80 fierce wife is a bit sweet

Chapter 143 No Money, Get a Loan

Boss Yao's eyes lit up eight degrees when he heard it.

"Hey, girl, don't tell me. Ever since the promotion meeting you held in the town with Aunt Xiang, I happened to go south and didn't have a chance to be there, but I regretted it to the death. I heard from Master Tang that it was a sea of ​​people. Look at it later I've been thinking about it since I saw the pictures you took."

She immediately called the company's treasury management and finance to understand the situation of inventory and working capital.

Lu Yao said, "There are not many people holding this kind of exhibition now, let's do it first, and earn a wave of bonuses first!"

What she didn't say was that if she could do it well, she could earn not only three months, but even half a year.The current market is still in short supply, especially after the establishment of diplomatic relations with Laos and the United States, the domestic economy has improved, and people gradually have money in their hands. If they want to eat well, wear well, and use well, their spending power is no worse than the future Double 11 and Double 12.

Boss Yao nodded, looked at the inventory list given by the warehouse manager, and discussed with Lu Yao, "We have a lot of goods! Look, the Want Want series is not as good as ice cream in summer. There are so many goods. If it can be cleared this time..."

Lu Yao took a look, "Not enough, too little."

"..." The scene suddenly fell silent.

The girl didn't seem to notice, she turned a page and shook her head, "Too few. If you want to hold a trade fair, you need at least three months' worth of sales."

The storekeeper couldn't bear it anymore, "Girl, you may not know the sales situation here. According to the level of the peak season, this volume will last for a month. Besides, the exhibition will last for three days at most. How much to sell. If I can sell out the inventory, I'll be fine."

Lu Yao asked, "The last promotion in Hongqi Town sold out your trading company's goods on the first day. You only replenished the goods the next afternoon. And they were sold out very quickly. If it wasn't because you were out of stock, we The exhibition can be held for two more days."

Boss Yao pressed the words of the warehouse manager, "Old Zhang, you should take stock of the inventory and contact the transportation team. This time..."

Lu Yao hurriedly said, "Auntie, have you contacted this venue? There are also requirements here, and a security plan must be made to prevent crowds, stampedes, casualties, fires, etc. , There are a lot of bad things, if we want to hold this kind of activities in the future, I am afraid that the higher-ups will issue a restraining order."

All kinds of "supplementary regulations" that were issued later were created in this way.Lu Yao didn't want to be the first case representative to promote the law, that would hurt her wallet.

Boss Yao patted his thigh, "Girl, you are still thoughtful. How do you even understand this?"

This was also the surprise and confusion of everyone present, as if they were watching the "fairy" appear in the world.

Lu Yao lowered her head in embarrassment, and said, "Well, my dad works in an agency, where they build mining factories, hydropower stations, large hotels, and gardens... Recently, they seem to be doing something in Nancheng District. Aunt Yao, haven’t you heard of the large commercial city?”

Everyone instantly understood that this was the result of family education!
Boss Yao said, "Well, I've heard about it, and I went to see it with my friends. Tsk tsk, it's not finished yet, and the rent is frightening to death. And the environmental design is also a bit troublesome, such a big city, There are only four gates, and the gates are small, and the road has not been repaired. It is the fifth floor, but there are only two elevators. Who do you think is willing to rent the upper bunks? And..."

Lu Yao heard half of it, and said, "Forget it, let's set up a small one in the city, first to make our trading company famous! The business card must be printed, and then get a few small gifts, and..."

Everyone watched the girl listing items and withdrawing money on the paper, and they were secretly stunned, thinking that the dolls raised by the old Red Army are different. They don’t lead soldiers to fight, and they can lead people to trade and do hypermarket activities at a young age. Well, this kind of vigor is comparable to adults like them, it's simply a genius!
It took a day, the financial accounting was completed, and a bill was given.

While sighing, "Miss Boss, our pancake looks beautiful, but it is impossible to actually make it. You see, the working capital plus the payment for the purchase, the current book value of our company is not even at all!"

To put it simply: there is no money!
Lu Yao looked back and asked, "Can I get a loan?"

The accountant had an expression of "what do you know?", "Girl, what kind of company do you think we are? We are not those big bosses in public institutions who say they want money, as long as there is a red stamp on it. We privately contract For small companies, ordinary banks simply don’t accept it.”

Lu Yao asked, "What banks are they? Bank of China, China Construction Bank, Agricultural Bank of China?"

The financial aunt was annoyed, "It's still a question. The four major banks will never lend money to a small company with no roots like us. They serve big state-owned assets. If you must borrow, you can only use usury , the interest rate is a bottomless pit, whoever wants to get in, don’t even think about getting out. Madam Boss, can’t we just bet our whole company on it just to get a big fat man for a while?”

Boss Yao waved his hand, "Sister Zhang, don't say that, we are still discussing this!"

Lu Yao found a problem, but now is not the time to talk about it.

Boss Yao felt that the little girl had ideas, so he asked Lu Yao in a low voice.

Lu Yao said, "Then, have you asked about the newly established small commercial bank? When I came to your new company today, I saw a commercial bank from the south at the intersection."

In fact, this is one of the implementation methods of the strategic thinking of getting rich first and then getting rich later, but the current audience for the "advance consumption" of loans for business is not as developed as ten years later.

The accountant tutted, "Such a small bank, it's okay to do a deposit business. Others, I'm afraid it's not safe."

As soon as Lu Yao heard it, she knew that there was a door. She looked at Boss Yao, and Boss Yao knew that hope was coming when he saw the girl's expression.

Immediately, before the bank was off work, I rushed to the intersection to ask the staff.

When the staff heard that they wanted to do loan business, their attitude was not very attentive.At present, for banks, the business requirements of absorbing deposits are more important than loans.

But when a middle-aged man who was just about to get off work heard their inquiry, he came forward to ask about the situation.

Lu Yao noticed that on the other party's unchanging uniform, the job title on the hanging badge read "Vice President", and she quietly grabbed the corner of Boss Yao's clothes.

Boss Yao is also careful, of course he found out, and his tone is more attentive and serious.

After listening to their project situation, Vice President Zhang asked, "Your amount is big or small. Our bank has never done this kind of loan."

Lu Yao was overjoyed, knowing that this person didn't refuse outright, so there was hope!

"Well, you guys write an application, and I'll let the bank discuss it."

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