear fusion, and so on. The investment in this scientific research base will definitely be huge, and it needs continuous investment. As for the return, I can only say that I am not sure. There may be no return for a long time, or there may be a return soon. Once there is a return, even if it is just one of them If a project has results, we will all get rich. It is still the old rule, what project I want to do, I will definitely consider giving you some shares. If you are willing to do it, follow suit, and if you don’t want to do it, I will not force it.” Yang Chen cut to the chase and said.

Without any hesitation, Xue Yinong said: "If you do it, I will do it. Don't talk about researching chips, controllable nuclear fusion, if you are researching spaceships, I will follow you."

I rub, is this life and death?
Yang Chen laughed loudly, and said: "Aren't you afraid of losing all your dowry by following me?"

Xue Yinong: "That's just right. If you lose everything, you don't need to marry, and you can play with you for the rest of your life."

Qiu Yuhong on the side thought: "I can't stand it anymore, can't one of you confess to the other first? This kind of hazy feeling makes me uncomfortable."

Later, Qiu Yuhong said: "I will always follow Mr. Yang. If there is any project in the future, Mr. Yang can do it directly. Don't ask us whether to follow, we will definitely follow."

Yang Chen nodded, and said: "That's interesting. Let me tell you a little bit, I've already found an expert who studies quantum chips, and after listening to his description, I think it's very reliable. If we're lucky, we'll be able to overcome it soon." Quantum chip technology, this technology can bypass the lithography machine, and in the future we can realize all the chips produced by ourselves. Foreigners will also beg to buy our chips, because our chips are more efficient, more energy-saving, and cheaper.”

Xue Yinong: "I said that it is impossible for you to suddenly build a scientific research base for no reason. It turns out that there is already a plan. Then there is nothing more to say, and you must follow up."

Qiu Yuhong: "Mr. Yang, just tell us what to do."

Yang Chen nodded, and quickly told the two of his plans.

Xue Yinong and Qiu Yuhong understood what Yang Chen meant, and they will start to do it tomorrow.

The construction of the scientific research base can be handed over to Xue Yinong and Qiu Yuhong. After the project is approved, it can be handed over to Yang Chen and Haicheng Jinjiang Development, which is controlled by Xue Yinong.

What Yang Chen has to do now is to find a reliable quantum science research team and teach them the quantum chip technology rewarded by the system.

But where to find such a team?
And there is a very real problem.

Such high-end technology has taught them, can they guarantee not to leak it out, can they guarantee that they will never betray Yang Chen?

This seems to be more difficult than operating and building a scientific research base.

(End of this chapter)