Reward and punishment envoy

"Hehe, we didn't expect that the bank's business is so good, whether it's the townspeople or the merchants who come here to do business, all of them have deposited the spirit stones."

"Everyone went on and on, and came to save the spirit stone when they had it. I really didn't expect that the families of casual cultivators were so rich."

Uncle Miao was very happy, probably already looking forward to a bright future.

"Uncle Miao, you are overjoyed. It's not that the people in the black market didn't make a move, it's just that you didn't see it."

Du Yuan is not alarmist. A new thing can attract some people's curiosity, but it will not be quickly accepted by everyone, not to mention that it is related to real money.

"What, what did they do?"

Hearing Du Yuan's words, Uncle Miao immediately became nervous. He knew in his heart that the prospect of this matter was boundless, but it would also make those who failed never recover.

"If my guess is correct, a large number of deposit contracts have already fallen into the hands of people in the black market."

Although Du Yuan is not a financial major in Blue Star, he still has this judgment under the influence of his ears and eyes.

"Why do they want a deposit contract?"

Under the guidance, Uncle Miao was still at a loss, and it seemed that he was not suitable for managing a bank.

In the end, it was Du Yuan's patient explanation that made him feel chills on his back and covered in cold sweat.

People in the world can't get up early without profit. The reason why everyone quickly accepted Lingshi Bank must be that they can guarantee their principal and make a small profit.

As long as the people in the black market let out the wind and exchange 11 first-grade spirit stones for a deposit contract of 10 spirit stones, everyone will be moved by the wind. Everyone can earn a spirit stone by just going to two places, so why not do it.

And this thing can be done repeatedly, which caused Lingshi Bank to receive billions of deposits within a few days of its opening.

As for those contracts, they would exchange them slowly, squeezing the bank's few second-grade spirit stones little by little. Even with Du Yuan's desperate transformation, they would not be able to fill the vortex.

If the bank can't produce the second-grade spirit stone, its reputation will definitely be questioned, but as long as it is paid with a first-grade spirit stone, there will be no major problems.

But they will not make it easy for the bank, and will definitely launch a large-scale run. At this time, if Han Lanzong has already used the first-grade spirit stone, he will definitely not be able to pay.

In order to restore their reputation, they can only raise funds everywhere. The black market is originally a lender, and it is logical to become a bank creditor, and the interest paid by Han Lanzong is definitely more than one-tenth.

In this way, over and over again, all the spiritual stones will flow into the mastermind behind the scenes, and Han Lanzong will only become more and more struggling, and even destroy the sect.

"Don't think about it!"

"Are we going to become sinners of the sect?"

Uncle Miao was extremely excited, the blood vessels in his widened eyes were dilated, and he clamped Du Yuan's shoulders with both hands, shaking back and forth non-stop.

"Uncle, calm down, calm down!"

Du Yuan was dizzy when he shook his head.

"How calm does this make me, unless you have a solution!"

Uncle Miao suddenly realized that since Du Yuan had already guessed, there must be a solution. After all, Lingshi Bank was his idea.

"Hehe, with their tricks, fooling around, you little whites are okay, and I am nothing."

Next, Du Yuan began to popularize some financial knowledge for Uncle Miao.

For example, issue interest-bearing fixed-term bonds and use a fixed exchange rhythm to balance the risk of a run; or join the team of purchase contracts, raise the purchase price, print and collect by yourself, sell at low prices and sell at high prices; you can also register with real names to standardize management , control the flow of people, distribute numbers, process in turn, slow down the processing speed, limit the amount, slow down the flow of funds, and allow banks to have more time to flexibly fund, etc.

Uncle Miao was dumbfounded by this routine.

"Although I didn't understand, I feel that what you said is very powerful. Is it true that Han Lanzong will never worry about Lingshi again?"

For Uncle Miao, the most important thing is that everyone in the sect has spiritual stones to practice.

"Isn't that enough? After all, it's just a numbers game, and spirit stones still need to be mined."

"However, as long as merchants get used to it and store the spirit stone in the bank, they will not be afraid of accidents on the road. After all, the world of cultivating immortals is full of thorns."

"The bank solves the problem of spirit stones, and we will develop fee-based warehousing and transportation services, so that merchants who come to Han Lanzong for transactions do not need to bring money or goods. Such an easy and safe model will definitely attract a large number of merchants to come here Trade, at that time, even if you don't mine spirit stones, you don't have to worry about it."

Du Yuan painted a picture of the Blue Star Financial and Trade Port for Uncle Miao, which made his smile more and more obscene, and the corners of his mouth that were raised up were full of laughter.

With a suck, Uncle Miao came back to his senses, sucked the saliva back into his mouth, and swallowed it.

"Then what should we do next?"

Still the same sentence, the future can be expected, but the present is confused, Uncle Miao's eyes are shining with countless little stars, looking at Du Yuan.

"We just took advantage of this opportunity to squeeze them dry, expose whoever was behind the scenes, and catch them all."

After whispering a few words.

Uncle Miao left in a hurry, and took Du Yuan's poisonous plan to eliminate harm for the sect.

What Du Yuan has to do is to force those people to a corner, leaving only one way for them, and that is to get rid of Du Yuan.

Then it depends on whether Zong You can set up a stage, use Du Yuan as a bait, and gather all the malignant tumors of Hanlan Zong together.

"Why is your Uncle Miao leaving in such a hurry? I don't even eat the food I cooked so hard."

Aunt Yao came over, probably to ask the two of them to have dinner, judging by the attitude of her and Uncle Miao, it must have become a good thing.

"Aunt Yao, when will you add a brother to me?"

Hearing Du Yuan's ridicule, Aunt Yao's cheeks flew instantly, as if she had swallowed a thousand cups.

"Don't make trouble, the higher the cultivation level of the immortal cultivator, the harder it is to have offspring. You and I can only resign ourselves to fate."

This may be the arrangement of heaven. After all, the cultivation base is advanced and the life span is long. If there are more children and grandchildren, soon there will be only the descendants of those who stand on the top of the tower in this world.

"The key is to be diligent."

Aunt Yao was annoyed by these words, she grabbed Du Yuan's ear again and walked towards the Shura Hall.

The main hall on Shura Island can't be called a main hall at all, it's more like a military camp, surrounded by row upon row of tents, enclosing a large school yard.

There was already a big banquet on the central school field. Although everyone didn't have to eat, the celebration wine was still full of wine and meat, so that there was an atmosphere.

When Du Yuan arrived, all the elders and disciples of the inner sect had already arrived except those who were closed to death and who were not in the sect.

The Fourth Elder and Uncle Yun's group of alchemy peak disciples stood on the high platform of the school field and waved to Du Yuan.

Aunt Yao led Du Yuan onto the stage and retreated, as if the identity of the person on the high stage was different from hers.

Uncle Yun stepped forward and pulled Du Yuan to stand beside him.

Seeing that everyone was present, the fourth elder walked to the middle of the high platform.

"I am very happy today."

"It's not only our young generation who wiped out all the monsters, but also the rise of our Han Lanzong's new generation."

"For many years, countless talented disciples have worked hard to suppress their cultivation for the sake of the mainland, the sect, and all human beings, waiting for the newcomers to grow up and take over the heavy responsibilities."

"On behalf of Han Lanzong, I am here to thank you all."

After the fourth elder finished speaking, he turned around and bowed deeply to Yun Ye and the others behind him, and the audience burst into thunderous applause.

Yun Ye stepped out, walked up to the fourth elder, and also bowed.

"The Zongmen is our home, for the sake of our home, we will die without regret."

"I believe everyone is like us, it's just that we are at the right time."

"If the home is not here, where will we settle down? It is the generation after generation of Hanlan ancestors who guarded this home for us, and we are what we are today."

"I'm ashamed that I inherited the will of my ancestors, but I didn't do a good job, but the family is still there, and I have waited for a better successor."

After Yun Ye finished speaking, he stretched out his hand and pointed at Du Yuan. The audience applauded again, as if welcoming Du Yuan to Taichung.