Lingyu First Bank

Wang Yuan let go of his hand, and didn't care about Mr. Li anymore. Instead, he began to look through the bank's statements and documents. After reading them for a while, he frowned. These statements were obviously not compiled according to his wishes. The biggest reason was that the compilation People don't understand the accounting structure enough, and there is no unified standard. It seems that it is imperative to introduce an accounting system as soon as possible.

Over there, Mr. Li opened his eyes, and his excitement was beyond words: "President, I have reached the first level of Qi refining."

Wang Yuan nodded: "Although you are old, if you take care of yourself more, you may not be able to build a foundation. Do it well and don't let me down."

Li Laojiao bowed deeply: "I understand, President, Laojiao would not be today without you. I'm going to convene a meeting."

Wang Yuan waved his hand, making Li Laocao back down.

In the past, he always called Mr. Li Uncle Li, but now and then, with the expansion of his career territory, he must also establish his own prestige.

In the evening, in the big meeting room of the guild, all the apprentices of Julong were present.There are both those who work in guilds and those who work in banks.The guild is a part of Wang Yuan's economic layout. Although he is only a small shareholder, he is under his control. Besides, it is not certain whether the shares are in whose hands he can hold them for a lifetime.Therefore, Wang Yuan treated these people equally.

As soon as Wang Yuan came to the stage, the fanatical eyes of the young apprentices below saw him wishing they could burn. This is the power of worship.

Wang Yuan began his speech: "Less than a year ago, I was just an ordinary person like everyone here, but there is nothing in this world that cannot be changed by hard work and wisdom. From today on, everyone here will The person I appointed will teach the exercises personally, so I will provide the corresponding pills and spirit stones in place. What I ask for is loyalty, loyalty to me, and loyalty to our cause. , You must know how to study, find problems, and solve problems. Next, Julong Lingxiu Bank will be renamed Nanfengfu Lingxiu Bank Julong Branch. Let me tell you, this is not the end. We will change our name to Fufeng County Lingxiu Bank in the future. Dajin Lingxiu Bank, even Lingyu Lingxiu Bank. But if we want to make progress, we must not wait and have a more forward-looking vision and thinking. I am asking a simple question now. I now want to realize Julong and Nanfeng For mutual deposits and withdrawals, the spiritual stones deposited by one person in Julong can be withdrawn in Nanfeng. So, now that the communication problem between the two sides has been resolved, how can we ensure that there will be no problems here?"

……

It's cold, but it's not because everyone didn't understand, but because they were thinking.

Someone raised their hand first.

Wang Yuan pointed at him: "What's your name?"

"My name is Bai Qing."

"Well, the name is good, you say."

"Universal deposit and withdrawal is mainly to deal with accounting issues. In this case, it will involve accounting vouchers. I think we can make a voucher that cannot be falsified, and hand it over to the other party when the other party deposits the spirit stone. When the certificate goes to a different place to get the spirit stone, we will check the account through the communication equipment, in this case, the possibility of making mistakes is much smaller."

Wang Yuan praised: "The thinking is relatively clear, so let me ask you, how do the banks on both sides handle the accounts of universal deposits and withdrawals."

Bai Qing thought for a while: "For example, from Julong's storage of Lingshi to Nanfeng, Julong's deposit has decreased, but he has not paid Lingshi, and Nanfeng has paid Lingshi, but his deposit has not decreased. This is In fact, it is equivalent to the fact that the bank on Julong owes the Lingshi to Nanfeng's bank. Under normal circumstances, we should deliver the Lingshi to Nanfeng. But similarly, there are also those that exist on Nanfeng's side and are taken from Julong. There should also be spiritual stones transported to Julong. Not to mention the trouble of transporting them back and forth, it will be confusing and increase unnecessary costs. My idea is to set up a common account for both sides to record these receivables and payables. Spiritual stones can be checked every day. In the end, one party should always pay and the other should receivable, and the quantity should be the same. In this way, there will be no mistakes. Then, if the spiritual stones on one side are not enough, you can ask the other party to send the spiritual stones. , as long as the repayment amount of Lingshi is recorded in this account."

Wang Yuan didn't expect that the child's mind was so sharp, which almost grasped the essence of accounting.

"how old are you?"

"fifteen."

"Okay, sit down, let me ask again. If a customer borrows 1000 yuan of spirit stones from us, and he repays 100 yuan of spirit stones every month for a year, for a total of twelve months, then What is the rate of interest he bears?"

Someone raised his hand, Wang Yuan signaled him to say.

"It's very simple, 20.00%." ​​The apprentice said confidently, and most of the apprentices agreed after speaking.

Wang Yuan looked at everyone: "Any other answers?"

After a while, an apprentice raised his hand, and Wang Yuan beckoned him to say.

"This number is not easy to calculate. I can only calculate it above 30.00%, about 30.00% five."

Wang Yuan was shocked. This question involved the repayment of loans with equal installments of principal and interest. If he hadn't known the formula and calculated it beforehand, he would not have been able to give the answer verbally.The answer to this question, if you ignore the decimal point, is 30.00% five.Wang Yuan really didn't expect that in a different world, there really is such a genius who can learn without teaching. This is the real treasure house.

"What's your name?"

"Gao Xiang."

"Okay, let me ask another question..."

……

The whole venue was very lively, and Lu Cheng's brain obviously couldn't keep up. Although he was in charge of the bank, it was good that he could understand some reports, but his understanding of accounts was far from enough.

But Li Laojiao was stuck in the problem of equal principal and interest repayment just now, and he also realized that the interest rate was not simply 20.00%, but he didn't know how to calculate this interest rate.

Wang Yuan asked a few questions, and soon he found a few good seedlings.

Finally, Wang Yuan made a final speech: "Very well, I saw everyone's enthusiasm today, and saw that everyone has been working for a while and has not stopped studying. Now I am announcing something to everyone."

Wang Yuan paused: "I am in urgent need of talents. For everyone present today, from tomorrow onwards, someone will teach exercises every night. All corresponding spirit stones and pills will be distributed according to the daily assessment ranking. The higher the ranking, the more resources you will get. The more you have, I hope you will succeed in your cultivation as soon as possible."

"Huh." The whole venue rioted.

"Long live the president, long live the president..."

"President, you are so kind..."

"President, you are my father..."

"President, I love you..."

Wang Yuan has black hair, no matter what life, are the fans so fanatical?

To calm everyone down, Wang Yuan said to Mr. Li: "The apprentices here are all men. Could it be that they will all be bachelors in the future? We will publicize it tomorrow, and we will recruit apprentices in the future, as well as the enrollment of Julong Trade School. The ratio of male to female To achieve one to one."

"Long live the president..."

"President, you are too considerate..."

"President, I love you to death..."

……